Median Age
40 Years
Largest Age Group
30-39 Years
Approximately 14% of Residents
Under 20
23%
Over 65
18%
Avg Rent
$777
Population
33,042
Renter Mix
34% Rent
Bay City sits on both banks of the Saginaw River where it opens into Saginaw Bay, and that waterfront character shapes daily life in ways few Midwest cities can match. Downtown draws residents to locally owned bistros, breweries, and specialty shops spread across historic storefronts on either side of the Veterans Memorial Bridge. The walkable core means errands and evenings out rarely require a car, and the city's layout makes it easy to explore neighborhoods on both the east and west banks.
The rental market leans toward accessible price points, with a mix of historic apartment buildings, converted lofts in repurposed industrial structures, and rental townhome communities. Renters looking for character-rich spaces will find the older building stock offers architectural interest that newer markets rarely deliver.
Delta College operates a Planetarium and Learning Center right in downtown, adding a cultural anchor that most cities this size don't have. Bay City also draws on its position within the Greater Tri-Cities region of Central Michigan, and MBS International Airport is about 16 miles away for regional connections.
Bay City is the city seat for Bay County
Median Household Income
$45,433
Average: $58,049
Education
6,065
Residents Have a Degree
Job Market
15,558
Workers Employed
Median Age
40 Years
Largest Age Group
30-39 Years
Approximately 14% of Residents
Under 20
23%
Over 65
18%
Housing Distribution
Bay City has more homeowners than renters.
Education Distribution
Review this city's overall education levels.
As of September 2026, the average apartment rent in Bay City, MI is $748 for a studio, $777 for one bedroom, $949 for two bedrooms, and $1,357 for three bedrooms. Apartment rent in Bay City has increased by 6.3% in the past year.
Explore how walkable, bikeable, drivable, and transit-friendly Bay City, MI is for everyday living.
Moderately Walkable
Walkability
Moderately Drivable
Drivability
Fairly Bikeable
Bikeability
Public
Grades K-5
366 Students
Mcalear-Sawden Elementary School
Public
Grades PK-5
363 Students
Public
Grades PK-5
375 Students
Public
Grades PK-5
362 Students
Public
Grades PK-5
345 Students
Christa McAuliffe Middle School
Public
Grades 6-8
608 Students
Bay City Academy - Farragut Campus
Public
Grades PK-12
378 Students
Public
Grades 6-8
593 Students
Public
Grades PK-12
239 Students
Bangor Township Virtual School
Public
Grades K-12
193 Students
Public
Grades 9-12
831 Students
Public
Grades 9-12
841 Students
Bay City Academy - Farragut Campus
Public
Grades PK-12
378 Students
Public
Grades PK-12
239 Students
Bangor Township Virtual School
Public
Grades K-12
193 Students
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© 2026. All rights reserved.
† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.
Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.
Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in September 2026.
Demographic information comes from Neustar and combines detailed address data with U.S. Census and American Community Survey statistics to produce reliable local estimates.