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Monthly Rent
$1,253 - $1,687
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Bedrooms
1 - 2 bd
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Bathrooms
1 - 2 ba
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Square Feet
672 - 1,255 sq ft
Step off the beach and walk into your new home at Exchange at the Beach where our one and two bedrooms offer the height of luxury living in Panama City Beach, Florida. Our pet-friendly community seamlessly blends the contemporary amenities you need for a successful day with high-end perks you desire. Located in Upper Grand Lagoon, near Race City, be close to everything you need. Embrace next-level living in Panama City when you make your new home Exchange at the Beach.
Highlights
- Porch
- Pool
- Walk-In Closets
- Fireplace
- Dog Park
- Grill
- Balcony
- Property Manager on Site
- Views
Pricing & Floor Plans
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Unit 3304price $1,253square feet 672availibility Now
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Unit 2120price $1,253square feet 672availibility Now
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Unit 3314price $1,253square feet 672availibility Now
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Unit 1207price $1,373square feet 750availibility Now
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Unit 2318price $1,373square feet 750availibility Now
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Unit 2108price $1,373square feet 750availibility Now
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Unit 3316price $1,378square feet 750availibility Now
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Unit 1204price $1,408square feet 750availibility Now
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Unit 3105price $1,423square feet 750availibility Now
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Unit 3318price $1,423square feet 870availibility Now
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Unit 3218price $1,438square feet 870availibility Now
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Unit 3307price $1,268square feet 802availibility Jan 8, 2026
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Unit 2419price $1,268square feet 802availibility Feb 22, 2026
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Unit 2413price $1,313square feet 744availibility Jan 25, 2026
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Unit 2207price $1,398square feet 819availibility Feb 28, 2026
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Unit 1201price $1,667square feet 1,177availibility Now
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Unit 3210price $1,667square feet 1,177availibility Now
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Unit 2301price $1,687square feet 1,177availibility Feb 12, 2026
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Unit 3421price $1,627square feet 1,177availibility Jan 8, 2026
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Unit 3319price $1,627square feet 1,177availibility Jan 17, 2026
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Unit 3304price $1,253square feet 672availibility Now
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Unit 2120price $1,253square feet 672availibility Now
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Unit 3314price $1,253square feet 672availibility Now
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Unit 1207price $1,373square feet 750availibility Now
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Unit 2318price $1,373square feet 750availibility Now
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Unit 2108price $1,373square feet 750availibility Now
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Unit 3316price $1,378square feet 750availibility Now
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Unit 1204price $1,408square feet 750availibility Now
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Unit 3105price $1,423square feet 750availibility Now
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Unit 3318price $1,423square feet 870availibility Now
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Unit 3218price $1,438square feet 870availibility Now
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Unit 3307price $1,268square feet 802availibility Jan 8, 2026
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Unit 2419price $1,268square feet 802availibility Feb 22, 2026
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Unit 2413price $1,313square feet 744availibility Jan 25, 2026
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Unit 2207price $1,398square feet 819availibility Feb 28, 2026
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Unit 1201price $1,667square feet 1,177availibility Now
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Unit 3210price $1,667square feet 1,177availibility Now
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Unit 2301price $1,687square feet 1,177availibility Feb 12, 2026
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Unit 3421price $1,627square feet 1,177availibility Jan 8, 2026
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Unit 3319price $1,627square feet 1,177availibility Jan 17, 2026
Fees and Policies
The fees below are based on community-supplied data and may exclude additional fees and utilities. Use the Cost Calculator to add these fees to the base price.
- One-Time Basics
- Due at Application
- Application Fee Per ApplicantCharged per applicant.$100
- Due at Move-In
- Administrative FeeCharged per unit.$250
- Due at Application
- Dogs
- Monthly Pet FeeMax of 1. Charged per pet.$25
- One-Time Pet FeeMax of 1. Charged per pet.$350 - $350
Restrictions:$350 Fee for 1 Pet, $500 Fee for 2 Pets | Please see leasing office for more information!Read MoreRead LessComments - Cats
- Monthly Pet FeeMax of 1. Charged per pet.$25
- One-Time Pet FeeMax of 1. Charged per pet.$350 - $350
Restrictions:Comments
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Details
Lease Options
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12 mo
Property Information
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Built in 2022
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232 units/3 stories
Matterport 3D Tours
About Exchange at the Beach
Step off the beach and walk into your new home at Exchange at the Beach where our one and two bedrooms offer the height of luxury living in Panama City Beach, Florida. Our pet-friendly community seamlessly blends the contemporary amenities you need for a successful day with high-end perks you desire. Located in Upper Grand Lagoon, near Race City, be close to everything you need. Embrace next-level living in Panama City when you make your new home Exchange at the Beach.
Exchange at the Beach is an apartment community located in Bay County and the 32408 ZIP Code. This area is served by the Bay attendance zone.
Unique Features
- Outdoor Fireplace
- Clubroom With Pool Table
- Fitness On Demand
- Poolside Audio Bluetooth
- Pet Friendly Living
- Air Hockey Table
- Coffee Bar
- 1st Floor
- 4th Floor
- Games Area
- Onsite Dog Park
- Outdoor BBQ & Grill Area
- Poolside Veranda & TV
- Waterfall Feature
Community Amenities
Pool
Fitness Center
Clubhouse
Business Center
- Property Manager on Site
- Business Center
- Clubhouse
- Multi Use Room
- Fitness Center
- Pool
- Grill
- Pond
- Dog Park
Apartment Features
Washer/Dryer
Air Conditioning
Dishwasher
Walk-In Closets
Granite Countertops
Microwave
Refrigerator
Ice Maker
Indoor Features
- Washer/Dryer
- Air Conditioning
- Heating
- Ceiling Fans
- Smoke Free
- Fireplace
Kitchen Features & Appliances
- Dishwasher
- Ice Maker
- Granite Countertops
- Stainless Steel Appliances
- Pantry
- Kitchen
- Microwave
- Oven
- Refrigerator
Model Details
- Carpet
- Vinyl Flooring
- Family Room
- Views
- Walk-In Closets
- Linen Closet
- Balcony
- Patio
- Porch
- Property Manager on Site
- Business Center
- Clubhouse
- Multi Use Room
- Grill
- Pond
- Dog Park
- Fitness Center
- Pool
- Outdoor Fireplace
- Clubroom With Pool Table
- Fitness On Demand
- Poolside Audio Bluetooth
- Pet Friendly Living
- Air Hockey Table
- Coffee Bar
- 1st Floor
- 4th Floor
- Games Area
- Onsite Dog Park
- Outdoor BBQ & Grill Area
- Poolside Veranda & TV
- Waterfall Feature
- Washer/Dryer
- Air Conditioning
- Heating
- Ceiling Fans
- Smoke Free
- Fireplace
- Dishwasher
- Ice Maker
- Granite Countertops
- Stainless Steel Appliances
- Pantry
- Kitchen
- Microwave
- Oven
- Refrigerator
- Carpet
- Vinyl Flooring
- Family Room
- Views
- Walk-In Closets
- Linen Closet
- Balcony
- Patio
- Porch
| Monday | 8:30am - 5:30pm |
|---|---|
| Tuesday | 8:30am - 5:30pm |
| Wednesday | 8:30am - 5:30pm |
| Thursday | 8:30am - 5:30pm |
| Friday | 8:30am - 5:30pm |
| Saturday | 10am - 5pm |
| Sunday | Closed |
Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.
Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.
Learn more about living in Panama City| Colleges & Universities | Distance | ||
|---|---|---|---|
| Colleges & Universities | Distance | ||
| Drive: | 9 min | 4.4 mi | |
| Drive: | 34 min | 16.7 mi |
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Data provided by GreatSchools.org © 2025. All rights reserved.
Property Ratings at Exchange at the Beach
Do not move here, they have a roach problem! It’s disgusting how they charge all this money for rent but won’t stop bugs from getting in our apartment. Guys run from this place and don’t look back !
Property Manager at Exchange at the Beach, Responded To This Review
Thank you for your rating - we would love the opportunity to hear more about your review. Would you mind contacting our team? We look forward to hearing from you! -The Team at Exchange at the Beach
Such a beautiful community - the office staff is always smiling and very helpful!
Dirty, dangerous, and uncaring unconcerned management.
Extremely unprofessional!! Will not return calls or emails ! Have been waiting for a refund for 3 weeks and can’t get an answer ! So glad we dodged a bullet by not moving in I can’t imagine how hard it would be to get anything done !
The staff is amazing! These are great apartments in a great area. They are a bit older and that brings some issues, but the maintenance and office staff are always friendly and quick to respond to such issues. I have loved my time here and will always recommend it to others.
Property Manager at Exchange at the Beach, Responded To This Review
Hello, Thanks for the great review! We're thrilled that you had a great experience at our location. We'll be sure to share your experience with the rest of our team members as inspiration! See you soon!
I was moving from another state to the Florida area for a new job. I chose Exchange at the Beach because the staff was friendly and helpful. They were able to work with my move in dates which were after hours on a weekend. My husband and I had the moving truck delayed and the team was there to make sure we were able to get into our unit. thanks to the staff at Exchange.
Property Manager at Exchange at the Beach, Responded To This Review
Thank you for taking the time to leave us a review! We strive to make Exchange at The Beach a great place to live and are happy to hear that you have enjoyed your move-in.
If I could give negative 100 stars I could. 3 new property managers in 6 months, 2 new regional and SEVERAL new leasing agents. No one stays because they know this company Is a JOKE. Delayed opening a new building by multiple months multiple times. Cost us alot of money having a ONE WEEK notice to find a new place to live. As if the nightmare ended there I got caught between a totally new staff when I ended our lease and requested the admin fee back. It's now been a month and they never sent it. Nobody calls or even follows up. Today I spoke to the very lovely Ms. Lisa the new Regional who told me we aren't even ENTITLED to a refund. From a property who failed THREE times to let people who PAID to move In. Now we're expected to wait 30 more days. Don't be fooled by these people. Courtney is a great guy and I hope he finds somewhere that treats him right. The new manager Tiffany is just as clueless as they come, no respect or compassion to the 40+ applicants who had to find new housing with no notice. STAY AWAY!
Property Manager at Exchange at the Beach, Responded To This Review
We're disappointed that we didn't meet your expectations during your time in our community. Rest assured that we're making improvements and will continue to make great changes. If you'd like to speak further about your experience, please don't hesitate to reach out to me at Connect@Fortispm.com
I’m a current resident and been having a few problems. 1st is the dog breed restrictions is a joke and been having problems from one owner that don’t leash her aggressive non licensed support pitbull mix that try’s to attack other dogs as well and I noticed that the pool gates do lot lock and noticed tweakers on drugs trying to go inside around 9:00 pm tonight while I was taking my dog out and felt very unsafe for a company that says luxury apartments and standards we deserve. The company and workers are not holding up the agreement we signed. The company doesn’t even have an apartment manager and been open for over 6 months. This is not what I agreed on the lease. Thanks.
Property Manager at Exchange at the Beach, Responded To This Review
We are sorry to hear about your experience. We do care and would love the opportunity to discuss your concerns. Please contact the leasing office and speak with the Property Manager.
Over priced and poorly constructed buildings. During heavy rain storms my apartment floods through my front door and fuse box causing the floor boards damage throughout the entrance and kitchen.
Property Manager at Exchange at the Beach, Responded To This Review
Hi User, We apologize for the issues you are having and the inconvenience you have suffered. Thank you for your feedback. We completely understand your frustration and apologize for not promptly resolving your concerns. You can reach us anytime at lpope@fortispm.com Thanks Lisa Pope
Exchange at the Beach Photos
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1 BR,1BA-750SF
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Models
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Nearby Apartments
Within 50 Miles of Exchange at the Beach
Exchange at the Beach has units with in‑unit washers and dryers, making laundry day simple for residents.
Utilities are not included in rent. Residents should plan to set up and pay for all services separately.
Exchange at the Beach has one to two bedrooms with rent ranges from $1,253/mo. to $1,687/mo.
Yes, Exchange at the Beach welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.
A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,253 for a one bedroom, you would need to earn about $45,000 per year to qualify. Want to double-check your budget? Try our Rent Affordability Calculator to see how much rent fits your income and lifestyle.
Exchange at the Beach is offering Discounts for eligible applicants, with rental rates starting at $1,253.
Yes! Exchange at the Beach offers 5 Matterport 3D Tours. Explore different floor plans and see unit level details, all without leaving home.
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.
What is a Sound Score Rating?
A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources
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