While the schools battle on the gridiron, we're pitting their hometowns against each other in a different kind of showdown. We have two exciting duels: sunny Coral Gables, Florida, takes on charming Oxford, Mississippi, while green Eugene, Oregon, faces off against classic Bloomington, Indiana.
These college towns are more than just homes to powerhouse football programs; they are unique places to live, work, and play. If you're wondering which of these cities could be your next home, this head-to-head competition is for you. We'll break down the lifestyle, rental market, and overall atmosphere of each location to help you determine which tops your list!
First Semifinal: Coral Gables, FL vs. Oxford, MS
Our first matchup pits the coastal energy of South Florida against the timeless Southern charm of Mississippi.
Coral Gables, Florida: Home of the Hurricanes
While the University of Miami's address is Coral Gables, its spirit is pure Miami. Coral Gables offers a picturesque setting just a short drive from the high-energy pulse of downtown Miami and the sandy shores of Miami Beach.
- Lifestyle & culture: Life in Coral Gables is an upscale, sun-drenched experience. You get the benefit of a meticulously planned community with beautiful Mediterranean-style architecture, lush green canopies, and tranquil streets. When you want excitement, the global culture, renowned nightlife, and diverse culinary scene of Miami are right at your doorstep.
- Rental market & cost of living: Living in paradise comes at a price. The rental market in Coral Gables is one of the most expensive in the country. As of January 2026, the average rent is 63% higher than the national average. Expect to find a competitive market for modern high-rise apartments and charming older buildings.
- Sports enthusiasm: South Florida is a major sports hub. Beyond the passionate Hurricanes fanbase that fills Hard Rock Stadium, you have the Miami Dolphins (NFL), Miami Heat (NBA), and Miami Marlins (MLB). The sports culture is loud, proud, and an integral part of the city's identity.
Oxford, Mississippi: Home of the Rebels
Nestled in the hills of North Mississippi, Oxford is a literary and cultural gem that exudes small-town Southern grace. Steeped in stately architecture, Oxford is famous for its historic Courthouse Square, its connection to author William Faulkner, and, of course, the electric atmosphere of Ole Miss football.
- Lifestyle & culture: Oxford offers a slower, more deliberate pace of life centered around its community. The Square is the heart of the town, lined with independent bookstores, art galleries, and top-tier restaurants. The culture here is deeply rooted in Southern tradition, literature, and a sophisticated flair.
- Rental market & cost of living: The rental market in Oxford consists mainly of apartment communities and single-family homes. While rent prices run higher the closer you are to campus and the Square, Oxford’s average rent price is 17% lower than the national average. This makes it an attractive place for renters seeking options without a high price tag.
- Sports enthusiasm: In Oxford, Ole Miss football is everything. The town's population swells on game days and the energy is contagious with the entire community rallying behind the Rebels. While the town lacks professional teams, the passion for college sports here more than makes up for it.
Second Semifinal: Eugene, OR vs. Bloomington, IN
The second face-off features a battle between the Pacific Northwest's outdoor paradise and a quintessential Midwestern college town.
Eugene, Oregon: Home of the Ducks
Eugene is a city admired for its connection to nature and its innovative spirit. Known as "TrackTown, USA," it has a deep history with fitness running and is surrounded by lush forests, rolling hills, and the scenic Willamette River.
- Lifestyle & culture: The lifestyle in Eugene is active and outdoors-focused. Renters can take full advantage of the endless opportunities for hiking, biking, kayaking, and running. The city has an eco-conscious culture with a strong emphasis on local and organic products, which is visible at the popular Saturday market. It's a laid-back place that values creativity, sustainability, and a strong sense of community.
- Rental market & cost of living: Eugene's rental market reflects its growing popularity. You'll find a mix of apartment buildings, duplexes, and Craftsman-style houses. While Eugene’s average rent is 13% below the national average, its cost of living is 7.5% higher than the national average.
- Sports Enthusiasm: The Oregon Ducks command a massive and dedicated following. Autzen Stadium is famous for being one of the loudest venues in college football, creating an intimidating atmosphere for visiting teams. The passion for the Ducks is quite high, and the green and yellow colors are a common sight year-round.
Bloomington, Indiana: Home of the Hoosiers
Bloomington is a classic college town, combining the energy of a major university with the welcoming feel of a tight-knit community. The beautiful Indiana University campus, built with local limestone, is the city's centerpiece.
- Lifestyle & culture: Life in Bloomington revolves around a strong sense of camaraderie. Kirkwood Avenue, which runs from the campus gates to the downtown square, is the main artery of activity, with cafes, bars, and unique shops. The city has a diverse arts scene, with a renowned university music school, independent theaters, and a wide range of international cuisine.
- Rental market & cost of living: Bloomington is an incredibly affordable place to live. The rental market is dominated by a large supply of apartments and condos, and the cost of living is 31% below the national average, allowing renters to enjoy a comfortable lifestyle.
- Sports enthusiasm: While Indiana is famously a "basketball school," the passion for Hoosier athletics extends to the football field. Memorial Stadium, known as "the Rock," draws enthusiastic crowds on fall Saturdays. The sports culture is deeply ingrained in the town's identity, and locals share a collective pride in all of Indiana University's athletic programs.
Make Your Pick
So, which city wins? The answer depends entirely on what you're looking for in your next home. Each city offers a unique living experience, proving that a great college town is about much more than just football!
- If you seek a high-energy, international city with endless sunshine and professional sports, Coral Gables is your champion.
- If you desire a classic, charming town with deep traditions and an affordable cost of living, Oxford takes the trophy.
- If your ideal home involves lush green landscapes and an active outdoor lifestyle, Eugene is the winner.
- If you want the perfect blend of high-energy vibes with affordable Midwestern living, Bloomington comes out on top.
Ready to Make the Move?
Take the next step with Apartments.com. Whether you’re dropping in for a short-term lease or hoping to set down roots, Apartments.com has the tools to help you find the perfect place.
Navigate housing across neighborhoods with our customized search engine and use our site filters to narrow your search by price, amenities, and floor plan. Wherever you are and wherever you’re going, the options are endless with Apartments.com!
