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Magnolia Cove Apartments and Marina media gallery Unit
call 850-771-1419
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Florida Bay County Panama City

Magnolia Cove Apartments and Marina

240 Harmon Ave, Panama City, FL 32401 Leasing Office: 3519 E 1st Ct, Panama City, FL 32401

Property Website
(0 reviews)

Property Rating

4.0
Great
Out of 5

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850-771-1419
  • Monthly Rent

    $1,050 - $1,800

  • Bedrooms

    1 - 2 bd

  • Bathrooms

    1 - 1.5 ba

  • Square Feet

    650 - 950 sq ft

This property has income limits. Make sure you qualify.

Magnolia Cove Apartments and Marina
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This is waterfront living! Magnolia Cove is a beautiful, fully-restored waterfront apartment community with spectacular views of Massalina Bayou in the Cove. Featuring bright and airy 1 and 2 bedroom apartments. The property is enveloped in massive live oaks and mature palms, and situated on a prominent bluff overlooking the Massalina shoreline. Each unit is closely situated to a huge community swimming pool and marina with available, easily-accessible boat slips - So bring along your vessel! We are a pet friendly community as well, so your furry friends are welcomed here. Water, garbage removal, and pest control are all included in your rent! No washer/dryer hookups but laundry facility is on site. We require a clean background, no evictions, and a credit score no less than 600. Income should be 2.5 times the monthly rent. Upon signing your 12-month lease, we will require application fees, first and last month's rent, and a security deposit. We are an Equal Opportunity Housing. We look forward to hearing from you!

Read More

Highlights

  • Furnished Units Available
  • Waterfront
  • Dock
  • High Ceilings
  • Pool
  • Island Kitchen
  • Balcony
  • Views

Pricing & Floor Plans

filter results by bedrooms
1 Bed $1,050 – $1,100
1 Bed 1 Bath 650 Sq Ft $1,050 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 110
    price $1,050
    square feet 650
    availibility Now
1 Bed New $1,095 – $1,225
1 Bed 1 Bath 650 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 107
    price $1,095
    square feet 650
    availibility Now
2 Bed $1,295 – $1,425
2 Beds 1.5 Baths 950 Sq Ft
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 101
    price $1,425
    square feet 950
    availibility Jan 16
  • Unit 113
    price $1,295
    square feet 950
    availibility Feb 1
2 Furnished $1,295 – $1,800 Not Available
2 Beds 1.5 Baths 950 Sq Ft
1 Bed $1,050 – $1,100
1 Bed 1 Bath 650 Sq Ft $1,050 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 110
    price $1,050
    square feet 650
    availibility Now
1 Bed New $1,095 – $1,225
1 Bed 1 Bath 650 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 107
    price $1,095
    square feet 650
    availibility Now
2 Bed $1,295 – $1,425
2 Beds 1.5 Baths 950 Sq Ft
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 101
    price $1,425
    square feet 950
    availibility Jan 16
  • Unit 113
    price $1,295
    square feet 950
    availibility Feb 1
2 Furnished $1,295 – $1,800 Not Available
2 Beds 1.5 Baths 950 Sq Ft
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out.View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Basics
    • Due at Application
      • Background Check
        Charged per applicant.
        $35
    • Due at Move-In
      • Security Deposit - Refundable
        Obligo is an option if approved. Charged per unit.
        $1,025 - $1,700
      • Application Fee Per Applicant
        Charged per unit.
        $50

Pet policies are negotiable.

  • Dogs
    • Pet Deposit
      Charged per pet.
      $250
    30 lbs. Weight Limit, Pet interview, Spayed/Neutered
  • Cats
    • Pet Deposit
      Charged per pet.
      $250
    30 lbs. Weight Limit, Pet interview, Spayed/Neutered
  • Birds
    • Pet Deposit
      Charged per pet.
      $250
    0 lbs. Weight Limit, Pet interview, Spayed/Neutered
  • Fish
    • Pet Deposit
      Charged per pet.
      $250
    0 lbs. Weight Limit, Pet interview, Spayed/Neutered
  • Reptiles
    • Pet Deposit
      Charged per pet.
      $250
    0 lbs. Weight Limit, Pet interview, Spayed/Neutered
  • Surface Lot
    Additional parking on the right-of-way.
  • Street Parking

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Details

Utilities Included

  • Water
  • Trash Removal
  • Sewer

Lease Options

  • 12 mo

Property Information

  • Built in 1966
  • 34 units/2 stories
  • Furnished Units Available

About Magnolia Cove Apartments and Marina

This is waterfront living! Magnolia Cove is a beautiful, fully-restored waterfront apartment community with spectacular views of Massalina Bayou in the Cove. Featuring bright and airy 1 and 2 bedroom apartments. The property is enveloped in massive live oaks and mature palms, and situated on a prominent bluff overlooking the Massalina shoreline. Each unit is closely situated to a huge community swimming pool and marina with available, easily-accessible boat slips - So bring along your vessel! We are a pet friendly community as well, so your furry friends are welcomed here. Water, garbage removal, and pest control are all included in your rent! No washer/dryer hookups but laundry facility is on site. We require a clean background, no evictions, and a credit score no less than 600. Income should be 2.5 times the monthly rent. Upon signing your 12-month lease, we will require application fees, first and last month's rent, and a security deposit. We are an Equal Opportunity Housing. We look forward to hearing from you!

Magnolia Cove Apartments and Marina is an apartment community located in Bay County and the 32401 ZIP Code. This area is served by the Bay attendance zone.

Unique Features

  • Not All Units Have Granite Counter Tops.

Contact

Property Address: 240 Harmon Ave, Panama City, FL 32401
Leasing Office: 3519 E 1st Ct, Panama City, FL 32401
View Property Website
Language: English
Open 8am - 5pm Today
  • Monday - Friday, 8am - 5pm
  • Saturday & Sunday, By Appointment

Community Amenities

Pool

Laundry Facilities

Furnished Units Available

24 Hour Access

  • Laundry Facilities
  • 24 Hour Access
  • Furnished Units Available
  • Trash Pickup - Curbside
  • Renters Insurance Program
  • Pool
  • Courtyard
  • Waterfront
  • Dock

Apartment Features

Air Conditioning

Dishwasher

High Speed Internet Access

Island Kitchen

Granite Countertops

Microwave

Refrigerator

Tub/Shower

Indoor Features

  • High Speed Internet Access
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Smoke Free
  • Cable Ready
  • Tub/Shower

Kitchen Features & Appliances

  • Dishwasher
  • Granite Countertops
  • Stainless Steel Appliances
  • Island Kitchen
  • Kitchen
  • Microwave
  • Oven
  • Range
  • Refrigerator
  • Freezer

Model Details

  • Vinyl Flooring
  • Dining Room
  • High Ceilings
  • Views
  • Double Pane Windows
  • Window Coverings
  • Large Bedrooms
  • Balcony
  • Lawn
  • Dock

Income Restrictions

Income restrictions apply to some or all residents. Contact the community for more information.

How To Qualify

Based on the size of your household, your Maximum Annual Income must be equal to or less than the amount listed in this chart.
# Persons Annual Income
1 $2,625
2 $2,625
Location Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
Amenities
  • Laundry Facilities
  • 24 Hour Access
  • Furnished Units Available
  • Trash Pickup - Curbside
  • Renters Insurance Program
  • Courtyard
  • Waterfront
  • Dock
  • Pool
  • Not All Units Have Granite Counter Tops.
  • High Speed Internet Access
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Smoke Free
  • Cable Ready
  • Tub/Shower
  • Dishwasher
  • Granite Countertops
  • Stainless Steel Appliances
  • Island Kitchen
  • Kitchen
  • Microwave
  • Oven
  • Range
  • Refrigerator
  • Freezer
  • Vinyl Flooring
  • Dining Room
  • High Ceilings
  • Views
  • Double Pane Windows
  • Window Coverings
  • Large Bedrooms
  • Balcony
  • Lawn
  • Dock
Expenses
One-Time
Bird Fee $0
Bird Deposit $250
Cat Fee $0
Cat Deposit $250
Dog Fee $0
Dog Deposit $250
Fish Fee $0
Fish Deposit $250
Reptile Fee $0
Reptile Deposit $250
Utilities Included
Water, Trash Removal, Sewer Included
Office Hours
Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday By Appointment
Sunday By Appointment
850-771-1419
City - Panama City

Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.

Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.

Learn more about living in Panama City 
Education
Colleges & Universities Distance
Colleges & Universities Distance
Gulf Coast State, Panama City
Drive: 13 min 6.4 mi
Gulf Coast State, North Bay
Drive: 24 min 12.2 mi
Gulf Coast State, Franklin Ctr
Drive: 66 min 40.4 mi
Magnolia Cove Apartments and Marina is within 13 minutes or 6.4 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay and Gulf Coast State, Franklin Ctr.
Schools
  • Public Schools
  • Private Schools
Merriam Cherry Street Elementary
Public Elementary School
Grades PK-5
362 Students
Attendance Zone
Jinks Middle School
Public Middle School
Grades 6-8
570 Students
Attendance Zone
Chautauqua Charter School
Charter High School
Grades 9-12
46 Students
Nearby
Bay High School
Public High School
Grades 9-12
1,255 Students
Attendance Zone
Holy Nativity Episcopal School
Private Elementary & Middle School
Grades PK-8
274 Students
Nearby
Eagle Nest Christian Academy
Private Elementary, Middle & High School
Grades K-12
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation

Magnolia Cove Apartments and Marina is near Northwest Florida Beaches International, located 23.5 miles or 40 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
Drive: 40 min 23.5 mi
Car-Dependent
44
Walk Score®
Out of 100
This area is considered a car-dependent area and most errands will require a car.
Minimal Transit
0
Transit Score®
Out of 100
Somewhat Bikeable
40
Bike Score®
Out of 100
You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
-
-
Soundscore™
Out of 100

Traffic:

-

Airport:

-

Businesses:

-

Score provided by

Scores provided by  and

Score provided by

Points of Interest

Time and distance from Magnolia Cove Apartments and Marina.

Shopping Centers Distance
Shopping Centers Distance
704 W 15th St - Vehicle Dealership
Drive: 6 min 2.6 mi
98 Plaza
Drive: 7 min 2.7 mi
Mariner Plaza
Drive: 7 min 2.9 mi
Magnolia Cove Apartments and Marina has 3 shopping centers within 2.9 miles, which is about a 7-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
Science and Discovery Center of Northwest Florida
Drive: 6 min 2.6 mi
St. Andrews State Park
Drive: 26 min 12.6 mi
Magnolia Cove Apartments and Marina has 2 parks within 12.6 miles, including Science and Discovery Center of Northwest Florida, and St. Andrews State Park.
Hospitals Distance
Hospitals Distance
Ascension Sacred Heart Bay
Drive: 4 min 1.3 mi
Emerald Coast Behavioral Hospital
Drive: 7 min 2.7 mi
Gulf Coast Regional Medical Center
Drive: 8 min 3.4 mi
Magnolia Cove Apartments and Marina has 3 hospitals within 3.4 miles, the nearest is Ascension Sacred Heart Bay which is 1.3 miles away and a 4 minute drive.
Military Bases Distance
Military Bases Distance
Naval Coastal Systems Center
Drive: 20 min 9.4 mi
Tyndall Air Force Base
Drive: 24 min 13.3 mi
Eglin Air Force Base De Funiak Spring
Drive: 147 min 81.7 mi
Magnolia Cove Apartments and Marina has 3 military bases within 81.7 miles, the nearest is Naval Coastal Systems Center which is 9.4 miles away and a 20 minute drive.
 
 

Property Ratings at Magnolia Cove Apartments and Marina

How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
4.0
Great
Out of 5

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Magnolia Cove Apartments and Marina Photos

  • Magnolia Cove Apartments and Marina

Nearby Apartments

Within 50 Miles of Magnolia Cove Apartments and Marina

  • Palm Court Apartments

    3519 E 1st Ct

    Panama City, FL 32401

    $975 - $1,250

    2-4 Br 2.6 mi

Frequently Asked Questions
Does this property have in-unit laundry?

While this property does not provide in‑unit laundry, on‑site laundry facilities are available for shared resident use.

What utilities are included in rent at this property?

Select utilities are included in rent at this property, including water, trash removal, and sewer. Residents are responsible for any other utilities not listed.

Is parking available at this property?

Parking is available at this property. Fees may apply depending on the type of parking offered. Contact this property for details.

Which floor plans are available, and what are the price ranges?

This property has one to two-bedrooms with rent ranges from $1,050/mo. to $1,800/mo.

Is this property pet-friendly?

Yes, this property welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.

How much income do I need to rent at this property?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,050 for a one-bedroom, you would need to earn about $38,000 per year to qualify. Want to double-check your budget? Try our Rent Affordability Calculator to see how much rent fits your income and lifestyle.

Does this property have move-in specials?

This property is not currently offering any rent specials. Check back soon, as promotions change frequently.

Does this property offer Matterport 3D tours?

While this property does not offer Matterport 3D tours, renters can request a tour directly through our online platform.

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240 Harmon Ave

Panama City, FL 32401

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