Chattanooga

Big Creek, located on the Ocoee River, is popular for kayaking and canoeing
Parksville Lake offers boating and swimming in the Great Smoky Mountains

Chattanooga, TN Area Guide

Avg Rent

$1,262

Population

192,427

Renter Mix

50% Rent

They call it “Scenic City,” but Chattanooga is much more than just a pretty face

Outdoors Nature Hiking Scenic Historic River Tourism Events Live Music Dining College Affordable Stadium Sports Baseball

Chattanooga sits where the Tennessee River curves against the base of Lookout Mountain, giving the city a distinct sense of place that few mid-sized cities can match. With roughly 181,000 residents, it is Tennessee's fourth-largest city and a growing economic center anchored by advanced manufacturing, healthcare, insurance, and a Volkswagen assembly plant at Enterprise South that draws suppliers and corporate offices to the region. The University of Tennessee at Chattanooga adds an academic presence near the heart of the city, supporting a medical corridor that has become one of the more active employment hubs in the Southeast.

Neighborhoods range widely in character. Downtown and the adjacent Southside offer lofts, converted warehouses, and newer high-rise apartment communities close to the Tennessee Aquarium and Warehouse Row. North Shore, just across the Walnut Street Bridge, provides a quieter residential feel with access to Coolidge Park and the riverfront. St. Elmo holds historic streets at the foot of Lookout Mountain, while Highland Park offers renovated homes and apartments near Sculpture Fields. Renters can choose from restored bungalows, modern mid-rises, and large apartment communities spread across these distinct districts, with commute times across most of the city staying well under half an hour.

Explore the City

Big Creek, located on the Ocoee River, is popular for kayaking and canoeing

Parksville Lake offers boating and swimming in the Great Smoky Mountains

Demographics

Median Household Income

$55,796

Average: $78,911

Education

55,565

Residents Have a Degree

Job Market

95,057

Workers Employed

Age Distribution
Get a sense of this area's population profile.

Median Age

38 Years

Largest Age Group

30-39 Years

Approximately 16% of Residents

Under 20

23%

Over 65

19%

Housing Distribution

In Chattanooga, there are roughly the same number of renters and homeowners.

Renters
50%
Non-Renters
50%

Education Distribution

Review this city's overall education levels.

Bachelor's or Higher
23%
Other Education
77%

Rent Trends

As of May 2026, the average apartment rent in Chattanooga, TN is $1,065 for a studio, $1,262 for one bedroom, $1,461 for two bedrooms, and $1,774 for three bedrooms. Apartment rent in Chattanooga has increased by 0.1% in the past year.

Property Type
Average Rent
Average Sq Ft
Apartment
$1,262/month
737 Sq Ft
House
$1,735/month
1,284 Sq Ft
Condo
$1,279/month
777 Sq Ft
Townhome
$1,685/month
1,149 Sq Ft
See Rental Market Trends in Chattanooga, TN

Cost of Living

The cost of living in Chattanooga, TN is 12.5% lower than the national average. Generally, housing in Chattanooga is 23.0% less expensive than the national average, with rent falling between $1,065 - $1,774. You can expect to pay 3.0% less for groceries, 11.4% less for utilities, and 11.0% less for transportation.

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Getting Around

Somewhat Walkable

Walkability

20 / 100

Limited Public Transit

Transit

30 / 100

Exceptionally Drivable

Drivability

100 / 100

Not Bikeable

Bikeability

10 / 100

Schools

McConnell Elementary

Public

Grades K-5

457 Students

Chattanooga School For The Liberal Arts

Public

Grades K-12

792 Students

Normal Park Museum Magnet School

Public

Grades PK-8

820 Students

Westview Elementary

Public

Grades PK-5

610 Students

Big Ridge Elementary

Public

Grades K-5

490 Students

Chatt High Center For Creative Arts

Public

Grades 6-12

649 Students

Chattanooga School For The Liberal Arts

Public

Grades K-12

792 Students

Normal Park Museum Magnet School

Public

Grades PK-8

820 Students

Loftis Middle School

Public

Grades 6-8

593 Students

Chattanooga State Mid College High School

Public

Grades 9-12

131 Students

Chatt High Center For Creative Arts

Public

Grades 6-12

649 Students

STEM School Chattanooga

Public

Grades 9-12

279 Students

Chattanooga School For The Liberal Arts

Public

Grades K-12

792 Students

Points of Interest

Parks and Recreation

  • Tennessee Valley Railroad
  • Chattanooga Zoo
  • Tennessee Aquarium
  • Creative Discovery Museum
  • Booker T. Washington State Park

Airports

  • Lovell Field

Top Apartments in Chattanooga

Houses for Rent in Chattanooga

Property Management Companies in Chattanooga, TN

Living in Chattanooga

History

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Chattanooga's history is written into its bones as a Civil War battlefield and railroad hub. Lookout Mountain and Missionary Ridge witnessed pivotal clashes in 1863, and today visitors tour Point Park and explore Battles for Chattanooga Museum to trace those events. The railroads that followed the war shaped the city's industrial rise, and that rail legacy lives on at the Terminal Station, now part of Station Street at the Chattanooga Choo Choo, a mixed-use complex that preserves the original depot. The Walnut Street Bridge, completed in 1891, remains one of the longest pedestrian bridges in the country and connects downtown to the North Shore.

Around the city, historic architecture marks older neighborhoods. St. Elmo retains Victorian and Craftsman homes near the base of Lookout Mountain, while Highland Park features early twentieth-century bungalows and cottages. The Bluff View Art District occupies restored mansions overlooking the river, and Fort Wood's residential streets sit adjacent to the University of Tennessee at Chattanooga campus, lined with historic structures that reflect the city's pre-industrial character. Downtown's warehouses and industrial buildings have found new life as lofts, restaurants, and galleries, anchoring a riverfront that honors its working past.

Restaurants

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Chattanooga's dining scene is anchored along Market Street downtown and spreads into the Southside, where converted warehouses and industrial spaces house a range of restaurants covering Southern comfort food, wood-fired Italian, craft burgers, and farm-to-table menus built around Tennessee-grown ingredients. Warehouse Row and the Bluff View Art District draw diners looking for a more curated experience, with riverside settings that complement the food. The North Shore adds a neighborhood feel with cafes, brunch spots, and casual eateries steps from the Walnut Street Bridge. The Chattanooga Market, held seasonally at First Horizon Pavilion, brings together local food vendors, prepared foods, and regional producers, making it a reliable weekend destination for residents who want to connect directly with the city's food community.

Transportation

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Chattanooga is primarily a car-dependent city, with I-24, I-75, and US-27 forming the backbone of the regional road network and connecting residents to neighboring areas including North Georgia. Most cross-town drives take around 20 minutes outside of peak hours. CARTA operates the city's bus network, and a free electric shuttle circulates through downtown, making car-light living realistic for those close to the urban core. Chattanooga Metropolitan Airport sits roughly 15 minutes from downtown for regional and connecting flights. The Tennessee Riverwalk stretches along the waterfront and is well-suited for walking and biking, and the North Shore and downtown areas offer sidewalks and bike-friendly streets for everyday use.

Parks

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Chattanooga earns its nickname, Scenic City, in part through an extensive network of parks and trails tied to its natural surroundings. The Tennessee Riverwalk stretches roughly 16 miles along the Tennessee River, connecting Coolidge Park on the North Shore to the downtown waterfront and beyond. Coolidge Park itself offers open lawns, a restored antique carousel, and riverfront access steps from the Walnut Street Bridge. Stringers Ridge provides wooded trails and elevated views above the city. At the base of Lookout Mountain, Reflection Riding Arboretum and Nature Center combines botanical gardens with wildlife habitats and walking paths. Lookout Mountain and the surrounding Chickamauga and Chattanooga National Military Park, the nation's oldest and largest military park, sit within a short drive and offer miles of trails alongside preserved Civil War history.

Cost

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Chattanooga's overall cost of living sits roughly 12 percent below the national average, with housing costs running particularly low compared to most U.S. cities. Renters can expect to find studios starting around $1,055 per month, with one-bedroom apartments averaging close to $1,250 and two-bedroom units near $1,470. Three-bedroom rentals average around $1,770, offering meaningful value relative to similarly sized cities. Rent has held relatively steady year over year, with modest softening across most bedroom sizes. Neighborhoods closer to downtown and the North Shore tend to command higher prices, while areas farther from the urban core offer more budget-friendly options across a mix of apartment complexes, townhomes, and single-family rentals.

Shopping

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Chattanooga's retail scene is anchored by a handful of distinct districts, each with its own character. Warehouse Row on Market Street occupies a set of restored 1880s railroad freight buildings in the heart of downtown and brings together clothing, home goods, and specialty retailers in a historic setting. The Southside's Station Street corridor and surrounding blocks offer a walkable mix of boutiques, galleries, and locally rooted shops. Across the river, the North Shore neighborhood lines up independent retailers along Frazier Avenue. For a broader selection, Hamilton Place Mall serves the eastern part of the city. The Chattanooga Market, held at First Horizon Pavilion, draws vendors, artisans, and local producers on weekends from spring through fall.

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Methodology

† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.

Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.

Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in February 2026.

Demographic information comes from Neustar and combines detailed address data with U.S. Census and American Community Survey statistics to produce reliable local estimates.