Cost of Living in Seguin, TX

The cost of living in Seguin, TX is 9.5% lower than the national average. Generally, housing in Seguin is 21.4% less expensive than the national average, with rent falling between $917 – $1,548. You can expect to pay 6.4% less for groceries, 4.7% less for utilities, and 2.7% less for transportation.

-9.5%

Overall Cost of Living vs. National Average

-21.4%

Housing Cost vs. National Average

$917 - $1,548

Most Common Rent Range

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Cost of Living Summary in Seguin, TX by Household Type

The cost of living in Seguin for a renter is 11.7% lower than the national average. If you are a renter, you can expect to pay around $4,208/month to cover basic household expenses. The following categories represent a breakdown of average monthly spending. Costs may vary based on location or market conditions.

Groceries $660 per month -4.6% lower than US avg.
Housing $1,626 per month -22.4% lower than US avg.
Utilities $367 per month -2.7% lower than US avg.
Transportation $361 per month -7.2% lower than US avg.
Healthcare $140 per month -2.8% lower than US avg.
Goods & Services $1,054 per month -1.2% lower than US avg.

The cost of living in Seguin for a home owner is 8.6% lower than the national average. If you are a home owner, you can expect to pay around $7,718/month to cover basic household expenses. The following categories represent a breakdown of average monthly spending. Costs may vary based on location or market conditions.

Groceries $1,306 per month -5.0% lower than US avg.
Housing $1,848 per month -20.7% lower than US avg.
Utilities $816 per month -3.1% lower than US avg.
Transportation $762 per month -7.1% lower than US avg.
Healthcare $390 per month -3.2% lower than US avg.
Goods & Services $2,596 per month -2.8% lower than US avg.

The cost of living in Seguin for a married couple with children under 6 is 8.7% lower than the national average. If you are a married couple with children under 6, you can expect to pay around $6,998/month to cover basic household expenses. The following categories represent a breakdown of average monthly spending. Costs may vary based on location or market conditions.

Groceries $1,277 per month -5.1% lower than US avg.
Housing $1,718 per month -21.4% lower than US avg.
Utilities $775 per month -2.9% lower than US avg.
Transportation $731 per month -7.1% lower than US avg.
Healthcare $343 per month -3.4% lower than US avg.
Goods & Services $2,154 per month -1.7% lower than US avg.

The cost of living in Seguin for a married couple with children 6-17 is 8.2% lower than the national average. If you are a married couple with children 6-17, you can expect to pay around $8,080/month to cover basic household expenses. The following categories represent a breakdown of average monthly spending. Costs may vary based on location or market conditions.

Groceries $1,499 per month -4.5% lower than US avg.
Housing $1,896 per month -21.3% lower than US avg.
Utilities $845 per month -2.9% lower than US avg.
Transportation $841 per month -7.1% lower than US avg.
Healthcare $390 per month -3.5% lower than US avg.
Goods & Services $2,609 per month -1.5% lower than US avg.

Cost of Living Details for Seguin, TX

Is Seguin expensive to live in?

Seguin’s overall cost of living is 9.5% lower than the national average, making it a less expensive city compared to other US locations.

What salary do I need to live comfortably in Seguin, TX?

To live comfortably in Seguin, TX, as a single adult with no dependents, you should aim for a salary around $50,496 before taxes. Expect to pay around $19,512/year for housing, $7,920/year for groceries, and $12,648 for goods and services. These costs will vary based on family size and location.

Average Housing Cost in Seguin, TX vs. National Average

Cost of Renting

The average rent in Seguin, TX is $1,095, which is 33.2% lower than the national average.

Start your search for an apartment in Seguin, TX, and view the average rent.

Seguin, TX National Average
Apartment $1,095/month $1,640/month -33%

Cost of Buying a Home

The average listing price for a home in Seguin, TX is $420,609, which is 19.0% lower than the national average.

Seguin, TX National Average
Average House Cost $420,609 $518,961 -19%

Groceries

The average cost of groceries in Seguin, TX is 6.4% lower than the national average.

Seguin, TX National Average
Steak
$11.20
$15.52
-28%
Ground Beef
$6.49
$7.04
-8%
Sausage
$3.83
$4.92
-22%
Frying Chicken
$1.97
$1.57
+25%

Utilities

The average cost of utilities in Seguin, TX is 4.7% lower than the national average.

Seguin, TX National Average
Energy
$195.70
$207.40
-6%
Phone
$198.21
$195.49
+1%

Healthcare

The average cost of healthcare in Seguin, TX is 7.1% lower than the national average.

Seguin, TX National Average
Optometrist Visit
$132.84
$131.82
+1%
Doctor Visit
$128.62
$145.43
-12%
Dentist Visit
$115.24
$118.71
-3%
Ibuprofen
$10.02
$11.08
-10%

Transportation

The average cost of transportation in Seguin, TX is 2.7% lower than the national average.

Seguin, TX National Average
Gasoline (1 gallon)
$3.00
$3.24
-7%
Tire Balance
$58.99
$62.82
-6%

Goods & Services

The average cost of good and services in Seguin, TX is 4.3% lower than the national average.

Seguin, TX National Average
Toothpaste
$5.14
$4.10
+25%
Shampoo
$2.55
$1.54
+66%
Dry Cleaning
$20.81
$17.30
+20%
Man Dress Shirt
$48.31
$38.22
+26%

Compare Seguin to Other Top Cities

Apartments for Rent in Seguin, TX

Houses for Rent in Seguin, TX

What is a cost of living index?

A cost of living index is a numerical tool designed to compare expenses in different locations. It tracks the prices of essential goods and services, such as housing, food, utilities, transportation, and healthcare and assigns a score to each region. This index helps renters understand how costly one city is compared to another, helping with financial planning and decision-making before moving to a new place.

How is cost of living calculated?

Cost of living is calculated by looking at the prices of a variety of recurring expenses that people typically need. This can include housing, food, healthcare, and other everyday expenses. Each of these categories is weighted based on its importance in a typical budget. The prices are then compared across different locations to determine how much more or less expensive it is to live in one place compared to another.

Housing

Housing refers to the money you spend on where you live. This includes paying rent if you live in an apartment or making mortgage payments if you own a home.

Food and Groceries

Food and groceries cover the cost of buying food and everyday items like fruits, vegetables, snacks, and drinks. It's all the food you eat at home and the basic supplies you need to keep your house running smoothly.

Utilities

Utilities are the basic services that keep your home comfortable and functional. This includes bills for electricity, water, and internet and phone services.

Healthcare

Healthcare includes the expenses for medical needs. This means the cost of seeing doctors and dentists, buying medicine, and paying for related healthcare services.

Transportation

Transportation costs cover the expenses involved in commuting and travel, including costs associated with personal vehicle upkeep.

Goods & Services

Goods and services cover other everyday expenses that you have. This includes buying clothes, paying for entertainment like movies or sports, and other services you might use, such as haircuts or gym memberships. These are the things you spend money on outside of basic necessities.

How to interpret your results

Knowing whether you’ll save or spend more on expenses in a new city can help you with budgeting. There are a few practical applications of this knowledge. If you're thinking of moving to a more expensive area, you may need to adjust your spending. A region with particularly high rent may encourage you to allocate more of your budget toward housing and less toward entertainment and restaurants, for example. A region with a lower cost of living overall means you may be able to increase your spending in certain areas.

Calculating your estimated cost of living in a new city helps you plan your budget accordingly. Play around with numbers to find a balance between essential spending and disposable income.

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Methodology

† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.

Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.

Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in June 2025.