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Contact This Property

Language: English

Open 9am - 6pm Today

View All Hours Office Hours Monday - Friday, 9am - 6pm Saturday, 10am - 5pm Sunday, Closed

Exchange at the Beach media gallery Unit
call 850-788-2487
Floor Plan View Body
Florida Bay County Panama City Exchange at the Beach

Exchange at the Beach

2204 Thomas Dr, Panama City, FL 32408

4.5 (9 reviews)

Property Rating

4.5
Great
Out of 5

4.5 Blended Score

See all 9 Renter Reviews

How Is This Rating Determined?

Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

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850-788-2487
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  • Monthly Rent

    $1,356 - $1,729

  • Bedrooms

    1 - 2 bd

  • Bathrooms

    1 - 2 ba

  • Square Feet

    672 - 1,255 sq ft

Exchange at the Beach
Property Management Company Logo
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MOVE IN SPECIAL

Lease today & receive TWO MONTHS FREE on a 12-month lease! Call today for complete details!

Pricing & Floor Plans

filter results by bedrooms
Cost Calculator: Estimate your monthly and one-time fees.
1 Bedroom $1,501
1 Bed 1 Bath 750 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2224
    price $1,501
    Unit Special
    square feet 750
    availibility Now
1 Bedroom 120% $1,476
1 Bed 1 Bath 750 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 1207
    price $1,476
    Unit Special
    square feet 750
    availibility Aug 2
1 Bedroom 120% $1,356
1 Bed 1 Bath 672 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2120
    price $1,356
    Unit Special
    square feet 672
    availibility Aug 27
1 Bedroom 120% $1,371
1 Bed 1 Bath 802 Sq Ft $300 Deposit
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2219
    price $1,371
    Unit Special
    square feet 802
    availibility Sep 2
  • Unit 3103
    price $1,371
    Unit Special
    square feet 802
    availibility Sep 20
1 Bedroom 120% $1,431
1 Bed 1 Bath 899 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2321
    price $1,431
    Unit Special
    square feet 899
    availibility Sep 6
2 Bedroom 120% $1,644
2 Beds 2 Baths 1,177 Sq Ft $300 Deposit
6 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2426
    price $1,644
    Unit Special
    square feet 1,177
    availibility Now
  • Unit 2205
    price $1,644
    Unit Special
    square feet 1,177
    availibility Jul 29
  • Unit 3110
    price $1,644
    Unit Special
    square feet 1,177
    availibility Aug 9
  • Unit 2102
    price $1,644
    Unit Special
    square feet 1,177
    availibility Sep 2
  • Unit 2304
    price $1,644
    Unit Special
    square feet 1,177
    availibility Sep 3
  • Unit 2122
    price $1,644
    Unit Special
    square feet 1,177
    availibility Sep 3

2 Bedroom $1,674 – $1,729
2 Beds 2 Baths 1,177 Sq Ft $300 Deposit
5 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2305
    price $1,704
    Unit Special
    square feet 1,177
    availibility Now
  • Unit 1410
    price $1,729
    Unit Special
    square feet 1,177
    availibility Now
  • Unit 2209
    price $1,704
    Unit Special
    square feet 1,177
    availibility Jul 23
  • Unit 2316
    price $1,674
    Unit Special
    square feet 1,177
    availibility Aug 15
  • Unit 2202
    price $1,684
    Unit Special
    square feet 1,177
    availibility Sep 2

1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 802 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 672 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 819 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 870 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 744 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 899 Sq Ft
1 Bedroom 120% Call for Rent Not Available
1 Bed 1 Bath 744 Sq Ft
1 Bedroom 120% Call for Rent Not Available
1 Bed 1 Bath 819 Sq Ft
1 Bedroom 120% Call for Rent Not Available
1 Bed 1 Bath 870 Sq Ft
2 Bedroom Call for Rent Not Available
2 Beds 2 Baths 1,255 Sq Ft
2 Bedroom 120% Call for Rent Not Available
2 Beds 2 Baths 1,255 Sq Ft
1 Bedroom $1,501
1 Bed 1 Bath 750 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2224
    price $1,501
    Unit Special
    square feet 750
    availibility Now
1 Bedroom 120% $1,476
1 Bed 1 Bath 750 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 1207
    price $1,476
    Unit Special
    square feet 750
    availibility Aug 2
1 Bedroom 120% $1,356
1 Bed 1 Bath 672 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2120
    price $1,356
    Unit Special
    square feet 672
    availibility Aug 27
1 Bedroom 120% $1,371
1 Bed 1 Bath 802 Sq Ft $300 Deposit
2 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2219
    price $1,371
    Unit Special
    square feet 802
    availibility Sep 2
  • Unit 3103
    price $1,371
    Unit Special
    square feet 802
    availibility Sep 20
1 Bedroom 120% $1,431
1 Bed 1 Bath 899 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2321
    price $1,431
    Unit Special
    square feet 899
    availibility Sep 6
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 802 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 672 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 819 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 870 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 744 Sq Ft
1 Bedroom Call for Rent Not Available
1 Bed 1 Bath 899 Sq Ft
1 Bedroom 120% Call for Rent Not Available
1 Bed 1 Bath 744 Sq Ft
1 Bedroom 120% Call for Rent Not Available
1 Bed 1 Bath 819 Sq Ft
1 Bedroom 120% Call for Rent Not Available
1 Bed 1 Bath 870 Sq Ft
2 Bedroom 120% $1,644
2 Beds 2 Baths 1,177 Sq Ft $300 Deposit
6 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2426
    price $1,644
    Unit Special
    square feet 1,177
    availibility Now
  • Unit 2205
    price $1,644
    Unit Special
    square feet 1,177
    availibility Jul 29
  • Unit 3110
    price $1,644
    Unit Special
    square feet 1,177
    availibility Aug 9
  • Unit 2102
    price $1,644
    Unit Special
    square feet 1,177
    availibility Sep 2
  • Unit 2304
    price $1,644
    Unit Special
    square feet 1,177
    availibility Sep 3
  • Unit 2122
    price $1,644
    Unit Special
    square feet 1,177
    availibility Sep 3

2 Bedroom $1,674 – $1,729
2 Beds 2 Baths 1,177 Sq Ft $300 Deposit
5 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 2305
    price $1,704
    Unit Special
    square feet 1,177
    availibility Now
  • Unit 1410
    price $1,729
    Unit Special
    square feet 1,177
    availibility Now
  • Unit 2209
    price $1,704
    Unit Special
    square feet 1,177
    availibility Jul 23
  • Unit 2316
    price $1,674
    Unit Special
    square feet 1,177
    availibility Aug 15
  • Unit 2202
    price $1,684
    Unit Special
    square feet 1,177
    availibility Sep 2

2 Bedroom Call for Rent Not Available
2 Beds 2 Baths 1,255 Sq Ft
2 Bedroom 120% Call for Rent Not Available
2 Beds 2 Baths 1,255 Sq Ft
* Price shown is base rent and may not include non-optional fees and utilities. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities. Use the Cost Calculator to add these fees to the base price.

  • One-Time Move-In Fees
  • Administrative Fee
    $250
  • Application Fee
    $100
  • Dogs Allowed
  • Monthly pet rent
    $25
  • One time Fee
    $350
  • Pet Limit
    1
  • Restrictions:
    $350 Fee for 1 Pet, $500 Fee for 2 Pets | Please see leasing office for more information!
  • Comments:
    Please see leasing office for more information!
  • Cats Allowed
  • Monthly pet rent
    $25
  • One time Fee
    $350
  • Pet Limit
    1
  • Restrictions:
    $350 Fee for 1 Pet, $500 Fee for 2 Pets | Please see leasing office for more information!
  • Comments:
    Please see leasing office for more information!

Details

Lease Options

  • 12 Months

Property Information

  • Built in 2022
  • 232 units/3 stories

Matterport 3D Tours

1 BR,1BA-750SF
1/4

About Exchange at the Beach

Step off the beach and walk into your new home at Exchange at the Beach where our one and two bedrooms offer the height of luxury living in Panama City Beach, Florida. Our pet-friendly community seamlessly blends the contemporary amenities you need for a successful day with high-end perks you desire. Located in Upper Grand Lagoon, near Race City, be close to everything you need. Embrace next-level living in Panama City when you make your new home Exchange at the Beach.

Exchange at the Beach is an apartment community located in Bay County and the 32408 ZIP Code. This area is served by the Bay attendance zone.

Unique Features

  • Onsite Dog Park
  • Outdoor BBQ & Grill Area
  • Poolside Veranda & TV
  • Waterfall Feature
  • Pet Friendly Living
  • Fitness On Demand
  • Poolside Audio Bluetooth
  • Clubroom With Pool Table
  • Air Hockey Table
  • Coffee Bar
  • Outdoor Fireplace
  • 1st Floor
  • 4th Floor
  • Games Area

Contact

View Property Website
Language: English
Open 9am - 6pm Today
  • Monday - Friday, 9am - 6pm
  • Saturday, 10am - 5pm
  • Sunday, Closed
Property Management Company Logo

Community Amenities

Pool

Fitness Center

Clubhouse

Business Center

  • Property Manager on Site
  • Business Center
  • Clubhouse
  • Multi Use Room
  • Fitness Center
  • Pool
  • Grill
  • Pond
  • Dog Park

Apartment Features

Washer/Dryer

Air Conditioning

Dishwasher

Walk-In Closets

Granite Countertops

Microwave

Refrigerator

Ice Maker

Highlights

  • Washer/Dryer
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Smoke Free
  • Fireplace

Kitchen Features & Appliances

  • Dishwasher
  • Ice Maker
  • Granite Countertops
  • Stainless Steel Appliances
  • Pantry
  • Kitchen
  • Microwave
  • Oven
  • Refrigerator

Model Details

  • Carpet
  • Vinyl Flooring
  • Family Room
  • Views
  • Walk-In Closets
  • Linen Closet
  • Balcony
  • Patio
  • Porch
Location Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
Amenities
  • Property Manager on Site
  • Business Center
  • Clubhouse
  • Multi Use Room
  • Grill
  • Pond
  • Dog Park
  • Fitness Center
  • Pool
  • Onsite Dog Park
  • Outdoor BBQ & Grill Area
  • Poolside Veranda & TV
  • Waterfall Feature
  • Pet Friendly Living
  • Fitness On Demand
  • Poolside Audio Bluetooth
  • Clubroom With Pool Table
  • Air Hockey Table
  • Coffee Bar
  • Outdoor Fireplace
  • 1st Floor
  • 4th Floor
  • Games Area
  • Washer/Dryer
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Smoke Free
  • Fireplace
  • Dishwasher
  • Ice Maker
  • Granite Countertops
  • Stainless Steel Appliances
  • Pantry
  • Kitchen
  • Microwave
  • Oven
  • Refrigerator
  • Carpet
  • Vinyl Flooring
  • Family Room
  • Views
  • Walk-In Closets
  • Linen Closet
  • Balcony
  • Patio
  • Porch
Expenses
Recurring
Cat Rent $25
Dog Rent $25
One-Time
Cat Fee $350
Dog Fee $350
Office Hours
Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 5pm
Sunday Closed
850-788-2487
City - Panama City

Situated on Florida’s Panhandle, Panama City sits about midway between Tallahassee and Pensacola. Panama City’s location on the Saint Andrew Bay affords residents plenty of opportunities for water-based recreation like sailing, kayaking, and paddle boarding in addition to fresh seafood at numerous area restaurants.

Panama City exudes a suburban vibe with a tropical twist. Residents enjoy shopping brand-name retailers at Panama City Square and Panama City Mall along 23rd Street as well as unique boutiques and specialty shops in the charming downtown area stretched along Harrison Avenue.

Panama City’s walkable downtown also boasts a bevy of diverse eateries, cozy cafes, and nightlife spots. World-class beaches are just a short drive from Panama City, along with the many exciting attractions of neighboring tourist-driven Panama City Beach. Getting around from Panama City is a breeze with access to U.S. 98 and U.S. 231.

Learn more about living in Panama City 
Education
Colleges & Universities Distance
Colleges & Universities Distance
Gulf Coast State, Panama City
Drive: 9 min 4.4 mi
Gulf Coast State, North Bay
Drive: 34 min 16.7 mi
Exchange at the Beach is within 9 minutes or 4.4 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay.
Schools
  • Public Schools
  • Private Schools
Patronis Elementary School
Public Elementary School
Grades K-5
648 Students
Attendance Zone
Surfside Middle School
Public Middle School
Grades 6-8
843 Students
Attendance Zone
J.R. Arnold High School
Public High School
Grades 9-12
1,617 Students
Attendance Zone
St. Bernadette Catholic School
Private Elementary School
Grades K-4
Nearby
Bacot Academy
Private Elementary School
Grades PK-6
18 Students
Nearby
Bacot Academy
Private Elementary School
Grades PK-6
18 Students
Nearby
Saint John Catholic School
Private Elementary & Middle School
Grades PK-8
125 Students
Nearby
Covenant Christian School
Private Elementary, Middle & High School
Grades PK-12
139 Students
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2025. All rights reserved.
Transportation

Exchange at the Beach is near Northwest Florida Beaches International, located 22.4 miles or 36 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
Drive: 36 min 22.4 mi
Car-Dependent
10
Walk Score®
Out of 100
This area is considered a car-dependent area and most errands will require a car.
Minimal Transit
0
Transit Score®
Out of 100
Somewhat Bikeable
47
Bike Score®
Out of 100
You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
-
-
Soundscore™
Out of 100

Traffic:

-

Airport:

-

Businesses:

-

Score provided by

Scores provided by  and

Score provided by

Points of Interest

Time and distance from Exchange at the Beach.

Shopping Centers Distance
Shopping Centers Distance
Magnolia Plaza
Walk: 13 min 0.7 mi
Coastal Palms Village
Drive: 3 min 1.3 mi
Beachwalk Center
Drive: 5 min 2.1 mi
Exchange at the Beach has 3 shopping centers within 2.1 miles, which is about a 5-minute walk. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
St. Andrews State Park
Drive: 8 min 3.5 mi
Science and Discovery Center of Northwest Florida
Drive: 15 min 8.6 mi
Exchange at the Beach has 2 parks within 8.6 miles, including St. Andrews State Park, and Science and Discovery Center of Northwest Florida.
Hospitals Distance
Hospitals Distance
Gulf Coast Regional Medical Center
Drive: 15 min 8.1 mi
Emerald Coast Behavioral Hospital
Drive: 16 min 9.0 mi
Ascension Sacred Heart Bay
Drive: 19 min 10.3 mi
Exchange at the Beach has 3 hospitals within 10.3 miles, the nearest is Gulf Coast Regional Medical Center which is 8.1 miles away and a 15 minute drive.
Military Bases Distance
Military Bases Distance
Naval Coastal Systems Center
Drive: 5 min 1.8 mi
Tyndall Air Force Base
Drive: 38 min 22.5 mi
Eglin Air Force Base De Funiak Spring
Drive: 136 min 76.1 mi
Exchange at the Beach has 3 military bases within 76.1 miles, the nearest is Naval Coastal Systems Center which is 1.8 miles away and a 5 minute drive.
 
 

Property Ratings at Exchange at the Beach

How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
4.5
Great
Out of 5

4.5 Blended Score

9 Renter Reviews

Share details of your own experience with this property

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7/16/24
Bugs!!

Do not move here, they have a roach problem! It’s disgusting how they charge all this money for rent but won’t stop bugs from getting in our apartment. Guys run from this place and don’t look back !

Property Manager at Exchange at the Beach, Responded To This Review

Thank you for your rating - we would love the opportunity to hear more about your review. Would you mind contacting our team? We look forward to hearing from you! -The Team at Exchange at the Beach

12/19/23
Exchange at the Beach

Such a beautiful community - the office staff is always smiling and very helpful!

10/6/23
Just say No

Dirty, dangerous, and uncaring unconcerned management.

8/10/23
Run !!

Extremely unprofessional!! Will not return calls or emails ! Have been waiting for a refund for 3 weeks and can’t get an answer ! So glad we dodged a bullet by not moving in I can’t imagine how hard it would be to get anything done !

8/5/22
Love living here !

The staff is amazing! These are great apartments in a great area. They are a bit older and that brings some issues, but the maintenance and office staff are always friendly and quick to respond to such issues. I have loved my time here and will always recommend it to others.

Property Manager at Exchange at the Beach, Responded To This Review

Hello, Thanks for the great review! We're thrilled that you had a great experience at our location. We'll be sure to share your experience with the rest of our team members as inspiration! See you soon!

8/5/22
Move In Success

I was moving from another state to the Florida area for a new job. I chose Exchange at the Beach because the staff was friendly and helpful. They were able to work with my move in dates which were after hours on a weekend. My husband and I had the moving truck delayed and the team was there to make sure we were able to get into our unit. thanks to the staff at Exchange.

Property Manager at Exchange at the Beach, Responded To This Review

Thank you for taking the time to leave us a review! We strive to make Exchange at The Beach a great place to live and are happy to hear that you have enjoyed your move-in.

5/14/22
EXTREMELY POOR MANAGEMENT

If I could give negative 100 stars I could. 3 new property managers in 6 months, 2 new regional and SEVERAL new leasing agents. No one stays because they know this company Is a JOKE. Delayed opening a new building by multiple months multiple times. Cost us alot of money having a ONE WEEK notice to find a new place to live. As if the nightmare ended there I got caught between a totally new staff when I ended our lease and requested the admin fee back. It's now been a month and they never sent it. Nobody calls or even follows up. Today I spoke to the very lovely Ms. Lisa the new Regional who told me we aren't even ENTITLED to a refund. From a property who failed THREE times to let people who PAID to move In. Now we're expected to wait 30 more days. Don't be fooled by these people. Courtney is a great guy and I hope he finds somewhere that treats him right. The new manager Tiffany is just as clueless as they come, no respect or compassion to the 40+ applicants who had to find new housing with no notice. STAY AWAY!

Property Manager at Exchange at the Beach, Responded To This Review

We're disappointed that we didn't meet your expectations during your time in our community. Rest assured that we're making improvements and will continue to make great changes. If you'd like to speak further about your experience, please don't hesitate to reach out to me at Connect@Fortispm.com

5/5/22
Very Unprofessional and Lease Agreement is a Joke

I’m a current resident and been having a few problems. 1st is the dog breed restrictions is a joke and been having problems from one owner that don’t leash her aggressive non licensed support pitbull mix that try’s to attack other dogs as well and I noticed that the pool gates do lot lock and noticed tweakers on drugs trying to go inside around 9:00 pm tonight while I was taking my dog out and felt very unsafe for a company that says luxury apartments and standards we deserve. The company and workers are not holding up the agreement we signed. The company doesn’t even have an apartment manager and been open for over 6 months. This is not what I agreed on the lease. Thanks.

Property Manager at Exchange at the Beach, Responded To This Review

We are sorry to hear about your experience. We do care and would love the opportunity to discuss your concerns. Please contact the leasing office and speak with the Property Manager.

3/23/22
Poorly built apartments

Over priced and poorly constructed buildings. During heavy rain storms my apartment floods through my front door and fuse box causing the floor boards damage throughout the entrance and kitchen.

Property Manager at Exchange at the Beach, Responded To This Review

Hi User, We apologize for the issues you are having and the inconvenience you have suffered. Thank you for your feedback. We completely understand your frustration and apologize for not promptly resolving your concerns. You can reach us anytime at lpope@fortispm.com Thanks Lisa Pope

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Exchange at the Beach Photos

  • 1 BR,1BA-750SF

Models

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Nearby Apartments

Within 50 Miles of Exchange at the Beach

  • Sunnyside Apartments

    21101 Panama City Beach Pky

    Panama City Beach, FL 32413

    1-3 Br $1,490-$2,081 13.0 mi

Frequently Asked Questions
Which floor plans are available, and what are the price ranges?

Exchange at the Beach has one to two bedrooms with rent ranges from $1,356/mo. to $1,729/mo.

Can I see a model or tour Exchange at the Beach?

You can take a virtual tour of Exchange at the Beach on Apartments.com.

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2204 Thomas Dr

Panama City, FL 32408

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