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  • Primary Photo - White Bear Terrace
  • White Bear Lake, MN White Bear Terrace Apartments | Furnished dining room - White Bear Terrace
    White Bear Lake, MN White Bear Terrace Apartments | Furnished bedroom - White Bear Terrace
  • Building Photo - White Bear Terrace
    Building Photo - White Bear Terrace
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Language: English

Open 9am - 5pm Today

View All Hours Office Hours Monday - Friday, 9am - 5pm Saturday & Sunday, Closed

White Bear Terrace media gallery Unit
call 877-566-3933
Floor Plan View Body
Minnesota Ramsey County White Bear Lake White Bear Terrace

White Bear Terrace

3908 Hoffman Rd, White Bear Lake, MN 55110

Property Website
2.9 (27 reviews)

Property Rating

2.9
OK
Out of 5

2.9 Blended Score

See all 27 Renter Reviews

How Is This Rating Determined?

Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

Verified Listing CoStar Verified® Listing

This Listing has been verified by CoStar’s listing verification process, which combines internal screening and fraud detection technology. Always beware of scams.

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  • Monthly Rent

    $1,205 - $1,685

    Plus Fees

  • Bedrooms

    2 bd

  • Bathrooms

    1 ba

  • Square Feet

    947 - 960 sq ft

White Bear Terrace
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Move-in Special

Ask about our deposit or surety bond options!

Highlights

  • Walk-In Closets
  • Controlled Access
  • Picnic Area
  • Grill
  • Balcony
  • Property Manager on Site
  • Patio

Pricing & Floor Plans

Two Bedroom 21A $1,205 – $1,685 Plus Fees
2 Beds 1 Bath 947 – 960 Sq Ft
5 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 3908-03
    price $1,210
    square feet 947
    availibility Now
  • Unit 3912-10
    price $1,315
    square feet 947
    availibility Now
  • Unit 3900-1B
    price $1,355
    square feet 947
    availibility Now
  • Unit 3912-12
    price $1,365
    square feet 947
    availibility Now
  • Unit 3912-6B
    price $1,205
    square feet 947
    availibility Dec 18

Two Bedroom 21A $1,205 – $1,685 Plus Fees
2 Beds 1 Bath 947 – 960 Sq Ft
5 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 3908-03
    price $1,210
    square feet 947
    availibility Now
  • Unit 3912-10
    price $1,315
    square feet 947
    availibility Now
  • Unit 3900-1B
    price $1,355
    square feet 947
    availibility Now
  • Unit 3912-12
    price $1,365
    square feet 947
    availibility Now
  • Unit 3912-6B
    price $1,205
    square feet 947
    availibility Dec 18

* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Basics
    • Due at Application
      • Application Fee Per Applicant
        Charged per applicant.
        $40
  • Dogs
      Restrictions:
      None
      Read MoreRead Less
      Comments
      | Restrictions: None
      Read MoreRead Less
    • Cats
        Restrictions:
        None
        Read MoreRead Less
        Comments
        | Restrictions: None
        Read MoreRead Less
      • Surface Lot
      • Other

      Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

      Details

      Utilities Included

      • Gas
      • Heat

      Property Information

      • Built in 1964
      • 72 units/3 stories

      About White Bear Terrace

      Our apartments in White Bear Lake offer the perfect blend of form and function. The style we provide extends beyond the thoughtfully designed interiors and ideally sized living areas within your new apartment home. Do not forget about our landscaping and charming outdoor community spaces that are great for hosting your friends and family.

      White Bear Terrace is an apartment community located in Ramsey County and the 55110 ZIP Code. This area is served by the White Bear Lake attendance zone.

      Unique Features

      • BBQ/Picnic Area
      • Air Conditioner
      • Utilities: Heat Included
      • new balcony or garden level available
      • Large Closets
      • Single Garage
      • newer carpet and vinyl flooring
      • Off Street Parking
      • Patio/Balcony

      Contact

      View Property Website
      Language: English
      Open 9am - 5pm Today
      • Monday - Friday, 9am - 5pm
      • Saturday & Sunday, Closed
      Property Management Company Logo

      Community Amenities

      Laundry Facilities

      Playground

      Controlled Access

      Recycling

      • Laundry Facilities
      • Controlled Access
      • Maintenance on site
      • Property Manager on Site
      • Recycling
      • Playground
      • Grill
      • Picnic Area

      Apartment Features

      Air Conditioning

      Dishwasher

      High Speed Internet Access

      Walk-In Closets

      • High Speed Internet Access
      • Air Conditioning
      • Heating
      • Ceiling Fans
      • Cable Ready
      • Tub/Shower
      • Dishwasher
      • Disposal
      • Kitchen
      • Range
      • Refrigerator
      • Carpet
      • Vinyl Flooring
      • Dining Room
      • Walk-In Closets
      • Linen Closet
      • Window Coverings
      • Balcony
      • Patio
      Location Get Directions
      Schools Restaurants Groceries Coffee Banks Shops Fitness
      Amenities
      • Laundry Facilities
      • Controlled Access
      • Maintenance on site
      • Property Manager on Site
      • Recycling
      • Grill
      • Picnic Area
      • Playground
      • BBQ/Picnic Area
      • Air Conditioner
      • Utilities: Heat Included
      • new balcony or garden level available
      • Large Closets
      • Single Garage
      • newer carpet and vinyl flooring
      • Off Street Parking
      • Patio/Balcony
      • High Speed Internet Access
      • Air Conditioning
      • Heating
      • Ceiling Fans
      • Cable Ready
      • Tub/Shower
      • Dishwasher
      • Disposal
      • Kitchen
      • Range
      • Refrigerator
      • Carpet
      • Vinyl Flooring
      • Dining Room
      • Walk-In Closets
      • Linen Closet
      • Window Coverings
      • Balcony
      • Patio
      Expenses
      Utilities Included
      Gas, Heat Included
      Office Hours
      Monday 9am - 5pm
      Tuesday 9am - 5pm
      Wednesday 9am - 5pm
      Thursday 9am - 5pm
      Friday 9am - 5pm
      Saturday Closed
      Sunday Closed
      877-566-3933
      City - White Bear Lake

      Situated a comfortable 19 miles northeast of Minneapolis, White Bear Lake is a serene lakeside suburbia. Though many residences reside on the water, there is plenty of public lakefront space at the community parks. Enjoy boating, swimming, fishing, and relaxing at White Bear Lake County Park or Matoska Park, and check out the public pet-friendly beach while you’re there.

      While you’re by the lake, try local restaurants like Acqua, a hot spot Italian restaurant with an elegant setting and beautiful lakeside views. Multiple golf courses and country clubs take up residency in White Bear Lake, with a few more right outside of town. From new construction to classic complexes, there are various apartments for rent around the city.

      Learn more about living in White Bear Lake 
      Education
      Colleges & Universities Distance
      Colleges & Universities Distance
      Century College
      Drive: 7 min 3.4 mi
      Metropolitan State University
      Drive: 15 min 7.9 mi
      Bethel University, Saint Paul
      Drive: 15 min 9.3 mi
      Northwestern College
      Drive: 17 min 11.0 mi
      White Bear Terrace is within 7 minutes or 3.4 miles from Century College. It is also near Metropolitan State University and Northwestern College.
      Schools
      • Public Schools
      • Private Schools
      Willow Lane Elementary
      Public Elementary School
      Grades PK-5
      344 Students
      Attendance Zone
      A/O Program
      Public Elementary School
      Grades PK-1
      8 Students
      Nearby
      South Campus 916
      Public Elementary, Middle & High School
      Grades 5-12
      60 Students
      Nearby
      Sunrise Park Middle
      Public Middle School
      Grades 6-8
      743 Students
      Attendance Zone
      White Bear North Campus Senior
      Public High School
      Grades 9-10
      1,359 Students
      Attendance Zone
      White Bear South Campus Senior
      Public High School
      Grades 11-12
      1,111 Students
      Attendance Zone
      Liberty Classical Academy
      Private Elementary, Middle & High School
      Grades PK-12
      270 Students
      Nearby
      Magnuson Christian School
      Private Elementary & Middle School
      Grades K-8
      81 Students
      Nearby
      School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

      View GreatSchools Rating Methodology


      Data provided by GreatSchools.org © 2025. All rights reserved.
      Transportation

      Transportation options available in White Bear Lake include Robert St Station, located 10.0 miles from White Bear Terrace. White Bear Terrace is near Minneapolis-St Paul International/Wold-Chamberlain, located 19.6 miles or 30 minutes away.

      Transit / Subway Distance
      Transit / Subway Distance
      Robert St Station
      Drive: 14 min 10.0 mi
      10Th St Station
      Drive: 15 min 10.1 mi
      Capitol / Rice St Station
      Drive: 15 min 10.1 mi
      Union Depot Station
      Drive: 15 min 10.2 mi
      Union Depot Crossing
      Drive: 16 min 10.3 mi
      Commuter Rail Distance
      Commuter Rail Distance
      St. Paul-Minneapolis
      Drive: 15 min 10.2 mi
      Fridley Station
      Drive: 21 min 14.8 mi
      Target Field Station
      Drive: 27 min 16.8 mi
      Coon Rapids-Riverdale Station
      Drive: 31 min 22.9 mi
      Anoka Station
      Drive: 32 min 24.5 mi
      Airports Distance
      Airports Distance
      Minneapolis-St Paul International/Wold-Chamberlain
      Drive: 30 min 19.6 mi
      Car-Dependent
      29
      Walk Score®
      Out of 100
      This area is considered a car-dependent area and most errands will require a car.
      Minimal Transit
      0
      Transit Score®
      Out of 100
      Somewhat Bikeable
      39
      Bike Score®
      Out of 100
      You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
      -
      -
      Soundscore™
      Out of 100

      Traffic:

      -

      Airport:

      -

      Businesses:

      -

      Score provided by

      Scores provided by  and

      Score provided by

      Points of Interest

      Time and distance from White Bear Terrace.

      Shopping Centers Distance
      Shopping Centers Distance
      Hoffman Corners Retail
      Drive: 2 min 1.2 mi
      Sunrise
      Drive: 3 min 1.3 mi
      Summit Center
      Drive: 3 min 1.4 mi
      White Bear Terrace has 3 shopping centers within 1.4 miles, which is about a 3-minute drive. The miles and minutes will be for the farthest away property.
      Parks and Recreation Distance
      Parks and Recreation Distance
      Tamarack Nature Center
      Drive: 7 min 3.2 mi
      Eagle Lake Regional Park
      Drive: 12 min 5.0 mi
      Phelan Regional Park
      Drive: 11 min 6.0 mi
      Keller Regional Park
      Drive: 11 min 6.0 mi
      Phalen Park
      Drive: 12 min 6.1 mi
      White Bear Terrace has 5 parks within 6.1 miles, including Tamarack Nature Center, Eagle Lake Regional Park, and Keller Regional Park.
      Hospitals Distance
      Hospitals Distance
      Healtheast St. John's Hospital
      Drive: 7 min 3.5 mi
      Gillette Children's Specialty Hospital
      Drive: 14 min 9.7 mi
      Regions Hospital
      Drive: 14 min 9.8 mi
      White Bear Terrace has 3 hospitals within 9.8 miles, the nearest is Healtheast St. John's Hospital which is 3.5 miles away and a 7 minute drive.
      Military Bases Distance
      Military Bases Distance
      Fort Snelling Military Reservation
      Drive: 29 min 18.4 mi
      White Bear Terrace is 18.4 miles and a 29 minute drive from Fort Snelling Military Reservation.
       
       

      Property Ratings at White Bear Terrace

      How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

      Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
      2.9
      OK
      Out of 5

      2.9 Blended Score

      27 Renter Reviews

      Share details of your own experience with this property

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      1. ...
      2. ...
      5/23/25
      Do Not Rent Here! We moved in quickly because we needed a dog-friendly place. That was our first mistake.

      1. Maintenance is a joke. Took weeks to get any maintenance response, and when they did show up, the fixes were completely ineffective. They replaced our window screens with ones that didn’t fit, leaving huge gaps we had to duct tape shut just to open the windows. The laundry situation? Awful. There’s not a laundry room on every floor—just one washer and one dryer per room, and they’re usually broken or constantly in use. The building’s intercom system never worked. Management admitted it was too expensive to fix and never replaced it. Instead, residents passed around a universal entry code that was never changed, so anyone could walk in. Not that it mattered—the locks were broken half the time anyway. 2. Flooding. Our unit flooded. Water came up through the floor. We lost half our furniture. Management refused to help, saying that’s what renters insurance is for. Insurance didn’t cover it because there was no structural damage from a storm. We came home after a weekend away to standing water. Their “solution”? Pull up the carpet padding and barely shampoo the carpet. It was crunchy forever. We had industrial dryers running 24/7 for a week—guess who paid that electric bill? Us. Mold? Absolutely. A leak from the unit above came through our bathroom ceiling fan. They “fixed” the leak but ignored the water damage. A month later, the paint was bubbling. More mold. 3. Security? Because the entry system didn’t work, random people wandered in all the time. We had squatters, solicitors, and strangers knocking on doors. 4. Bugs. Thanks to poor maintenance and lack of inspections, we had cockroaches and ants. They eventually got rid of the roaches, but the ants never left. They came out of the walls, onto the counters, and into every room. Pest control came every two weeks—still didn’t help. 5. If you love the smell of stale cigarettes and pot, you’ll feel right at home. The building reeked. 6. Cops were at the building regularly for domestic disputes. It never felt safe. 7. You can hear everything your neighbors do. I know it’s an apartment, but this was the worst noise insulation I’ve ever experienced.

      Property Manager at White Bear Terrace, Responded To This Review

      We’re very sorry to hear that your time with us was so difficult. What you’ve described does not reflect the standard of living we aim to provide, and we understand your frustration and disappointment. We strongly encourage you to reach out directly to us at feedback@goldmark.com so we can investigate further and ensure your concerns are addressed appropriately.

      4/22/23
      Verified Renter

      Maintenance generally don’t respond right away, and I’ve had some negative experiences here.

      2/7/23
      Verified Renter

      Management does not do anything, and I’ve had to have my son do repairs in the past since no one responds to my maintenance requests.

      9/19/22
      Bad

      Rent at your own risk. Unsafe, dirty, and staff doesn’t attend to any requests by tenants.

      9/7/22
      Get What You Pay For

      I gave this 1 star because 1- it gave me a place to live with my pets and 2- it’s somewhat cheaper. However, ROACH INFESTED! Plunketts had to come out 5 times in between December and April. When I moved out in May I saw more roaches. Also, stink bug infested! I noticed when I moved in there was brown glue looking stuff in all the cupboards- I didn’t know what it was and I just cleaned and moved on. Months later, the Plunketts guy told me that was roach killer. So there had been previous roach problems before I moved in. Response time from maintenance and the office manager was fine. But not worth it to have to throw all my furniture away because they refuse to evict the person whose apartment started the roach problem. The Plunketts guy said another apartment was infested but they weren’t reporting it. I do not recommend living here.

      8/16/22
      Verified Renter

      White bear terrace is a warm and friendly neighborhood very quiet clean environment

      6/23/22
      Verified Renter

      Jessica responded to my email and sent someone to check on the AC unit on the same day. Great stuff! Much appreciated.

      6/7/22
      Verified Renter

      My experience has been poor overall with White Bear Terrace: maintenance requests are still pending and unattended to even 8 months after submitting, all utilities are to be paid by the tenant, laundry card is a hassle by having to load with cash in the opposite building (no option to pay with card/coins), A/C does not reach all parts of the apartment, there is no outlet in many spaces (large walk in closet, balcony, and on top of it all BUGS. When I had first moved in, the apartment was not clean; (oven was dirty, walls were dirty, chalk left on doors from previous tenant, wood chipping off trim in multiple areas, etc. Pictures I had taken when viewing the apartment will be shown to management once move-out time comes.

      6/2/22
      Verified Renter

      Rude neighbors, smoking in the building, packaged stolen. Poor place to live.

      6/15/21
      Verified Renter

      Love the apartment complex, the location is exceptional, and the staff is wonderful!

      2/7/21
      Verified Renter

      Definitely exceeded my expectations for apartment living. Highly recommended.

      1/31/21
      Verified Renter

      Management check on us 2 to 3 times a week when we first moved in..... no privacy. When the garages were given new keys, I was locked out due to the fact that they locked the garage door before giving me the new key, causing me to be late for work, and the 48 hour parking rules are not convenient when someone wants to take a vacation.

      1/31/21
      Verified Renter

      When I first moved in, I had management coming in 2 to 3 times per week to check on us, & when a new key system was installed in the garages, they locked my garage door before giving me a key causing me to be late for work, & the 48 hour parking rules stating that our vehicles must be moved every 48 hours, or we will be towed. That's extremely hard to do when we are on vacation for a couple of weeks every September, & it takes maintenance awhile to respond.

      5/25/20
      Verified Renter

      White Bear Terrace has a good price point for what they offer. You are getting what you pay for by living here. Sound doesnt travel across apartments, so they are quiet. Parking can be poor, but there is typically street parking very close if necessary.

      4/4/20
      Verified Renter

      Management is responsive & attend any maintenance request on time.

      3/4/20
      Verified Renter

      Like living here.

      2/8/20
      Verified Renter

      Good location.

      1/11/20
      Verified Renter

      It's a very comfortable place to live. The only complaint I have is when they were redoing the garages, and when finished, locked my garage before giving me a key, thus making me late for work.

      6/11/19
      Verified Renter

      I heard a lot of bad things. But this place is awesome and the crew who maintenances is amazing. We love our home. And they accept big dogs! We want to get a German Shepard! Such an awesome place

      3/16/19
      Verified Renter

      Terrible management.

      2/4/19
      Verified Renter

      It's really close to my work, & stores. I love the location. I don't feel the staff is very friendly, and it would be nice it maintenance issues were resolved in a timely manner.

      12/31/18
      Verified Renter

      It takes a long time for maintenance to come out to get things fixed. I don't think we should have to wait months.

      7/4/18
      Verified Renter

      Its affordable and dogs are allowed otherwise not worth it

      5/24/18
      Verified Renter

      I love the location, & the apartment is real nice.

      1/1/18
      Verified Renter

      Peaceful apartment environment, friendly management who listens to any concerns you may have.

      12/29/15
      You ban do better

      Mold on bathroom ceiling, slow draining tub even after 3 service repairs, parking isn't enforced so good luck finding a parking spot, the fresh smell of pot in the halls to help start your day. You are expected to pay your rent on time but hold your breathe waiting for your damage deposit even when you have it in writing everything is perfect. I honestly found myself happy to just be out

      8/31/15
      White Bear Terrace Review

      The office workers are very nice, unfortunately the maintenance is lacking. Constantly waiting 3 weeks for simple work orders to be done. Flooding in one room last year and took them and entire month to come fix it.

      There are no reviews for this property. Be the first to add a review on this property.

      Submitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review. Delete

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      White Bear Terrace Photos

      • White Bear Terrace

      • White Bear Lake, MN White Bear Terrace Apartments | Furnished dining room

      • White Bear Lake, MN White Bear Terrace Apartments | Furnished bedroom

      Models

      • 2 Bedrooms

      • 2 Bedrooms

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      Frequently Asked Questions
      Does White Bear Terrace have in-unit laundry?

      While White Bear Terrace does not provide in‑unit laundry, on‑site laundry facilities are available for shared resident use.

      What utilities are included in rent at White Bear Terrace?

      Select utilities are included in rent at White Bear Terrace, including gas and heat. Residents are responsible for any other utilities not listed.

      Which floor plans are available, and what are the price ranges?

      White Bear Terrace has two bedrooms available with rent ranges from $1,205/mo. to $1,685/mo.

      Is White Bear Terrace pet-friendly?

      Yes, White Bear Terrace welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.

      How much income do I need to rent at White Bear Terrace?

      A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,205 for a two bedrooms, you would need to earn about $43,000 per year to qualify. Want to double-check your budget? Try our Rent Affordability Calculator to see how much rent fits your income and lifestyle.

      Does White Bear Terrace have move-in specials?

      White Bear Terrace is offering Specials for eligible applicants, with rental rates starting at $1,205.

      Does White Bear Terrace offer Matterport 3D tours?

      While White Bear Terrace does not offer Matterport 3D tours, renters can request a tour directly through our online platform.

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      3908 Hoffman Rd

      White Bear Lake, MN 55110

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