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Tour Options: In-Person

Language: English

Open 8:30am - 5:30pm Today

View All Hours Office Hours Monday - Friday, 8:30am - 5:30pm Saturday, 10am - 5pm Sunday, Closed

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call 850-818-9599
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Florida Bay County Panama City Waterstone at Jenks

Waterstone at Jenks

3502 N Jenks Ave, Panama City, FL 32405

Property Website
4.9 (11 reviews)

Property Rating

4.9
Great
Out of 5

4.9 Blended Score

See all 11 Renter Reviews

How Is This Rating Determined?

Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

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850-818-9599
Property Management Company Logo
  • Monthly Rent

    $1,299 - $1,899

  • Bedrooms

    1 - 3 bd

  • Bathrooms

    1 - 2 ba

  • Square Feet

    983 - 1,361 sq ft

Waterstone at Jenks
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HOLIDAY SPECIAL - FREE RENT!

Move in during December and receive free rent in January! Just in time for the holidays. Our rental rates include water, sewer, trash valet service, pest control and renter's insurance. Apply in person and receive free application fee!

Highlights

  • Cabana
  • Pet Washing Station
  • Pool
  • Walk-In Closets
  • Spa
  • Pet Play Area
  • Office
  • Controlled Access
  • Walking/Biking Trails

Pricing & Floor Plans

filter results by bedrooms
The Sapphire $1,299 – $1,575
1 Bed 1 Bath 983 Sq Ft
7 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 9203
    price $1,399
    square feet 983
    availibility Now
  • Unit 1206
    price $1,399
    square feet 983
    availibility Now
  • Unit 8201
    price $1,399
    square feet 983
    availibility Now
  • Unit 8106
    price $1,499
    square feet 983
    availibility Now
  • Unit 5104
    price $1,499
    square feet 983
    availibility Now
  • Unit 4201
    price $1,399
    square feet 983
    availibility Dec 5
  • Unit 2306
    price $1,299
    square feet 983
    availibility Dec 19

The Emerald $1,650 – $1,750
2 Beds 2 Baths 1,269 Sq Ft
7 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 8200
    price $1,650
    square feet 1,269
    availibility Now
  • Unit 2100
    price $1,725
    square feet 1,269
    availibility Now
  • Unit 6203
    price $1,650
    square feet 1,269
    availibility Dec 5
  • Unit 5307
    price $1,650
    square feet 1,269
    availibility Dec 12
  • Unit 1300
    price $1,650
    square feet 1,269
    availibility Dec 13
  • Unit 8305
    price $1,650
    square feet 1,269
    availibility Soon
  • Unit 2205
    price $1,650
    square feet 1,269
    availibility Soon

The Onyx $1,799 – $1,899
3 Beds 2 Baths 1,361 Sq Ft
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 6305
    price $1,850
    square feet 1,361
    availibility Dec 3
  • Unit 6202
    price $1,850
    square feet 1,361
    availibility Jan 16, 2026
The Sapphire $1,299 – $1,575
1 Bed 1 Bath 983 Sq Ft
7 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 9203
    price $1,399
    square feet 983
    availibility Now
  • Unit 1206
    price $1,399
    square feet 983
    availibility Now
  • Unit 8201
    price $1,399
    square feet 983
    availibility Now
  • Unit 8106
    price $1,499
    square feet 983
    availibility Now
  • Unit 5104
    price $1,499
    square feet 983
    availibility Now
  • Unit 4201
    price $1,399
    square feet 983
    availibility Dec 5
  • Unit 2306
    price $1,299
    square feet 983
    availibility Dec 19

The Emerald $1,650 – $1,750
2 Beds 2 Baths 1,269 Sq Ft
7 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 8200
    price $1,650
    square feet 1,269
    availibility Now
  • Unit 2100
    price $1,725
    square feet 1,269
    availibility Now
  • Unit 6203
    price $1,650
    square feet 1,269
    availibility Dec 5
  • Unit 5307
    price $1,650
    square feet 1,269
    availibility Dec 12
  • Unit 1300
    price $1,650
    square feet 1,269
    availibility Dec 13
  • Unit 8305
    price $1,650
    square feet 1,269
    availibility Soon
  • Unit 2205
    price $1,650
    square feet 1,269
    availibility Soon

The Onyx $1,799 – $1,899
3 Beds 2 Baths 1,361 Sq Ft
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 6305
    price $1,850
    square feet 1,361
    availibility Dec 3
  • Unit 6202
    price $1,850
    square feet 1,361
    availibility Jan 16, 2026
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Basics
    • Due at Application
      • Application Fee Per Applicant
        Charged per applicant.
        $50
    • Due at Move-In
      • Administrative Fee
        Charged per unit.
        $99
  • Dogs
      Max of 2
      Restrictions:
      $300 fee. $20 pet rent/month. Breed restrictions apply.
      Read MoreRead Less
    • Cats
        Max of 2
        Restrictions:
        $300 fee. $20 pet rent/month. Breed restrictions apply.
        Read MoreRead Less
      • Surface Lot
        Ask about Reserve Parking

      Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

      Details

      Utilities Included

      • Water
      • Trash Removal
      • Sewer

      Lease Options

      • 7 - 12 Month Leases

      Property Information

      • Built in 2009
      • 264 units/3 stories

      Matterport 3D Tours

      2BR,2BA-1269SF
      1/4

      About Waterstone at Jenks

      Offering spacious 1, 2 and 3 bedroom apartment homes, Waterstone at Jenks is a premier luxury community nestled in the heart of Panama City, just minutes away from Panama City Beach. Situated on Jenks Avenue just North of 23rd Street and blocks away from Lynn Haven you can experience the best shopping, dining, and social atmospheres that Bay County has to offer. Each home includes a full size washer and dryer, all electric appliances, spacious walk-in closets, a screened in patio and outside storage closets conveniently located next to your apartment home. The open concept layouts feature elegant lighting fixtures, colonial trim, and 9ft ceilings that provide you with a feeling of true luxury. Be sure to take advantage of our gorgeous walking trail or simply relax around the pond. Your cat or dog will feel right at home at the community pet park and pet spa. Local preferred employers include: Eastern Shipbuilding, Bay District Schools, Bay County Sheriff's Office, Ascension Sacred Heart Medical Center, HCA Florida Gulf Coast Hospital, Gulf Coast State College, and Tyndall Air Force Base. Our friendly staff is looking forward to hearing from you! Please feel free to call and schedule your tour today!

      Waterstone at Jenks is an apartment community located in Bay County and the 32405 ZIP Code. This area is served by the Bay attendance zone.

      Unique Features

      • Pergola With Fire Pit
      • Screened-In Patios
      • Washer & Dryer Included
      • Pet Spa

      Contact

      View Property Website
      Language: English
      Open 8:30am - 5:30pm Today
      • Monday - Friday, 8:30am - 5:30pm
      • Saturday, 10am - 5pm
      • Sunday, Closed
      Property Management Company Logo

      Community Amenities

      Pool

      Fitness Center

      Clubhouse

      Controlled Access

      Business Center

      Grill

      Gated

      Pet Play Area

      Property Services

      • Package Service
      • Controlled Access
      • Maintenance on site
      • Property Manager on Site
      • Trash Pickup - Door to Door
      • Pet Play Area
      • Pet Washing Station

      Shared Community

      • Business Center
      • Clubhouse
      • Storage Space
      • Walk-Up

      Fitness & Recreation

      • Fitness Center
      • Spa
      • Pool
      • Walking/Biking Trails

      Outdoor Features

      • Gated
      • Sundeck
      • Cabana
      • Grill
      • Picnic Area
      • Pond

      Apartment Features

      Washer/Dryer

      Air Conditioning

      Dishwasher

      High Speed Internet Access

      Walk-In Closets

      Island Kitchen

      Microwave

      Refrigerator

      Indoor Features

      • High Speed Internet Access
      • Washer/Dryer
      • Air Conditioning
      • Heating
      • Ceiling Fans
      • Smoke Free
      • Cable Ready
      • Trash Compactor
      • Storage Space
      • Double Vanities
      • Tub/Shower
      • Sprinkler System

      Kitchen Features & Appliances

      • Dishwasher
      • Disposal
      • Ice Maker
      • Stainless Steel Appliances
      • Pantry
      • Island Kitchen
      • Eat-in Kitchen
      • Kitchen
      • Microwave
      • Oven
      • Refrigerator
      • Freezer

      Model Details

      • Carpet
      • Vinyl Flooring
      • Dining Room
      • Office
      • Vaulted Ceiling
      • Walk-In Closets
      • Linen Closet
      • Double Pane Windows
      • Balcony
      • Patio
      Location Get Directions
      Schools Restaurants Groceries Coffee Banks Shops Fitness
      Amenities
      • Package Service
      • Controlled Access
      • Maintenance on site
      • Property Manager on Site
      • Trash Pickup - Door to Door
      • Pet Play Area
      • Pet Washing Station
      • Business Center
      • Clubhouse
      • Storage Space
      • Walk-Up
      • Gated
      • Sundeck
      • Cabana
      • Grill
      • Picnic Area
      • Pond
      • Fitness Center
      • Spa
      • Pool
      • Walking/Biking Trails
      • Pergola With Fire Pit
      • Screened-In Patios
      • Washer & Dryer Included
      • Pet Spa
      • High Speed Internet Access
      • Washer/Dryer
      • Air Conditioning
      • Heating
      • Ceiling Fans
      • Smoke Free
      • Cable Ready
      • Trash Compactor
      • Storage Space
      • Double Vanities
      • Tub/Shower
      • Sprinkler System
      • Dishwasher
      • Disposal
      • Ice Maker
      • Stainless Steel Appliances
      • Pantry
      • Island Kitchen
      • Eat-in Kitchen
      • Kitchen
      • Microwave
      • Oven
      • Refrigerator
      • Freezer
      • Carpet
      • Vinyl Flooring
      • Dining Room
      • Office
      • Vaulted Ceiling
      • Walk-In Closets
      • Linen Closet
      • Double Pane Windows
      • Balcony
      • Patio
      Expenses
      Recurring
      Cat Rent $20
      Dog Rent $20
      One-Time
      Cat Fee $300
      Dog Fee $300
      Utilities Included
      Water, Trash Removal, Sewer Included
      Office Hours
      Monday 8:30am - 5:30pm
      Tuesday 8:30am - 5:30pm
      Wednesday 8:30am - 5:30pm
      Thursday 8:30am - 5:30pm
      Friday 8:30am - 5:30pm
      Saturday 10am - 5pm
      Sunday Closed
      850-818-9599
      City - Panama City

      Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.

      Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.

      Learn more about living in Panama City 
      Education
      Colleges & Universities Distance
      Colleges & Universities Distance
      Gulf Coast State, Panama City
      Drive: 10 min 5.1 mi
      Gulf Coast State, North Bay
      Drive: 16 min 8.0 mi
      Waterstone at Jenks is within 10 minutes or 5.1 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay.
      Schools
      • Public Schools
      • Private Schools
      Hiland Park Elementary School
      Public Elementary School
      Grades PK-5
      643 Students
      Attendance Zone
      Mowat Middle School
      Public Middle School
      Grades 6-8
      868 Students
      Attendance Zone
      New Horizons Learning Center
      Public Middle & High School
      Grades 6-12
      107 Students
      Nearby
      A. Crawford Mosley High School
      Public High School
      Grades 9-12
      1,901 Students
      Attendance Zone
      Panama City Advanced School
      Private Elementary, Middle & High School
      Grades PK-12
      140 Students
      Nearby
      School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

      View GreatSchools Rating Methodology


      Data provided by GreatSchools.org © 2025. All rights reserved.
      Transportation

      Waterstone at Jenks is near Northwest Florida Beaches International, located 19.3 miles or 31 minutes away.

      Airports Distance
      Airports Distance
      Northwest Florida Beaches International
      Drive: 31 min 19.3 mi
      Car-Dependent
      18
      Walk Score®
      Out of 100
      This area is considered a car-dependent area and most errands will require a car.
      Minimal Transit
      0
      Transit Score®
      Out of 100
      Somewhat Bikeable
      36
      Bike Score®
      Out of 100
      You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
      -
      -
      Soundscore™
      Out of 100

      Traffic:

      -

      Airport:

      -

      Businesses:

      -

      Score provided by

      Scores provided by  and

      Score provided by

      Points of Interest

      Time and distance from Waterstone at Jenks.

      Shopping Centers Distance
      Shopping Centers Distance
      Lynn Haven Shopping Center
      Drive: 5 min 1.5 mi
      SweetBay Town Center Phase I
      Drive: 3 min 1.6 mi
      Lynn Haven Plaza
      Drive: 5 min 1.9 mi
      Waterstone at Jenks has 3 shopping centers within 1.9 miles, which is about a 5-minute drive. The miles and minutes will be for the farthest away property.
      Parks and Recreation Distance
      Parks and Recreation Distance
      Science and Discovery Center of Northwest Florida
      Drive: 4 min 2.3 mi
      St. Andrews State Park
      Drive: 25 min 12.1 mi
      Waterstone at Jenks has 2 parks within 12.1 miles, including Science and Discovery Center of Northwest Florida, and St. Andrews State Park.
      Hospitals Distance
      Hospitals Distance
      Gulf Coast Regional Medical Center
      Drive: 4 min 1.9 mi
      Emerald Coast Behavioral Hospital
      Drive: 5 min 2.3 mi
      Ascension Sacred Heart Bay
      Drive: 9 min 4.5 mi
      Waterstone at Jenks has 3 hospitals within 4.5 miles, the nearest is Gulf Coast Regional Medical Center which is 1.9 miles away and a 4 minute drive.
      Military Bases Distance
      Military Bases Distance
      Naval Coastal Systems Center
      Drive: 19 min 8.9 mi
      Tyndall Air Force Base
      Drive: 28 min 16.8 mi
      Eglin Air Force Base De Funiak Spring
      Drive: 144 min 91.3 mi
      Waterstone at Jenks has 3 military bases within 91.3 miles, the nearest is Naval Coastal Systems Center which is 8.9 miles away and a 19 minute drive.
       
       

      Property Ratings at Waterstone at Jenks

      How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

      Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
      4.9
      Great
      Out of 5

      4.9 Blended Score

      11 Renter Reviews

      Share details of your own experience with this property

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      • Rating High-Low
      1. ...
      2. ...
      2/13/19
      Post-hurricane Review

      We had been happily living here for over one year before Michael hit. Like everywhere else, the apartments suffered significant damage, but the apartment staff had called for services even before the storm landed, so we were among the first in town to have crews onsite for cleanup and repair. Staff have been incredible, going above and beyond in working with everyone to do the best possible under the circumstances. Very much looking forward to seeing the property restored to its original condition and re-opened for leasing. We consider ourselves extremely fortunate to be here (instead of at a less-caring property). Overall, the apartments themselves are nice. 2 Bedroom layout is great; our only nitpick is lack of towel storage area/cabinet in main bathroom, with no space to add shelves to make up for it. (There are cabinets under the sink we are using, but that's not ideal.)

      5/22/17
      Amazing!

      Wonderful facility! The front desk staff is very friendly, some of the best customer service I've ever experienced. The entire place is very clean and well maintained. The apartments themselves are in very good condition, the floors look brand new. Everything looks very modern and works very well. The only problems we've had with the apartment have been handled amazingly! Our maintenance request was processed and fixed in less than 24 hours! The online website allows for residents to pay bills online, and put in maintenance requests. The website is very clean and easy to use. Overall extremely impressed by the Waterstone Apartment Complex.

      7/4/16
      What a beautiful place!

      My husband and I just moved in one of the apartments but we've been in contact with the staff for a few months prior the move. So far I can only say good things, they've always been so nice, friendly and attentive. When we got to the area they scheduled us for a tour of the apartment and all the amenities. They are always ready to help with a smile. All these seem small things, but when you move to a new place, where you don't know anything or anyone, these things start to mean a lot and they make the difference. The apartment is spacious, tall ceilings, big patio, quiet and well located, in fact, supermarkets and restaurants are only 5 minutes away. We are very happy with our choice!

      9/21/15
      Beautiful Apartments, Amazing staff, and VERY Pet Friendly

      Pros: -They are really as pet friendly as they advertise. No size limit on dogs, and one of the shortest restricted breeds lists I've seen. They don't just "allow" pets, they really work to accommodate them because a happy pet means a happy tenant. -The office staff is incredibly friendly and personable. When I went to pay my first month's rent, they already knew me by name and room number. Maintenance staff is always prompt and helpful. -The apartments are beautiful, spacious, and comfortable. In unit washer and dryer. Tons of storage space, including a large outdoor storage closet. Clean and well-kept grounds. Quiet, safe, and pleasant community -Lots of available services: reserved parking spots, at door trash pick up. They'll even screen in your patio or balcony if you wish. Cons: -Price. It is about $200/month more than similar properties nearby that actually offer more amenities. -They advertise a dog park and media/tech room. There actually is no dog park, and the media room only has a tv, no computers. Pool and fitness center are also a little on the small side. -Parking can be a bit limited during the peak of summer. -Not enough drawers! Tons of cabinet space, only 5 drawers in entire apartment!

      8/11/15
      Nice apartments

      These are very well made apartments and you can tell they were built within the past few years. It is situated in a nice part of town nothing in walking distance, but most shopping and restaurants are less than a 10 minute drive away. The master bedroom is quite large and has a vanity area built in outside of the bathroom which is really nice when you are trying to get ready the same time as your significant other is. Now for the bad, the size of the apartment does not match the price they are asking the monthly rent does include water though so keep that in mind. The trash compactor in the front of the property is completely full on a weekly basis and is often surrounded by the neighborhoods' trash bags. There is absolutely NO parking! If you are coming home anytime after 8 on a weekend you will be parking at the front of the very neighborhood and walking in the dark across the property. You get reserved parking spot for a monthly fee if you please.

      8/8/15
      1 bedroom info

      The 1bedroom apts are great! Lots of storage space and large living spaces. The management is incredibly helpful and quick to respond to any requests. I was most impressed by the storage and space. I am also very happy with the neighbors. In my building anyway, we are mostly professionals. I am least impressed by the shower/bathroom. So much space but small tub and shower. Could be a better design and use of space there.

      1/29/15
      Excellent Staff!

      I've been working with the staff at Waterstone for over 6 months and they have been absolutely wonderful. Their patience and quality of service is outstanding, they've been attentive to my needs as I'm on a military schedule and they truly work for you to ensure you are completely taken care of.

      1/21/15
      Maria

      My daughter and I went to view 3 bedroom 2 bath apartment today. I was very nice, very well laid out and roomy. The new office administrator was brilliant in the tour and so friendly(not fake). The residents were nice and friendly (not starring). Very nice grounds. Love it. Hopefully it can be our family future home! Take the tour it's worth the time!

      11/28/14
      a beautiful place to live

      Great place to call home. The staff here are really involved with giving residents the best experience possible. A safe and secure complex. Our pool is always beautiful and a great place to hang out and barbecue. The grounds are always neat and well maintained. Any issues you may have the staff is great at helping you. We have been here 3 years and really like the feel this place has. I would recommend this complex to anyone looking for a place. My utility bills are really a great price here. The maintenance staff are always quick to fix anything.

      7/16/14
      Review

      I have no Idea on the answers to most of those. All I did is view the apartment. I haven't the foggiest how the maintenance service is because I don't live there. I don't know what Amenities it has and probably wouldn't use them anyways being I am partially handicapped. I feel that the price of the apartments are way to high. And the non-refundable deposits are ridiculously high. There is a lot of traffic noise coming from the highway next to the apartments. But the staff that showed me the apartment was very nice.

      5/15/14
      Wonderful Staff

      I looked at many apartment complexes in the panama city and beach area and Waterstone is the absolute best. The staff members are very accommodating and friendly. I highly recommend this proprety to anyone looking for a great living environment

      There are no reviews for this property. Be the first to add a review on this property.

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      Waterstone at Jenks Photos

      • Waterstone at Jenks

      • 2BR,2BA-1269SF

      Models

      • The Sapphire

      • The Emerald

      • The Onyx

      Frequently Asked Questions
      Does Waterstone at Jenks have in-unit laundry?

      Waterstone at Jenks has units with in‑unit washers and dryers, making laundry day simple for residents.

      What utilities are included in rent at Waterstone at Jenks?

      Select utilities are included in rent at Waterstone at Jenks, including water, trash removal, and sewer. Residents are responsible for any other utilities not listed.

      Which floor plans are available, and what are the price ranges?

      Waterstone at Jenks has one to three bedrooms with rent ranges from $1,299/mo. to $1,899/mo.

      Is Waterstone at Jenks pet-friendly?

      Yes, Waterstone at Jenks welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.

      How much income do I need to rent at Waterstone at Jenks?

      A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,299 for a one bedroom, you would need to earn about $47,000 per year to qualify. Want to double-check your budget? Try our Rent Affordability Calculator to see how much rent fits your income and lifestyle.

      Does Waterstone at Jenks have move-in specials?

      Waterstone at Jenks is offering Specials for eligible applicants, with rental rates starting at $1,299.

      Does Waterstone at Jenks offer Matterport 3D tours?

      Yes! Waterstone at Jenks offers 4 Matterport 3D Tours. Explore different floor plans and see unit level details, all without leaving home.

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      3502 N Jenks Ave

      Panama City, FL 32405

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      (850) 818-9599
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