10 Most Affordable Places to Live in New Jersey
Experience all New Jersey offers without breaking the bank. Here are 10 cities with the cheapest rent in the state.
Avg Rent
$1,259
Population
39,438
Renter Mix
76% Rent
Atlantic City, NJ, sits on Absecon Island along the Jersey Shore and is one of the most recognized resort cities on the East Coast. Known as the "Las Vegas of the East Coast," the city draws millions of visitors each year to its famous Boardwalk, oceanfront casinos, and beaches. Whether you work in hospitality, gaming, or healthcare, there are real reasons to put down roots here, and apartments for rent in Atlantic City offer a range of options at price points well below the New Jersey state average. Renters in Atlantic City can choose from high-rise apartment communities near the casino corridor, garden-style communities in quieter residential pockets, and walk-up units throughout the city's established neighborhoods. The area around the Boardwalk puts residents steps from dining, entertainment, and the Atlantic Ocean. Tanger Outlets and The Pier Shops at Caesars are close by for everyday shopping and retail needs. The Absecon Lighthouse and Atlantic City Aquarium offer local recreational spots, while the Edwin B. Forsythe National Wildlife Refuge is within a short drive for those who enjoy outdoor spaces. Getting around Atlantic City is straightforward for renters. NJ Transit's Atlantic City Rail Line connects residents to Philadelphia in about 90 minutes, making it a practical option for those who commute to the city. Atlantic City International Airport is roughly 14 miles away, offering regional and national flight options. Major employers in the area include the casino-resort industry — with properties like Harrah's, Caesars, and Tropicana — as well as the U.S. Coast Guard and healthcare providers serving Atlantic County. Nearby Stockton University also brings an educational presence to the region. For renters who want beach access, resort-style surroundings, and a lower cost of living compared to much of New Jersey, Atlantic City is worth a serious look.
All of the casinos on the Atlantic City Boardwalk have a view of the ocean.
You can find just about anything you want on the Atlantic City Boardwalk.
You can take the train from Atlantic City to Philadelphia, Newark, and more.
There are many quiet streets along the water in Atlantic City.
Surfers love the waves at the Atlantic City beach.
The beaches are well maintained in Atlantic City.
Median Household Income
$31,543
Average: $50,293
Education
10,919
Residents Have a Degree
Job Market
16,091
Workers Employed
Median Age
39 Years
Largest Age Group
15-24 Years
Approximately 14% of Residents
Under 20
26%
Over 65
18%
Housing Distribution
Atlantic City has more renters than homeowners.
Education Distribution
Review this city's overall education levels.
As of July 2026, the average apartment rent in Atlantic City, NJ is $1,182 for a studio, $1,259 for one bedroom, $1,620 for two bedrooms, and $2,061 for three bedrooms. Apartment rent in Atlantic City has increased by 2.3% in the past year.
10 Most Affordable Places to Live in New Jersey
Experience all New Jersey offers without breaking the bank. Here are 10 cities with the cheapest rent in the state.
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Explore how walkable, bikeable, drivable, and transit-friendly Atlantic City, NJ is for everyday living.
Somewhat Walkable
Walkability
Limited Public Transit
Transit
Exceptionally Drivable
Drivability
Somewhat Bikeable
Bikeability
Richmond Avenue Elementary School
Public
Grades PK-8
609 Students
Public
Grades PK-8
717 Students
Chelsea Heights Elementary School
Public
Grades PK-8
267 Students
Uptown School Complex Elementary School
Public
Grades PK-8
518 Students
Texas Avenue Elementary School
Public
Grades K-8
496 Students
Richmond Avenue Elementary School
Public
Grades PK-8
609 Students
Public
Grades PK-8
717 Students
Chelsea Heights Elementary School
Public
Grades PK-8
267 Students
Uptown School Complex Elementary School
Public
Grades PK-8
518 Students
Texas Avenue Elementary School
Public
Grades K-8
496 Students
Public
Grades 9-12
1,764 Students
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Data provided by
GreatSchools.org
© 2026. All rights reserved.
† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.
Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.
Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in June 2026.
Demographic information comes from Neustar and combines detailed address data with U.S. Census and American Community Survey statistics to produce reliable local estimates.