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Monthly Rent
$825
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Bedrooms
2 bd
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Bathrooms
1 ba
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Square Feet
800 sq ft
Lovely 2-bedroom 1-bath apartment with modern amenities that will make you feel right at home. With abundant natural light, a well-equipped kitchen with a dishwasher, refrigerator, and stove, and generous-sized bedrooms with a master bedroom ensuite and walk-in closet. Enjoy the views of your neighborhood on the balcony accessible from the double glass sliding doors from the bedrooms. Live comfortably with the modern conveniences of electric heating, central heating and air, and a smart home system that ensures energy efficiency and a healthy living environment. Smaller pets at 30 lbs. max are welcome. Situated next to Route 41, easy acces to downtown and East Ridge with everything you need just a few minutes away. Apply now and grab this apartment before it's gone! ---------------------------- Only $825 Deposit ---------------------------- Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Learn more: Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent) ---------------------------- Electric (Allowance) ............. $100 Water (Allowance) ................ $60 Internet/WIFI .................... $45 Sewer ............................ $100 Laundromat Access ................ $25 Smart Home Automation ............ $20.95 Resident Benefits Package ........ $49.95 All Bills Paid Program ........... $9.95 ---------------------------- AMENITIES ---------------------------- - Smart Home Automation - Central Heat and Air - Electric Heat - Balcony - Refrigerator, Stove, Dishwasher - Washer and Dryer Hookup - Pet Friendly (30lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Under 6 Months:................. +$250/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Resident Benefits Package ........ $49.95 - Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Required) ---------------------------- Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Water Allowance .................. $60/month - Monthly water usage allowance. Any overages will be billed to the tenant. Electric Allowance ............... $100/month - Monthly electricity usage allowance. Overages will be billed to the tenant. Internet/WIFI .................... $45/month - High-speed internet access included as part of your utility package. Sewer Allowance.................... $100/month - Monthly sewer usage allowance. Overages will be billed to the tenant. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. ---------------------------- PET POLICY ---------------------------- - Standard/Regular Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - No fees for ESA or Service Animals - Pet Application Fee: $30/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- CREDIT REQUIREMENTS: If employed 1+ year at current job: - 600-649: Standard Deposit - 550-599: Standard Deposit + 50% rent Mitigation Fee - 500-549: Standard Deposit + 100% rent Mitigation Fee - 499 and below: Cosigner required (600+ credit score, 2x rent income) If employed under 1 year: - 650+: Standard Deposit - 600-649: Standard + 50% Mitigation Fee - 550-599: Standard + 100% Mitigation Fee - 500-549: Standard + 150% Mitigation Fee - No credit: Cosigner required (600+ score, 2x rent) AUTOMATIC DENIALS: - Utility Collections - Evictions - Felonies/Misdemeanor (within the last 10 years) - Landlord Collections - Drug Charges - Bankruptcies (within the last 5 years) ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- INCOME REQUIREMENT ---------------------------- - Combined household income must be at least 2x the rent ---------------------------- MOVE-IN COSTS ---------------------------- - First months rent (prorated) - Security deposit - $100 lease preparation fee - Additional fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? ---------------------------- Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- Pay your rent on time and well report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. ---------------------------- Contact us today to schedule a tour or apply online! Apartment Resident Benefits Package Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required ?? Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent! Spacious & modern units Pet-friendly $500 security deposit option
Pricing & Floor Plans
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Unit 40price $825square feet 800availibility Now
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Unit 33price $825square feet 800availibility Now
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Unit 13price $825square feet 800availibility Jul 23
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Unit 40price $825square feet 800availibility Now
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Unit 33price $825square feet 800availibility Now
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Unit 13price $825square feet 800availibility Jul 23
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.
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Dogs
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Allowed
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Cats
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Allowed
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Surface Lot
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Details
Property Information
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Built in 1974
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49 units/3 stories
About Ridge Terrace
Lovely 2-bedroom 1-bath apartment with modern amenities that will make you feel right at home. With abundant natural light, a well-equipped kitchen with a dishwasher, refrigerator, and stove, and generous-sized bedrooms with a master bedroom ensuite and walk-in closet. Enjoy the views of your neighborhood on the balcony accessible from the double glass sliding doors from the bedrooms. Live comfortably with the modern conveniences of electric heating, central heating and air, and a smart home system that ensures energy efficiency and a healthy living environment. Smaller pets at 30 lbs. max are welcome. Situated next to Route 41, easy acces to downtown and East Ridge with everything you need just a few minutes away. Apply now and grab this apartment before it's gone! ---------------------------- Only $825 Deposit ---------------------------- Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Learn more: Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent) ---------------------------- Electric (Allowance) ............. $100 Water (Allowance) ................ $60 Internet/WIFI .................... $45 Sewer ............................ $100 Laundromat Access ................ $25 Smart Home Automation ............ $20.95 Resident Benefits Package ........ $49.95 All Bills Paid Program ........... $9.95 ---------------------------- AMENITIES ---------------------------- - Smart Home Automation - Central Heat and Air - Electric Heat - Balcony - Refrigerator, Stove, Dishwasher - Washer and Dryer Hookup - Pet Friendly (30lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Under 6 Months:................. +$250/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Resident Benefits Package ........ $49.95 - Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Required) ---------------------------- Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Water Allowance .................. $60/month - Monthly water usage allowance. Any overages will be billed to the tenant. Electric Allowance ............... $100/month - Monthly electricity usage allowance. Overages will be billed to the tenant. Internet/WIFI .................... $45/month - High-speed internet access included as part of your utility package. Sewer Allowance.................... $100/month - Monthly sewer usage allowance. Overages will be billed to the tenant. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. ---------------------------- PET POLICY ---------------------------- - Standard/Regular Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - No fees for ESA or Service Animals - Pet Application Fee: $30/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- CREDIT REQUIREMENTS: If employed 1+ year at current job: - 600-649: Standard Deposit - 550-599: Standard Deposit + 50% rent Mitigation Fee - 500-549: Standard Deposit + 100% rent Mitigation Fee - 499 and below: Cosigner required (600+ credit score, 2x rent income) If employed under 1 year: - 650+: Standard Deposit - 600-649: Standard + 50% Mitigation Fee - 550-599: Standard + 100% Mitigation Fee - 500-549: Standard + 150% Mitigation Fee - No credit: Cosigner required (600+ score, 2x rent) AUTOMATIC DENIALS: - Utility Collections - Evictions - Felonies/Misdemeanor (within the last 10 years) - Landlord Collections - Drug Charges - Bankruptcies (within the last 5 years) ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- INCOME REQUIREMENT ---------------------------- - Combined household income must be at least 2x the rent ---------------------------- MOVE-IN COSTS ---------------------------- - First months rent (prorated) - Security deposit - $100 lease preparation fee - Additional fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? ---------------------------- Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- Pay your rent on time and well report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. ---------------------------- Contact us today to schedule a tour or apply online! Apartment Resident Benefits Package Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required ?? Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent! Spacious & modern units Pet-friendly $500 security deposit option
Ridge Terrace is an apartment community located in Hamilton County and the 37412 ZIP Code. This area is served by the Hamilton County School District attendance zone.
Unique Features
- Balcony/Patio
Contact
Apartment Features
Washer/Dryer
Air Conditioning
Dishwasher
Refrigerator
- Washer/Dryer
- Air Conditioning
- Cable Ready
- Dishwasher
- Refrigerator
Chattanooga sits where the Tennessee River curves against the base of Lookout Mountain, giving the city a distinct sense of place that few mid-sized cities can match. With roughly 181,000 residents, it is Tennessee's fourth-largest city and a growing economic center anchored by advanced manufacturing, healthcare, insurance, and a Volkswagen assembly plant at Enterprise South that draws suppliers and corporate offices to the region. The University of Tennessee at Chattanooga adds an academic presence near the heart of the city, supporting a medical corridor that has become one of the more active employment hubs in the Southeast.
Neighborhoods range widely in character. Downtown and the adjacent Southside offer lofts, converted warehouses, and newer high-rise apartment communities close to the Tennessee Aquarium and Warehouse Row. North Shore, just across the Walnut Street Bridge, provides a quieter residential feel with access to Coolidge Park and the riverfront. St.
Learn more about living in Chattanooga- Balcony/Patio
- Washer/Dryer
- Air Conditioning
- Cable Ready
- Dishwasher
- Refrigerator
| Colleges & Universities | Distance | ||
|---|---|---|---|
| Colleges & Universities | Distance | ||
| Drive: | 9 min | 4.5 mi | |
| Drive: | 17 min | 8.8 mi | |
| Drive: | 26 min | 16.0 mi | |
| Drive: | 34 min | 25.1 mi |
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Data provided by GreatSchools.org © 2026. All rights reserved.
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Ridge Terrace has units with in‑unit washers and dryers, making laundry day simple for residents.
Utilities are not included in rent. Residents should plan to set up and pay for all services separately.
Parking is available at Ridge Terrace. Contact this property for details.
Ridge Terrace has two-bedrooms apartments renting for $825/mo.
Yes, Ridge Terrace welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.
A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $825 for a two-bedrooms, you would need to earn about $33,000 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.
Ridge Terrace is not currently offering any rent specials. Check back soon, as promotions change frequently.
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Property Manager Responded