When you think of Louisville, Kentucky, you might picture horses racing in the Kentucky Derby or the giant baseball bat in front of the Louisville Slugger Museum. However, if you’re a current or incoming college student, the University of Louisville may first come to mind.
With over 20,000 students, the University of Louisville is a defining feature of the city, particularly in the local rental market. Much of the housing landscape is comprised of off-campus rentals for students, which leaves many options and decisions to be made.
If you’re a new or returning student to the UofL, we’re here to guide you through your off-campus search. From budgeting tips to neighborhoods to consider, here’s what you’ll find in this University of Louisville off-campus housing guide:
- Where do most University of Louisville students live off-campus?
- How much does off-campus housing cost in Louisville?
- Can you live off-campus as a freshman at the University of Louisville?
- What to consider when searching for University of Louisville housing
Where Do Most UofL Students Live Off-Campus?
Off-campus rentals are plentiful throughout UofL’s surrounding neighborhoods. From centuries-old homes with historic charm to newer builds fit for a modern student lifestyle, you’ll find a variety of property types and neighborhood vibes throughout the city.
Though there are many to choose from, here are a few of our top picks for off-campus neighborhoods near UofL:
Old Louisville
Directly north of UofL’s Belknap Campus lies Old Louisville, one of the city’s oldest neighborhoods. This suburb was first constructed in the 1870s and is recognized as the third-largest Historic Preservation District in the United States. It’s not exclusive to history buffs and brainiacs; the area houses students of all different interests and lifestyles.
Streets throughout Old Louisville are lined with Victorian-style homes, such as 1386 S 3rd St and 1219 S 4th St. However, there are still several options for students who prefer more contemporary housing. Apartment communities like 800 Towers Apartments and Lofts on Ormsby offer a taste of modern living in Old Louisville and are quite popular among student renters.
Bradley
Bradley is another great option for off-campus renters at UofL. Just east of campus, this popular residential area guarantees short commutes to class, and it’s also only about two miles southeast of Downtown Louisville. Not to mention, it’s a stone’s throw away from some of the area’s greatest attractions like the Speed Art Museum and the Kentucky Kingdom amusement park.
As far as off-campus rentals go, Bradley mostly boasts cozy, craftsman-style homes. However, if you’re looking for more of an apartment community vibe, The Clubhouse is a great option. This community offers the modern conveniences of apartment living while still allowing students to experience the residential, homey vibe of Bradley.
Saint Joseph
Like Bradley, Saint Joseph sits directly east of the UofL campus and is a popular destination for off-campus renters. The area is named after St. Joseph’s Infirmary, which was initially founded in 1836. That said, it boasts historic nuance like Old Louisville while also offering accessibility like Bradley – it’s the best of both worlds!
Saint Joseph’s housing options mainly consist of bungalows and shotgun houses that reflect the area’s historic roots. Many students love Swiss Village, a colorful townhome community that reflects Saint Joseph’s quirky charm. However, Saint Joseph’s rental homes, like 529 Wainwright Ave, are also popular housing options.
How Much Does Off-Campus Housing Cost in Louisville?
As of August 2025, the average cost of rent in Louisville is $1,130 per month, over 30% lower than the national average. That said, the city is a great place for budget-conscious college students, as it offers affordability without compromising on quality of life.
Louisville rent prices fluctuate across neighborhoods. Typically, you’ll find that riverfront communities, like Butchertown or the Louisville Waterfront, command higher prices. Meanwhile, landlocked neighborhoods closer to campus, such as Southdowns or Taylor Berry, offer a greater bang for your buck. If you’re interested in splurging on waterfront views, expect to pay over $2,000 a month on rent. However, going with one of the above-mentioned affordable options will significantly cut your rent costs.
The size of your apartment will also affect your rent in Louisville. If you’re living by yourself, expect to pay about $900/month for a studio or $1,130 for a one-bedroom apartment. For renters living with roommates, the average two-bedroom Louisville apartment costs $1,296/month and the average three-bedroom costs $1,670/month. However, keep in mind that renting with roommates means splitting living costs, which typically saves money in the long run.
Remember to account for utilities in your housing budget as well. These costs will account for your electricity, power, and Wi-Fi usage, meaning they’ll fluctuate from month to month. That is, unless you rent a utilities-included apartment with flat-rate charges. Additionally, consider the location of your housing in relation to your daily activities and transportation options. Living closer to school or work may save you money and time on commuting costs.
Can You Live Off Campus as a Freshman at UofL?
All first-year students at the University of Louisville must live on campus. According to the UofL Housing department, this living requirement enhances students’ academic performance, sense of safety and belonging, and social/psychological support.
It’s important to note that students’ first year is defined by the time of enrollment rather than credit hours. So, if you’re a first-year student with the credit-hour status of a sophomore, that doesn’t mean you’re exempt from the on-campus living requirement. However, exemptions are allowed under the following circumstances:
- You will live with a parent or legal guardian in certain Kentucky and Indiana counties
- You are 21 years old or older by the first day of classes
- You are a veteran or are currently serving in the U.S. Armed Forces
- You are married
- You are the parent or legal guardian of a child
- You have previously attended another college/university for at least one full academic year
- You have a health condition that hinders your ability to live on campus
- You have financial circumstances that hinder your ability to live on campus
If you meet one of the above-mentioned criteria, submit an exemption request to the UofL University Housing Department. Take note that exception requests are not guaranteed approval and will require verifying documentation.
What to Consider When Searching for UofL Student Housing
Location and price are a great place to start when searching for off-campus housing in Louisville. However, those aren’t the only factors that matter. Things like walkability, access to public transportation, and overall lifestyle fit are also vital to an off-campus renting experience. So, before you commit to a place, make sure to do your research and consider the following:
Proximity to campus and downtown
Location can significantly impact your university experience. Living nearby can mean enjoying a shorter commute to class, giving you extra time to sleep or focus on your studies. It can also help you save money on rideshares for trips to Downtown restaurants and bars.
While some students prefer the quiet of living farther from campus, most find the convenience of being closer more appealing. Neighborhoods like Bradley, Saint Joseph, and Merriwether provide the quickest commutes to campus, making them popular choices. On the other hand, areas closer to the river are less ideal for campus access but offer proximity to Downtown.
Walkability
With a WalkScore® of 52 and a BikeScore® of 51, Louisville is largely considered a car-dependent area. However, it does have some neighborhoods that prove otherwise. For example, Old Louisville is very pedestrian-friendly, boasting an impressive WalkScore® of 81 and BikeScore® of 87. This means that most daily commutes can be made on foot or by bike, making Old Louisville a great area for students without personal car access.
Public transportation
UofL students have several public transportation options through the city and the university. First, there’s the Transit Authority of River City, otherwise known as TARC, which operates over 30 regular bus routes and several express lines through various areas surrounding Downtown Louisville. Multiple TARC routes pass directly through UofL’s main campus, making campus commuting easy. Plus, TARC routes are free for all UofL students and faculty when you show your university ID.
UofL also operates its own campus shuttles, which operate while classes are in session. This is a great option for students who are traveling throughout campus, while TARC routes offer more accessibility to city outskirts.
Lifestyle fit
Finding the right student housing isn’t just about location—it’s also about lifestyle. With over 20,000 students at UofL, you'll encounter a wide range of interests and passions. Choosing housing that aligns with your lifestyle can make a big difference, whether it’s the type of property or the neighborhood you decide to call home.
For example, if you’re a fitness fanatic, you might appreciate living somewhere with an on-site gym like Trifecta or Derby Row. If you’re a nature lover, you might prefer living by one of Louisville’s expansive parks like Cherokee Park or Iroquois Park. Whatever your hobbies or interests may be, rest assured, you’ll find the perfect home and community in Louisville.
Find Student Housing in Louisville with Apartments.com
Looking for student housing in Louisville? You’ve come to the right place! Apartments.com offers a wide variety of off-campus housing options designed to meet your needs. Whether you’re envisioning a charming Victorian townhouse or a modern apartment community, you’ll find your ideal match here.
Getting started is easy. Search “Louisville, KY” on Apartments.com and use the “Specialty Housing” filter. Select “Student” from the drop-down menu to narrow your search to properties tailored specifically for students. From cozy apartments to roomy rental homes, we have options to fit every lifestyle.
You can also explore high-quality off-campus housing through the UofL Off-Campus Housing website. Use advanced filters or sort listings by proximity to campus to discover the perfect place. Plus, take advantage of valuable resources on renting, from navigating lease agreements to managing roommates and mastering apartment living essentials.
Don’t wait—start your search today! Visit Apartments.com to find your perfect off-campus home in Louisville and make the most of your University of Louisville experience. Go Cardinals!
FAQs
Where is the best off-campus housing at the University of Louisville?
The best off-campus housing depends on your budget and preferences, but popular neighborhood options include Old Louisville, Bradley, and Saint Joseph.
Is living on or off campus at the University of Louisville cheaper?
Off-campus housing can be cheaper depending on where you live and how many roommates you have, but it often requires accounting for utilities and other costs not included on campus.
What is the average cost of rent in Louisville, KY?
The average rent in Louisville is $1,130 per month, according to August 2025 data from Apartments.com. However, prices can vary based on location and square footage.
Are there any specific requirements for first-year students living off-campus at the University of Louisville?
First-year students are generally required to live on campus unless they meet specific exemptions defined by the university’s housing department.
Are utilities typically included in the rent for off-campus housing at the University of Louisville?
It depends on the property, but many off-campus rentals require tenants to pay utilities separately, so it's important to check lease details.
