Texas offers sprawling landscapes, a rich history, and booming economic growth. From the energy of its major cities to the quiet charm of its smaller towns, the Lone Star State draws people in with its promise of opportunity and a distinct cultural identity. While housing costs in some metropolitan areas are on the rise, Texas still holds many hidden gems where you can enjoy a high quality of life without breaking the bank.
Finding a place that feels like home and fits your budget is possible. If you’re looking to make your mark in Texas, several cities provide the perfect balance of affordability, amenities, and community. Here are seven of the most budget-friendly cities in the Lone Star State.
1. San Antonio
- Average 1-bedroom rent in San Antonio: $1,089/month
- Median Home List Price in San Antonio: $305,000
- Cost of Living vs the National Average: -8.6%
Known for the historic Alamo and its River Walk, San Antonio is one of the largest cities in the U.S. but maintains a friendly, community-oriented feel. The city's diverse economy includes major sectors like healthcare, military, and tourism, providing a stable job market.
The median rent is often significantly lower than in other major Texas cities like Austin or Dallas. You can find a wide range of housing, from modern downtown apartments to charming homes in historic neighborhoods, all while enjoying the city's rich heritage and plentiful festivals.
2. El Paso
- Average 1-bedroom rent in El Paso: $966/month
- Median Home List Price in El Paso: $274,950
- Cost of Living vs the National Average: -11.9%
Tucked in the far western corner of Texas, El Paso boasts a unique cultural fusion of American and Mexican influences. With over 300 days of sunshine a year, it's a haven for those who love warm weather. The Franklin Mountains State Park provides a stunning backdrop and endless opportunities for outdoor recreation.
El Paso consistently ranks as one of the most affordable cities in the country. The cost of living is low, and rental prices are particularly attractive. This affordability, combined with a strong sense of community and a rich culinary scene, makes El Paso an excellent choice for a relaxed and culturally rich lifestyle.
3. Killeen
- Average 1-bedroom rent in Killeen: $848/month
- Median Home List Price in Killeen: $257,500
- Cost of Living vs the National Average: -48.0%
Located in Central Texas, Killeen is best known as the home of Fort Hood, one of the largest military installations in the world. The strong military presence fuels the local economy and contributes to a patriotic spirit.
The housing market in Killeen is incredibly renter-friendly. A constant demand from military families and support personnel keeps the rental inventory active and prices competitive. If you are looking for a community with a low cost of living and quiet streets, Killeen offers a practical and welcoming environment.
4. Corpus Christi
- Average 1-bedroom rent in Corpus Christi: $1,020/month
- Median Home List Price in Corpus Christi: $290,000
- Cost of Living vs the National Average: -10.7%
If coastal living is your dream, Corpus Christi makes it an affordable reality. Situated on the Gulf of Mexico, this "Sparkling City by the Sea" offers beautiful beaches, bayfront views, and abundant water-based activities like fishing, sailing, and windsurfing. The economy is driven by the port, tourism, and the petrochemical industry.
Compared to other coastal cities in the U.S., Corpus Christi is remarkably affordable. You can find apartments with ocean views or homes in quiet suburban neighborhoods for a fraction of the cost. It’s an ideal spot for those who want to enjoy a beach lifestyle without the premium price tag.
5. Lubbock
- Average 1-bedroom rent in Lubbock: $854/month
- Median Home List Price in Lubbock: $200,000
- Cost of Living vs the National Average: -9.2%
As the hub of the vast South Plains region, Lubbock is a city built on agriculture, education, and healthcare. It's home to Texas Tech University, which infuses the city with high energy, collegiate sports, and cultural events. Lubbock is also recognized as the birthplace of rock 'n' roll icon Buddy Holly.
Lubbock's affordability is one of its biggest draws. The cost of living is well below the national average, and rental rates are among the lowest for a city of its size in Texas.
6. Amarillo
- Average 1-bedroom rent in Amarillo: $846/month
- Median Home List Price in Amarillo: $289,000
- Cost of Living vs the National Average: -17.0%
Located in the Texas Panhandle, Amarillo embodies the spirit of the Old West with a modern twist. It sits along the famous Route 66 and is known for landmarks like the Cadillac Ranch and the stunning Palo Duro Canyon State Park. The city has a strong economy based on agriculture, energy, and transportation.
Amarillo is another Texas city where your money goes further. The low cost of living extends to its rental market, where affordable apartments and single-family homes are readily available. For those who appreciate wide-open spaces, four distinct seasons, and a friendly, down-to-earth community, Amarillo is a top contender.
7. Brownsville
- Average 1-bedroom rent in Brownsville: $886/month
- Median Home List Price in Brownsville: $265,000
- Cost of Living vs the National Average: -14.5%
Situated at the southernmost tip of Texas on the border with Mexico, Brownsville is a city with a deep history and a subtropical climate. It offers a unique blend of cultures, historic architecture, and proximity to South Padre Island's beautiful beaches. The local economy is growing, with focuses on international trade, aerospace, and manufacturing.
Brownsville is frequently cited as one of the least expensive places to live in the entire country. The extremely low cost of living makes it highly attractive if you’re on a tight budget. If you enjoy a warm climate, a laid-back pace of life, and easy access to both Mexico and the Gulf Coast, Brownsville provides an unparalleled and affordable living experience.
Texas is a state of vast opportunities, and living here doesn't have to come with a hefty price tag. There are cities where you can find a wonderful place to live that aligns with your financial goals. Each of the cities listed above offers a unique identity, a welcoming community, and, most importantly, rental affordability.
Whether you're drawn to cultural hubs, coastal breezes, or the open plains, your perfect, budget-friendly home might just be waiting for you in the Texas. So, don’t procrastinate. Start your search now!
*Data provided by CoStar Group’s September 2025 reports
