• Primary Photo - Merchant Bank Building
  • Building Photo - Merchant Bank Building
  • Primary Photo - Merchant Bank Building
    Merchant Bank Building
  • Building Photo - Merchant Bank Building

Merchant Bank Building

20 Westminster St, Providence, RI 02903

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Property Rating

5.0
Excellent
Out of 5

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4 Days Ago
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Under 30 minutes

Commute Time is calculated at rush hour.
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Merchant Bank Building
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Highlights

  • Walker's Paradise
  • Premier Transit Location
  • Furnished Units Available
  • Walk-In Closets
  • Controlled Access
  • Elevator
  • Views
  • Hardwood Floors

Pricing & Floor Plans

Check Back Soon for Upcoming Availability

Beds Baths Average SF Availability
1 Bedroom 1 Bedroom 1 Br 1.5 Baths 1.5 Baths 1.5 Ba — Not Available
2 Bedrooms 2 Bedrooms 2 Br 1 Bath 1 Bath 1 Ba — Not Available

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.

  • One-Time Basics
    • Application Fee Per Applicant
      $50

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Details

Utilities Included

  • Water
  • Trash Removal
  • Sewer

Lease Options

  • 12 mo
  • Short term lease

Property Information

  • Built in 2015
  • 9 units/6 stories
  • Furnished Units Available

About Merchant Bank Building

Come see what the newly renovated Historic Merchant Bank Building has to offer. We are centrally located in down city providence between the financial district and east side. Stunning views of the city and water fires!. Bring the pets and come for a tour today!

Merchant Bank Building is an apartment community located in Providence County and the 02903 ZIP Code. This area is served by the Providence School District attendance zone.

Community Amenities

Furnished Units Available

Elevator

Controlled Access

24 Hour Access

  • Controlled Access
  • 24 Hour Access
  • Furnished Units Available
  • Elevator

Apartment Features

Washer/Dryer

Air Conditioning

Dishwasher

Hardwood Floors

Walk-In Closets

Granite Countertops

Microwave

Refrigerator

Indoor Features

  • Washer/Dryer
  • Air Conditioning
  • Smoke Free
  • Cable Ready
  • Security System
  • Storage Space
  • Wheelchair Accessible (Rooms)

Kitchen Features & Appliances

  • Dishwasher
  • Disposal
  • Granite Countertops
  • Stainless Steel Appliances
  • Kitchen
  • Microwave
  • Oven
  • Range
  • Refrigerator

Model Details

  • Hardwood Floors
  • Crown Molding
  • Vaulted Ceiling
  • Views
  • Walk-In Closets
Location
20 Westminster St, Providence,
RI 02903
Get Directions
Neighborhood

Downtown Providence is a charming commercial district that packs big-city entertainment, attractions, and culture into a quaint space. The Woonasquatucket and Moshassuck Rivers converge into the Providence River, flowing right through the city center, adding picturesque waterfronts to the neighborhood. The city’s well-preserved architecture adds to the city’s charm and keeps its rich history alive.

Situated in the heart of Providence, Downcity (as the locals call it) attracts a variety of renters, from urban professionals and families to college students seeking a vibrant, walkable neighborhood close to everything Providence has to offer. With a nationally ranked design school and top culinary school within its borders, Downtown Providence has a thriving arts scene and a bevy of innovative restaurants that give credence to the city’s nickname, the “Creative Capital.

Learn more about living in Downtown Providence 
Average Prices by Area

Compare neighborhood and city base rent averages by bedroom.

Downtown Providence Providence, RI
Studio $1,903 $1,717
1 Bedroom $2,426 $2,105
2 Bedrooms $3,410 $2,635
3 Bedrooms $4,154 $2,907

Below are rent ranges for similar nearby apartments

Beds Average Size Lowest Typical Premium
Studio Studio Studio 468-488 Sq Ft $742 $2,166 $19,784
1 Bed 1 Bed 1 Bed 688-694 Sq Ft $876 $2,683 $16,104
2 Beds 2 Beds 2 Beds 1049-1054 Sq Ft $1,205 $3,680 $21,485
3 Beds 3 Beds 3 Beds 1312-1359 Sq Ft $2,830 $4,304 $6,810
4 Beds 4 Beds 4 Beds 1438 Sq Ft $4,250 $5,333 $6,000
Amenities
  • Controlled Access
  • 24 Hour Access
  • Furnished Units Available
  • Elevator
  • Washer/Dryer
  • Air Conditioning
  • Smoke Free
  • Cable Ready
  • Security System
  • Storage Space
  • Wheelchair Accessible (Rooms)
  • Dishwasher
  • Disposal
  • Granite Countertops
  • Stainless Steel Appliances
  • Kitchen
  • Microwave
  • Oven
  • Range
  • Refrigerator
  • Hardwood Floors
  • Crown Molding
  • Vaulted Ceiling
  • Views
  • Walk-In Closets
Expenses
Utilities Included
Water, Trash Removal, Sewer Included
Office Hours
Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday By Appointment
Education
Colleges & Universities Distance
Colleges & Universities Distance
Rhode Island School of Design
Walk: 4 min 0.2 mi
C.C. of Rhode Island, Downcity
Walk: 6 min 0.3 mi
Johnson & Wales Univ Downcity
Walk: 8 min 0.4 mi
Brown University
Walk: 9 min 0.5 mi
Merchant Bank Building is within 4 minutes or 0.2 mile from Rhode Island School of Design. It is also near C.C. of Rhode Island, Downcity and Johnson & Wales Univ Downcity.
Schools
Martin Luther King Elementary School
Public Elementary School
Grades PK-5
529 Students
Attendance Zone
Village Green Virtual
Public High School
Grades 9-12
230 Students
Nearby
Wheeler School
Private Elementary, Middle & High School
Grades PK-12
784 Students
Nearby
K12 International Academy
Private Elementary, Middle & High School
Grades K-12
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology

Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation

Merchant Bank Building is near Rhode Island Tf Green International, located 8.3 miles or 17 minutes away.

Commuter Rail Distance
Commuter Rail Distance
Providence
Walk: 8 min 0.4 mi
Pawtucket/Central Falls
Drive: 8 min 4.8 mi
South Attleboro
Drive: 12 min 7.8 mi
Tf Green Airport
Drive: 15 min 8.1 mi
Attleboro
Drive: 20 min 12.6 mi
Airports Distance
Airports Distance
Rhode Island Tf Green International
 Drive: 17 min 8.3 mi

Walkability Near Merchant Bank Building

Getting Around
Exceptionally Walkable
Walkability
90 / 100
Exceptional Public Transit
Transit
90 / 100
Fairly Drivable
Drivability
50 / 100
Moderately Bikeable
Bikeability
70 / 100

Scores provided by

What do Walkability, Transit, Drivability, and Bikeability mean? Walkability measures the walking distance to day-to-day needs. Transit measures access to public transportation. Drivability measures congestion, parking availability, and access to major roads. Bikeability measures the suitability for cycling. How It Works
-
Soundscore™
- / 100

Traffic

-

Airport

-

Businesses

-

Scores provided by

HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It Works
Points of Interest

Time and distance from Merchant Bank Building.

Shopping Centers Distance
Shopping Centers Distance
Providence Place
Walk: 9 min 0.5 mi
University Market Place
Walk: 18 min 0.9 mi
North Main Center
Drive: 3 min 1.3 mi
Merchant Bank Building has 3 shopping centers within 1.3 miles, which is about a 3-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
Roger Williams National Memorial
 Walk: 7 min 0.4 mi
Providence Children's Museum
 Walk: 13 min 0.7 mi
Ladd Observatory
 Drive: 4 min 1.6 mi
Roger Williams Park Zoo
 Drive: 8 min 3.0 mi
Woonasquatucket River Greenway - Riverside Park
 Drive: 6 min 3.2 mi
Merchant Bank Building has 5 parks within 3.2 miles, including Roger Williams National Memorial, Providence Children's Museum, and Ladd Observatory.
Hospitals Distance
Hospitals Distance
Rhode Island Hospital
Walk: 18 min 1.0 mi
Women & Infants Hospital of Rhode Island
Drive: 3 min 1.3 mi
Roger Williams Medical Center
Drive: 5 min 1.9 mi
Merchant Bank Building has 3 hospitals within 1.9 miles, the nearest is Rhode Island Hospital which is 1.0 mile away and a 18 minute walk.
Military Bases Distance
Military Bases Distance
Rhode Island National Gaurd
Drive: 33 min 21.2 mi
US Military Reservation
Drive: 64 min 42.4 mi
Merchant Bank Building is 21.2 miles from Rhode Island National Gaurd, and is convenient to other military bases, including US Military Reservation.
 
 
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Frequently Asked Questions
Does Merchant Bank Building have in-unit laundry?

Merchant Bank Building has units with in‑unit washers and dryers, making laundry day simple for residents.

What utilities are included in rent at Merchant Bank Building?

Select utilities are included in rent at Merchant Bank Building, including water, trash removal, and sewer. Residents are responsible for any other utilities not listed.

Is parking available at Merchant Bank Building?

Parking is not available at Merchant Bank Building. Contact this property to explore nearby options.

Is Merchant Bank Building pet-friendly?

Merchant Bank Building does not allow pets, though service animals are always welcome in accordance with applicable laws.

How much income do I need to rent at Merchant Bank Building?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,950 for a one-bedroom, you would need to earn about $78,000 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.

Does Merchant Bank Building have move-in specials?

Merchant Bank Building is not currently offering any rent specials. Check back soon, as promotions change frequently.

Does Merchant Bank Building offer Matterport 3D tours?

While Merchant Bank Building does not offer Matterport 3D tours, renters can request a tour directly through our online platform.

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