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Palatka, FL Area Guide

Avg Rent

$1,257

Population

9,452

Renter Mix

50% Rent

Relish small-town charms in northeastern Florida

Suburban Riverside Historic

Palatka is one of Florida's most charming riverfront cities -- a small, historic community on the western bank of the St. Johns River where live oaks draped with Spanish moss, a walkable downtown lined with colorful murals, and waterfront parks that put kayakers and anglers steps from their front door all signal Old Florida at its most genuine. Daily life moves at an unhurried pace, and three distinctive neighborhoods -- Downtown, the North Historic District, and Palatka Heights -- each carry their own personality while staying close to the city's commercial center along US 17 and State Road 19.

The rental market covers a solid range of options. Single-family garden apartments, small duplexes, bungalow-style rentals in the historic districts, and mid-rise apartment communities near downtown make up most of the inventory. Townhomes with brick-era architectural details can also be found throughout the city's older residential blocks.

St. Johns River State College anchors the city's educational life, and the St. Johns River Water Management District maintains its headquarters here as well. The annual Florida Azalea Festival, held each spring at Ravine Gardens State Park, is one of the longest-running festivals in the state and draws visitors from across northeast Florida to see the park's famous azalea blooms.

Demographics

Median Household Income

$27,071

Average: $38,375

Education

955

Residents Have a Degree

Job Market

3,307

Workers Employed

Age Distribution
Get a sense of this area's population profile.

Median Age

38 Years

Largest Age Group

10-19 Years

Approximately 15% of Residents

Under 20

28%

Over 65

21%

Housing Distribution

In Palatka, there are roughly the same number of renters and homeowners.

Renters
50%
Non-Renters
50%

Education Distribution

Review this city's overall education levels.

Bachelor's or Higher
7%
Other Education
93%

Rent Trends

As of September 2026, the average apartment rent in Palatka, FL is $992 for a studio, $1,248 for one bedroom, $1,549 for two bedrooms, and $1,769 for three bedrooms. Apartment rent in Palatka has decreased by -0.4% in the past year.

Property Type
Average Rent
Average Sq Ft
Apartment
$1,248/month
599 Sq Ft
House
$1,663/month
1,065 Sq Ft
See Rental Market Trends in Palatka, FL

Learn More About Palatka

Getting Around

Fairly Walkable

Walkability

50 / 100

Exceptionally Drivable

Drivability

100 / 100

Somewhat Bikeable

Bikeability

30 / 100

Schools

The Children's Reading Center

Public

Grades K-5

279 Students

Putnam Virtual Franchise

Public

Grades K-12

16 Students

James A. Long Elementary School

Public

Grades K-5

525 Students

Kelley Smith Elementary School

Public

Grades K-5

719 Students

Putnam Virtual Franchise

Public

Grades K-12

16 Students

Putnam Academy Of Arts And Sciences

Public

Grades 6-8

186 Students

Palatka High School

Public

Grades 6-12

1,520 Students

Robert H. Jenkins Junior Middle

Public

Grades 7-8

516 Students

Putnam Virtual Franchise

Public

Grades K-12

16 Students

Palatka High School

Public

Grades 6-12

1,520 Students

Eleanor H. Miller School

Public

Grades PK-12

265 Students

Putnam Edge High School

Public

Grades 9-12

51 Students

Points of Interest

Parks and Recreation

  • Palatka-to-St. Augustine State Trail
  • Ravine Gardens State Park
  • Dunns Creek State Park

Commuter Rail

Top Apartments in Palatka

Houses for Rent in Palatka

Living in Palatka

History

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Palatka's built environment tells its history more clearly than any timeline could. The Palatka North and South Historic Districts, both listed on the National Register of Historic Places, contain an impressive range of architectural styles -- Victorian, Colonial Revival, Art Deco, Classical Revival, and Prairie School all appear within walking distance of each other. The Larimer Memorial Library, also on the National Register, was designed by architect Henry John Klutho and blends Prairie School and Art Deco influences in a structure that stands out on any stroll through downtown.

Other landmarks deepen the story. The Bronson-Mulholland House, built in 1854, is among the oldest surviving structures in the city. The old Atlantic Coast Line Union Depot, a National Register property, still serves as the Amtrak station on North 11th Street. The Putnam Historic Museum and the St. Johns River Center both offer closer looks at local and regional history, and Central Academy holds a notable distinction as the first accredited high school of its kind in Florida.

Restaurants

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The restaurant scene in Palatka reflects the city's deep ties to the St. Johns River. Catfish, blue crab, and mullet are local staples, and two festivals celebrate that connection directly: the Blue Crab Festival draws crowds each Memorial Day weekend, and the St. Johns River Catfish Festival spotlights the region's freshwater fishing culture. Beyond seafood, casual spots serve smoked barbecue, fried chicken, and classic Southern breakfast plates. Downtown Palatka has a growing collection of locally owned eateries near Reid Street, while Mexican and Caribbean-influenced options round out the choices. Chain restaurants are concentrated along State Road 19 for everyday convenience.

Transportation

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US Route 17 is the main north-south corridor through the city, connecting to Palatka to Jacksonville in the north and continuing southward. State Road 20 runs west toward Gainesville, roughly 50 miles away, and SR 207 heads east toward St. Augustine, about 30 miles distant. The Memorial Bridge spans the St. Johns River, linking Palatka to East Palatka.

For those who prefer not to drive, Ride Solution provides public bus service on routes throughout Putnam County. Amtrak's Silver Meteor service stops at the historic Palatka station on North 11th Street, putting intercity rail travel within reach. Palatka Municipal Airport handles general aviation about two miles northwest of downtown, and Jacksonville International Airport, approximately 68 miles north, is the closest option for commercial flights.

Parks

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Ravine Gardens State Park is Palatka's crown green space. Deep ravines carved by ancient springs form a dramatic backdrop for the park's azalea garden, which peaks in late winter and early spring. Paved paths wind through the ravines for walking and light cycling, and the park hosts the Florida Azalea Festival each year. James C. Godwin Riverfront Park stretches along the St. Johns River with open lawns, waterfront access, and broad river views that draw walkers and anglers alike.

Hank Bryan Park and Veterans Memorial Park serve neighborhood-scale recreation needs throughout the city. For those willing to drive a short distance, Dunns Creek State Park is about 28 minutes away and offers trail hiking, fishing, and wildlife watching. Welaka State Forest and Etoniah Creek State Forest are also nearby, and Ocala National Forest is accessible via SR 19 and the Florida Black Bear Scenic Byway within roughly an hour. The Palatka-to-St. Augustine State Trail, just a few minutes from the city center, adds a dedicated recreational corridor for cyclists and pedestrians.

Cost

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One-bedroom apartments in Palatka average around $1,272 per month, compared to the Florida statewide one-bedroom average of $1,695. Two-bedroom units average around $1,548 per month.

Shopping

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National chain stores, grocery outlets, and home goods retailers line the US 17 and State Road 19 corridor, covering most everyday shopping needs for residents and the surrounding county. Crill Pointe Plaza, Town and Country Shopping Center, and a center on Crill Avenue are all within a short drive of the city center.

Downtown Palatka has a different retail character altogether. Smaller storefronts occupy restored historic buildings along streets that still carry original brick paving in places. Antique dealers, local gift shops, and specialty boutiques have been growing as part of an ongoing downtown revitalization near Reid Street. Seasonal farmers markets and community events periodically bring local vendors and produce sellers to the riverfront area.

Highlights

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Riverfront living on the St. Johns River, walkable National Register historic districts with striking architecture, the nationally recognized ravines and azalea blooms of Ravine Gardens State Park, and convenient access to Jacksonville, St. Augustine, and Gainesville make Palatka a compelling and distinctive choice in northeast Florida.

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Methodology

† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.

Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.

Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in September 2026.

Demographic information comes from Neustar and combines detailed address data with U.S. Census and American Community Survey statistics to produce reliable local estimates.