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Murray, KY

Area Guide

Avg Rent

$647

Population

18,421

Renter Mix

55% Rent

Come home to the Friendliest Small Town in America

Welcoming Active Affordable

Murray, Kentucky sits in the far western corner of the state, anchored by Murray State University and shaped by the rhythms of a classic college town. With a population of around 18,000, the city carries a close-knit, walkable character that sets it apart from larger Kentucky metros like Louisville and Nashville, both within a three-hour drive. Murray State draws students, faculty, and staff who contribute to a steady demand for housing and keep the local economy engaged year-round.

The city's layout balances a traditional downtown core with quieter residential streets that spread outward toward the city's edges. Renters will find a varied housing stock that includes older craftsman-style homes converted into apartments, purpose-built apartment communities near the university, and standalone rental houses throughout established neighborhoods. The mix gives renters real options, whether they prefer walkable proximity to campus and downtown or a more suburban feel just minutes away.

Murray's position near Kentucky Lake and the Land Between the Lakes National Recreation Area adds an outdoor dimension that shapes everyday life here. The city has earned recognition as one of the friendliest small towns in America, a distinction reflected in its active arts scene, community events, and the kind of local pride that shows up in places like the Playhouse in the Park, a Murray institution with roots going back decades.

Demographics

Median Household Income

$41,151

Average: $59,309

Education

5,202

Residents Have a Degree

Job Market

8,841

Workers Employed

Age Distribution
Get a sense of this area's population profile.

Median Age

31 Years

Largest Age Group

20-29 Years

Approximately 25% of Residents

Under 20

25%

Over 65

15%

Housing Distribution

Murray has more renters than homeowners.

Renters
55%
Non-Renters
45%

Education Distribution

Review this city's overall education levels.

Bachelor's or Higher
21%
Other Education
79%

Rent Trends

As of June 2026, the average apartment rent in Murray, KY is $647 for one bedroom, $921 for two bedrooms, and $863 for three bedrooms. Apartment rent in Murray has increased by 3.5% in the past year.

Property Type
Average Rent
Average Sq Ft
Apartment
$647/month
657 Sq Ft
See Rental Market Trends in Murray, KY

Getting Around

Not Walkable

Walkability

10 / 100

Exceptionally Drivable

Drivability

100 / 100

Somewhat Bikeable

Bikeability

20 / 100

Schools

Murray Elementary School

Public

Grades PK-5

586 Students

Murray Middle School

Public

Grades K-8

635 Students

Southwest Calloway Elementary School

Public

Grades K-5

403 Students

North Calloway Elementary School

Public

Grades K-5

606 Students

East Calloway Elementary School

Public

Grades K-5

316 Students

Murray Middle School

Public

Grades K-8

635 Students

Calloway County Middle School

Public

Grades 6-8

602 Students

Murray High School

Public

Grades 9-12

593 Students

Calloway County High School

Public

Grades 9-12

795 Students

Points of Interest

Top Apartments in Murray

Houses for Rent in Murray

Living in Murray

History

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Murray began as a post office and trading center in the early 1820s, undergoing several name changes before being incorporated in 1844 and named after Congressman John Murray. The city's identity has long been shaped by Murray State University, which has provided architectural landmarks and cultural vitality since its establishment. As the seat of Calloway County, Murray developed around its courthouse square, which remains at the center of downtown today. The university campus features buildings from different eras that reflect the institution's growth alongside the city itself.

Today, residents can explore the layers of Murray's past through the architecture scattered throughout the community, from historic structures near the downtown core to the evolving campus of Murray State. The presence of the university has preserved many older buildings while bringing ongoing renewal to the area. Murray's location in western Kentucky near Kentucky Lake has also influenced its character, with the natural landscape playing a role in how the community developed and continues to attract those seeking outdoor recreation alongside small-town living.

Restaurants

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Murray's dining scene reflects its character as a warm, welcoming college town in western Kentucky, offering a solid variety of options that range from Southern comfort food and classic American fare to Mexican, Chinese, and Italian cuisine. The presence of Murray State University keeps the local restaurant culture lively and accessible, with plenty of casual spots downtown and along the main corridors catering to students, faculty, and longtime residents alike. Whether you're in the mood for a home-style plate of Kentucky favorites or a relaxed weeknight dinner with friends, Murray's compact but dependable dining scene has something to satisfy most cravings without the crowds of a larger city.

Transportation

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Murray is a small, walkable college town where many residents rely on personal vehicles to get around day to day. US-641 serves as the main north-south corridor through the city, while KY-121 connects Murray to surrounding communities in Calloway County. Murray State University's compact campus makes it easy for students and faculty to walk or bike between classes and nearby neighborhoods. The city sits within a three-hour drive of Nashville, Louisville, and St. Louis, making regional road trips straightforward. For rail travel, the Fulton Amtrak Station is roughly 43 miles away. There is no major commercial airport directly in Murray, but Paducah's Barkley Regional Airport is the nearest option for air travel.

Parks

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Murray's outdoor appeal is one of its biggest draws for residents. Central Park, located in the heart of the city, offers open green space, walking paths, and a relaxed setting for everyday recreation. For more expansive adventures, Kentucky Lake and Land Between the Lakes National Recreation Area are just a short drive away, providing access to hiking trails, fishing, boating, kayaking, and wildlife viewing across a vast stretch of protected natural land. The area's rural setting and proximity to these premier outdoor destinations make Murray an especially appealing home base for nature lovers and those who enjoy spending time outdoors year-round.

Cost

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Murray offers a notably affordable rental market, with average one-bedroom apartments renting for around $645 per month and two-bedroom units averaging approximately $919, well below the Kentucky statewide average of $1,079 for one-bedrooms. The housing mix includes apartments, single-family rentals, and university-adjacent options reflecting the city's college-town character. Renters can expect a range of price points depending on proximity to Murray State University and downtown. Overall, Murray's rental costs position it among the more budget-friendly cities in the region.

Shopping

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Murray's retail scene reflects its character as a welcoming college town with a practical, community-oriented approach to shopping. The Shoppes of Murray, Chestnut Hills, and Bel Air Center are among the area's established shopping destinations, offering a range of everyday essentials, apparel, and specialty goods within easy reach of residential neighborhoods. The presence of Murray State University keeps the local retail scene lively year-round, drawing both students and long-term residents to the city's commercial corridors along busy thoroughfares. For those who enjoy browsing local finds, Murray's downtown square area serves as a charming hub for small-town retail, giving the community a distinct and approachable shopping identity.

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Methodology

† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.

Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.

Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in June 2026.

Demographic information comes from Neustar and combines detailed address data with U.S. Census and American Community Survey statistics to produce reliable local estimates.