15 W Borden St

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---- SCHEDULE A SHOWING ONLINE AT: ---- Discover the charm of this 1-bedroom 1-bath brick home that boasts a timeless brick fade and featuring lovely wooden floors, creamy white walls, and abundant natural light. Create your favorite meals in the well-equipped kitchen with ample cabinets for storage. The bedrooms are good-sized with a relaxing atmosphere and generous closet space. Enjoy the convenience of a washer and dryer hook-up for easy laundry, stay cool with a window AC unit, and electric heating for added convenience. Pets up to 90 lbs max are welcome. Conveniently located right in town and less than a mile from from Kroger, the town square, and Jackson plaza! Don't let this opportunity pass you by! Schedule a showing today! ------------------------------------------------------------------------------------------------------ *** RENT TO OWN TERM *** Sale Price : $ 176,140 Down Payment : $ 5,000 Loan Origination Fee : $ 1,761.40 Agreement Preparation Fee : $ 500 Financed : $ 171,901.40 Monthly Payment : $ 1,468.19 Plus taxes and Insurance Term : 40 Years **Must rent the prop for at least 6 months to do owner financing. **Must still do application following the application criteria. ------------------------------------------------------------------------------------------------------ *Only $1,050 Deposit *** Stevens Realty LLC offers deposit-free leases using Obligo billing authorization technology (for qualified tenants). Instead of paying the security deposit all upfront, we can bill you a smaller fee on a monthly basis. For more information please refer to this link . *** For just $99 per month, you'll have access to a high-quality washer and dryer, and we'll take care of the installation process for a one-time fee of $75. With our rental program, you won't have to worry about the costs of repairs or maintenance - we'll take care of that for you! We understand how difficult it can be to move heavy appliances, so our rental program is the perfect solution for anyone looking for a hassle-free laundry solution. And, in the unfortunate event that the equipment is damaged or stolen, we can charge your credit card or bank account for the replacement or repair costs. *** Availability date is subject to change without notice depending on the condition of the property or if when it becomes vacant. *** ------------------------------------------------------------------------------------------------------ *** Mandatory Charges on top of Base Rent *** Smarthome Automation = $20.95/Month Renters Insurance = $14.99/month Community Perks Benefit Package = $2.99/month See below for more details ------------------------------------------------------------------------------------------------------ *** AMENITIES *** Window AC Unit With Additional bonus room Refrigerator Stove Washer and Dryer Hook up Pet Friendly (90lbs max) This home does accept section 8 ------------------------------------------------------------------------------------------------------ *** LEASE TERMS *** 1. The advertised rent is for a 12 months lease contract. 2. Leases between 6 to 11 months is also accepted for $100 per month on top of the advertised rent. 3. Leases under 6 months is also accepted for $250 per month on top of the advertised rent. 4. Month-to-month lease is also accepted for $250 per month on top of the advertised rent. ------------------------------------------------------------------------------------------------------ *** MANDATORY/REQUIRED CHARGES *** 1. Enrolment to Second Nature Insurance is required with all of Stevens Realty Leases for $14.99 per month and get $100,000 Liability for Covered Damages included along with $10,000 protection for your personal belongings. 2. We are happy to announce that Stevens Realty has Community Perks Benefit Package to start rental credit reporting. Since most people spend 26%-50% of their income on rent, so shouldn't you get credited? Credit Reporting Fee is $2.99 per month. We will report your rent payments to all bureaus. This will positively increase the tenants buying power and enjoy low interests on credit cards. 2 4. If you SMOKE/VAPE regardless if it's inside or outside the property, we require a $200 one time smoking fee upon move in. (NON-REFUNDABLE) ------------------------------------------------------------------------------------------------------ *** UTILITIES *** 1. Our Utilities Concierge Service will assist in connecting your utilities prior to moving in to your rental home. 2. Forget about the hassle of having to contact different utility companies to get things turned on prior to move in. Receive one bill for your utilities and rent and pay them in a place. 3. Pay only $175 utility hook up fee(NON-REFUNDABLE) instead of approximately $500 through the utility company. 4. A monthly service fee of $9.95 will be itemized in your utility charges. 5. Never forget about your bill with friendly reminders. 6. Full transparency with provider bill information. ------------------------------------------------------------------------------------------------------ *** PET POLICY *** 1. We require $300 non-refundable fee each pet and $25 add-on for your first pet and $10 add-on for each succeeding pet on top of the rent per month maximum of 3. 2. For Restricted Breeds such as Akita, Staffordshire Terrier, American Bulldog, Wolf Dog, Great Dane, Husky, Bullterrier, Bullmastiff, Presa Canario, Chow, Pitbull, Doberman, German Sheppard, Rottweiler, we require $375 non-refundable fee each pet and $45 add-on for your first pet and $25 add-on for each succeeding pet on top of the rent/month maximum of 3 3. For Emotional Support or Service Animals, NO CHARGES will be applied. 4. We require a pet application which will be $35 each pet excluding Emotional support and Service animals. ------------------------------------------------------------------------------------------------------ Frequently asked Questions 1. Credit score requirements : If employed for at least a year (CURRENT EMPLOYER): 600 to 649 - Normal deposit 550 to 599 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE 500 to 549 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE If employed less than a year (CURRENT EMPLOYER): 650 above - Normal deposit 600 to 649 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE 550 to 599 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE 500 to 549 - Normal deposit plus 150% of rent non-refundable MITIGATION FEE 499 and below - Rejected or a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent No credit - Need a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent ------------------------------------------------------------------------------------------------------ ****** GOOD NEWS. Pay on time and build your credit with us and all 3 Bureaus. Most landlords only report negative credit references but here at Stevens we want to reward you for meeting your obligations on time. This is an added benefit/incentive that we are putting in place for paying rents on time, taking care of the property and just being a good tenant. This will also help our residents improve payment history for future home purchases, as well as help our younger tenants in establishing a credit history ------------------------------------------------------------------------------------------------------ 2. Income Requirements : Total or combined household monthly income must be at least 2x the rent. 3. If I like the house what is the next step I need to take : Submit an application through our website at 4. How long and how much is the application : $65/adult(non-refundabl