This single-floor residence offers a well-designed open-concept layout that seamlessly connects the living area and kitchen. Rich, dark hardwood-style flooring runs throughout the main living spaces, creating a warm and cohesive aesthetic. The living area is generously proportioned, bathed in natural light from a large sliding glass door that opens to a private balcony overlooking a green outdoor setting — an inviting feature for relaxation or fresh air. The kitchen is positioned behind a raised peninsula counter, offering a practical pass-through design that maintains visual openness to the living area. It is equipped with stainless steel appliances, including a microwave, electric range, and refrigerator, complemented by white cabinetry with brushed nickel hardware and dark granite-style countertops. Light tile flooring grounds the kitchen space distinctly from the main living area. The bedroom is a comfortable, carpeted retreat featuring a ceiling fan with light fixture and a window that brings in natural light. A full bathroom includes a tub and shower combination with clean white tile surround and brushed nickel fixtures. A hallway connects the rooms, providing a logical and functional flow throughout the residence. Overall, the space presents a clean, neutral palette with practical finishes throughout.
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Monthly Rent
$1,299 - $1,525
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Bedrooms
1 - 3 bd
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Bathrooms
1 - 3 ba
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Square Feet
700 - 1,200 sq ft
Highlights
- Sauna
- Pool
- Walk-In Closets
- Fireplace
- Dog Park
- Balcony
- Patio
- Business Center
Pricing & Floor Plans
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Unit H8price $1,340square feet 700availibility Now
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Unit R5price $1,299square feet 700availibility Sep 10
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Unit C1price $1,525square feet 900availibility Now
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Unit J6price $1,525square feet 900availibility Now
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Unit B3price $1,525square feet 900availibility Now
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Unit H8price $1,340square feet 700availibility Now
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Unit R5price $1,299square feet 700availibility Sep 10
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Unit C1price $1,525square feet 900availibility Now
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Unit J6price $1,525square feet 900availibility Now
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Unit B3price $1,525square feet 900availibility Now
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
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Utilities & Essentials
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Pest ControlCharged per unit.$15 / mo
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Trash Admin FeeCharged per unit.$15 / mo
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CableCharged per unit.$45 / mo
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One-Time Basics
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Due at Application
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Application Fee Per ApplicantCharged per applicant.$75
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Due at Move-In
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Administrative FeeCharged per unit.$300
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Due at Application
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Early Termination FeeCharged per unit.200% of base rent
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Late FeeCharged per unit.10% of base rent / mo
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MTM Flat FeeCharged per unit.$150 / mo
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NSF Tenant FeeCharged per unit.$75 / occurrence
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Details
Lease Options
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6 - 12 Month Leases
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Short term lease
Property Information
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Built in 1986
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160 units/2 stories
Matterport 3D Tours
About The Lory of Panama City
a { text-decoration: none; color: rgba(70, 79, 235, 1) } tr th, tr td { border: 1px solid rgba(230, 230, 230, 1) } tr th { background-color: rgba(245, 245, 245, 1) } Welcome to Lory of Panama City, a thoughtfully designed apartment community offering modern living in one of Florida's most desirable Gulf Coast destinations. Featuring spacious apartment homes, inviting community amenities, and convenient access to shopping, dining, entertainment, and major employment centers, Lory of Panama City provides the comfort and convenience today's renters are searching for. Whether you're relaxing by the resort-style pool, staying active in the fitness center, or enjoying the ease of a professionally managed community, every detail is designed to enhance your everyday lifestyle. With close proximity to Panama City Beach, Downtown Panama City, and Tyndall Air Force Base, residents enjoy convenient access to work, recreation, and the best of the Emerald Coast.
The Lory of Panama City is an apartment community located in Bay County and the 32405 ZIP Code. This area is served by the Bay attendance zone.
Unique Features
- 24 Hr. Emergency Maintenance
- Air Conditioner
- Cable
- Ceiling Fan
- Community Business Center
- Community Clubhouse w/Wi-Fi
- Crystal Blue Swimming Pool
- Dry Sauna
- Full Kitchen Appliance Package
- Fully Equipped Fitness Center
- Individual Climate Control
- Large Closets
- Online Payments & Maintenance Requests
- On-Site Management
- Outdoor Grilling Area w/Pavilion
- Outdoor Seating w/Fire Pit
- Patio/Balcony
- Private Screened Balcony
- Private Screened Patio
- Stackable Washer/Dryer in Unit
Community Amenities
Pool
Fitness Center
Clubhouse
Business Center
- Package Service
- Business Center
- Clubhouse
- Walk-Up
- Fitness Center
- Sauna
- Pool
- Dog Park
Apartment Features
Air Conditioning
Dishwasher
High Speed Internet Access
Walk-In Closets
- High Speed Internet Access
- Wi-Fi
- Air Conditioning
- Ceiling Fans
- Smoke Free
- Cable Ready
- Fireplace
- Dishwasher
- Disposal
- Kitchen
- Microwave
- Range
- Refrigerator
- Walk-In Closets
- Window Coverings
- Balcony
- Patio
Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.
Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.
Learn more about living in Panama City- Package Service
- Business Center
- Clubhouse
- Walk-Up
- Dog Park
- Fitness Center
- Sauna
- Pool
- 24 Hr. Emergency Maintenance
- Air Conditioner
- Cable
- Ceiling Fan
- Community Business Center
- Community Clubhouse w/Wi-Fi
- Crystal Blue Swimming Pool
- Dry Sauna
- Full Kitchen Appliance Package
- Fully Equipped Fitness Center
- Individual Climate Control
- Large Closets
- Online Payments & Maintenance Requests
- On-Site Management
- Outdoor Grilling Area w/Pavilion
- Outdoor Seating w/Fire Pit
- Patio/Balcony
- Private Screened Balcony
- Private Screened Patio
- Stackable Washer/Dryer in Unit
- High Speed Internet Access
- Wi-Fi
- Air Conditioning
- Ceiling Fans
- Smoke Free
- Cable Ready
- Fireplace
- Dishwasher
- Disposal
- Kitchen
- Microwave
- Range
- Refrigerator
- Walk-In Closets
- Window Coverings
- Balcony
- Patio
| Monday | 8:30am - 5pm |
|---|---|
| Tuesday | 8:30am - 5pm |
| Wednesday | 8:30am - 5pm |
| Thursday | 8:30am - 5pm |
| Friday | 8:30am - 5pm |
| Saturday | Closed |
| Sunday | Closed |
| Colleges & Universities | Distance | ||
|---|---|---|---|
| Colleges & Universities | Distance | ||
| Drive: | 8 min | 4.6 mi | |
| Drive: | 19 min | 9.8 mi |
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Data provided by GreatSchools.org © 2026. All rights reserved.
The Lory of Panama City Photos
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Pool Deck
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1BR, 1BA - 700 S F
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Pool Deck
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Pool
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Bar-B-Q
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Grill Area
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Weight Room
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Weight Room
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Leasing/Clubhouse
Models
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1BR/1BA
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1 Bedroom
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2BR/2BA
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2 Bedrooms
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3 Bedrooms
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The Lory of Panama City
Nearby Apartments
Within 50 Miles of The Lory of Panama City
The Lory of Panama City does not offer in-unit laundry or shared facilities. Please contact the property to learn about nearby laundry options.
Utilities are not included in rent. Residents should plan to set up and pay for all services separately.
Contact this property for parking details.
The Lory of Panama City has one to three-bedrooms with rent ranges from $1,299/mo. to $1,525/mo.
Yes, The Lory of Panama City welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.
A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,299 for a one-bedroom, you would need to earn about $51,960 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.
The Lory of Panama City is offering 1 Month Free for eligible applicants, with rental rates starting at $1,299.
Yes! The Lory of Panama City offers 2 Matterport 3D Tours. Explore different floor plans and see unit level details, all without leaving home.