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Exchange at North Bay media gallery Unit
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Floor Plan View Body
Florida Bay County Panama City Pretty Bayou Exchange at North Bay

Exchange at North Bay

3625 Frankford Ave, Panama City, FL 32405 Leasing Office: 3625 Frankford Ave, Panama City, FL 32405

5.0 (1 review)

Property Rating

5.0
Excellent
Out of 5

5.0 Blended Score

See all 1 Renter Reviews

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2 Weeks Ago
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850-990-4635
  • Monthly Rent

    $1,359 - $2,071

  • Bedrooms

    1 - 3 bd

  • Bathrooms

    1 - 2 ba

  • Square Feet

    598 - 1,288 sq ft

Exchange at North Bay
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Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!

Read More

Pricing & Floor Plans

filter results by bedrooms
Cost Calculator: Estimate your monthly and one-time fees.
A1 $1,359
1 Bed 1 Bath 598 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 3306
    price $1,359
    square feet 598
    availibility Now
  • Unit 3301
    price $1,359
    square feet 598
    availibility Now
  • Unit 4306
    price $1,359
    square feet 598
    availibility Now
A2 $1,419 – $1,434
1 Bed 1 Bath 737 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 11107
    price $1,419
    square feet 737
    availibility Now
  • Unit 11204
    price $1,434
    square feet 737
    availibility Now
  • Unit 11207
    price $1,434
    square feet 737
    availibility Now
B1 $1,520 – $1,570
2 Beds 2 Baths 974 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 1304
    price $1,535
    square feet 974
    availibility Now
  • Unit 1302
    price $1,535
    square feet 974
    availibility Now
  • Unit 1105
    price $1,570
    square feet 974
    availibility Now
B2 $1,595
2 Beds 2 Baths 1,068 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 11203
    price $1,595
    square feet 1,053
    availibility Now
  • Unit 11301
    price $1,595
    square feet 1,053
    availibility Now
  • Unit 11208
    price $1,595
    square feet 1,053
    availibility Now
B5 $2,027
2 Beds 2 Baths 1,208 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 7201
    price $2,027
    square feet 1,208
    availibility Now
C1 $1,995 – $2,071
3 Beds 2 Baths 1,288 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 6306
    price $1,995
    square feet 1,288
    availibility Now
  • Unit 6203
    price $2,071
    square feet 1,288
    availibility Now
  • Unit 6208
    price $2,071
    square feet 1,288
    availibility Now
A1 $1,359
1 Bed 1 Bath 598 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 3306
    price $1,359
    square feet 598
    availibility Now
  • Unit 3301
    price $1,359
    square feet 598
    availibility Now
  • Unit 4306
    price $1,359
    square feet 598
    availibility Now
A2 $1,419 – $1,434
1 Bed 1 Bath 737 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 11107
    price $1,419
    square feet 737
    availibility Now
  • Unit 11204
    price $1,434
    square feet 737
    availibility Now
  • Unit 11207
    price $1,434
    square feet 737
    availibility Now
B1 $1,520 – $1,570
2 Beds 2 Baths 974 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 1304
    price $1,535
    square feet 974
    availibility Now
  • Unit 1302
    price $1,535
    square feet 974
    availibility Now
  • Unit 1105
    price $1,570
    square feet 974
    availibility Now
B2 $1,595
2 Beds 2 Baths 1,068 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 11203
    price $1,595
    square feet 1,053
    availibility Now
  • Unit 11301
    price $1,595
    square feet 1,053
    availibility Now
  • Unit 11208
    price $1,595
    square feet 1,053
    availibility Now
B5 $2,027
2 Beds 2 Baths 1,208 Sq Ft $300 Deposit
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 7201
    price $2,027
    square feet 1,208
    availibility Now
C1 $1,995 – $2,071
3 Beds 2 Baths 1,288 Sq Ft $300 Deposit
3 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 6306
    price $1,995
    square feet 1,288
    availibility Now
  • Unit 6203
    price $2,071
    square feet 1,288
    availibility Now
  • Unit 6208
    price $2,071
    square feet 1,288
    availibility Now
* Price shown is base rent and may not include non-optional fees and utilities. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities. Use the Cost Calculator to add these fees to the base price.

  • One-Time Move-In Fees
  • Administrative Fee
    $225
  • Application Fee
    $75
  • Security Deposit
    $300
    Depending on Approval Security Deposits can range from $300-... Read More $1500. Read Less

Details

Lease Options

  • Available months 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,

Property Information

  • Built in 2022
  • 256 units/3 stories

Matterport 3D Tours

2BR, 2BA - 974SF
1/3

About Exchange at North Bay

Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!

Exchange at North Bay is an apartment community located in Bay County and the 32405 ZIP Code. This area is served by the Bay attendance zone.

Contact

Property Address: 3625 Frankford Ave, Panama City, FL 32405
Leasing Office: 3625 Frankford Ave, Panama City, FL 32405
View Property Website
Language: English
Open 9am - 6pm Today
  • Monday - Friday, 9am - 6pm
  • Saturday, 10am - 5pm
  • Sunday, 1pm - 5pm

Self-Guided Tours Available

This community supports self-guided tours that offer prospective residents the ability to enter, tour, and exit the property without staff assistance. Contact the property for more details.

Location Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
Office Hours
Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 5pm
Sunday 1pm - 5pm
850-990-4635
City - Panama City

Situated on Florida’s Panhandle, Panama City sits about midway between Tallahassee and Pensacola. Panama City’s location on the Saint Andrew Bay affords residents plenty of opportunities for water-based recreation like sailing, kayaking, and paddle boarding in addition to fresh seafood at numerous area restaurants.

Panama City exudes a suburban vibe with a tropical twist. Residents enjoy shopping brand-name retailers at Panama City Square and Panama City Mall along 23rd Street as well as unique boutiques and specialty shops in the charming downtown area stretched along Harrison Avenue.

Panama City’s walkable downtown also boasts a bevy of diverse eateries, cozy cafes, and nightlife spots. World-class beaches are just a short drive from Panama City, along with the many exciting attractions of neighboring tourist-driven Panama City Beach. Getting around from Panama City is a breeze with access to U.S. 98 and U.S. 231.

Learn more about living in Panama City 
Education
Colleges & Universities Distance
Colleges & Universities Distance
Gulf Coast State, Panama City
Drive: 8 min 3.7 mi
Gulf Coast State, North Bay
Drive: 24 min 11.5 mi
Exchange at North Bay is within 8 minutes or 3.7 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay.
Schools
  • Public Schools
  • Private Schools
Northside Elementary School
Public Elementary School
Grades PK-5
598 Students
Attendance Zone
Jinks Middle School
Public Middle School
Grades 6-8
570 Students
Attendance Zone
Bay High School
Public High School
Grades 9-12
1,255 Students
Attendance Zone
Adventist Christian Academy
Private Elementary & Middle School
Grades PK-8
17 Students
Nearby
Covenant Christian School
Private Elementary, Middle & High School
Grades PK-12
139 Students
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2025. All rights reserved.
Transportation

Exchange at North Bay is near Northwest Florida Beaches International, located 22.8 miles or 40 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
Drive: 40 min 22.8 mi
Car-Dependent
0
Walk Score®
Out of 100
This area is considered a car-dependent area and most errands will require a car.
Minimal Transit
0
Transit Score®
Out of 100
Somewhat Bikeable
30
Bike Score®
Out of 100
You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
-
-
Soundscore™
Out of 100

Traffic:

-

Airport:

-

Businesses:

-

Score provided by

Scores provided by  and

Score provided by

Points of Interest

Time and distance from Exchange at North Bay.

Shopping Centers Distance
Shopping Centers Distance
Northstar Center
Drive: 5 min 2.0 mi
Stanford Station Shopping Center
Drive: 6 min 2.9 mi
SweetBay Town Center Phase I
Drive: 7 min 3.0 mi
Exchange at North Bay has 3 shopping centers within 3.0 miles, which is about a 7-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
Science and Discovery Center of Northwest Florida
Drive: 8 min 3.8 mi
St. Andrews State Park
Drive: 22 min 10.8 mi
Exchange at North Bay has 2 parks within 10.8 miles, including Science and Discovery Center of Northwest Florida, and St. Andrews State Park.
Hospitals Distance
Hospitals Distance
Gulf Coast Regional Medical Center
Drive: 7 min 3.2 mi
Emerald Coast Behavioral Hospital
Drive: 8 min 4.1 mi
Ascension Sacred Heart Bay
Drive: 13 min 6.0 mi
Exchange at North Bay has 3 hospitals within 6.0 miles, the nearest is Gulf Coast Regional Medical Center which is 3.2 miles away and a 7 minute drive.
Military Bases Distance
Military Bases Distance
Naval Coastal Systems Center
Drive: 17 min 7.6 mi
Tyndall Air Force Base
Drive: 32 min 18.2 mi
Eglin Air Force Base De Funiak Spring
Drive: 144 min 79.8 mi
Exchange at North Bay has 3 military bases within 79.8 miles, the nearest is Naval Coastal Systems Center which is 7.6 miles away and a 17 minute drive.
 
 

Property Ratings at Exchange at North Bay

How Is This Rating Determined?

How Is This Rating Determined?

Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

5.0
Excellent
Out of 5

5.0 Blended Score

1 Renter Review

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1/30/25
Very helpful and provided lots of info on local area

Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kids

There are no reviews for this property. Be the first to add a review on this property.

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Exchange at North Bay Photos

  • Exchange at North Bay

  • 2BR, 2BA - 974SF

  • Exchange at North Bay - Alternate Building View

  • Exchange at North Bay - Leasing Office and Signage

  • Exchange at North Bay - Leasing Office

  • Exchange at North Bay - Leasing Office Entrance

  • Exchange at North Bay - Leasing Office Entrance

  • Exchange at North Bay - Lobby Entrance

  • Exchange at North Bay - Lobby

Models

  • 1 BED / 1 BATH / 598 SQ FT A-1

  • 1 BED / 1 BATH / 737 SQ FT A-2

  • 2 BED / 2 BATH / 974 SQ FT B-1

  • 2 BED / 2 BATH / 1068 SQ FT B-2

  • 2 BED / 2 BATH / 1208 SQ FT B-5

Frequently Asked Questions
Which floor plans are available, and what are the price ranges?

Exchange at North Bay has one to three bedrooms with rent ranges from $1,359/mo. to $2,071/mo.

Can I see a model or tour Exchange at North Bay?

You can take a virtual tour of Exchange at North Bay on Apartments.com.

What neighborhood is the property located in?

Exchange at North Bay is in Pretty Bayou in the city of Panama City. Here you’ll find three shopping centers within 3.0 miles of the property. Two parks are within 10.8 miles, including Science and Discovery Center of Northwest Florida, and St. Andrews State Park.

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3625 Frankford Ave

Panama City, FL 32405

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