• Modern Home, Centrally Located to St. Andrew's, Lynn Haven & PCB! *SPECIAL: 1/2 OFF 1st Month's ... - Modern Home, Centrally Located to St. Andrew's, Lynn Haven & PCB! *SPECIAL: 1/2 OFF 1st Month's ...
  • Building Photo - Modern Home, Centrally Located to St. Andrew's, Lynn Haven & PCB! *SPECIAL: 1/2 OFF 1st Month's ...
    Building Photo - Modern Home, Centrally Located to St. Andrew's, Lynn Haven & PCB! *SPECIAL: 1/2 OFF 1st Month's ...
  • Building Photo - Modern Home, Centrally Located to St. Andrew's, Lynn Haven & PCB! *SPECIAL: 1/2 OFF 1st Month's ...
    Building Photo - Modern Home, Centrally Located to St. Andrew's, Lynn Haven & PCB! *SPECIAL: 1/2 OFF 1st Month's ...
$2,000 / Month

3104 W 20th Ct

,

Panama City, FL 32405

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850-785-1581

  • Bedrooms

    3

  • Bathrooms

    2

  • Square Feet

    1,488 sq ft

  • Available

    Available Jul 22

3104 W 20th Ct
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About This Home

$1,900 deposit, Available Jul 22

This stunning 2023-built home offers the perfect blend of modern living and prime location. Situated in the heart of Panama City, you'll enjoy convenient access to all the city has to offer – vibrant restaurants, exciting entertainment, and charming shops. Experience the Benefits of New Construction: Modern finishes and energy-efficient features throughout the home create a comfortable and stylish living space. Enjoy the peace of mind that comes with a brand-new build, knowing everything is in top condition. Immerse Yourself in City Life: This central location puts you at the center of it all. Explore the city's vibrant scene, savor delicious cuisine, and discover hidden gems – all just steps away from your doorstep. ---------------------------------------------------------------------------- *SPECIAL: 1/2 OFF 1st Month's Rent!* ...also... *1/2 OFF Security Deposit for Active-Duty Military!* *ALL pets are subject to owner approval & non-refundable fees. NON-AGGRESSIVE Breeds ONLY.*

Unique Features

  • Ceiling Fan(s)
  • Entertainer's Kitchen w/Breakfast Bar!
  • Front/Back Patios - Covered
  • Heat & A/C - Central Electric
  • Laundry/Utility Room
  • Microwave - Built In
  • Oven/Stove - Electric
  • Partially Fenced Backyard
  • Washer/Dryer - Connections ONLY
  • Water Heater - Electric

3104 W 20th Ct is a house located in Bay County and the 32405 ZIP Code. This area is served by the Bay attendance zone.

* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.

  • One-Time Basics
    • Due at Move-In
      • Security Deposit - Refundable
        Charged per unit.
        $1,900

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

House Features

  • Dishwasher
  • Refrigerator

Contact

  • Listed by ERA | ERA Neubauer Real Estate, Inc.
  • Phone Number
  • Contact
Location Get Directions
| Edit
Edit Commute

Under 30 minutes

Commute Time is calculated at rush hour.
City - Panama City

Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.

Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.

Learn more about living in Panama City 
Amenities
  • Dishwasher
  • Refrigerator
  • Ceiling Fan(s)
  • Entertainer's Kitchen w/Breakfast Bar!
  • Front/Back Patios - Covered
  • Heat & A/C - Central Electric
  • Laundry/Utility Room
  • Microwave - Built In
  • Oven/Stove - Electric
  • Partially Fenced Backyard
  • Washer/Dryer - Connections ONLY
  • Water Heater - Electric
Education
Colleges & Universities Distance
Colleges & Universities Distance
Gulf Coast State, Panama City
Drive: 4 min 1.9 mi
Gulf Coast State, North Bay
Drive: 23 min 11.1 mi
3104 W 20th Ct is within 4 minutes or 1.9 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay.
Schools
Lucille Moore Elementary School
Public Elementary School
Grades PK-5
525 Students
Attendance Zone
Jinks Middle School
Public Middle School
Grades 6-8
516 Students
Attendance Zone
Bay High School
Public High School
Grades 9-12
1,337 Students
Attendance Zone
Covenant Christian School
Private Elementary, Middle & High School
Grades PK-12
193 Students
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology

Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation

3104 W 20th Ct is near Northwest Florida Beaches International, located 24.1 miles or 38 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
 Drive: 38 min 24.1 mi
Getting Around
Fairly Walkable
Walkability
50 / 100
Limited Public Transit
Transit
20 / 100
Very Drivable
Drivability
80 / 100
Somewhat Bikeable
Bikeability
30 / 100

Scores provided by

What do Walkability, Transit, Drivability, and Bikeability mean? Walkability measures the walking distance to day-to-day needs. Transit measures access to public transportation. Drivability measures congestion, parking availability, and access to major roads. Bikeability measures the suitability for cycling. How It Works
-
Soundscore™
- / 100

Traffic

-

Airport

-

Businesses

-

Scores provided by

HowLoud What is a Sound Score Rating? A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources. How It Works
Points of Interest

Time and distance from 3104 W 20th Ct.

Shopping Centers Distance
Shopping Centers Distance
Hickory Plaza
Walk: 10 min 0.6 mi
Northstar Center
Walk: 11 min 0.6 mi
St Andrews Plaza
Walk: 16 min 0.8 mi
3104 W 20th Ct has 3 shopping centers within 0.8 mile, which is about a 16-minute walk. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
Science and Discovery Center of Northwest Florida
 Drive: 6 min 3.0 mi
St. Andrews State Park
 Drive: 18 min 8.8 mi
3104 W 20th Ct has 2 parks within 8.8 miles, including Science and Discovery Center of Northwest Florida, and St. Andrews State Park.
Hospitals Distance
Hospitals Distance
Gulf Coast Regional Medical Center
Drive: 4 min 2.5 mi
Emerald Coast Behavioral Hospital
Drive: 6 min 3.4 mi
Ascension Sacred Heart Bay
Drive: 10 min 5.1 mi
3104 W 20th Ct has 3 hospitals within 5.1 miles, the nearest is Gulf Coast Regional Medical Center which is 2.5 miles away and a 4 minute drive.
Military Bases Distance
Military Bases Distance
Naval Coastal Systems Center
Drive: 12 min 5.6 mi
Tyndall Air Force Base
Drive: 29 min 17.4 mi
Eglin Air Force Base De Funiak Spring
Drive: 139 min 77.8 mi
3104 W 20th Ct has 3 military bases within 77.8 miles, the nearest is Naval Coastal Systems Center which is 5.6 miles away and a 12 minute drive.

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