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Language: English

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View All Hours Office Hours Monday - Friday, 8am - 4:30pm Saturday & Sunday, Closed

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call 320-640-1496
Floor Plan View Body
Minnesota Stearns County Saint Cloud Downtown St Cloud

The Lofts Condominiums

523 W Saint Germain St, Saint Cloud, MN 56301 Leasing Office: 175 7th Ave S, Waite Park, MN 56387

1.0
Renter Rating 3 Reviews
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320-640-1496
  • Monthly Rent

    $1,140 - $1,690

    Plus Fees

  • Bedrooms

    Studio - 2 bd

  • Bathrooms

    1 - 2 ba

  • Square Feet

    575 - 1,660 sq ft

The Lofts Condominiums
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Become the next resident of The Lofts Luxury Apartments in downtown St. Cloud, MN and have everything you need within miles. The urban industrial style of each move-in ready units will capture your attention and make you want to jump right into the downtown living lifestyle. The Lofts Luxury Apartments are the newest addition to downtown St. Cloud skyline. Completed in 2018, the St. Cloud Lofts embrace the history of the area and re-create the feel of a renovated old building in the heart of downtown. On the site of the former Dan Marsh building, The Lofts feature large windows, high ceilings, and open duct work, among many other extensive features and benefits included in your rental. Showcasing an urban contemporary design and unique, spectacular views of downtown and the Mississippi River, you don't want to miss your opportunity to make the Lofts your new home. The impressive interiors, gourmet kitchens and tranquil baths will capture your attention in every unit, complete with maintenance-free, easy living and common area amenities. To learn more about the features and benefits included in these condos, contact us to set up a tour. Utilities included in the rent are Water, Sewer, and Refuse. Residents are responsible for payment of gas, electricity, and optional internet or cable tv. Parking pass for nearby parking garage available for additional fee. Renter's Insurance is required for each resident. For every month no Renter's Insurance is supplied or maintained, a $12.00 fee will be charged. Management charges a $125, non-refundable, administrative fee that is related to our internal and administrative costs for the establishment of a resident file, and preparation of initial lease paperwork and related addendums. This administrative fee must be paid, in addition to the payment of first months' rent, any pro-rated rent, or any deposit that might be required on the day of move-in

Read More

Highlights

  • High Ceilings
  • Gated
  • Picnic Area
  • Elevator
  • Grill
  • Balcony
  • Hardwood Floors
  • Patio

Pricing & Floor Plans

filter results by bedrooms
Cost Calculator: Estimate your monthly and one-time fees.
One Bedroom One Bathroom
$1,175 – $1,645 Plus Fees 1 Bed 1 Bath 700 – 786 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 201
    price $1,645
    square feet 700
    availibility Now
Studio
$1,140 Plus Fees Studio 1 Bath 575 Sq Ft
Not Available
Two Bedroom Two Bathroom
$1,505 – $1,690 Plus Fees 2 Beds 2 Baths 950 – 1,660 Sq Ft
Not Available
One Bedroom One Bathroom
$1,175 – $1,645 Plus Fees 1 Bed 1 Bath 700 – 786 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 201
    price $1,645
    square feet 700
    availibility Now
Studio
$1,140 Plus Fees Studio 1 Bath 575 Sq Ft
Not Available
Two Bedroom Two Bathroom
$1,505 – $1,690 Plus Fees 2 Beds 2 Baths 950 – 1,660 Sq Ft
Not Available
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out.View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.

  • One-Time Basics
    • Deposit
      Varies by unit
    • Due at Application
      • Application Fee Per Applicant
        Charged per applicant.
        $45
    • Due at Move-In
      • Administrative Fee
        Charged per unit.
        $125

Pet policies are negotiable.

  • Dogs
    • Dog Fee
      Charged per pet.
      $300
    • Dog Rent
      Charged per pet.
      $35 / mo
    50 lbs. Weight Limit
    Restrictions:
    None
    Read More Read Less
    Comments
    | Restrictions: None
    Read More Read Less
  • Cats
    • Cat Fee
      Charged per pet.
      $300
    • Cat Rent
      Charged per pet.
      $35 / mo
    15 lbs. Weight Limit
    Restrictions:
    None
    Read More Read Less
    Comments
    | Restrictions: None
    Read More Read Less
  • Surface Lot
    • Parking Fee
      Charged per vehicle.
      $0 / mo
  • Additional Parking Options
    • Covered
    • Garage Lot
  • High Speed Internet Access
    Mandatory Internet Access Fee Charged per unit.
    $105
  • Renter's Insurance
    Renter's Insurance is required for each resident. For every month no Renter's Insurance is supplied or maintained, a $12.00 fee will be charged. Charged per unit.
    $12

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Details

Lease Options

  • 6 - 15 Month Leases
  • Short term lease

Property Information

  • Built in 2018
  • 47 units/6 stories

Matterport 3D Tours

Step into a world where your dreams take center stage. This stunning 4-bedroom, 2-bathroom home is not just a residence; it's a canvas for your ideal lifestyle. With 810 square feet of thoughtfully designed space, every corner whispers of potential and possibility. The heart of this urban gem is the chef-inspired kitchen. Gleaming stainless steel appliances stand ready to bring your culinary visions to life, while the expansive island, crowned with a sleek granite countertop, invites casual dining and lively conversation. Stylish pendant lighting casts a warm glow, creating an ambiance that's both sophisticated and welcoming. Light-filled bedrooms offer peaceful retreats, with one boasting a generous 80 square feet – your personal haven after a busy day. The bathrooms blend functionality with elegance, featuring modern vanities and fixtures that elevate your daily routines to spa-like experiences. Throughout the home, industrial-chic elements like exposed ductwork and track lighting add character and depth, creating a harmonious blend of comfort and urban edge. Large windows flood the space with natural light, while neutral tones provide the perfect backdrop for your personal style to shine. This isn't just a home; it's a lifestyle upgrade. Imagine entertaining friends in your open-concept living area, or finding inspiration in the quiet corners perfect for a home office. Located in the heart of Saint Cloud, you're steps away from vibrant city life while enjoying your own private sanctuary. Don't just dream of the perfect urban lifestyle – live it. This home is more than a place to live; it's where your aspirations become reality. Welcome home to 515 St Germain St W, where your future self is already thriving.

2BR, 2BA - 950SF
1/2
Step into a world where your dreams take center stage. This stunning 4-bedroom, 2-bathroom home is not just a residence; it's a canvas for your ideal lifestyle. With 810 square feet of thoughtfully designed space, every corner whispers of potential and possibility.

The heart of this urban gem is the chef-inspired kitchen. Gleaming stainless steel appliances stand ready to bring your culinary visions to life, while the expansive island, crowned with a sleek granite countertop, invites casual dining and lively conversation. Stylish pendant lighting casts a warm glow, creating an ambiance that's both sophisticated and welcoming.

Light-filled bedrooms offer peaceful retreats, with one boasting a generous 80 square feet – your personal haven after a busy day. The bathrooms blend functionality with elegance, featuring modern vanities and fixtures that elevate your daily routines to spa-like experiences.

Throughout the home, industrial-chic elements like exposed ductwork and track lighting add character and depth, creating a harmonious blend of comfort and urban edge. Large windows flood the space with natural light, while neutral tones provide the perfect backdrop for your personal style to shine.

This isn't just a home; it's a lifestyle upgrade. Imagine entertaining friends in your open-concept living area, or finding inspiration in the quiet corners perfect for a home office. Located in the heart of Saint Cloud, you're steps away from vibrant city life while enjoying your own private sanctuary.

Don't just dream of the perfect urban lifestyle – live it. This home is more than a place to live; it's where your aspirations become reality. Welcome home to 515 St Germain St W, where your future self is already thriving. Step into a world of contemporary luxury and urban sophistication in this stunning 650 sq ft apartment. Nestled in the heart of Saint Cloud, this one-bedroom, two-bathroom gem is a testament to modern living at its finest. As you enter, be captivated by the soaring ceilings that create an immediate sense of spaciousness and grandeur.

The open-concept living area seamlessly blends comfort with style, featuring rich hardwood floors that flow throughout. A plush leather sofa invites relaxation, while artistic accents add character and warmth. The gourmet kitchen is a culinary enthusiast's dream, boasting sleek granite countertops, warm wood cabinetry, and high-end stainless steel appliances, including a side-by-side refrigerator.

The bedroom is a serene retreat, bathed in natural light from large windows that offer picturesque city views. Ample closet space ensures organization is effortless. Both bathrooms exude elegance with modern fixtures and finishes, providing a spa-like experience in the comfort of your home.

Energy-efficient lighting, including pendant lights in the kitchen, adds to the apartment's contemporary appeal while keeping utility costs in check. A private balcony offers the perfect spot for morning coffee or evening relaxation, connecting you to the vibrant urban landscape beyond.

This impeccably designed space is more than just an apartment; it's a lifestyle choice for those who appreciate the finer things in life. Whether you're a young professional or someone looking to downsize without compromising on quality, this urban oasis offers the perfect blend of comfort, style, and convenience in the heart of the city.

About The Lofts Condominiums

Become the next resident of The Lofts Luxury Apartments in downtown St. Cloud, MN and have everything you need within miles. The urban industrial style of each move-in ready units will capture your attention and make you want to jump right into the downtown living lifestyle. The Lofts Luxury Apartments are the newest addition to downtown St. Cloud skyline. Completed in 2018, the St. Cloud Lofts embrace the history of the area and re-create the feel of a renovated old building in the heart of downtown. On the site of the former Dan Marsh building, The Lofts feature large windows, high ceilings, and open duct work, among many other extensive features and benefits included in your rental. Showcasing an urban contemporary design and unique, spectacular views of downtown and the Mississippi River, you don't want to miss your opportunity to make the Lofts your new home. The impressive interiors, gourmet kitchens and tranquil baths will capture your attention in every unit, complete with maintenance-free, easy living and common area amenities. To learn more about the features and benefits included in these condos, contact us to set up a tour. Utilities included in the rent are Water, Sewer, and Refuse. Residents are responsible for payment of gas, electricity, and optional internet or cable tv. Parking pass for nearby parking garage available for additional fee. Renter's Insurance is required for each resident. For every month no Renter's Insurance is supplied or maintained, a $12.00 fee will be charged. Management charges a $125, non-refundable, administrative fee that is related to our internal and administrative costs for the establishment of a resident file, and preparation of initial lease paperwork and related addendums. This administrative fee must be paid, in addition to the payment of first months' rent, any pro-rated rent, or any deposit that might be required on the day of move-in

The Lofts Condominiums is an apartment community located in Stearns County and the 56301 ZIP Code. This area is served by the St. Cloud Public School District attendance zone.

Unique Features

  • Air Conditioner
  • BBQ/Picnic Area
  • Bike Racks
  • Carpeting
  • Ceiling Fan
  • Efficient Appliances
  • Electronic Thermostat
  • Heated Underground Garage
  • Large Closets
  • Patio/Balcony
  • View

Contact

Property Address: 523 W Saint Germain St, Saint Cloud, MN 56301
Leasing Office: 175 7th Ave S, Waite Park, MN 56387
View Property Website
Language: English
Open 8am - 4:30pm Today
  • Monday - Friday, 8am - 4:30pm
  • Saturday & Sunday, Closed

Community Amenities

Fitness Center

Elevator

Recycling

Grill

  • Package Service
  • Recycling
  • Elevator
  • Fitness Center
  • Gated
  • Grill
  • Picnic Area

Apartment Features

Washer/Dryer

Air Conditioning

Dishwasher

Hardwood Floors

  • Washer/Dryer
  • Air Conditioning
  • Ceiling Fans
  • Cable Ready
  • Dishwasher
  • Kitchen
  • Microwave
  • Refrigerator
  • Hardwood Floors
  • High Ceilings
  • Balcony
  • Patio
Location
523 W Saint Germain St, Saint Cloud,
MN 56301
Leasing Office: 175 7th Ave S, Waite Park,
MN 56387
Get Directions
Leasing Office Schools Restaurants Groceries Coffee Banks Shops Fitness
| Edit
Edit Commute

Destination is required

Under 30 minutes

Commute Time is calculated at rush hour.
Neighborhood

Saint Cloud’s vibrant Downtown district is a lively urban community overlooking the Mississippi River. Living in the heart of the Granite City allows you to take full advantage of a beautiful and historic setting with plenty to keep you occupied day or night. The Paramount Center for the Arts and the Red Carpet Nightclub are among the city’s most popular venues for live entertainment, bringing musicians of every stripe to town throughout the year.

The robust bar scene is packed with hotspots like White Horse, Olde Brick House, and the Pickled Loon, offering up lots of options for a night on the town. St. Cloud State University’s campus is just a couple of blocks down the river, and college students are a common sight around Downtown. To the west, Lake George Park is an excellent spot to spend quality time outdoors on sunny afternoons.

Learn more about living in Downtown St Cloud 
Average Prices by Area

Compare neighborhood and city base rent averages by bedroom.

Downtown St Cloud Saint Cloud, MN
Studio $341 $766
1 Bedroom $383 $918
2 Bedrooms - $1,153
3 Bedrooms - $1,458
Amenities
  • Package Service
  • Recycling
  • Elevator
  • Gated
  • Grill
  • Picnic Area
  • Fitness Center
  • Air Conditioner
  • BBQ/Picnic Area
  • Bike Racks
  • Carpeting
  • Ceiling Fan
  • Efficient Appliances
  • Electronic Thermostat
  • Heated Underground Garage
  • Large Closets
  • Patio/Balcony
  • View
  • Washer/Dryer
  • Air Conditioning
  • Ceiling Fans
  • Cable Ready
  • Dishwasher
  • Kitchen
  • Microwave
  • Refrigerator
  • Hardwood Floors
  • High Ceilings
  • Balcony
  • Patio
Expenses
Recurring
Cat Rent $35
Dog Rent $35
One-Time
Cat Fee $300
Dog Fee $300
Office Hours
Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm
Saturday Closed
Sunday Closed
320-640-1496
Education
Colleges & Universities Distance
Colleges & Universities Distance
St. Cloud State University
Drive: 4 min 1.4 mi
Rasmussen College
Drive: 7 min 3.2 mi
College of Saint Benedict
Drive: 17 min 9.3 mi
Saint John's University
Drive: 24 min 14.3 mi
The Lofts Condominiums is within 4 minutes or 1.4 miles from St. Cloud State University. It is also near Rasmussen College and College of Saint Benedict.
Schools
  • Public Schools
  • Private Schools
Talahi Community Elementary School
Public Elementary School
Grades PK-5
563 Students
Attendance Zone
Lincoln Elementary School
Public Elementary School
Grades K-5
396 Students
Attendance Zone
South Junior High School
Public Middle School
Grades 6-8
867 Students
Attendance Zone
Technical Senior High School
Public High School
Grades 9-12
1,515 Students
Attendance Zone
All Saints Academy-St Cloud Campus
Private Elementary School
Grades PK-5
218 Students
Nearby
St. Marys Cathedral Elementary School
Private Elementary School
Grades K-5
Nearby
Cathedral
Private Middle & High School
Grades 6-12
559 Students
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation
Commuter Rail Distance
Commuter Rail Distance
St. Cloud Amtrak Station
Walk: 15 min 0.8 mi
Big Lake Station
Drive: 38 min 28.2 mi
Getting Around
Moderately Walkable
Walkability
60 / 100
Limited Public Transit
Transit
30 / 100
Moderately Drivable
Drivability
70 / 100
Moderately Bikeable
Bikeability
60 / 100

Scores provided by

What do Walkability, Transit, Drivability, and Bikeability mean? Walkability measures the walking distance to day-to-day needs. Transit measures access to public transportation. Drivability measures congestion, parking availability, and access to major roads. Bikeability measures the suitability for cycling. How It Works
-
Soundscore™
- / 100

Traffic

-

Airport

-

Businesses

-

Scores provided by

HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It Works
Points of Interest

Time and distance from The Lofts Condominiums.

Shopping Centers Distance
Shopping Centers Distance
Centennial Plaza Shopping Center
Drive: 4 min 1.6 mi
Newberry Commons
Drive: 4 min 1.6 mi
Sunrise Center
Drive: 3 min 1.9 mi
The Lofts Condominiums has 3 shopping centers within 1.9 miles, which is about a 3-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
St. Cloud State University Planetarium
Walk: 16 min 0.8 mi
Munsinger Gardens
Drive: 4 min 1.6 mi
Clemens Gardens
Drive: 4 min 1.6 mi
St. Cloud Area Family YMCA
Drive: 5 min 2.4 mi
The Lofts Condominiums has 4 parks within 2.4 miles, including St. Cloud State University Planetarium, Munsinger Gardens, and Clemens Gardens.
Hospitals Distance
Hospitals Distance
St. Cloud Hospital
Drive: 2 min 1.1 mi
The Lofts Condominiums is 1.1 miles and a 2 minute drive from St. Cloud Hospital.
Military Bases Distance
Military Bases Distance
Fort Snelling Military Reservation
Drive: 94 min 74.6 mi
The Lofts Condominiums is 74.6 miles and a 94 minute drive from Fort Snelling Military Reservation.
 
 

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The Lofts Condominiums Photos

  • The Lofts Condominiums

  • 2BR, 2BA - 950SF

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Frequently Asked Questions
Does The Lofts Condominiums have in-unit laundry?

The Lofts Condominiums has units with in‑unit washers and dryers, making laundry day simple for residents.

What utilities are included in rent at The Lofts Condominiums?

Utilities are not included in rent. Residents should plan to set up and pay for all services separately.

Is parking available at The Lofts Condominiums?

Parking is available at The Lofts Condominiums. Fees may apply depending on the type of parking offered. Contact this property for details.

Which floor plans are available, and what are the price ranges?

The Lofts Condominiums has studios to two-bedrooms with rent ranges from $1,140/mo. to $1,690/mo.

Is The Lofts Condominiums pet-friendly?

Yes, The Lofts Condominiums welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.

How much income do I need to rent at The Lofts Condominiums?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,140 for a studio, you would need to earn about $45,600 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.

Does The Lofts Condominiums have move-in specials?

The Lofts Condominiums is not currently offering any rent specials. Check back soon, as promotions change frequently.

Does The Lofts Condominiums offer Matterport 3D tours?

Yes! The Lofts Condominiums offers 2 Matterport 3D Tours. Explore different floor plans and see unit level details, all without leaving home.

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What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.

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What is a Sound Score Rating?

A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources.

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523 W Saint Germain St

Saint Cloud, MN 56301

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