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Iowa Clay County Spencer

The Banks Apartments

410 8th St SE, Spencer, IA 51301

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712-214-7480
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  • Monthly Rent

    $1,050 - $1,380

  • Bedrooms

    1 - 2 bd

  • Bathrooms

    1 - 2 ba

  • Square Feet

    688 - 976 sq ft

The Banks Apartments
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Welcome to The Banks Apartments, a brand-new apartment community located in Spencer, IA. Designed with modern living in mind, The Banks offers spacious, stylish apartments with thoughtfully designed interiors and convenient features to make you feel right at home. At The Banks, residents can enjoy comfortable living in a welcoming community with amenities designed for everyday convenience and connection. Whether you're relaxing at home or enjoying the community spaces, The Banks offers a fresh, modern place to call home in Spencer. Ready to make The Banks your new home? Schedule a tour today! Pets allowed with additional pet fee & pet rent. *Rent rates and availability are subject to change. Images, 3D tours, and renderings of units may be similar to available units and do not necessarily represent the specific units available. Professionally leased and managed by Talon Property Management, LLC. The Banks is an apartment community located in Spencer, Iowa, in Clay County and the 51301 ZIP Code. This area is served by the Spencer Community School District.

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Highlights

  • New Construction
  • Property Manager on Site

Pricing & Floor Plans

filter results by bedrooms
1 Bed 1 Bath Apartment (E-1)
$1,050 1 Bed 1 Bath 688 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 310
    price $1,050
    square feet 688
    availibility Oct 1
1 Bedroom 1 Bathroom Apartment (C-1)
Starting at $1,095 1 Bed 1 Bath 688 Sq Ft
14 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 308
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 209
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 208
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 204
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 203
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 110
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 109
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 108
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 104
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 309
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 304
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 303
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 210
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 103
    price $1,095
    square feet 688
    availibility Oct 1

2 Bed 1 Bath Apartment (F-1)
Starting at $1,300 2 Beds 1 Bath 907 Sq Ft
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 301
    price $1,300
    square feet 907
    availibility Oct 1
  • Unit 201
    price $1,300
    square feet 907
    availibility Oct 1
2 Bedroom 1 Bathroom Apartment (G-1 ADA)
$1,300 2 Beds 1 Bath 907 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 101
    price $1,300
    square feet 907
    availibility Oct 1
2 Bedroom 1 Bathroom (A-1)
Starting at $1,325 2 Beds 1 Bath 970 Sq Ft
6 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 307
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 305
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 207
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 205
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 107
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 105
    price $1,325
    square feet 970
    availibility Oct 1

2 Bedroom 1 Bathroom Apartment (D-1)
Starting at $1,330 2 Beds 1 Bath 976 Sq Ft
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 306
    price $1,330
    square feet 976
    availibility Oct 1
  • Unit 206
    price $1,330
    square feet 976
    availibility Oct 1
  • Unit 106
    price $1,330
    square feet 976
    availibility Oct 1
2 Bedroom 2 Bathroom Apartment (B-1)
Starting at $1,380 2 Beds 2 Baths 976 Sq Ft
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 302
    price $1,380
    square feet 976
    availibility Oct 1
  • Unit 202
    price $1,380
    square feet 976
    availibility Oct 1
  • Unit 102
    price $1,380
    square feet 976
    availibility Oct 1
1 Bed 1 Bath Apartment (E-1)
$1,050 1 Bed 1 Bath 688 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 310
    price $1,050
    square feet 688
    availibility Oct 1
1 Bedroom 1 Bathroom Apartment (C-1)
Starting at $1,095 1 Bed 1 Bath 688 Sq Ft
14 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 308
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 209
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 208
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 204
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 203
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 110
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 109
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 108
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 104
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 309
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 304
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 303
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 210
    price $1,095
    square feet 688
    availibility Oct 1
  • Unit 103
    price $1,095
    square feet 688
    availibility Oct 1

2 Bed 1 Bath Apartment (F-1)
Starting at $1,300 2 Beds 1 Bath 907 Sq Ft
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 301
    price $1,300
    square feet 907
    availibility Oct 1
  • Unit 201
    price $1,300
    square feet 907
    availibility Oct 1
2 Bedroom 1 Bathroom Apartment (G-1 ADA)
$1,300 2 Beds 1 Bath 907 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 101
    price $1,300
    square feet 907
    availibility Oct 1
2 Bedroom 1 Bathroom (A-1)
Starting at $1,325 2 Beds 1 Bath 970 Sq Ft
6 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 307
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 305
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 207
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 205
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 107
    price $1,325
    square feet 970
    availibility Oct 1
  • Unit 105
    price $1,325
    square feet 970
    availibility Oct 1

2 Bedroom 1 Bathroom Apartment (D-1)
Starting at $1,330 2 Beds 1 Bath 976 Sq Ft
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 306
    price $1,330
    square feet 976
    availibility Oct 1
  • Unit 206
    price $1,330
    square feet 976
    availibility Oct 1
  • Unit 106
    price $1,330
    square feet 976
    availibility Oct 1
2 Bedroom 2 Bathroom Apartment (B-1)
Starting at $1,380 2 Beds 2 Baths 976 Sq Ft
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 302
    price $1,380
    square feet 976
    availibility Oct 1
  • Unit 202
    price $1,380
    square feet 976
    availibility Oct 1
  • Unit 102
    price $1,380
    square feet 976
    availibility Oct 1
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out.View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

Details

Property Information

  • Built in 2026
  • 30 units/3 stories

About The Banks Apartments

Welcome to The Banks Apartments, a brand-new apartment community located in Spencer, IA. Designed with modern living in mind, The Banks offers spacious, stylish apartments with thoughtfully designed interiors and convenient features to make you feel right at home. At The Banks, residents can enjoy comfortable living in a welcoming community with amenities designed for everyday convenience and connection. Whether you're relaxing at home or enjoying the community spaces, The Banks offers a fresh, modern place to call home in Spencer. Ready to make The Banks your new home? Schedule a tour today! Pets allowed with additional pet fee & pet rent. *Rent rates and availability are subject to change. Images, 3D tours, and renderings of units may be similar to available units and do not necessarily represent the specific units available. Professionally leased and managed by Talon Property Management, LLC. The Banks is an apartment community located in Spencer, Iowa, in Clay County and the 51301 ZIP Code. This area is served by the Spencer Community School District.

The Banks Apartments is an apartment community located in Clay County and the 51301 ZIP Code. This area is served by the Spencer Community School District attendance zone.

Unique Features

  • ADA Compliance Units
  • Garages Available
  • Off-Street Parking
  • On-Site Management
  • Pets Allowed
  • Range/Stove
  • Secured Entry

Contact

Property Management Company Logo

Community Amenities

  • Maintenance on site
  • Property Manager on Site
  • 24 Hour Access

Apartment Features

Air Conditioning

Dishwasher

Microwave

Refrigerator

  • Air Conditioning
  • Heating
  • Tub/Shower
  • Dishwasher
  • Kitchen
  • Microwave
  • Range
  • Refrigerator
Location
410 8th St SE, Spencer,
IA 51301
Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
| Edit
Edit Commute

Destination is required

Under 30 minutes

Commute Time is calculated at rush hour.
City - Spencer

Located in the northwestern corner of Iowa, Spencer is a community-oriented small town that sits where the Little Sioux River meets the Ocheyedan River. Spencer’s waterways and robust park system provide plenty of opportunities for outdoor activities like hiking, biking, camping, fishing, and kayaking.

At Spencer’s core is the vibrant, historic downtown, featuring the largest and most diverse collection of 1930s Art Deco architecture in the Midwest in addition to numerous museums, theatrical productions, restaurants, and shops to enjoy. Spencer is also home to the “World’s Greatest County Fair,” drawing more than 300,000 attendees every year. Convenience to U.S. Routes 18 and 71 makes getting around from Spencer simple.

Learn more about living in Spencer 
Amenities
  • Maintenance on site
  • Property Manager on Site
  • 24 Hour Access
  • ADA Compliance Units
  • Garages Available
  • Off-Street Parking
  • On-Site Management
  • Pets Allowed
  • Range/Stove
  • Secured Entry
  • Air Conditioning
  • Heating
  • Tub/Shower
  • Dishwasher
  • Kitchen
  • Microwave
  • Range
  • Refrigerator
Education
Colleges & Universities Distance
Colleges & Universities Distance
Iowa Lakes Community College
Drive: 7 min 2.3 mi
Iowa Lakes Community College
Drive: 36 min 22.5 mi
Iowa Lakes Community College
Drive: 37 min 23.3 mi
Iowa Lakes Community College
Drive: 60 min 36.8 mi
The Banks Apartments is within 7 minutes or 2.3 miles from Iowa Lakes Community College. It is also near Iowa Lakes Community College and Iowa Lakes Community College.
Schools
  • Public Schools
  • Private Schools
Johnson Elementary School
Public Elementary School
Grades PK-5
182 Students
Attendance Zone
Lincoln Elementary School
Public Elementary School
Grades K-5
415 Students
Attendance Zone
GreatSchools rating: 5 out of 10
Spencer Middle School
Public Middle School
Grades 6-8
520 Students
Attendance Zone
GreatSchools rating: 9 out of 10
Spencer High School
Public High School
Grades 9-12
679 Students
Attendance Zone
GreatSchools rating: 7 out of 10
Emmetsburg Catholic School
Private Elementary & Middle School
Grades PK-8
107 Students
Nearby
Iowa Great Lakes Lutheran School
Private Elementary School
Grades K-5
92 Students
Nearby
School data provided by GreatSchools The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation
Getting Around
Fairly Walkable
Walkability
40 / 100
Very Drivable
Drivability
80 / 100
Moderately Bikeable
Bikeability
60 / 100

Scores provided by

Local Logic What do Walkability, Transit, Drivability, and Bikeability mean? Walkability measures the walking distance to day-to-day needs. Transit measures access to public transportation. Drivability measures congestion, parking availability, and access to major roads. Bikeability measures the suitability for cycling. How It Works
Active
Soundscore™
80 / 100

Traffic

Active

Airport

Calm

Businesses

Calm

Scores provided by

HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It Works
Points of Interest

Time and distance from The Banks Apartments.

Shopping Centers Distance
Shopping Centers Distance
Pine Tree Plaza
Drive: 3 min 1.3 mi
11th St
Drive: 3 min 1.3 mi
Southpark Mall
Drive: 3 min 1.4 mi
The Banks Apartments has 3 shopping centers within 1.4 miles, which is about a 3-minute drive. The miles and minutes will be for the farthest away property.
Hospitals Distance
Hospitals Distance
Spencer Municipal Hospital
Drive: 5 min 1.8 mi
The Banks Apartments is 1.8 miles and a 5 minute drive from Spencer Municipal Hospital.
 
 

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The Banks Apartments Photos

  • The Banks Apartments

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Frequently Asked Questions
Does The Banks Apartments have in-unit laundry?

The Banks Apartments does not offer in-unit laundry or shared facilities. Please contact the property to learn about nearby laundry options.

What utilities are included in rent at The Banks Apartments?

Utilities are not included in rent. Residents should plan to set up and pay for all services separately.

Is parking available at The Banks Apartments?

Contact this property for parking details.

Which floor plans are available, and what are the price ranges?

The Banks Apartments has one to two-bedrooms with rent ranges from $1,050/mo. to $1,380/mo.

Is The Banks Apartments pet-friendly?

The Banks Apartments does not allow pets, though service animals are always welcome in accordance with applicable laws.

How much income do I need to rent at The Banks Apartments?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,050 for a one-bedroom, you would need to earn about $42,000 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.

Does The Banks Apartments have move-in specials?

The Banks Apartments is not currently offering any rent specials. Check back soon, as promotions change frequently.

Does The Banks Apartments offer Matterport 3D tours?

While The Banks Apartments does not offer Matterport 3D tours, renters can request a tour directly through our online platform.

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410 8th St SE

Spencer, IA 51301

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(712) 214-7480
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