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Florida Bay County Panama City Magnolia Cove Apartments and Marina

Magnolia Cove Apartments and Marina

240 Harmon Ave, Panama City, FL 32401 Leasing Office: 3519 E 1st Ct, Panama City, FL 32401

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(0 reviews)

Property Rating

4.0
Great
Out of 5

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850-771-1419
  • Monthly Rent

    $650 - $1,800

  • Bedrooms

    1 - 2 bd

  • Bathrooms

    1 - 1.5 ba

  • Square Feet

    650 - 950 sq ft

Magnolia Cove Apartments and Marina
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This is waterfront living! Magnolia Cove is a beautiful, fully-restored waterfront apartment community with spectacular views of Massalina Bayou in the Cove. Featuring bright and airy 1 and 2 bedroom apartments. The property is enveloped in massive live oaks and mature palms, and situated on a prominent bluff overlooking the Massalina shoreline. Each unit is closely situated to a huge community swimming pool and marina with available, easily-accessible boat slips - So bring along your vessel! We are a pet friendly community as well, so your furry friends are welcomed here. Water, garbage removal, and pest control are all included in your rent! Pictures may not be of exact unit available. We require a clean background, no evictions, and a credit score no less than 600. Income should be 2.5 times the monthly rent. We are an Equal Opportunity Housing. We look forward to hearing from you!

Read More

Highlights

  • Waterfront
  • Dock
  • Yard
  • Pool
  • Balcony

Pricing & Floor Plans

filter results by bedrooms
1 bed $650 – $1,100
1 Bed 1 Bath 650 Sq Ft
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 211
    price $1,050
    square feet 650
    availibility Now
  • Unit 110
    price $650
    square feet 650
    availibility Dec 3
1 bed new $1,195 – $1,225
1 Bed 1 Bath 650 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 107
    price $1,195
    square feet 650
    availibility Dec 12
2 $1,700 – $1,800
2 Beds 1.5 Baths 950 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 217
    price $1,800
    square feet 950
    availibility Dec 24
1 bed $650 – $1,100
1 Bed 1 Bath 650 Sq Ft
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 211
    price $1,050
    square feet 650
    availibility Now
  • Unit 110
    price $650
    square feet 650
    availibility Dec 3
1 bed new $1,195 – $1,225
1 Bed 1 Bath 650 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 107
    price $1,195
    square feet 650
    availibility Dec 12
2 $1,700 – $1,800
2 Beds 1.5 Baths 950 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 217
    price $1,800
    square feet 950
    availibility Dec 24
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Basics
    • Due at Application
      • Background Check
        Charged per applicant.
        $35
    • Due at Move-In
      • Security Deposit - Refundable
        Obligo is an option if approved. Charged per unit.
        $1,025 - $1,700
      • Application Fee Per Applicant
        Charged per unit.
        $50

Pet policies are negotiable.

  • Dogs
    • Pet Deposit
      Charged per pet.
      $250
    30 lbs. Weight Limit, Pet interview, Spayed/Neutered
  • Cats
    • Pet Deposit
      Charged per pet.
      $250
    30 lbs. Weight Limit
  • Surface Lot
    Additional parking on the right-of-way.

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Details

Utilities Included

  • Water
  • Trash Removal
  • Sewer

Lease Options

  • 12 mo

Property Information

  • Built in 1966
  • 35 units/2 stories

About Magnolia Cove Apartments and Marina

This is waterfront living! Magnolia Cove is a beautiful, fully-restored waterfront apartment community with spectacular views of Massalina Bayou in the Cove. Featuring bright and airy 1 and 2 bedroom apartments. The property is enveloped in massive live oaks and mature palms, and situated on a prominent bluff overlooking the Massalina shoreline. Each unit is closely situated to a huge community swimming pool and marina with available, easily-accessible boat slips - So bring along your vessel! We are a pet friendly community as well, so your furry friends are welcomed here. Water, garbage removal, and pest control are all included in your rent! Pictures may not be of exact unit available. We require a clean background, no evictions, and a credit score no less than 600. Income should be 2.5 times the monthly rent. We are an Equal Opportunity Housing. We look forward to hearing from you!

Magnolia Cove Apartments and Marina is an apartment community located in Bay County and the 32401 ZIP Code. This area is served by the Bay attendance zone.

Unique Features

  • Not All Units Have Granite Counter Tops.

Contact

Property Address: 240 Harmon Ave, Panama City, FL 32401
Leasing Office: 3519 E 1st Ct, Panama City, FL 32401
View Property Website
Language: English
Closed Today
  • Monday - Friday, 9am - 5pm
  • Saturday & Sunday, Closed

Community Amenities

Pool

Laundry Facilities

Renters Insurance Program

Waterfront

  • Laundry Facilities
  • Renters Insurance Program
  • Pool
  • Courtyard
  • Waterfront
  • Dock

Apartment Features

Air Conditioning

Dishwasher

Granite Countertops

Yard

Microwave

Refrigerator

Tub/Shower

Freezer

Indoor Features

  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Smoke Free
  • Cable Ready
  • Tub/Shower

Kitchen Features & Appliances

  • Dishwasher
  • Granite Countertops
  • Stainless Steel Appliances
  • Kitchen
  • Microwave
  • Oven
  • Range
  • Refrigerator
  • Freezer

Model Details

  • Vinyl Flooring
  • Balcony
  • Yard
  • Garden
  • Dock
Location Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
Amenities
  • Laundry Facilities
  • Renters Insurance Program
  • Courtyard
  • Waterfront
  • Dock
  • Pool
  • Not All Units Have Granite Counter Tops.
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Smoke Free
  • Cable Ready
  • Tub/Shower
  • Dishwasher
  • Granite Countertops
  • Stainless Steel Appliances
  • Kitchen
  • Microwave
  • Oven
  • Range
  • Refrigerator
  • Freezer
  • Vinyl Flooring
  • Balcony
  • Yard
  • Garden
  • Dock
Expenses
One-Time
Cat Deposit $250
Dog Fee $0
Dog Deposit $250
Utilities Included
Water, Trash Removal, Sewer Included
Office Hours
Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday Closed
Sunday Closed
850-771-1419
City - Panama City

Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.

Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.

Learn more about living in Panama City 
Education
Colleges & Universities Distance
Colleges & Universities Distance
Gulf Coast State, Panama City
Drive: 13 min 6.4 mi
Gulf Coast State, North Bay
Drive: 24 min 12.2 mi
Gulf Coast State, Franklin Ctr
Drive: 66 min 40.4 mi
Magnolia Cove Apartments and Marina is within 13 minutes or 6.4 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay and Gulf Coast State, Franklin Ctr.
Schools
  • Public Schools
  • Private Schools
Merriam Cherry Street Elementary
Public Elementary School
Grades PK-5
362 Students
Attendance Zone
Jinks Middle School
Public Middle School
Grades 6-8
570 Students
Attendance Zone
Chautauqua Charter School
Charter High School
Grades 9-12
46 Students
Nearby
Bay High School
Public High School
Grades 9-12
1,255 Students
Attendance Zone
Holy Nativity Episcopal School
Private Elementary & Middle School
Grades PK-8
274 Students
Nearby
Eagle Nest Christian Academy
Private Elementary, Middle & High School
Grades K-12
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2025. All rights reserved.
Transportation

Magnolia Cove Apartments and Marina is near Northwest Florida Beaches International, located 23.5 miles or 40 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
Drive: 40 min 23.5 mi
Car-Dependent
44
Walk Score®
Out of 100
This area is considered a car-dependent area and most errands will require a car.
Minimal Transit
0
Transit Score®
Out of 100
Somewhat Bikeable
40
Bike Score®
Out of 100
You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
Calm
82
Soundscore™
Out of 100

Traffic:

Calm

Airport:

Calm

Businesses:

Calm

Score provided by

Scores provided by  and

Score provided by

Points of Interest

Time and distance from Magnolia Cove Apartments and Marina.

Shopping Centers Distance
Shopping Centers Distance
704 W 15th St - Vehicle Dealership
Drive: 6 min 2.6 mi
98 Plaza
Drive: 7 min 2.7 mi
Mariner Plaza
Drive: 7 min 2.9 mi
Magnolia Cove Apartments and Marina has 3 shopping centers within 2.9 miles, which is about a 7-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
Science and Discovery Center of Northwest Florida
Drive: 6 min 2.6 mi
St. Andrews State Park
Drive: 26 min 12.6 mi
Magnolia Cove Apartments and Marina has 2 parks within 12.6 miles, including Science and Discovery Center of Northwest Florida, and St. Andrews State Park.
Hospitals Distance
Hospitals Distance
Ascension Sacred Heart Bay
Drive: 4 min 1.3 mi
Emerald Coast Behavioral Hospital
Drive: 7 min 2.7 mi
Gulf Coast Regional Medical Center
Drive: 8 min 3.4 mi
Magnolia Cove Apartments and Marina has 3 hospitals within 3.4 miles, the nearest is Ascension Sacred Heart Bay which is 1.3 miles away and a 4 minute drive.
Military Bases Distance
Military Bases Distance
Naval Coastal Systems Center
Drive: 20 min 9.4 mi
Tyndall Air Force Base
Drive: 24 min 13.3 mi
Eglin Air Force Base De Funiak Spring
Drive: 147 min 81.7 mi
Magnolia Cove Apartments and Marina has 3 military bases within 81.7 miles, the nearest is Naval Coastal Systems Center which is 9.4 miles away and a 20 minute drive.
 
 

Property Ratings at Magnolia Cove Apartments and Marina

How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
4.0
Great
Out of 5

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Magnolia Cove Apartments and Marina Photos

  • Magnolia Cove Apartments and Marina

Nearby Apartments

Within 50 Miles of Magnolia Cove Apartments and Marina

  • Palm Court Apartments

    3519 E 1st Ct

    Panama City, FL 32401

    $825 - $1,475

    1-4 Br 2.6 mi

Frequently Asked Questions
Does this property have in-unit laundry?

While this property does not provide in‑unit laundry, on‑site laundry facilities are available for shared resident use.

What utilities are included in rent at this property?

Select utilities are included in rent at this property, including water, trash removal, and sewer. Residents are responsible for any other utilities not listed.

Which floor plans are available, and what are the price ranges?

This property has one to two bedrooms with rent ranges from $650/mo. to $1,800/mo.

Is this property pet-friendly?

Yes, this property welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.

How much income do I need to rent at this property?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $650 for a one bedroom, you would need to earn about $23,000 per year to qualify. Want to double-check your budget? Try our Rent Affordability Calculator to see how much rent fits your income and lifestyle.

Does this property have move-in specials?

This property is not currently offering any rent specials. Check back soon, as promotions change frequently.

Does this property offer Matterport 3D tours?

While this property does not offer Matterport 3D tours, renters can request a tour directly through our online platform.

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What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.

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What is a Sound Score Rating?

A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources

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240 Harmon Ave

Panama City, FL 32401

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