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  • Primary Photo - Whispering Oaks
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Language: English

Closed Today

View All Hours Office Hours Monday, Closed Tuesday & Wednesday, 10am - 5pm Thursday, 1pm - 5pm Friday, 10am - 5pm Saturday & Sunday, Closed

Whispering Oaks media gallery Unit
call 904-364-1958
Floor Plan View Body
Florida Bradford County Starke

Whispering Oaks

900 S Water St, Starke, FL 32091

(0 reviews)

Property Rating

4.0
Great
Out of 5

No Renter Reviews

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How Is This Rating Determined?

Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

2 Days Ago
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904-364-1958
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  • Monthly Rent

    $488 - $1,359

  • Bedrooms

    2 - 4 bd

  • Bathrooms

    2 ba

  • Square Feet

    940 - 1,191 sq ft

This property has income limits. Make sure you qualify.

Whispering Oaks
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Make Whispering Oaks your new HOME!

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Pricing & Floor Plans

Check Back Soon for Upcoming Availability

Beds Baths Average SF Availability
2 Bedrooms 2 Bedrooms 2 Br 2 Baths 2 Baths 2 Ba 940 SF Not Available
3 Bedrooms 3 Bedrooms 3 Br 2 Baths 2 Baths 2 Ba 1,079 SF Not Available
4 Bedrooms 4 Bedrooms 4 Br 2 Baths 2 Baths 2 Ba 1,191 SF Not Available
2BR2B - 30%Whispering Oaks
$488 2 Beds 2 Baths 940 Sq Ft
Not Available
2BR2B- 60%Whispering Oaks
$964 – $1,054 2 Beds 2 Baths 940 Sq Ft
Not Available
3BR2B - 30%Whispering Oaks
$567 3 Beds 2 Baths 1,079 Sq Ft
Not Available
3BR2B -60%Whispering Oaks
$1,118 – $1,221 3 Beds 2 Baths 1,079 Sq Ft
Not Available
4BR2B - 30%Whispering Oaks
$629 4 Beds 2 Baths 1,191 Sq Ft
Not Available
4BR2B - 60%Whispering Oaks
$1,359 4 Beds 2 Baths 1,191 Sq Ft
Not Available
2BR2B - 30%Whispering Oaks
$488 2 Beds 2 Baths 940 Sq Ft
Not Available
2BR2B- 60%Whispering Oaks
$964 – $1,054 2 Beds 2 Baths 940 Sq Ft
Not Available
3BR2B - 30%Whispering Oaks
$567 3 Beds 2 Baths 1,079 Sq Ft
Not Available
3BR2B -60%Whispering Oaks
$1,118 – $1,221 3 Beds 2 Baths 1,079 Sq Ft
Not Available
4BR2B - 30%Whispering Oaks
$629 4 Beds 2 Baths 1,191 Sq Ft
Not Available
4BR2B - 60%Whispering Oaks
$1,359 4 Beds 2 Baths 1,191 Sq Ft
Not Available
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out.View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.

  • One-Time Basics
    • Due at Application
      • Application Fee Per Applicant
        Charged per applicant.
        $75
    • Due at Move-In
      • Administrative Fee
        Charged per unit.
        $100
  • Dogs
    • One-Time Pet Fee
      Max of 2. Charged per pet.
      $300
    • Monthly Pet Fee
      Max of 2. Charged per pet.
      $10 / mo
    Spayed/Neutered
    Restrictions:
    Yes
    Read More Read Less
  • Cats
    • One-Time Pet Fee
      Max of 2. Charged per pet.
      $300
    • Monthly Pet Fee
      Max of 2. Charged per pet.
      $10 / mo
    Spayed/Neutered
  • Surface Lot

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Details

Utilities Included

  • Trash Removal

Lease Options

  • 12 mo

Property Information

  • Built in 2005
  • 120 units/3 stories

About Whispering Oaks

Enjoy Starke living at Whispering Oaks Apartments. The 900 S Water Street location in Starke is perfectly situated for work or play. From amenities to availability, the leasing staff is available to help you find the best apartment for your current needs. At Whispering Oaks Apartments, you are HOME!

Whispering Oaks is an apartment community located in Bradford County and the 32091 ZIP Code. This area is served by the Bradford attendance zone.

Unique Features

  • 1st floor
  • 2nd floor
  • Garbage Disposal

Contact

View Property Website
Language: English
Closed Today
  • Monday, Closed
  • Tuesday & Wednesday, 10am - 5pm
  • Thursday, 1pm - 5pm
  • Friday, 10am - 5pm
  • Saturday & Sunday, Closed
Property Management Company Logo

Community Amenities

Fitness Center

Laundry Facilities

Playground

Clubhouse

  • Laundry Facilities
  • Business Center
  • Clubhouse
  • Fitness Center
  • Playground

Apartment Features

  • Dishwasher
  • Disposal

Income Restrictions

Income restrictions apply to some or all residents. Contact the community for more information.

How To Qualify

Based on the size of your household, your Maximum Annual Income must be equal to or less than the amount listed in this chart.
# Persons Annual Income
1 $29,940
2 $34,200
3 $38,520
4 $42,780
5 $46,200
6 $49,620
Location
900 S Water St, Starke,
FL 32091
Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
Amenities
  • Laundry Facilities
  • Business Center
  • Clubhouse
  • Fitness Center
  • Playground
  • 1st floor
  • 2nd floor
  • Garbage Disposal
  • Dishwasher
  • Disposal
Expenses
Recurring
Cat Rent $10
Dog Rent $10
One-Time
Cat Fee $300
Dog Fee $300
Utilities Included
Trash Removal Included
Office Hours
Monday Closed
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 1pm - 5pm
Friday 10am - 5pm
Saturday Closed
Sunday Closed
904-364-1958
Education
Colleges & Universities Distance
Colleges & Universities Distance
St. Johns River, Orange Park
Drive: 45 min 26.5 mi
University of Florida
Drive: 46 min 29.1 mi
Santa Fe College
Drive: 50 min 32.3 mi
Florida Gateway College
Drive: 48 min 33.8 mi
Whispering Oaks is within 45 minutes or 26.5 miles from St. Johns River, Orange Park. It is also near University of Florida and Santa Fe College.
Schools
  • Public Schools
  • Private Schools
Southside Elementary School
Public Elementary School
Grades PK-5
Nearby
Bradford Virtual Franchise
Public Elementary, Middle & High School
Grades K-12
Nearby
Cassels Christian Academy
Private Elementary, Middle & High School
Grades PK-12
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation

Whispering Oaks is near Gainesville Regional, located 24.4 miles or 38 minutes away.

Commuter Rail Distance
Commuter Rail Distance
Palatka Amtrak
Drive: 54 min 38.9 mi
Airports Distance
Airports Distance
Gainesville Regional
Drive: 38 min 24.4 mi
Car-Dependent
17
Walk Score®
Out of 100
This area is considered a car-dependent area and most errands will require a car.
-
0
Transit Score®
Out of 100
Somewhat Bikeable
42
Bike Score®
Out of 100
You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
-
-
Soundscore™
Out of 100

Traffic:

-

Airport:

-

Businesses:

-

Score provided by

Scores provided by  and

Score provided by

Points of Interest

Time and distance from Whispering Oaks.

Shopping Centers Distance
Shopping Centers Distance
Starke Plaza
Walk: 19 min 1.0 mi
Bradford Square
Drive: 4 min 1.4 mi
301 Plaza
Drive: 5 min 1.7 mi
Whispering Oaks has 3 shopping centers within 1.7 miles, which is about a 5-minute drive. The miles and minutes will be for the farthest away property.
Hospitals Distance
Hospitals Distance
Shands Starke Regional Medical Center
Walk: 17 min 0.9 mi
Whispering Oaks is 0.9 mile and a 17 minute walk from Shands Starke Regional Medical Center.
Military Bases Distance
Military Bases Distance
Cecil Field Naval Air Station
Drive: 39 min 28.3 mi
Jacksonville Naval Air Station
Drive: 62 min 37.5 mi
Whispering Oaks is 28.3 miles from Cecil Field Naval Air Station, and is convenient to other military bases, including Jacksonville Naval Air Station.
 
 

Property Ratings at Whispering Oaks

How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
4.0
Great
Out of 5

No Renter Reviews Yet

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Whispering Oaks Photos

  • Whispering Oaks

  • 900 S Water St

Models

  • 2 Bedrooms

  • 4 Bedrooms

Nearby Apartments

Within 50 Miles of Whispering Oaks

  • Lewis Place

    4121 NE 15th St

    Gainesville, FL 32609

    $1,149 - $1,498

    2-3 Br 20.6 mi

  • Landfair Homes

    7745 NE 22nd Ter

    Ocala, FL 34479

    $947 - $1,098

    2-3 Br 46.2 mi

Frequently Asked Questions
Does Whispering Oaks have in-unit laundry?

While Whispering Oaks does not provide in‑unit laundry, on‑site laundry facilities are available for shared resident use.

What utilities are included in rent at Whispering Oaks?

Whispering Oaks includes trash removal in rent. Residents are responsible for any other utilities not listed.

Is parking available at Whispering Oaks?

Parking is available at Whispering Oaks. Contact this property for details.

Is Whispering Oaks pet-friendly?

Yes, Whispering Oaks welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.

How much income do I need to rent at Whispering Oaks?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $488 for a two-bedrooms, you would need to earn about $19,520 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.

Does Whispering Oaks have move-in specials?

Whispering Oaks is offering Specials for eligible applicants, with rental rates starting at $488.

Does Whispering Oaks offer Matterport 3D tours?

Whispering Oaks does not offer Matterport 3D tours. Send a message to this property for details about tour scheduling and unit availability.

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What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.

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What is a Sound Score Rating?

A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources.

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900 S Water St

Starke, FL 32091

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