-
Monthly Rent
$1,249 - $5,392
-
Bedrooms
Studio - 3 bd
-
Bathrooms
1 - 2 ba
-
Square Feet
625 - 1,332 sq ft
Experience truly luxurious beach living at Panama Flats Apartment Homes -where you can live your best beach life with direct access from your home to the beach by way of boardwalk. Mere steps from putting your toes in the sand, coming home is its own vacation. Enjoy expansive views of the clear emerald waters from your private patio, take a sunset stroll on white sugar sand beaches, and surround yourself with an endless summer setting. Select from our thoughtfully designed studio, 1, 2 or 3 bedroom floor plans for whichever suits you best. Then, soak your cares away in our resort-style beach entry pool; chill with your companions in one of our upscale cabanas, or relax among the other countless high-end amenities at our luxury resort community. And, when youre ready to venture out, toast the good life with friends at plentiful nearby restaurants, shopping centers such as Pier Park. Conveniently located just off Front Beach Road, you'll spend less time driving and more time thriving.
Highlights
- Cabana
- Pet Washing Station
- Pool
- Walk-In Closets
- Spa
- Pet Play Area
- Controlled Access
- Island Kitchen
- Dog Park
Pricing & Floor Plans
-
Unit 3-109price $1,249square feet 625availibility Now
-
Unit 1-209price $1,309square feet 625availibility Now
-
Unit 4-109price $1,334square feet 625availibility Now
-
Unit 1-103price $1,464square feet 725availibility Now
-
Unit 2-405price $1,464square feet 725availibility Now
-
Unit 5-105price $1,464square feet 725availibility Now
-
Unit 2-107price $1,673square feet 921availibility Now
-
Unit 1-207price $1,653square feet 921availibility Apr 24
-
Unit 4-108price $1,709square feet 871availibility Now
-
Unit 4-208price $1,881square feet 919availibility Mar 7
-
Unit 3-306price $1,881square feet 919availibility Mar 22
-
Unit 5-206price $1,877square feet 919availibility Mar 23
-
Unit 2-311price $1,723square feet 1,019availibility Now
-
Unit 1-111price $1,738square feet 1,019availibility Now
-
Unit 3-112price $1,738square feet 1,019availibility Now
-
Unit 1-300price $1,873square feet 1,181availibility Now
-
Unit 2-415price $1,898square feet 1,181availibility Mar 18
-
Unit 1-415price $1,903square feet 1,181availibility Apr 17
-
Unit 3-101price $2,306square feet 1,332availibility Now
-
Unit 2-401price $2,306square feet 1,332availibility Now
-
Unit 5-101price $2,314square feet 1,332availibility Now
-
Unit 3-109price $1,249square feet 625availibility Now
-
Unit 1-209price $1,309square feet 625availibility Now
-
Unit 4-109price $1,334square feet 625availibility Now
-
Unit 1-103price $1,464square feet 725availibility Now
-
Unit 2-405price $1,464square feet 725availibility Now
-
Unit 5-105price $1,464square feet 725availibility Now
-
Unit 2-107price $1,673square feet 921availibility Now
-
Unit 1-207price $1,653square feet 921availibility Apr 24
-
Unit 4-108price $1,709square feet 871availibility Now
-
Unit 4-208price $1,881square feet 919availibility Mar 7
-
Unit 3-306price $1,881square feet 919availibility Mar 22
-
Unit 5-206price $1,877square feet 919availibility Mar 23
-
Unit 2-311price $1,723square feet 1,019availibility Now
-
Unit 1-111price $1,738square feet 1,019availibility Now
-
Unit 3-112price $1,738square feet 1,019availibility Now
-
Unit 1-300price $1,873square feet 1,181availibility Now
-
Unit 2-415price $1,898square feet 1,181availibility Mar 18
-
Unit 1-415price $1,903square feet 1,181availibility Apr 17
-
Unit 3-101price $2,306square feet 1,332availibility Now
-
Unit 2-401price $2,306square feet 1,332availibility Now
-
Unit 5-101price $2,314square feet 1,332availibility Now
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
-
Utilities & Essentials
-
Trash Services - DoorstepFee for doorstep trash and recycle pickup service. Charged per unit.$30 / mo
-
Community Amenity FeeFee for access to shared resident amenities and facilities. Charged per unit.$35 / mo
-
Pest Control ServicesRegular pest prevention and treatment services. Charged per unit.$5 / mo
-
Package ManagementHandling and storage of resident deliveries. Charged per unit.$5 / mo
-
Utility Water / Wastewater Admin FeeCovers administrative costs associated with billing and managing water utility services. Charged per unit.$7 / mo
-
-
One-Time Basics
-
Due at Application
-
Admin FeeFee to process rental application and background check Charged per unit.$250
-
Application FeeAdministrative processing fee to cover lease preparation. Charged per applicant.$60
-
Application Fee Per ApplicantCharged per applicant.$65
-
-
Due at Move-In
-
Administrative FeeCharged per unit.$250
-
Package Management SetupCharge for establishing resident access to the package management system. Charged per unit.$5
-
-
Due at Application
-
Dogs
-
Dog FeeCharged per pet.$400
-
Dog RentCharged per pet.$30 / mo
Restrictions:NoneRead More Read LessComments -
-
Cats
-
Cat FeeCharged per pet.$400
-
Cat RentCharged per pet.$30 / mo
Restrictions:Comments -
-
Other Pets
-
Pet FeeFee for allowing pets in the home. Charged per pet.$400
-
Pet / Animal Lease ViolationFee issued for unauthorized pets or violations of pet policy. Charged per pet.Varies
-
Pet Rentmonthly charge for keeping a pet in the home. Charged per pet.$30 / mo
-
-
Garage Lot
-
Parking - GarageCharge for access to a garage space. Charged per vehicle.Varies
-
-
Storage Unit
-
Storage DepositCharged per rentable item.$0
-
Storage RentCharged per rentable item.$60 / mo
-
-
Storage Space RentalFee for an on-site storage unit. Charged per unit.Varies one-time
-
Renters Liability Non-ComplianceFee for not maintaining required renters liability insurance coverage. Charged per unit.$25 / occurrence
-
Rent Payment Credit Building ServiceBuild credit by paying rent on time while gaining access to personalized budgeting tools and financial education resources. Charged per unit.$8.95 - $14.95 / mo
-
Amenity / Clubhouse Rental FeeFee for reserving the community clubhouse for events or gatherings. Charged per unit.Varies / occurrence
-
Intra-Community Transfer FeeCharge for transferring to another home within the same community. Charged per unit.$1,000
-
Utility - Vacant Processing FeePreparing and administering a unit after move-out Charged per unit.$50
-
Utility - Vacant Cost RecoveryUtility costs incurred while the unit was unoccupied. Charged per unit.Varies one-time
-
Security Deposit AlternativeAlternative to a standard security deposit typically issued through a surety bond. Charged per unit.$20 - $35 / mo
-
Utility - ElectricCost of electricity usage for your apartment. Charged per unit.Varies / mo
-
Utility - Stormwater / DrainageLocal stormwater management and drainage system fee. Charged per unit.Varies / mo
-
Access Device ReplacementCharge to replace lost or damaged key, fob, or remote. Charged per unit.$100 / occurrence
-
Late Fee (Percentage)Calculated as a percentage of the base rent amount. Charged per unit.10% of base rent / occurrence
-
Utility - Non-transferred Utility FeeCharge for utility costs not moved to residents name. Charged per unit.Varies / occurrence
-
Legal / Eviction FeeCosts associated with an eviction proceeding. Charged per unit.Varies / occurrence
-
Lease ViolationFee for non-compliance with lease terms or community policies. Charged per unit.Varies / occurrence
-
Utility - Final Bill FeeOne-time charge for processing and closing a utility account. Charged per unit.$20
-
Security Deposit (Refundable)Refundable deposit covering potential damages and unpaid rent per lease terms. Charged per unit.$500 - $1,250
-
Insufficient Move-out Notice FeeCharge for not providing proper advance notice before move-out. Charged per unit.Varies one-time
-
Renter Liability - Third PartyExpense related to required liability coverage through a third-party provider. Charged per unit.Varies / mo
-
Utility - GasCost of gas usage for your apartment. Charged per unit.Varies / mo
-
Utility - Water / SewerWater usage and wastewater removal costs. Charged per unit.Varies / mo
-
NSF Tenant FeeNSF Tenant Fee Charged per unit.$75 / occurrence
-
Early Termination FeeEarly Termination Fee Charged per unit.100% of base rent / occurrence
-
Concession RepaymentTenant repayment of rent discounts if lease terms are not met. Charged per unit.Varies / occurrence
-
Reletting FeeAn expense associated with re-renting a unit after early lease termination. Charged per unit.Varies / occurrence
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Details
Property Information
-
Built in 2021
-
320 units/4 stories
Matterport 3D Tour
About Panama Flats
Experience truly luxurious beach living at Panama Flats Apartment Homes -where you can live your best beach life with direct access from your home to the beach by way of boardwalk. Mere steps from putting your toes in the sand, coming home is its own vacation. Enjoy expansive views of the clear emerald waters from your private patio, take a sunset stroll on white sugar sand beaches, and surround yourself with an endless summer setting. Select from our thoughtfully designed studio, 1, 2 or 3 bedroom floor plans for whichever suits you best. Then, soak your cares away in our resort-style beach entry pool; chill with your companions in one of our upscale cabanas, or relax among the other countless high-end amenities at our luxury resort community. And, when youre ready to venture out, toast the good life with friends at plentiful nearby restaurants, shopping centers such as Pier Park. Conveniently located just off Front Beach Road, you'll spend less time driving and more time thriving.
Panama Flats is an apartment community located in Bay County and the 32407 ZIP Code. This area is served by the Bay attendance zone.
Unique Features
- 1st Floor
- Corner
- Private balconies
- USB outlets in kitchen and bedroom
- 3.25 acre resort amenity area
- Large kitchen islands* and oversized sinks
- Luxury plank flooring in all living areas
- Proximity to Amenity
- 24-hour, Luxe package system
- Dog park, dog run with dog spa
- Private cabanas
- Private work spaces in clubhouse
- Valet trash service
- Garages and storage rooms available
- Kitchen pantries with ample storage
- Large, beach entry, heated pool
- Location 2
- View Obstructed B
- Large walk-in closets
- View 8
- View Obstructed D
- 4th Floor
- Ceiling fan in living room
- Expansive Gulf Views**
- View 9
- Elevators in every building
- Location 1
- Pool View
- View 2
- Controlled access, fully gated community
- Covered pavilion with entertaining spaces
- Expansive gulf views*
- Resident clubhouse with entertaining island
- View - Fountain
- View Obstructed C
Community Amenities
Pool
Fitness Center
Elevator
Clubhouse
- Controlled Access
- 24 Hour Access
- Trash Pickup - Door to Door
- Pet Play Area
- Pet Washing Station
- Elevator
- Business Center
- Clubhouse
- Storage Space
- Fitness Center
- Spa
- Pool
- Gameroom
- Gated
- Cabana
- Courtyard
- Grill
- Picnic Area
- Dog Park
Apartment Features
Washer/Dryer
Air Conditioning
Hardwood Floors
Walk-In Closets
Island Kitchen
Granite Countertops
Refrigerator
Tub/Shower
Indoor Features
- Washer/Dryer
- Air Conditioning
- Heating
- Ceiling Fans
- Storage Space
- Tub/Shower
Kitchen Features & Appliances
- Disposal
- Granite Countertops
- Stainless Steel Appliances
- Pantry
- Island Kitchen
- Kitchen
- Oven
- Range
- Refrigerator
Model Details
- Hardwood Floors
- Mud Room
- Views
- Walk-In Closets
- Balcony
- Patio
Welcome to Panama City Beach, where pristine beaches meet the emerald waters of Florida's Gulf Coast. This coastal community offers a range of rental options from beachfront condominiums to single-family homes. Current rental data shows one-bedroom apartments averaging $1,409, while two-bedroom units typically rent for $1,663. Notable areas include the Pier Park district, home to shopping and entertainment venues, and the neighborhood surrounding Frank Brown Park, which features baseball fields, tennis courts, and a fishing pond across its 100-acre expanse.
Panama City Beach centers around its 9-mile shoreline, where residents enjoy swimming, surfing, and sunbathing throughout the year. St. Andrews State Park provides opportunities for hiking, bird watching, and fishing. The area's distinctive white sand, created from pure quartz crystals, sets these shores apart from other beach destinations.
Learn more about living in Panama City Beach- Controlled Access
- 24 Hour Access
- Trash Pickup - Door to Door
- Pet Play Area
- Pet Washing Station
- Elevator
- Business Center
- Clubhouse
- Storage Space
- Gated
- Cabana
- Courtyard
- Grill
- Picnic Area
- Dog Park
- Fitness Center
- Spa
- Pool
- Gameroom
- 1st Floor
- Corner
- Private balconies
- USB outlets in kitchen and bedroom
- 3.25 acre resort amenity area
- Large kitchen islands* and oversized sinks
- Luxury plank flooring in all living areas
- Proximity to Amenity
- 24-hour, Luxe package system
- Dog park, dog run with dog spa
- Private cabanas
- Private work spaces in clubhouse
- Valet trash service
- Garages and storage rooms available
- Kitchen pantries with ample storage
- Large, beach entry, heated pool
- Location 2
- View Obstructed B
- Large walk-in closets
- View 8
- View Obstructed D
- 4th Floor
- Ceiling fan in living room
- Expansive Gulf Views**
- View 9
- Elevators in every building
- Location 1
- Pool View
- View 2
- Controlled access, fully gated community
- Covered pavilion with entertaining spaces
- Expansive gulf views*
- Resident clubhouse with entertaining island
- View - Fountain
- View Obstructed C
- Washer/Dryer
- Air Conditioning
- Heating
- Ceiling Fans
- Storage Space
- Tub/Shower
- Disposal
- Granite Countertops
- Stainless Steel Appliances
- Pantry
- Island Kitchen
- Kitchen
- Oven
- Range
- Refrigerator
- Hardwood Floors
- Mud Room
- Views
- Walk-In Closets
- Balcony
- Patio
| Monday | 9am - 6pm |
|---|---|
| Tuesday | 9am - 6pm |
| Wednesday | 9am - 6pm |
| Thursday | 9am - 6pm |
| Friday | 9am - 6pm |
| Saturday | 10am - 5pm |
| Sunday | Closed |
| Colleges & Universities | Distance | ||
|---|---|---|---|
| Colleges & Universities | Distance | ||
| Drive: | 13 min | 6.7 mi | |
| Drive: | 36 min | 19.1 mi |
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Data provided by GreatSchools.org © 2026. All rights reserved.
Panama Flats Photos
-
Panama Flats
-
2BR, 2BA - 1,019SF
-
2BR, 2BA - 1,019SF
-
2BR, 2BA - 1,019SF
-
2BR, 2BA - 1,019SF
-
2BR, 2BA - 1,019SF
-
2BR, 2BA - 1,019SF
-
2BR, 2BA - 1,019SF
-
Models
-
Studio
-
Studio
-
1 Bedroom
-
1 Bedroom
-
1 Bedroom
-
1 Bedroom
Nearby Apartments
Within 50 Miles of Panama Flats
-
10X Breakfast Point
9700 Panama City Beach Pky
Panama City Beach, FL 32407
$1,221 - $3,374
1-3 Br 1.5 mi
-
10X Panama City Beach
7150 W Highway 98
Panama City Beach, FL 32407
$1,145 - $4,126
1-3 Br 3.6 mi
-
79 West
100 Cabana Cay Cir
Panama City Beach, FL 32413
$1,200 - $2,544
1-2 Br 4.8 mi
-
10X Retreat at PCB
90 Sandal Ln
Panama City Beach, FL 32413
$1,325 - $2,948
1-3 Br 7.5 mi
Panama Flats has units with in‑unit washers and dryers, making laundry day simple for residents.
Utilities are not included in rent. Residents should plan to set up and pay for all services separately.
Parking is available at Panama Flats. Contact this property for details.
Panama Flats has studios to three-bedrooms with rent ranges from $1,249/mo. to $5,392/mo.
Yes, Panama Flats welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.
A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,249 for a studio, you would need to earn about $49,960 per year to qualify. Want to double-check your budget? Calculate how much rent you can afford with our Rent Affordability Calculator.
Panama Flats is not currently offering any rent specials. Check back soon, as promotions change frequently.
Yes! Panama Flats offers 1 Matterport 3D Tours. Explore different floor plans and see unit level details, all without leaving home.
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.
What is a Sound Score Rating?
A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources