Located in Panama City Beach, Florida, this single-floor 2-bedroom, 2-bathroom residence offers a thoughtfully designed open-concept layout with coastal-inspired finishes throughout. The kitchen serves as the heart of the home, showcasing white shaker cabinetry, granite countertops, a marble-style tile backsplash, stainless steel appliances, and a central island with bar seating — all illuminated by stylish cage pendant lighting. The kitchen flows seamlessly into the living area, where shiplap-accented walls, a ceiling fan, and glass French doors create a bright, airy atmosphere with outdoor access. Both bedrooms feature plush carpeting, natural light from large windows, and coastal-themed accent walls. The primary bedroom includes a walk-in closet, while both rooms offer comfortable proportions ideal for rest and relaxation. The two bathrooms are finished with granite-top vanities and wood-look flooring. One bathroom features a tub-shower combination, while the other offers a refined, well-lit vanity space. Wood-look flooring runs throughout the main living areas, tying together the home's clean, beach-inspired aesthetic. This residence combines modern finishes with a relaxed coastal character, making it an inviting retreat in one of Florida's most popular beach destinations.
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Monthly Rent
$1,393 - $2,712
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Bedrooms
Studio - 3 bd
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Bathrooms
1 - 2 ba
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Square Feet
625 - 1,332 sq ft
Highlights
- Top Rated by Renters
- Cabana
- Pet Washing Station
- Pool
- Walk-In Closets
- Spa
- Pet Play Area
- Controlled Access
- Island Kitchen
Pricing & Floor Plans
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Unit 1-409price $1,399square feet 625availibility Now
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Unit 5-109price $1,393square feet 625availibility Aug 7
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Unit 4-309price $1,468square feet 625availibility Aug 8
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Unit 1-204price $1,510square feet 725availibility Now
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Unit 5-204price $1,610square feet 725availibility Now
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Unit 4-302price $1,538square feet 725availibility Jul 31
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Unit 2-107price $1,735square feet 921availibility Now
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Unit 3-107price $1,765square feet 921availibility Sep 28
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Unit 2-106price $1,780square feet 871availibility Now
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Unit 5-108price $1,794square feet 871availibility Aug 7
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Unit 1-108price $1,810square feet 871availibility Sep 30
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Unit 5-408price $2,032square feet 919availibility Aug 7
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Unit 2-308price $2,019square feet 919availibility Aug 23
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Unit 4-406price $2,051square feet 919availibility Sep 23
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Unit 2-312price $2,024square feet 1,019availibility Now
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Unit 3-113price $1,949square feet 1,019availibility Jul 31
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Unit 5-311price $2,048square feet 1,019availibility Aug 15
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Unit 5-214price $2,174square feet 1,181availibility Now
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Unit 3-400price $2,199square feet 1,181availibility Now
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Unit 1-114price $2,280square feet 1,181availibility Sep 5
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Unit 2-301price $2,712square feet 1,332availibility Aug 31
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Unit 5-301price $2,644square feet 1,332availibility Oct 15
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Unit 1-409price $1,399square feet 625availibility Now
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Unit 5-109price $1,393square feet 625availibility Aug 7
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Unit 4-309price $1,468square feet 625availibility Aug 8
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Unit 1-204price $1,510square feet 725availibility Now
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Unit 5-204price $1,610square feet 725availibility Now
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Unit 4-302price $1,538square feet 725availibility Jul 31
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Unit 2-107price $1,735square feet 921availibility Now
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Unit 3-107price $1,765square feet 921availibility Sep 28
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Unit 2-106price $1,780square feet 871availibility Now
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Unit 5-108price $1,794square feet 871availibility Aug 7
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Unit 1-108price $1,810square feet 871availibility Sep 30
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Unit 5-408price $2,032square feet 919availibility Aug 7
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Unit 2-308price $2,019square feet 919availibility Aug 23
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Unit 4-406price $2,051square feet 919availibility Sep 23
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Unit 2-312price $2,024square feet 1,019availibility Now
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Unit 3-113price $1,949square feet 1,019availibility Jul 31
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Unit 5-311price $2,048square feet 1,019availibility Aug 15
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Unit 5-214price $2,174square feet 1,181availibility Now
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Unit 3-400price $2,199square feet 1,181availibility Now
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Unit 1-114price $2,280square feet 1,181availibility Sep 5
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Unit 2-301price $2,712square feet 1,332availibility Aug 31
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Unit 5-301price $2,644square feet 1,332availibility Oct 15
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
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Utilities & Essentials
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Trash Services - DoorstepFee for doorstep trash and recycle pickup service. Charged per unit.$30 / mo
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Community Amenity FeeFee for access to shared resident amenities and facilities. Charged per unit.$35 / mo
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Pest Control ServicesRegular pest prevention and treatment services. Charged per unit.$5 / mo
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Package ManagementHandling and storage of resident deliveries. Charged per unit.$5 / mo
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Utility Water / Wastewater Admin FeeCovers administrative costs associated with billing and managing water utility services. Charged per unit.$7 / mo
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Trash Services - HaulingCost of trash collection, removal, and hauling services. Charged per unit.Varies / mo
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Utility - ElectricCost of electricity usage for your apartment. Charged per unit.Varies / mo
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Utility - Stormwater / DrainageLocal stormwater management and drainage system fee. Charged per unit.Varies / mo
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Utility - Water / SewerWater usage and wastewater removal costs. Charged per unit.Varies / mo
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One-Time Basics
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Due at Application
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Admin FeeFee to process rental application and background check Charged per unit.$250
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Application FeeAdministrative processing fee to cover lease preparation. Charged per applicant.$60
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Application Fee Per ApplicantCharged per applicant.$65
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Due at Move-In
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Administrative FeeCharged per unit.$250
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Package Management SetupCharge for establishing resident access to the package management system. Charged per unit.$5
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Due at Application
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Dogs
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Dog FeeMax of 2. Charged per pet.$400
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Dog RentCharged per pet.$30 / mo
Restrictions:NoneRead More Read LessComments -
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Cats
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Cat FeeMax of 2. Charged per pet.$400
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Cat RentCharged per pet.$30 / mo
Restrictions:Comments -
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Other Pets
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Pet FeeFee for allowing pets in the home. Charged per pet.$400
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Pet / Animal Lease ViolationFee issued for unauthorized pets or violations of pet policy. Charged per pet.Varies
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Pet Rentmonthly charge for keeping a pet in the home. Charged per pet.$30 / mo
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Garage Lot
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Parking - GarageCharge for access to a garage space. Charged per vehicle.Varies
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Additional Parking Options
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Other
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Storage Unit
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Storage DepositCharged per rentable item.$0
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Storage RentCharged per rentable item.$60 / mo
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Storage Space RentalFee for an on-site storage unit. Charged per unit.Varies one-time
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Amenity / Clubhouse Rental FeeFee for reserving the community clubhouse for events or gatherings. Charged per unit.Varies / occurrence
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Rent Payment Credit Building ServiceBuild credit by paying rent on time while gaining access to personalized budgeting tools and financial education resources. Charged per unit.$8.95 - $14.95 / mo
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Intra-Community Transfer FeeCharge for transferring to another home within the same community. Charged per unit.$1,000
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Utility - Vacant Processing FeePreparing and administering a unit after move-out Charged per unit.$50
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Utility - Vacant Cost RecoveryUtility costs incurred while the unit was unoccupied. Charged per unit.Varies one-time
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MTM Flat FeeMonth to Month Flat Fee Charged per unit.$0 / mo
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Renter Liability - Third PartyExpense related to required liability coverage through a third-party provider. Charged per unit.Varies / mo
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Access Device ReplacementCharge to replace lost or damaged key, fob, or remote. Charged per unit.$100 / occurrence
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NSF Tenant FeeNSF Tenant Fee Charged per unit.$75 / occurrence
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Early Termination FeeEarly Termination Fee Charged per unit.100% of base rent / occurrence
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Concession RepaymentTenant repayment of rent discounts if lease terms are not met. Charged per unit.Varies / occurrence
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Reletting FeeAn expense associated with re-renting a unit after early lease termination. Charged per unit.Varies / occurrence
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Utility - Final Bill FeeOne-time charge for processing and closing a utility account. Charged per unit.$20
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Security Deposit (Refundable)Refundable deposit covering potential damages and unpaid rent per lease terms. Charged per unit.$500 - $1,250
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Insufficient Move-out Notice FeeCharge for not providing proper advance notice before move-out. Charged per unit.Varies one-time
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Security Deposit AlternativeAlternative to a standard security deposit typically issued through a surety bond. Charged per unit.$20 - $35 / mo
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Utility - GasCost of gas usage for your apartment. Charged per unit.Varies / mo
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Renters Liability Non-ComplianceFee for not maintaining required renter’s liability insurance coverage. Charged per unit.$25 / occurrence
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Late Fee (Percentage)Calculated as a percentage of the base rent amount. Charged per unit.10% of base rent / occurrence
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Utility - Non-transferred Utility FeeCharge for utility costs not moved to resident’s name. Charged per unit.Varies / occurrence
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Legal / Eviction FeeCosts associated with an eviction proceeding. Charged per unit.Varies / occurrence
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Lease ViolationFee for non-compliance with lease terms or community policies. Charged per unit.Varies / occurrence
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Details
Property Information
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Built in 2021
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320 units/4 stories
Matterport 3D Tour
Select a unit to view pricing & availability
About Panama Flats
Experience truly luxurious beach living at Panama Flats Apartment Homes -where you can live your best beach life with direct access from your home to the beach by way of boardwalk. Mere steps from putting your toes in the sand, coming home is its own vacation. Enjoy expansive views of the clear emerald waters from your private patio, take a sunset stroll on white sugar sand beaches, and surround yourself with an endless summer setting. Select from our thoughtfully designed studio, 1, 2 or 3 bedroom floor plans for whichever suits you best. Then, soak your cares away in our resort-style beach entry pool; chill with your companions in one of our upscale cabanas, or relax among the other countless high-end amenities at our luxury resort community. And, when you're ready to venture out, toast the good life with friends at plentiful nearby restaurants, shopping centers such as Pier Park. Conveniently located just off Front Beach Road, you'll spend less time driving and more time thriving.
Panama Flats is an apartment community located in Bay County and the 32407 ZIP Code. This area is served by the Bay attendance zone.
Unique Features
- 1st Floor
- 24-hour, Luxe package system
- 3.25 acre resort amenity area
- 4th Floor
- Ceiling fan in living room
- Controlled access, fully gated community
- Corner
- Covered pavilion with entertaining spaces
- Dog park, dog run with dog spa
- Elevators in every building
- Expansive gulf views*
- Expansive Gulf Views**
- Garages and storage rooms available
- Kitchen pantries with ample storage
- Large kitchen islands* and oversized sinks
- Large walk-in closets
- Large, beach entry, heated pool
- Location 1
- Location 2
- Luxury plank flooring in all living areas
- Pool View
- Private balconies
- Private cabanas
- Private work spaces in clubhouse
- Proximity to Amenity
- Resident clubhouse with entertaining island
- USB outlets in kitchen and bedroom
- Valet trash service
- View - Fountain
- View 2
- View 8
- View 9
- View Obstructed B
- View Obstructed C
- View Obstructed D
Community Amenities
Pool
Fitness Center
Elevator
Clubhouse
- Controlled Access
- 24 Hour Access
- Trash Pickup - Door to Door
- Pet Play Area
- Pet Washing Station
- Elevator
- Business Center
- Clubhouse
- Storage Space
- Fitness Center
- Spa
- Pool
- Gameroom
- Gated
- Cabana
- Courtyard
- Grill
- Picnic Area
- Dog Park
Apartment Features
Washer/Dryer
Air Conditioning
Hardwood Floors
Walk-In Closets
Island Kitchen
Granite Countertops
Refrigerator
Tub/Shower
Indoor Features
- Washer/Dryer
- Air Conditioning
- Heating
- Ceiling Fans
- Storage Space
- Tub/Shower
Kitchen Features & Appliances
- Disposal
- Granite Countertops
- Stainless Steel Appliances
- Pantry
- Island Kitchen
- Kitchen
- Oven
- Range
- Refrigerator
Model Details
- Hardwood Floors
- Mud Room
- Views
- Walk-In Closets
- Balcony
- Patio
Welcome to Panama City Beach, where pristine beaches meet the emerald waters of Florida's Gulf Coast. This coastal community offers a range of rental options from beachfront condominiums to single-family homes. Current rental data shows one-bedroom apartments averaging $1,409, while two-bedroom units typically rent for $1,663. Notable areas include the Pier Park district, home to shopping and entertainment venues, and the neighborhood surrounding Frank Brown Park, which features baseball fields, tennis courts, and a fishing pond across its 100-acre expanse.
Panama City Beach centers around its 9-mile shoreline, where residents enjoy swimming, surfing, and sunbathing throughout the year. St. Andrews State Park provides opportunities for hiking, bird watching, and fishing. The area's distinctive white sand, created from pure quartz crystals, sets these shores apart from other beach destinations.
Learn more about living in Panama City Beach- Controlled Access
- 24 Hour Access
- Trash Pickup - Door to Door
- Pet Play Area
- Pet Washing Station
- Elevator
- Business Center
- Clubhouse
- Storage Space
- Gated
- Cabana
- Courtyard
- Grill
- Picnic Area
- Dog Park
- Fitness Center
- Spa
- Pool
- Gameroom
- 1st Floor
- 24-hour, Luxe package system
- 3.25 acre resort amenity area
- 4th Floor
- Ceiling fan in living room
- Controlled access, fully gated community
- Corner
- Covered pavilion with entertaining spaces
- Dog park, dog run with dog spa
- Elevators in every building
- Expansive gulf views*
- Expansive Gulf Views**
- Garages and storage rooms available
- Kitchen pantries with ample storage
- Large kitchen islands* and oversized sinks
- Large walk-in closets
- Large, beach entry, heated pool
- Location 1
- Location 2
- Luxury plank flooring in all living areas
- Pool View
- Private balconies
- Private cabanas
- Private work spaces in clubhouse
- Proximity to Amenity
- Resident clubhouse with entertaining island
- USB outlets in kitchen and bedroom
- Valet trash service
- View - Fountain
- View 2
- View 8
- View 9
- View Obstructed B
- View Obstructed C
- View Obstructed D
- Washer/Dryer
- Air Conditioning
- Heating
- Ceiling Fans
- Storage Space
- Tub/Shower
- Disposal
- Granite Countertops
- Stainless Steel Appliances
- Pantry
- Island Kitchen
- Kitchen
- Oven
- Range
- Refrigerator
- Hardwood Floors
- Mud Room
- Views
- Walk-In Closets
- Balcony
- Patio
| Monday | 9am - 6pm |
|---|---|
| Tuesday | 9am - 6pm |
| Wednesday | 9am - 6pm |
| Thursday | 9am - 6pm |
| Friday | 9am - 6pm |
| Saturday | 10am - 5pm |
| Sunday | Closed |
| Colleges & Universities | Distance | ||
|---|---|---|---|
| Colleges & Universities | Distance | ||
| Drive: | 12 min | 6.7 mi | |
| Drive: | 36 min | 25.1 mi |
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Data provided by GreatSchools.org © 2026. All rights reserved.
Panama Flats Photos
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Panama Flats
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2BR, 2BA - 1,019SF
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2BR, 2BA - 1,019SF
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2BR, 2BA - 1,019SF
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2BR, 2BA - 1,019SF
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2BR, 2BA - 1,019SF
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2BR, 2BA - 1,019SF
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2BR, 2BA - 1,019SF
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Models
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Studio
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Studio
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1 Bedroom
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1 Bedroom
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1 Bedroom
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1 Bedroom
Nearby Apartments
Within 50 Miles of Panama Flats
Panama Flats has units with in‑unit washers and dryers, making laundry day simple for residents.
Utilities are not included in rent. Residents should plan to set up and pay for all services separately.
Parking is available at Panama Flats. Fees may apply depending on the type of parking offered. Contact this property for details.
Panama Flats has studios to three-bedrooms with rent ranges from $1,393/mo. to $2,712/mo.
Yes, Panama Flats welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.
A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,393 for a studio, you would need to earn about $55,720 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.
Panama Flats is offering 1 Month Free for eligible applicants, with rental rates starting at $1,393.
Yes! Panama Flats offers 1 Matterport 3D Tours. Explore different floor plans and see unit level details, all without leaving home.