Temple

Experience shopping and culinary delights in downtown Temple, your one-stop destination.
Explore nature as you walk the scenic trails of Jaycee Park in Temple.
Relics Antiques in Temple is a great shop where you can discover a wide array of items.
Wandering through the heart of downtown Temple.

Temple, TX Area Guide

Avg Rent

$1,029

Population

95,780

Renter Mix

46% Rent

A historic railroad town with fun for everyone

Parks Golf Swimming Railroad Museum Restaurants

Temple, Texas, sits at the crossroads of Central Texas history and modern healthcare, about 65 miles north of Austin along Interstate 35. The city was founded as a railroad town in 1881, and that legacy still shapes its identity through the Temple Railroad and Heritage Museum, housed in the restored Santa Fe Depot downtown. Today, Baylor Scott & White Medical Center serves as one of the region's largest employers and drives much of the city's steady economic growth. Temple College adds an educational anchor to the mix, giving the city a grounded, working sense of purpose.

Neighborhoods range from the walkable streets near historic downtown to quieter residential pockets surrounding the medical district. The Cultural Activities Center hosts rotating exhibitions and live performances, reflecting a community that values the arts alongside its practical roots. Renters here find a solid range of housing options, from traditional apartment communities and townhomes to single-family rentals, at price points well below what comparable Texas metros command. For anyone seeking a stable Central Texas base without the cost or congestion of Austin, Temple makes a strong, straightforward case.

Explore the City

Relics Antiques in Temple is a great shop where you can discover a wide array of items.

Wandering through the heart of downtown Temple.

Demographics

Median Household Income

$58,145

Average: $75,583

Education

22,576

Residents Have a Degree

Job Market

42,529

Workers Employed

Age Distribution
Get a sense of this area's population profile.

Median Age

36 Years

Largest Age Group

30-39 Years

Approximately 15% of Residents

Under 20

28%

Over 65

17%

Housing Distribution

Temple has more homeowners than renters.

Renters
46%
Non-Renters
54%

Education Distribution

Review this city's overall education levels.

Bachelor's or Higher
19%
Other Education
81%

Rent Trends

As of April 2026, the average apartment rent in Temple, TX is $750 for a studio, $1,025 for one bedroom, $1,208 for two bedrooms, and $1,668 for three bedrooms. Apartment rent in Temple has decreased by -1.3% in the past year.

Property Type
Average Rent
Average Sq Ft
Apartment
$1,025/month
693 Sq Ft
House
$1,848/month
1,596 Sq Ft
Townhome
$1,496/month
1,431 Sq Ft
See Rental Market Trends in Temple, TX

Cost of Living

The cost of living in Temple, TX is 13.3% lower than the national average. Generally, housing in Temple is 21.7% less expensive than the national average, with rent falling between $750 - $1,668. You can expect to pay 6.8% less for groceries, 1.9% more for utilities, and 10.9% less for transportation.

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Getting Around

Fairly Walkable

Walkability

40 / 100

Exceptionally Drivable

Drivability

100 / 100

Fairly Bikeable

Bikeability

40 / 100

Schools

Charter Oak Elementary School

Public

Grades K-5

632 Students

Tarver Elementary School

Public

Grades K-5

798 Students

Kennedy-Powell Elementary School

Public

Grades PK-5

441 Students

Thornton Elementary School

Public

Grades PK-5

744 Students

High Point Elementary School

Public

Grades K-5

643 Students

Lake Belton Middle

Public

Grades 6-8

826 Students

North Belton Middle

Public

Grades 6-8

857 Students

Bonham Middle

Public

Grades 6-8

622 Students

Travis Science Academy

Public

Grades 6-8

649 Students

Lamar Middle

Public

Grades 6-8

520 Students

Lake Belton High School

Public

Grades 9-12

2,181 Students

Temple High School

Public

Grades 6-12

2,305 Students

Priority Charter Schools-Temple Charter Academy

Public

Grades PK-12

267 Students

Fred W Edwards Academy Aec

Public

Grades 9-12

107 Students

Points of Interest

Parks and Recreation

  • Conner Park
  • West Temple Park
  • Kiwanis Park
  • Jaycee Park
  • Jones Park

Commuter Rail

Military Bases

Airports

  • Killeen Municipal
  • Robert Gray AAF

Top Apartments in Temple

Houses for Rent in Temple

Property Management Companies in Temple, TX

Living in Temple

History

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Temple was born as a railroad junction in 1880, named for Bernard Moore Temple, the chief civil engineer of the Gulf, Colorado and Santa Fe Railway. The town incorporated in 1882, and its railroad legacy remains visible today at the Temple Railroad and Heritage Museum, housed in the restored Santa Fe Depot downtown. The depot serves as a tangible reminder of the tracks and rail yards that shaped the city's early economy and street grid. Those muddy streets once earned Temple the nickname "Tanglefoot," a piece of local lore that speaks to its rough-and-ready frontier origins.

Historic downtown retains buildings from Temple's early decades, many now occupied by local businesses and offices. The railroad infrastructure that made Temple a division point still influences the city's layout, with older residential blocks radiating outward from the original depot area. While much of Temple has grown into a modern medical and educational hub, the preserved depot and surrounding historic district anchor the community's sense of place and offer residents a direct connection to Central Texas railroad history.

Restaurants

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Temple's dining scene reflects its Central Texas roots, with Tex-Mex and barbecue well represented across the city. South 31st Street serves as a natural dining corridor, where residents find a mix of casual and sit-down options within easy reach. Downtown adds to the mix with locally owned spots occupying the historic storefronts that line the older blocks near the Santa Fe Depot. Italian and Southern comfort food round out the variety, giving newcomers a solid range of everyday choices. The overall atmosphere leans relaxed and unpretentious, consistent with Temple's small-city character.

Transportation

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Most Temple residents rely on personal vehicles for daily travel, with Interstate 35 serving as the city's primary artery and connecting it to Austin about 65 miles to the south and Waco roughly 34 miles to the north. Local trips are manageable by car, and those living near South 31st Street can handle everyday errands on foot. The HOP bus system provides affordable public transit with stops throughout the city's busiest areas, while the Amtrak station in downtown Temple offers rail service to Austin and Waco for longer trips. Bicycle infrastructure is limited, though cycling has been growing in popularity, and parks like Echo Village offer trails for recreational riders and walkers.

Parks

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Temple's parks system gives residents a solid mix of active and leisurely outdoor options. Ferguson Park, one of the city's largest, features playgrounds, sports fields, picnic pavilions, and a splash pad suited for families. Echo Village Park draws walkers and cyclists with its extended hiking and biking trail. Miller Park and Lions Park round out the everyday options with walking trails and recreational facilities. The Santa Fe Depot Gardens serve as a downtown gathering spot, hosting community events throughout the year. All city parks welcome pets and families and are free to enter, making outdoor recreation an easy and accessible part of daily life in Temple.

Cost

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Temple's overall cost of living sits roughly 13 percent below the national average, with housing costs running notably lower than what most Americans pay elsewhere. Renters will find a range of price points across the city, with one-bedroom apartments averaging around $1,028 per month and two-bedroom units averaging approximately $1,212. Studios offer an entry point closer to $749, while larger three- and four-bedroom rentals scale up from there. Everyday expenses including groceries, transportation, and healthcare also come in below national norms, making Temple one of the more affordable mid-size cities in Texas. Rents across most unit sizes have trended slightly downward over the past year.

Shopping

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Temple's retail scene is spread across the city, with several shopping centers clustered along and just off Interstate 35 offering a practical mix of big-box retailers and everyday necessities. The historic downtown district adds a more locally rooted shopping experience, with preserved storefronts housing independent businesses. South 31st Street serves as a walkable commercial corridor where residents can browse shops, run errands, and find local goods within a single stretch. Baylor Scott and White hosts a seasonal farmers market during summer months, giving shoppers access to locally grown produce and homegrown goods. Grocery options range from national chains to H-E-B, the beloved Texas staple.

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Methodology

† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.

Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.

Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in February 2026.

Demographic information comes from Neustar and combines detailed address data with U.S. Census and American Community Survey statistics to produce reliable local estimates.