Ridge Terrace

915 S Seminole Dr, Chattanooga, TN 37412

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706-944-8346
  • Monthly Rent

    $825

  • Bedrooms

    2 bd

  • Bathrooms

    1 ba

  • Square Feet

    800 sq ft

Ridge Terrace
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Lovely 2-bedroom 1-bath apartment with modern amenities that will make you feel right at home. With abundant natural light, a well-equipped kitchen with a dishwasher, refrigerator, and stove, and generous-sized bedrooms with a master bedroom ensuite and walk-in closet. Enjoy the views of your neighborhood on the balcony accessible from the double glass sliding doors from the bedrooms. Live comfortably with the modern conveniences of electric heating, central heating and air, and a smart home system that ensures energy efficiency and a healthy living environment. Smaller pets at 30 lbs. max are welcome. Situated next to Route 41, easy acces to downtown and East Ridge with everything you need just a few minutes away. Apply now and grab this apartment before it's gone! ---------------------------- Only $825 Deposit ---------------------------- Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Learn more: Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent) ---------------------------- Electric (Allowance) ............. $100 Water (Allowance) ................ $60 Internet/WIFI .................... $45 Sewer ............................ $100 Laundromat Access ................ $25 Smart Home Automation ............ $20.95 Resident Benefits Package ........ $49.95 All Bills Paid Program ........... $9.95 ---------------------------- AMENITIES ---------------------------- - Smart Home Automation - Central Heat and Air - Electric Heat - Balcony - Refrigerator, Stove, Dishwasher - Washer and Dryer Hookup - Pet Friendly (30lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Under 6 Months:................. +$250/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Resident Benefits Package ........ $49.95 - Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Required) ---------------------------- Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Water Allowance .................. $60/month - Monthly water usage allowance. Any overages will be billed to the tenant. Electric Allowance ............... $100/month - Monthly electricity usage allowance. Overages will be billed to the tenant. Internet/WIFI .................... $45/month - High-speed internet access included as part of your utility package. Sewer Allowance.................... $100/month - Monthly sewer usage allowance. Overages will be billed to the tenant. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. ---------------------------- PET POLICY ---------------------------- - Standard/Regular Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - No fees for ESA or Service Animals - Pet Application Fee: $30/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- CREDIT REQUIREMENTS: If employed 1+ year at current job: - 600-649: Standard Deposit - 550-599: Standard Deposit + 50% rent Mitigation Fee - 500-549: Standard Deposit + 100% rent Mitigation Fee - 499 and below: Cosigner required (600+ credit score, 2x rent income) If employed under 1 year: - 650+: Standard Deposit - 600-649: Standard + 50% Mitigation Fee - 550-599: Standard + 100% Mitigation Fee - 500-549: Standard + 150% Mitigation Fee - No credit: Cosigner required (600+ score, 2x rent) AUTOMATIC DENIALS: - Utility Collections - Evictions - Felonies/Misdemeanor (within the last 10 years) - Landlord Collections - Drug Charges - Bankruptcies (within the last 5 years) ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- INCOME REQUIREMENT ---------------------------- - Combined household income must be at least 2x the rent ---------------------------- MOVE-IN COSTS ---------------------------- - First months rent (prorated) - Security deposit - $100 lease preparation fee - Additional fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? ---------------------------- Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- Pay your rent on time and well report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. ---------------------------- Contact us today to schedule a tour or apply online! Apartment Resident Benefits Package Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required ?? Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent! Spacious & modern units Pet-friendly $500 security deposit option

Pricing & Floor Plans

2 Beds, 1 Baths
$825 2 Beds 1 Bath 800 Sq Ft
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 40
    price $825
    square feet 800
    availibility Now
  • Unit 33
    price $825
    square feet 800
    availibility Now
  • Unit 13
    price $825
    square feet 800
    availibility Jul 23
2 Beds, 1 Baths
$825 2 Beds 1 Bath 800 Sq Ft
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 40
    price $825
    square feet 800
    availibility Now
  • Unit 33
    price $825
    square feet 800
    availibility Now
  • Unit 13
    price $825
    square feet 800
    availibility Jul 23
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out.View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.

  • Dogs
    • Allowed
  • Cats
    • Allowed

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Details

Property Information

  • Built in 1974
  • 49 units/3 stories

About Ridge Terrace

Lovely 2-bedroom 1-bath apartment with modern amenities that will make you feel right at home. With abundant natural light, a well-equipped kitchen with a dishwasher, refrigerator, and stove, and generous-sized bedrooms with a master bedroom ensuite and walk-in closet. Enjoy the views of your neighborhood on the balcony accessible from the double glass sliding doors from the bedrooms. Live comfortably with the modern conveniences of electric heating, central heating and air, and a smart home system that ensures energy efficiency and a healthy living environment. Smaller pets at 30 lbs. max are welcome. Situated next to Route 41, easy acces to downtown and East Ridge with everything you need just a few minutes away. Apply now and grab this apartment before it's gone! ---------------------------- Only $825 Deposit ---------------------------- Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Learn more: Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent) ---------------------------- Electric (Allowance) ............. $100 Water (Allowance) ................ $60 Internet/WIFI .................... $45 Sewer ............................ $100 Laundromat Access ................ $25 Smart Home Automation ............ $20.95 Resident Benefits Package ........ $49.95 All Bills Paid Program ........... $9.95 ---------------------------- AMENITIES ---------------------------- - Smart Home Automation - Central Heat and Air - Electric Heat - Balcony - Refrigerator, Stove, Dishwasher - Washer and Dryer Hookup - Pet Friendly (30lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Under 6 Months:................. +$250/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Resident Benefits Package ........ $49.95 - Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Required) ---------------------------- Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Water Allowance .................. $60/month - Monthly water usage allowance. Any overages will be billed to the tenant. Electric Allowance ............... $100/month - Monthly electricity usage allowance. Overages will be billed to the tenant. Internet/WIFI .................... $45/month - High-speed internet access included as part of your utility package. Sewer Allowance.................... $100/month - Monthly sewer usage allowance. Overages will be billed to the tenant. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. ---------------------------- PET POLICY ---------------------------- - Standard/Regular Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - No fees for ESA or Service Animals - Pet Application Fee: $30/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- CREDIT REQUIREMENTS: If employed 1+ year at current job: - 600-649: Standard Deposit - 550-599: Standard Deposit + 50% rent Mitigation Fee - 500-549: Standard Deposit + 100% rent Mitigation Fee - 499 and below: Cosigner required (600+ credit score, 2x rent income) If employed under 1 year: - 650+: Standard Deposit - 600-649: Standard + 50% Mitigation Fee - 550-599: Standard + 100% Mitigation Fee - 500-549: Standard + 150% Mitigation Fee - No credit: Cosigner required (600+ score, 2x rent) AUTOMATIC DENIALS: - Utility Collections - Evictions - Felonies/Misdemeanor (within the last 10 years) - Landlord Collections - Drug Charges - Bankruptcies (within the last 5 years) ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- INCOME REQUIREMENT ---------------------------- - Combined household income must be at least 2x the rent ---------------------------- MOVE-IN COSTS ---------------------------- - First months rent (prorated) - Security deposit - $100 lease preparation fee - Additional fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? ---------------------------- Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- Pay your rent on time and well report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. ---------------------------- Contact us today to schedule a tour or apply online! Apartment Resident Benefits Package Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required ?? Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent! Spacious & modern units Pet-friendly $500 security deposit option

Ridge Terrace is an apartment community located in Hamilton County and the 37412 ZIP Code. This area is served by the Hamilton County School District attendance zone.

Unique Features

  • Balcony/Patio

Contact

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Apartment Features

Washer/Dryer

Air Conditioning

Dishwasher

Refrigerator

  • Washer/Dryer
  • Air Conditioning
  • Cable Ready
  • Dishwasher
  • Refrigerator
Location
915 S Seminole Dr, Chattanooga,
TN 37412
Get Directions
| Edit

Under 30 minutes

Commute Time is calculated at rush hour.
City - Chattanooga

Chattanooga sits where the Tennessee River curves against the base of Lookout Mountain, giving the city a distinct sense of place that few mid-sized cities can match. With roughly 181,000 residents, it is Tennessee's fourth-largest city and a growing economic center anchored by advanced manufacturing, healthcare, insurance, and a Volkswagen assembly plant at Enterprise South that draws suppliers and corporate offices to the region. The University of Tennessee at Chattanooga adds an academic presence near the heart of the city, supporting a medical corridor that has become one of the more active employment hubs in the Southeast.

Neighborhoods range widely in character. Downtown and the adjacent Southside offer lofts, converted warehouses, and newer high-rise apartment communities close to the Tennessee Aquarium and Warehouse Row. North Shore, just across the Walnut Street Bridge, provides a quieter residential feel with access to Coolidge Park and the riverfront. St.

Learn more about living in Chattanooga 
Amenities
  • Balcony/Patio
  • Washer/Dryer
  • Air Conditioning
  • Cable Ready
  • Dishwasher
  • Refrigerator
Education
Colleges & Universities Distance
Colleges & Universities Distance
Drive: 9 min 4.5 mi
Drive: 17 min 8.8 mi
Drive: 26 min 16.0 mi
Drive: 34 min 25.1 mi
Ridge Terrace is within 9 minutes or 4.5 miles from UT Chattanooga. It is also near Chattanooga State Comm. Coll. and Southern Adventist University.
Schools
Public Elementary School
Grades PK-5
996 Students
Attendance Zone
Public Middle School
Grades 6-8
549 Students
Nearby
Public Middle School
Grades 6-8
591 Students
Attendance Zone
Public High School
Grades 9-12
1,008 Students
Attendance Zone
Private Elementary School
Grades PK-5
Nearby
Private Middle & High School
Grades 6-12
926 Students
Nearby
Transportation

Ridge Terrace is near Lovell Field, located 6.1 miles or 16 minutes away.

Airports Distance
Airports Distance
Lovell Field
Drive: 16 min 6.1 mi
Getting Around
Fairly Walkable
Walkability
50 / 100
Minimal Public Transit
Transit
0 / 100
Exceptionally Drivable
Drivability
100 / 100
Somewhat Bikeable
Bikeability
20 / 100

Scores provided by

What do Walkability, Transit, Drivability, and Bikeability mean? Walkability measures the walking distance to day-to-day needs. Transit measures access to public transportation. Drivability measures congestion, parking availability, and access to major roads. Bikeability measures the suitability for cycling. How It Works
Active
Soundscore
70 / 100

Traffic

Busy

Airport

Calm

Businesses

Active

Scores provided by

HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It Works
Points of Interest

Time and distance from Ridge Terrace.

Shopping Centers Distance
Shopping Centers Distance
Walk: 11 min 0.6 mi
Walk: 16 min 0.9 mi
Walk: 20 min 1.1 mi
Ridge Terrace has 3 shopping centers within 1.1 miles, which is about a 20-minute walk. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
UTC Clarence Jones Observatory
Drive: 6 min 3.0 mi
Chattanooga Zoo
Drive: 8 min 3.7 mi
Incline Railway
Drive: 10 min 4.7 mi
Tennessee River Gorge Trust
Drive: 9 min 5.5 mi
Creative Discovery Museum
Drive: 9 min 5.7 mi
Ridge Terrace has 5 parks within 5.7 miles, including UTC Clarence Jones Observatory, Chattanooga Zoo, and Incline Railway.
Hospitals Distance
Hospitals Distance
Drive: 5 min 2.5 mi
Drive: 6 min 2.8 mi
Drive: 8 min 4.2 mi
Ridge Terrace has 3 hospitals within 4.2 miles, the nearest is Parkridge Medical Center which is 2.5 miles away and a 5 minute drive.
Military Bases Distance
Military Bases Distance
Drive: 90 min 69.7 mi
Drive: 102 min 75.2 mi
Ridge Terrace is 69.7 miles from Arnold Air Force Base Tullahoma, and is convenient to other military bases, including Arnold Air Force Base Estill Springs.
 
 
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Frequently Asked Questions
Does Ridge Terrace have in-unit laundry?

Ridge Terrace has units with in‑unit washers and dryers, making laundry day simple for residents.

What utilities are included in rent at Ridge Terrace?

Utilities are not included in rent. Residents should plan to set up and pay for all services separately.

Is parking available at Ridge Terrace?

Parking is available at Ridge Terrace. Contact this property for details.

Which floor plans are available, and what are the price ranges?

Ridge Terrace has two-bedrooms apartments renting for $825/mo.

Is Ridge Terrace pet-friendly?

Yes, Ridge Terrace welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.

How much income do I need to rent at Ridge Terrace?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $825 for a two-bedrooms, you would need to earn about $33,000 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.

Does Ridge Terrace have move-in specials?

Ridge Terrace is not currently offering any rent specials. Check back soon, as promotions change frequently.

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