$1,850 / Month

3914 Ray St

,

Panama City, FL 32408

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850-235-0578
  • Bedrooms

    2

  • Bathrooms

    2.5

  • Square Feet

    2,048 sq ft

  • Available

    Not Available

Highlights

  • Balcony
  • Cooling Available
  • Patio
  • Central Heating
  • Ceiling Fan
  • Garage
3914 Ray St
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About This Home

$1,350 deposit, Not Available

Welcome to this charming 2-bedroom, 2.5-bathroom rental featuring a single-car garage and a spacious fenced backyard, perfect for pets. The first level hosts a well-equipped kitchen, cozy living area, dining space, washer/dryer closet, and a convenient half bath. A sliding glass door leads to the fenced backyard, offering a private retreat. Upstairs, two bedrooms with en-suite bathrooms provide comfort and privacy. The rear bedroom features a balcony overlooking the backyard. This unit offers secure parking and extra storage in the garage.Tenants are responsible for utilities. Pets are allowed with approval and fee. Don't miss out on the opportunity to make this inviting space your new home.

3914 Ray St is an apartment community located in Bay County and the 32408 ZIP Code.

* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Home Details

Year Built

Built in 1999

Bedrooms and Bathrooms

2.5 Bathrooms 2 Bedrooms

Home Design

Property Attached Asphalt Roof Stucco

Interior Spaces

Ceiling Fan

Kitchen

Electric Range

Listing and Financial Details

Security Deposit $1,350 Property Available on 6/29/26 Tenant pays for all utilities

Lot Details

6,970 Sq Ft Lot Zoning described as Resid Multi-Family

Outdoor Features

Balcony Patio

Parking

Garage Garage Door Opener

Schools

Patronis Elementary School Surfside Middle School Arnold High School

Utilities

Cooling Available Central Heating

Community Details

Overview

Holiday Beach Unit 7 Subdivision

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.

  • One-Time Basics
    • Due at Move-In
      • Security Deposit - Refundable
        Charged per unit.
        $1,350

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Contact

  • Listed by Zack Seltzer | Seltzer Real Estate, LLC
  • Phone Number
  • Contact
  • Source
    Central Panhandle Association of REALTORS®
Copyright 2026 © Central Panhandle Association of Realtors. All rights reserved.
| Edit

Under 30 minutes

Commute Time is calculated at rush hour.
City - Panama City

Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.

Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.

Learn more about living in Panama City 
Education
Colleges & Universities Distance
Colleges & Universities Distance
Drive: 14 min 6.8 mi
Drive: 39 min 19.1 mi
3914 Ray St is within 14 minutes or 6.8 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay.
Transportation

3914 Ray St is near Northwest Florida Beaches International, located 21.4 miles or 36 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
Drive: 36 min 21.4 mi
Getting Around
Somewhat Walkable
Walkability
30 / 100
Limited Public Transit
Transit
20 / 100
Very Drivable
Drivability
80 / 100
Fairly Bikeable
Bikeability
40 / 100

Scores provided by

What do Walkability, Transit, Drivability, and Bikeability mean? Walkability measures the walking distance to day-to-day needs. Transit measures access to public transportation. Drivability measures congestion, parking availability, and access to major roads. Bikeability measures the suitability for cycling. How It Works
Active
Soundscore
80 / 100

Traffic

Busy

Airport

Calm

Businesses

Calm

Scores provided by

HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It Works
Points of Interest

Time and distance from 3914 Ray St.

Shopping Centers Distance
Shopping Centers Distance
Walk: 15 min 0.8 mi
Walk: 17 min 0.9 mi
Drive: 4 min 2.0 mi
3914 Ray St has 3 shopping centers within 2.0 miles, which is about a 4-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
St. Andrews State Park
Drive: 7 min 2.9 mi
Science and Discovery Center of Northwest Florida
Drive: 20 min 11.0 mi
3914 Ray St has 2 parks within 11.0 miles, including St. Andrews State Park, and Science and Discovery Center of Northwest Florida.
Hospitals Distance
Hospitals Distance
Drive: 20 min 10.5 mi
Drive: 21 min 11.4 mi
Drive: 24 min 12.6 mi
3914 Ray St has 3 hospitals within 12.6 miles, the nearest is Gulf Coast Regional Medical Center which is 10.5 miles away and a 20 minute drive.
Military Bases Distance
Military Bases Distance
Drive: 11 min 5.0 mi
Drive: 43 min 24.9 mi
Drive: 136 min 75.1 mi
3914 Ray St has 3 military bases within 75.1 miles, the nearest is Naval Coastal Systems Center which is 5.0 miles away and a 11 minute drive.

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