3820 Buffat Mill Rd

About This Home

---------------------------- Only $ 1399 Deposit ---------------------------- Stunning 3-bedroom 1-bath large ranch-style family home with beautiful wooden floors, creamy-white walls, and large windows bringing in abundant natural light. The spacious and well-equipped kitchen is a haven for aspiring chefs, featuring modern appliances and a layout designed for efficiency with elegant black granite countertops and white shaker cabinets. The generously sized bedrooms are cozy and bright with ample closet space. Enjoy comfort and convenience year-round with a washer and dryer hook-up for easy laundry, a smart home system for seamless control of your space, and central heating and air for optimal temperature control and a healthy living space. With a fenced yard and a pet-friendly policy that welcomes pets up to 90 lbs, they will surely enjoy playing in the yard. An attached garage completes this home to protect your car from the elements and doubles as extra storage space. Great location just minutes from downtown Knoxville, the interstate, shopping, and more. Don't miss out on this offer, book a showing now! ------------------------------------------------------------------------------------------------------ *** RENT TO OWN TERM *** Sale Price : $ 291,000 Down Payment : $ 5,000 Loan Origination Fee : $ 2,910.00 Agreement Preparation Fee : $ 500 Financed : $ 288,910.00 Monthly Payment : $ 2,453.27 Plus taxes and Insurance Term : 40 Years **Must rent the prop for at least 6 months to do owner financing. **Must still do application following the application criteria. ------------------------------------------------------------------------------------------------------ *** Save on move-in costs! *** Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee. See if you qualify : ---------------------------- Washer & Dryer Rental Program - $99/month for a high-quality washer and dryer - One-time installation fee: $75 - Repairs and maintenance are covered - Charges apply for damage or loss ---------------------------- Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent)unit directory ---------------------------- - Smart Home Automation ............ $20.95 - Resident Benefits Package ........ $49.95 - Group Rate Internet .............. $65 ---------------------------- AMENITIES ---------------------------- - Smart Home Automation - Central Heat and Air - Electric Heat - Fenced and Large Yard - Attached Garage - Refrigerator, Stove, Dishwasher - Washer and Dryer Hookup - Pet Friendly (90 lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- - Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. - Resident Benefits Package ........ $49.95/month (mandatory) - Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings. - Group Rate Internet Package ........ $65.00/month (mandatory) - Get super fast 1 Gig internet with no upfront equipment or installation fees, plus quick, hassle-free setup in one call. All for just $65/month, including no data caps and premium live support through Second Nature. - Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Optional) ---------------------------- - Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. - Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. - Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. ---------------------------- PET POLICY ---------------------------- - Standard/Regular Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - $375 non-refundable fee per pet - $45/month for 1st pet; $25/month for each additional (max 3) - No fees for ESA or Service Animals - Pet Application Fee: $30/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- - AUTOMATIC DENIALS: - Utility Collections - (can be rectified by paying balance with receipt.) - Landlord Collections - (can be rectified by paying balance with receipt.) - Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt) - Drug Charges - (non-negotiable) - Felonies/Misdemeanor (within the last 10 years) - (non-negotiable) - Bankruptcies (within the last 5 years) - (non-negotiable) - CREDIT REQUIREMENTS: - If employed less than 1 year with current employer: - 600+: No Risk Mitigation Fee - 575-599: 50% Risk Mitigation Fee - 550-574: 100% Risk Mitigation Fee - 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent) - If employed more than 1 year with current employer: - 575+: No Risk Mitigation Fee - 550-574: 50% Risk Mitigation Fee - 525-549: 100% Risk Mitigation Fee - 500-524: 150% Risk Mitigation Fee - 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent) - INCOME REQUIREMENT: - Combined household income must be at least 2x the rent *** Note: *** A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable. ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- MOVE-IN COSTS ---------------------------- - First month’s rent (prorated) - Security deposit - $100 lease preparation fee - Additional Mandatory fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? --------------------- ------- - Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- - Pay your rent on time and we’ll report it to all 3 credit bureaus! - Improve your credit, qualify for better rates, and establish credi