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Monthly Rent
$945 - $1,325
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Bedrooms
1 - 2 bd
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Bathrooms
1 - 2 ba
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Square Feet
688 - 976 sq ft
Highlights
- New Construction
- Controlled Access
- Property Manager on Site
Pricing & Floor Plans
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Unit 103price $945square feet 688availibility Oct 1
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Unit 104price $945square feet 688availibility Oct 1
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Unit 108price $945square feet 688availibility Oct 1
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Unit 310price $945square feet 688availibility Oct 1
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Unit 201price $1,165square feet 907availibility Oct 1
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Unit 301price $1,165square feet 907availibility Oct 1
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Unit 105price $1,195square feet 970availibility Oct 1
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Unit 107price $1,195square feet 970availibility Oct 1
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Unit 205price $1,195square feet 970availibility Oct 1
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Unit 106price $1,195square feet 976availibility Oct 1
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Unit 206price $1,195square feet 976availibility Oct 1
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Unit 306price $1,195square feet 976availibility Oct 1
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Unit 102price $1,325square feet 976availibility Oct 1
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Unit 202price $1,325square feet 976availibility Oct 1
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Unit 302price $1,325square feet 976availibility Oct 1
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Unit 103price $945square feet 688availibility Oct 1
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Unit 104price $945square feet 688availibility Oct 1
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Unit 108price $945square feet 688availibility Oct 1
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Unit 310price $945square feet 688availibility Oct 1
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Unit 201price $1,165square feet 907availibility Oct 1
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Unit 301price $1,165square feet 907availibility Oct 1
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Unit 105price $1,195square feet 970availibility Oct 1
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Unit 107price $1,195square feet 970availibility Oct 1
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Unit 205price $1,195square feet 970availibility Oct 1
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Unit 106price $1,195square feet 976availibility Oct 1
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Unit 206price $1,195square feet 976availibility Oct 1
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Unit 306price $1,195square feet 976availibility Oct 1
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Unit 102price $1,325square feet 976availibility Oct 1
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Unit 202price $1,325square feet 976availibility Oct 1
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Unit 302price $1,325square feet 976availibility Oct 1
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
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Utilities & Essentials
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Utility Service FeeCharged per unit.$6 / mo
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One-Time Basics
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Due at Application
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Security Deposit - RefundableCharged per unit.$500
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Application Fee Per ApplicantCharged per applicant.$59
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Due at Move-In
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Service FeeCharged per unit.$200
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Administrative FeeCharged per unit.$99
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Due at Application
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Dogs
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Pet FeeCharged per unit.$480
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Monthly Pet FeeCharged per pet.$45 / mo
0 lbs. Weight Limit, Pet interview, Spayed/Neutered -
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Cats
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Pet FeeCharged per pet.$480
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Monthly Pet FeeCharged per pet.$45 / mo
0 lbs. Weight Limit, Pet interview, Spayed/Neutered -
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Liability Waiver ProgramCharged per unit.$14 / mo
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Details
Property Information
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Built in 2026
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30 units/3 stories
About The Banks Apartments
Welcome to The Banks Apartments, a brand-new apartment community NOW LEASING in Spencer, IA. Designed with modern living in mind, The Banks offers spacious, stylish apartments with thoughtfully designed interiors and convenient features to make you feel right at home. At The Banks, residents can enjoy comfortable living in a welcoming community with amenities designed for everyday convenience and connection. Whether you're relaxing at home or enjoying the community spaces, The Banks offers a fresh, modern place to call home in Spencer. Ready to make The Banks your new home? Schedule a tour today! Pets allowed with additional pet fee & pet rent. *Rent rates and availability are subject to change. Images, 3D tours, and renderings of units may be similar to available units and do not necessarily represent the specific units available. Professionally leased and managed by Talon Property Management, LLC. The Banks is an apartment community located in Spencer, Iowa, in Clay County and the 51301 ZIP Code. This area is served by the Spencer Community School District.
The Banks Apartments is an apartment community located in Clay County and the 51301 ZIP Code. This area is served by the Spencer Community School District attendance zone.
Unique Features
- ADA Compliance Units
- Off-Street Parking
- On-Site Management
- Pets Allowed
- Range/Stove
- Secured Entry
Contact
Community Amenities
Controlled Access
24 Hour Access
Property Manager on Site
Maintenance on site
- Controlled Access
- Maintenance on site
- Property Manager on Site
- 24 Hour Access
Apartment Features
Washer/Dryer
Air Conditioning
High Speed Internet Access
Microwave
- High Speed Internet Access
- Washer/Dryer
- Air Conditioning
- Heating
- Tub/Shower
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
Located in the northwestern corner of Iowa, Spencer is a community-oriented small town that sits where the Little Sioux River meets the Ocheyedan River. Spencer’s waterways and robust park system provide plenty of opportunities for outdoor activities like hiking, biking, camping, fishing, and kayaking.
At Spencer’s core is the vibrant, historic downtown, featuring the largest and most diverse collection of 1930s Art Deco architecture in the Midwest in addition to numerous museums, theatrical productions, restaurants, and shops to enjoy. Spencer is also home to the “World’s Greatest County Fair,” drawing more than 300,000 attendees every year. Convenience to U.S. Routes 18 and 71 makes getting around from Spencer simple.
Learn more about living in Spencer- Controlled Access
- Maintenance on site
- Property Manager on Site
- 24 Hour Access
- ADA Compliance Units
- Off-Street Parking
- On-Site Management
- Pets Allowed
- Range/Stove
- Secured Entry
- High Speed Internet Access
- Washer/Dryer
- Air Conditioning
- Heating
- Tub/Shower
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
| Monday | 12am - 12am |
|---|---|
| Tuesday | 12am - 12am |
| Wednesday | 12am - 12am |
| Thursday | 12am - 12am |
| Friday | 12am - 12am |
| Saturday | 12am - 12am |
| Sunday | 12am - 12am |
| Colleges & Universities | Distance | ||
|---|---|---|---|
| Colleges & Universities | Distance | ||
| Drive: | 7 min | 2.3 mi | |
| Drive: | 36 min | 22.5 mi | |
| Drive: | 37 min | 23.3 mi | |
| Drive: | 60 min | 36.8 mi |
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Data provided by GreatSchools.org © 2026. All rights reserved.
Scores provided by
What do Walkability, Transit, Drivability, and Bikeability mean?
Walkability measures the walking distance to day-to-day needs.
Transit measures access to public transportation.
Drivability measures congestion, parking availability, and access to major roads.
Bikeability measures the suitability for cycling.
How It Works
Traffic
ActiveAirport
CalmBusinesses
CalmScores provided by
HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It WorksThe Banks Apartments Photos
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The Banks Apartments
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Nearby Apartments
Within 50 Miles of The Banks Apartments
The Banks Apartments has units with in‑unit washers and dryers, making laundry day simple for residents.
Utilities are not included in rent. Residents should plan to set up and pay for all services separately.
Contact this property for parking details.
The Banks Apartments has one to two-bedrooms with rent ranges from $945/mo. to $1,325/mo.
Yes, The Banks Apartments welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.
A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $945 for a one-bedroom, you would need to earn about $37,800 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.
The Banks Apartments is offering 1 Month Free for eligible applicants, with rental rates starting at $945.
While The Banks Apartments does not offer Matterport 3D tours, renters can request a tour directly through our online platform.
410 8th St SE
Spencer, IA 51301
Property Manager Responded