Tracy

See beautifully tree lined streets in Tracy.
See the landmarks in downtown Tracy.
Check out the shops and restaurants in downtown Tracy.
See the WW1 Memorial in Tracy.
Tracy homes dot the neighborhoods.

Tracy, CA Area Guide

Avg Rent

$2,065

Population

94,759

Renter Mix

36% Rent

Tracy embodies a lively and diversified California community

Multicultural Transportation Large Business Great Schools California

Tracy sits at the intersection of three major interstates in California's Central Valley, giving it a geographic position that few cities its size can match. With roughly 94,000 residents spread across 23 square miles, the city functions as a practical base for people working across the Bay Area, the Tri-Valley, or the broader San Joaquin region. The Altamont Corridor Express train connects downtown Tracy to Silicon Valley on weekdays, making car-free commuting a real option. The Grand Theatre Center for the Arts anchors cultural life downtown, while the Tracy Historical Museum traces the city's origins as a 19th-century railroad town named after Central Pacific director Lathrop J. Tracy.

The city offers genuine neighborhood variety, from the established streets near Downtown and El Pescadero Park to newer hillside development in Tracy Hills and the Hidden Lake area in the north. Housing runs the full spectrum: apartment communities with modern amenities, townhomes, and single-family rentals are all part of the mix. Tracy draws renters who want more square footage than the Bay Area typically allows at comparable price points, without giving up access to major employment corridors. The city's motto, "Think Inside the Triangle," refers to those surrounding interstates and captures how central connectivity is to daily life here.

Explore the City

Check out the shops and restaurants in downtown Tracy.

See the WW1 Memorial in Tracy.

Tracy homes dot the neighborhoods.

Merchants in Tracy take pride in there city.

Spend time with the family at Dr Powers Park.

Tracy is the second most populated city in San Joaquin County.

Demographics

Median Household Income

$111,750

Average: $131,463

Education

17,608

Residents Have a Degree

Job Market

48,768

Workers Employed

Age Distribution
Get a sense of this area's population profile.

Median Age

37 Years

Largest Age Group

15-24 Years

Approximately 15% of Residents

Under 20

27%

Over 65

13%

Housing Distribution

Tracy has more homeowners than renters.

Renters
36%
Non-Renters
64%

Education Distribution

Review this city's overall education levels.

Bachelor's or Higher
14%
Other Education
86%

Rent Trends

As of April 2026, the average apartment rent in Tracy, CA is $1,106 for a studio, $2,056 for one bedroom, $2,355 for two bedrooms, and $2,873 for three bedrooms. Apartment rent in Tracy has increased by 1.3% in the past year.

Property Type
Average Rent
Average Sq Ft
Apartment
$2,056/month
709 Sq Ft
House
$2,937/month
2,056 Sq Ft
See Rental Market Trends in Tracy, CA

Cost of Living

The cost of living in Tracy, CA is 24.4% higher than the national average. Generally, housing in Tracy is 62.7% more expensive than the national average, with rent falling between $1,106 - $2,873. You can expect to pay 13.6% more for groceries, 14.7% more for utilities, and 15.1% more for transportation.

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Getting Around

Somewhat Walkable

Walkability

30 / 100

Minimal Public Transit

Transit

10 / 100

Very Drivable

Drivability

80 / 100

Fairly Bikeable

Bikeability

50 / 100

Schools

Monticello Elementary

Public

Grades K-5

483 Students

Jefferson

Public

Grades K-8

388 Students

Lammersville Elementary

Public

Grades K-8

203 Students

Gladys Poet-Christian Elementary

Public

Grades K-8

555 Students

George Kelly Elementary

Public

Grades K-8

929 Students

Jefferson

Public

Grades K-8

388 Students

Lammersville Elementary

Public

Grades K-8

203 Students

Gladys Poet-Christian Elementary

Public

Grades K-8

555 Students

George Kelly Elementary

Public

Grades K-8

929 Students

Earle E. Williams Middle

Public

Grades 6-8

762 Students

Millennium Charter School

Public

Grades 9-12

436 Students

John C. Kimball High

Public

Grades 9-12

1,587 Students

Tracy High

Public

Grades 9-12

1,739 Students

Merrill F. West High

Public

Grades 9-12

1,920 Students

Delta Charter Online No.2

Public

Grades K-12

282 Students

Points of Interest

Top Apartments in Tracy

Houses for Rent in Tracy

Property Management Companies in Tracy, CA

Living in Tracy

History

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Tracy owes its existence to the Central Pacific Railroad, which laid tracks through this part of the San Joaquin Valley in the 1870s and named the stop after railroad director Lathrop J. Tracy. The rail connection transformed what had been Yokuts territory into an agricultural hub, with grain warehouses and cattle ranches defining the landscape for generations. That railroad heritage remains visible downtown, where the Tracy Historical Museum occupies space near the original rail corridor and chronicles the city's evolution through exhibits and period artifacts.

The Grand Theatre Center for the Arts represents another layer of Tracy's past, a restored venue that brings live performances to a building with roots in the early 20th century. The historic Tracy Inn, standing since 1927, still anchors downtown as a recognizable landmark. While the distribution industry has largely replaced farming as the economic driver, the city's layout and character still reflect its origins as a railroad town, with streets radiating from the old depot area and agricultural influences lingering in the surrounding landscape.

Restaurants

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Tracy's dining scene reflects its multicultural community, with independently owned restaurants making up the heart of the local food culture. The corridor along Tracy Boulevard and 11th Street serves as the informal restaurant district, where residents find a mix of Filipino, Mexican, Italian-influenced, and American comfort food. Filipino cuisine has a particularly strong presence in town, with fusion takes on classics like adobo and lumpia drawing a loyal following. Pizza spots with a neighborhood bar atmosphere round out casual dining options. The Downtown Tracy Farmers' Market adds a seasonal, farm-to-table dimension to the food scene, connecting residents directly to the Central Valley's agricultural roots.

Transportation

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Tracy sits at the convergence of Interstates 5, 205, and 580, which gives residents direct access to the Bay Area, Central Valley, and beyond. Without heavy traffic, Livermore and Pleasanton are roughly 25 to 35 minutes away via I-580, while Stockton is about 25 minutes north on I-5. The Altamont Corridor Express (ACE) train serves Tracy with a station near downtown, connecting weekday commuters to the Tri-Valley and Silicon Valley. Local bus service is provided by Tracer and the San Joaquin Regional Transit District, covering routes within the city and to surrounding communities. Cyclists have access to more than 44 miles of bicycle routes throughout Tracy, and the city offers a moderately walkable environment in its downtown core.

Parks

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Tracy's parks offer a solid mix of neighborhood green space and recreational amenities throughout the city. Dr. Powers Park and Lincoln Park are two of the more prominent community parks, with Lincoln Park featuring a large playground, grills, a gazebo, and open lawn areas suitable for families and dog walks. Joseph Ceciliani Park provides open trails, tennis courts, and picnic tables in a nature-focused setting. El Pescadero Dog Park serves as a dedicated off-leash destination, and the broader El Pescadero area includes tree-lined streets and green corridors. Tracy's 44-plus miles of bicycle routes also connect residents to parks and neighborhoods across the city.

Cost

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Tracy's overall cost of living runs about 24 percent above the national average, driven largely by housing costs, which sit well above the national baseline. Renters can expect average monthly rents ranging from around $1,103 for a studio to approximately $3,020 for a three-bedroom unit, with one-bedroom apartments averaging near $2,076. Those figures place Tracy slightly below the California statewide average for one-bedrooms, offering a relative value compared to many Bay Area markets. Groceries, utilities, and transportation also exceed national norms, though by a smaller margin. The city's housing stock includes a mix of apartments, townhomes, and single-family rentals spread across established neighborhoods and newer master-planned communities.

Shopping

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Tracy's main retail activity centers along West 11th Street and Tracy Boulevard, where a mix of specialty stores, boutiques, and big-box retailers forms the city's primary commercial corridor. West Valley Mall anchors the shopping scene near the I-205 corridor and brings together a broad selection of national retailers under one roof. Downtown Tracy adds a more local character to the mix, with independently owned shops and the longstanding Downtown Tracy Farmers' Market, where residents browse fresh produce and locally made goods in a casual, community-oriented setting. The farmers' market reflects the city's agricultural roots and gives shoppers a direct connection to Central Valley growers.

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Methodology

† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.

Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.

Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in February 2026.

Demographic information comes from Neustar and combines detailed address data with U.S. Census and American Community Survey statistics to produce reliable local estimates.