The Lofts Condominiums
523 W Saint Germain St,
Saint Cloud, MN 56301
$1,140 - $1,645 Plus Fees
Studio - 2 Beds
Area Guide
Downtown St Cloud Saint Cloud, MN
Experience the lively and historic environment of the Granite City’s core
Urban
•
Walkable
•
River
Saint Cloud’s vibrant Downtown district is a lively urban community overlooking the Mississippi River. Living in the heart of the Granite City allows you to take full advantage of a beautiful and historic setting with plenty to keep you occupied day or night. The Paramount Center for the Arts and the Red Carpet Nightclub are among the city’s most popular venues for live entertainment, bringing musicians of every stripe to town throughout the year.
The robust bar scene is packed with hotspots like White Horse, Olde Brick House, and the Pickled Loon, offering up lots of options for a night on the town. St. Cloud State University’s campus is just a couple of blocks down the river, and college students are a common sight around Downtown. To the west, Lake George Park is an excellent spot to spend quality time outdoors on sunny afternoons.
Rent Trends
As of July 2026, the average apartment rent in Downtown St Cloud is $347 for a studio, and $389 for one bedroom. Apartment rent in Downtown St Cloud has increased by 1.5% in the past year.
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Studio
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250 sq ft
Average Sq Ft
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$347/month
Average Rent
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1 BR
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400 sq ft
Average Sq Ft
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$389/month
Average Rent
Learn More About Downtown St Cloud
Getting Around
Explore how walkable, bikeable, drivable, and transit-friendly Downtown St Cloud - Saint Cloud, MN is for everyday living.
Moderately Walkable
Walkability
60
/ 100
Limited Public Transit
Transit
30
/ 100
Moderately Drivable
Drivability
60
/ 100
Moderately Bikeable
Bikeability
60
/ 100
Daily Essentials
In Downtown St Cloud - Saint Cloud, MN, daily errands are quick and hassle-free.
Supermarket Within a 15 Minute Walk
Groceries
70
/ 100
Great Restaurant Variety Nearby
Restaurants
80
/ 100
Great Café Variety Nearby
Cafes
80
/ 100
Great Variety of Shops Nearby
Shopping
80
/ 100
Local Vibe
Get a sense of what it’s like to live in Downtown St Cloud - Saint Cloud, MN from everyday activity to noise and nightlife.
Vibrant Atmosphere at Times
Vibrancy
40
/ 100
Exceptional Nightlife Variety Nearby
Nightlife
90
/ 100
Moderately Noisy
Quiet Score
50
/ 100
Scores provided by
Points of Interest
Shopping Centers
Parks and Recreation
- St. Cloud State University Planetarium
- Munsinger Gardens
- Clemens Gardens
- St. Cloud Area Family YMCA
Commuter Rail
Military Bases
Top Apartments in Downtown St Cloud
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Methodology
† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.
Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.
Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in June 2026.
Demographic information comes from Neustar and combines detailed address data with U.S. Census and American Community Survey statistics to produce reliable local estimates.