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$995 / Month

520 Garrard St

,

Covington, KY 41011

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520 Garrard St
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Beds Baths Average SF
2 Bedrooms 2 Bedrooms 2 Br 1.5 Baths 1.5 Baths 1.5 Ba —

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.

  • Dogs Allowed
  • Fees not specified
  • Cats Allowed
  • Fees not specified

About This Property

This apartment is located on a beautiful tree lined area of Covington! This unit is located on the second floor. Enter into the living space which is open to the remodeled kitchen with provided stainless steel appliances and room for a small table. Large formal dining room with access to the half bath with your own in-unit washer and dryer. 2 bedrooms in the back of the unit, one contains the full bath and walks out to a small shared porch and the large shared yard. A small pet may be considered. Section 8 not accepted. Parking is on street. Available immediately! This property allows self guided viewing without an appointment. Contact for details.

520 Garrard St is a house located in Kenton County and the 41011 ZIP Code. This area is served by the Covington Independent attendance zone.

Location
520 Garrard St, Covington,
KY 41011
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Edit Commute

Under 30 minutes

Commute Time is calculated at rush hour.
Neighborhood

Nestled in the northern portion of the city, Downtown Covington is home to the central business district along with a slew of cultural and recreational amenities. Madison Avenue brims with vintage charm, with colorful buildings in a diverse range of architectural stylings containing numerous specialty shops, entertainment venues, and local restaurants serving international cuisine.

Many of Downtown Covington’s buildings are adorned with vibrant murals painted by local and international artists. Goebel Park is also located in the area, offering traditional park amenities like a public pool and playground as well as a German-style Carroll Chimes Clock Tower, which displays a charming puppet show of the Pied Piper every hour.

The neighborhood’s close-knit community comes together for a wide variety of exciting events, including Mainstrasse Oktoberfest, Maifest, Mardi Gras, the First Friday Gallery Hop, and many others. Close proximity to I-71, Clay Wade Bailey Bridge, and John A.

Learn more about living in Downtown Covington 

Below are rent ranges for similar nearby apartments

Beds Average Size Lowest Typical Premium
Studio Studio Studio 482 Sq Ft $800 $1,639 $2,560
1 Bed 1 Bed 1 Bed 875-891 Sq Ft $890 $1,677 $2,928
2 Beds 2 Beds 2 Beds 1151-1168 Sq Ft $1,560 $2,267 $5,300
Education
Colleges & Universities Distance
Colleges & Universities Distance
Univ. of Cincinnati, Medical
Drive: 11 min 4.7 mi
University of Cincinnati
Drive: 11 min 4.8 mi
Northern Kentucky University
Drive: 12 min 5.7 mi
Cincinnati State
Drive: 13 min 6.5 mi
520 Garrard St is within 11 minutes or 4.8 miles from University of Cincinnati. It is also near Univ. of Cincinnati, Medical and Cincinnati State.
Schools
Newport Primary School
Public Elementary School
Grades PK-5
377 Students
Nearby
John G Carlisle Elementary
Public Elementary School
Grades K-5
304 Students
Nearby
Holmes Middle School
Public Middle School
Grades 6-8
619 Students
Nearby
Holmes High School
Public High School
Grades 9-12
862 Students
Attendance Zone
Prince Of Peace School
Private Elementary & Middle School
Grades PK-8
49 Students
Nearby
Holy Family Catholic School
Private Elementary & Middle School
Grades K-8
55 Students
Nearby
Covington Latin School
Private Middle & High School
Grades 6-12
198 Students
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology

Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation

Transportation options available in Covington include The Banks Station - 2Nd & Main, located 1.1 miles from 520 Garrard St. 520 Garrard St is near Cincinnati/Northern Kentucky International, located 13.0 miles or 27 minutes away.

Transit / Subway Distance
Transit / Subway Distance
The Banks Station - 2Nd & Main
Walk: 20 min 1.1 mi
Fountain Square Station - 5Th & Walnut
Drive: 5 min 1.4 mi
Aronoff Center Station - 7Th & Walnut
Drive: 6 min 1.6 mi
247 Telemarketing Station - 4Th & Main
Drive: 5 min 1.8 mi
Richter & Phillips Station - 6Th & Main
Drive: 5 min 2.0 mi
Commuter Rail Distance
Commuter Rail Distance
Cincinnati Union Terminal
Drive: 8 min 3.4 mi
Airports Distance
Airports Distance
Cincinnati/Northern Kentucky International
 Drive: 27 min 13.0 mi

Walkability Near 520 Garrard St Covington, KY 41011

Getting Around
Very Walkable
Walkability
80 / 100
Some Public Transit
Transit
50 / 100
Moderately Drivable
Drivability
70 / 100
Fairly Bikeable
Bikeability
50 / 100

Scores provided by

What do Walkability, Transit, Drivability, and Bikeability mean? Walkability measures the walking distance to day-to-day needs. Transit measures access to public transportation. Drivability measures congestion, parking availability, and access to major roads. Bikeability measures the suitability for cycling. How It Works
-
Soundscore™
- / 100

Traffic

-

Airport

-

Businesses

-

Scores provided by

HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It Works
Points of Interest

Time and distance from 520 Garrard St.

Shopping Centers Distance
Shopping Centers Distance
Newport On The Levee
Walk: 19 min 1.0 mi
Madison Avenue
Drive: 4 min 1.2 mi
Fountain Place
Drive: 5 min 1.4 mi
520 Garrard St has 3 shopping centers within 1.4 miles, which is about a 5-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
Newport Aquarium
 Drive: 4 min 1.3 mi
John G. & Phyllis W. Smale Riverfront Park
 Drive: 5 min 2.1 mi
Theodore M. Berry Friendship Park
 Drive: 6 min 2.3 mi
Krohn Conservatory
 Drive: 7 min 3.0 mi
William H. Taft National Historic Site
 Drive: 9 min 3.6 mi
520 Garrard St has 5 parks within 3.6 miles, including Newport Aquarium, John G. & Phyllis W. Smale Riverfront Park, and Theodore M. Berry Friendship Park.
Hospitals Distance
Hospitals Distance
St. Elizabeth Ft. Thomas Hospital
Drive: 7 min 3.6 mi
Christ Hospital
Drive: 9 min 3.8 mi
University of Cincinnati Medical Center
Drive: 10 min 4.4 mi
520 Garrard St has 3 hospitals within 4.4 miles, the nearest is St. Elizabeth Ft. Thomas Hospital which is 3.6 miles away and a 7 minute drive.
Military Bases Distance
Military Bases Distance
Gentile Air Force Station
Drive: 74 min 56.9 mi
Wright-Patterson Air Force Base
Drive: 80 min 62.0 mi
Wright-Patterson Air Force Base Bath
Drive: 83 min 65.2 mi
520 Garrard St has 3 military bases within 65.2 miles, the nearest is Gentile Air Force Station which is 56.9 miles away and a 74 minute drive.

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