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call 815-706-3102
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Illinois Winnebago County Loves Park

Park Towers Apartments

540 Clifford Ave, Loves Park, IL 61111

Independent Living 62+
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815-706-3102
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  • Monthly Rent

    $1,015

  • Bedrooms

    1 bd

  • Bathrooms

    1 ba

  • Square Feet

    580 sq ft

This property has income limits. Make sure you qualify.

Park Towers Apartments
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Welcome to Park Tower Apartments conveniently located near public transit in Loves Park, Illinois. Our affordable income-based housing for those 62 or older or those with a disability under the section 8 program. Those who qualify within our income guidelines pay 30% of their income. To receive subsidy for rent, applicants must meet income guidelines as determined by HUD. APARTMENTS AS LOW AS $25 (based on your income)! Waitlist is now OPEN & We are accepting applications. Applicants with extremely low income are encouraged to apply! This in a SMOKE FREE independent living community that offers One Bedroom apartment living with ample storage space, air conditioning, baseboard heating, spacious bathroom with grab bars and emergency cords, and a full kitchen with fridge, stove, and double sided sink. Our community features the following amenities: Onsite Management and Maintenance Team, Secure building with intercom/ key fob system, Sprinkler system, Emergency Pull cords in bedroom and bathroom area, Community trash chutes on every floor/ trash compactor, Two onsite laundry rooms, Gazebo/patio sitting areas with grills, Two Elevators, Beautiful Landscaping, Garden plots available for tenant use, FREE onsite reserved Parking, Business Center with WIFI/Fax/Copier, & Community Events throughout the year, and Routine pest control. Contact us today for more information on the qualification and application process.

Read More

Highlights

  • Planned Social Activities
  • Controlled Access
  • Picnic Area
  • Elevator
  • Grill
  • Property Manager on Site
  • Patio
  • Business Center

Pricing & Floor Plans

One Bedroom
$1,015 1 Bed 1 Bath 580 Sq Ft
Available Now
One Bedroom
$1,015 1 Bed 1 Bath 580 Sq Ft
Available Now
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out.View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

Details

Lease Options

  • 12 mo

Property Information

  • Built in 1980
  • 150 units/11 stories

Specialty Housing Details

  • This property is intended and operated for occupancy by persons 62 years of age or older.

About Park Towers Apartments

Welcome to Park Tower Apartments conveniently located near public transit in Loves Park, Illinois. Our affordable income-based housing for those 62 or older or those with a disability under the section 8 program. Those who qualify within our income guidelines pay 30% of their income. To receive subsidy for rent, applicants must meet income guidelines as determined by HUD. APARTMENTS AS LOW AS $25 (based on your income)! Waitlist is now OPEN & We are accepting applications. Applicants with extremely low income are encouraged to apply! This in a SMOKE FREE independent living community that offers One Bedroom apartment living with ample storage space, air conditioning, baseboard heating, spacious bathroom with grab bars and emergency cords, and a full kitchen with fridge, stove, and double sided sink. Our community features the following amenities: Onsite Management and Maintenance Team, Secure building with intercom/ key fob system, Sprinkler system, Emergency Pull cords in bedroom and bathroom area, Community trash chutes on every floor/ trash compactor, Two onsite laundry rooms, Gazebo/patio sitting areas with grills, Two Elevators, Beautiful Landscaping, Garden plots available for tenant use, FREE onsite reserved Parking, Business Center with WIFI/Fax/Copier, & Community Events throughout the year, and Routine pest control. Contact us today for more information on the qualification and application process.

Park Towers Apartments is an apartment community located in Winnebago County and the 61111 ZIP Code. This area is served by the Harlem Ud 122 School District attendance zone.

Unique Features

  • 2 Elevators
  • Air Conditioning
  • Beautiful Landscaping
  • Blinds In Living Room/bedroom
  • Business Center With Wifi And Devices
  • Cashless Onsite Laundry Care Centers
  • Emergency Pull Cords In Every Apartment
  • Free Reserved Onsite Parking
  • Garden Plots Available For Tenant Use
  • Gazebo/patio Seating Area With Grills
  • Key Fob System
  • Large Community Room
  • Public Computers/fax/copier
  • Secure Building With Intercom
  • Smoke Free Community
  • Trash Chutes

Contact

Language: English
Closed Today
  • Monday - Friday, 8am - 5pm
  • Saturday & Sunday, Closed
Property Management Company Logo

Community Amenities

Laundry Facilities

Elevator

Controlled Access

Business Center

  • Wi-Fi
  • Laundry Facilities
  • Controlled Access
  • Maintenance on site
  • Property Manager on Site
  • Planned Social Activities
  • Public Transportation
  • Key Fob Entry
  • Wheelchair Accessible
  • Elevator
  • Business Center
  • Storage Space
  • Disposal Chutes
  • Grill
  • Picnic Area

Apartment Features

Air Conditioning

Refrigerator

Wi-Fi

Tub/Shower

  • Wi-Fi
  • Air Conditioning
  • Heating
  • Smoke Free
  • Cable Ready
  • Trash Compactor
  • Tub/Shower
  • Handrails
  • Intercom
  • Sprinkler System
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Linen Closet
  • Window Coverings
  • Patio

Income Restrictions

Income restrictions apply to some or all residents. Contact the community for more information.

How To Qualify

Based on the size of your household, your Maximum Annual Income must be equal to or less than the amount listed in this chart.
# Persons Annual Income
1 $48,550
Location
540 Clifford Ave, Loves Park,
IL 61111
Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
| Edit
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Destination is required

Under 30 minutes

Commute Time is calculated at rush hour.
City - Loves Park

Loves Park is a suburban city located on the northeast corner of Rockford, bookended by the Rock River on the west side and Interstate 90 on the east side. While the landscape of the city is mainly filled by residential neighborhoods, 2nd Avenue forms the backbone of a thriving commercial district near the river, home to numerous restaurants, specialty shops, and small retail centers.

Residents enjoy a wide selection of beautiful public parks, from the scenic Shorewood Park on the riverbank to the massive Rock Cut State Park, which dominates the eastern half of the city. The local rental market features a broad selection of apartments, condos, and single-family homes, with great options available for any lifestyle or budget.

Learn more about living in Loves Park 
Amenities
  • Wi-Fi
  • Laundry Facilities
  • Controlled Access
  • Maintenance on site
  • Property Manager on Site
  • Planned Social Activities
  • Public Transportation
  • Key Fob Entry
  • Wheelchair Accessible
  • Elevator
  • Business Center
  • Storage Space
  • Disposal Chutes
  • Grill
  • Picnic Area
  • 2 Elevators
  • Air Conditioning
  • Beautiful Landscaping
  • Blinds In Living Room/bedroom
  • Business Center With Wifi And Devices
  • Cashless Onsite Laundry Care Centers
  • Emergency Pull Cords In Every Apartment
  • Free Reserved Onsite Parking
  • Garden Plots Available For Tenant Use
  • Gazebo/patio Seating Area With Grills
  • Key Fob System
  • Large Community Room
  • Public Computers/fax/copier
  • Secure Building With Intercom
  • Smoke Free Community
  • Trash Chutes
  • Wi-Fi
  • Air Conditioning
  • Heating
  • Smoke Free
  • Cable Ready
  • Trash Compactor
  • Tub/Shower
  • Handrails
  • Intercom
  • Sprinkler System
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Linen Closet
  • Window Coverings
  • Patio
Office Hours
Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday Closed
Sunday Closed
815-706-3102
Education
Colleges & Universities Distance
Colleges & Universities Distance
Rock Valley College
Drive: 9 min 4.1 mi
Rockford University
Drive: 12 min 6.3 mi
Rasmussen College-Illinois
Drive: 13 min 7.1 mi
Kishwaukee College
Drive: 53 min 37.6 mi
Park Towers Apartments is within 9 minutes or 4.1 miles from Rock Valley College. It is also near Rockford University and Rasmussen College-Illinois.
Schools
  • Public Schools
  • Private Schools
Montessori Elementary School
Public Elementary & Middle School
Grades PK-8
660 Students
Nearby
Windsor Elementary School
Public Elementary School
Grades K-5
313 Students
Attendance Zone
Donald C Parker Early Educ Center
Public Elementary School
Grades PK-5
571 Students
Attendance Zone
Clifford P Carlson Elementary School
Public Elementary School
Grades K-5
384 Students
Nearby
Harlem Middle School
Public Middle School
Grades 6-8
1,325 Students
Attendance Zone
Summit Academy ALOP
Public High School
Grades 9-12
Nearby
Harlem High School
Public High School
Grades 9-12
1,836 Students
Attendance Zone
St Bridget School
Private Elementary & Middle School
Grades PK-8
397 Students
Nearby
Boylan Central Catholic High School
Private High School
Grades 9-12
653 Students
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation

Park Towers Apartments is near Chicago/Rockford International, located 13.0 miles or 24 minutes away.

Commuter Rail Distance
Commuter Rail Distance
Harvard Station
Drive: 41 min 27.2 mi
Woodstock Station
Drive: 58 min 38.5 mi
Airports Distance
Airports Distance
Chicago/Rockford International
Drive: 24 min 13.0 mi
Getting Around
Fairly Walkable
Walkability
40 / 100
Limited Public Transit
Transit
30 / 100
Exceptionally Drivable
Drivability
90 / 100
Fairly Bikeable
Bikeability
40 / 100

Scores provided by

What do Walkability, Transit, Drivability, and Bikeability mean? Walkability measures the walking distance to day-to-day needs. Transit measures access to public transportation. Drivability measures congestion, parking availability, and access to major roads. Bikeability measures the suitability for cycling. How It Works
-
Soundscore™
- / 100

Traffic

-

Airport

-

Businesses

-

Scores provided by

HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It Works
Points of Interest

Time and distance from Park Towers Apartments.

Shopping Centers Distance
Shopping Centers Distance
Loves Park Centre
Walk: 8 min 0.4 mi
Meadow Mart Village
Walk: 15 min 0.8 mi
Second Street Square
Walk: 19 min 1.0 mi
Park Towers Apartments has 3 shopping centers within 1.0 miles, which is about a 19-minute walk. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
Headquarters Preserve
Drive: 5 min 2.7 mi
Anderson Japanese Gardens
Drive: 5 min 2.7 mi
Nicholas Conservatory and Gardens
Drive: 4 min 2.9 mi
Burpee Museum of Natural History
Drive: 7 min 4.4 mi
Discovery Center Museum
Drive: 8 min 4.6 mi
Park Towers Apartments has 5 parks within 4.6 miles, including Headquarters Preserve, Anderson Japanese Gardens, and Nicholas Conservatory and Gardens.
Hospitals Distance
Hospitals Distance
Mercyhealth Hospital Rockton Avenue
Drive: 8 min 3.6 mi
Swedish American Hospital
Drive: 7 min 4.7 mi
OSF Saint Anthony Medical Center
Drive: 12 min 6.7 mi
Park Towers Apartments has 3 hospitals within 6.7 miles, the nearest is Mercyhealth Hospital Rockton Avenue which is 3.6 miles away and a 8 minute drive.
Military Bases Distance
Military Bases Distance
US Military Reservation Elk Grove
Drive: 76 min 64.1 mi
Fermi National Accelerator Lab Winfield
Drive: 93 min 65.7 mi
Fermi National Accelerator Lab Batavia
Drive: 95 min 66.1 mi
Park Towers Apartments has 3 military bases within 66.1 miles, the nearest is US Military Reservation Elk Grove which is 64.1 miles away and a 76 minute drive.
 
 

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Frequently Asked Questions
Does Park Towers Apartments have in-unit laundry?

While Park Towers Apartments does not provide in‑unit laundry, on‑site laundry facilities are available for shared resident use.

What utilities are included in rent at Park Towers Apartments?

Utilities are not included in rent. Residents should plan to set up and pay for all services separately.

Is parking available at Park Towers Apartments?

Contact this property for parking details.

Which floor plans are available, and what are the price ranges?

Park Towers Apartments has one-bedroom apartments renting for $1,015/mo.

Is Park Towers Apartments pet-friendly?

Park Towers Apartments does not allow pets, though service animals are always welcome in accordance with applicable laws.

How much income do I need to rent at Park Towers Apartments?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,015 for a one-bedroom, you would need to earn about $40,600 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.

Does Park Towers Apartments have move-in specials?

Park Towers Apartments is not currently offering any rent specials. Check back soon, as promotions change frequently.

Does Park Towers Apartments offer Matterport 3D tours?

While Park Towers Apartments does not offer Matterport 3D tours, renters can request a tour directly through our online platform.

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What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.

Learn How It Works

What is a Sound Score Rating?

A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources.

Learn How It Works

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540 Clifford Ave

Loves Park, IL 61111

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