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Monthly Rent
$730 - $1,120
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Bedrooms
1 - 3 bd
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Bathrooms
1 - 2 ba
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Square Feet
700 - 1,200 sq ft
Highlights
- Basketball Court
- Pool
- Balcony
- Property Manager on Site
Pricing & Floor Plans
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Unit G45price $730square feet 700availibility Now
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Unit C05price $810square feet 700availibility Now
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Unit A45price $810square feet 700availibility Jan 9
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Unit E10price $900square feet 900availibility Now
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Unit F60price $900square feet 900availibility Jan 6
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Unit J28price $980square feet 900availibility Jan 21
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Unit J13price $1,120square feet 1,125availibility Now
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Unit J12price $1,120square feet 1,125availibility Jan 23
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Unit J14price $1,010square feet 1,125availibility Feb 1
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Unit G45price $730square feet 700availibility Now
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Unit C05price $810square feet 700availibility Now
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Unit A45price $810square feet 700availibility Jan 9
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Unit E10price $900square feet 900availibility Now
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Unit F60price $900square feet 900availibility Jan 6
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Unit J28price $980square feet 900availibility Jan 21
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Unit J13price $1,120square feet 1,125availibility Now
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Unit J12price $1,120square feet 1,125availibility Jan 23
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Unit J14price $1,010square feet 1,125availibility Feb 1
Fees and Policies
The fees below are based on community-supplied data and may exclude additional fees and utilities.
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One-Time Basics
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Due at Application
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Application Fee Per ApplicantCharged per applicant.$50
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Due at Move-In
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Administrative FeeCharged per unit.$140
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Due at Application
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Other
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Details
Lease Options
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12 mo
Property Information
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Built in 1978
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385 units/2 stories
Matterport 3D Tours
About Cottonwood Creek
Welcome to Cottonwood Creek Apartments, located at 3601 Gene Field Rd, St. Joseph, MO 64506. Our community offers budget-friendly 1, 2, and 3 bedroom apartments with open layouts, private patios or balconies, and modern features for everyday comfort. Enjoy amenities like a sparkling swimming pool, fitness center, and beautifully landscaped grounds. With a convenient location just minutes from I-29, shopping, dining, and parks, Cottonwood Creek is the perfect place to call home in St. Joseph.
Cottonwood Creek is an apartment community located in Buchanan County and the 64506 ZIP Code. This area is served by the St. Joseph attendance zone.
Unique Features
- Ample Closet Space
- Upgraded Apartments
- Central Heating and Air-Conditioning
- Washer Dryer Connections (in some units)
- Patio/Balcony
Community Amenities
Pool
Fitness Center
Laundry Facilities
Clubhouse
- Laundry Facilities
- Maintenance on site
- Property Manager on Site
- Clubhouse
- Fitness Center
- Pool
- Basketball Court
Apartment Features
Air Conditioning
Dishwasher
Washer/Dryer Hookup
High Speed Internet Access
- High Speed Internet Access
- Washer/Dryer Hookup
- Air Conditioning
- Smoke Free
- Dishwasher
- Disposal
- Refrigerator
- Balcony
- Laundry Facilities
- Maintenance on site
- Property Manager on Site
- Clubhouse
- Fitness Center
- Pool
- Basketball Court
- Ample Closet Space
- Upgraded Apartments
- Central Heating and Air-Conditioning
- Washer Dryer Connections (in some units)
- Patio/Balcony
- High Speed Internet Access
- Washer/Dryer Hookup
- Air Conditioning
- Smoke Free
- Dishwasher
- Disposal
- Refrigerator
- Balcony
| Monday | 8:30am - 5:30pm |
|---|---|
| Tuesday | 8:30am - 5:30pm |
| Wednesday | 8:30am - 5:30pm |
| Thursday | 8:30am - 5:30pm |
| Friday | 8:30am - 5:30pm |
| Saturday | Closed |
| Sunday | Closed |
Saint Joseph, MO is a Midwest hidden gem packed with history and outdoor adventure. The Pony Express, convergence of early railroads, and the Missouri River shaped the city into a hub for early western commerce and communication. Multiple areas in St. Joseph are designated as National Park Service certified Lewis and Clark trail commemorative sites. Take a deep dive into American western history and visit one of the city’s 13 museums. See for yourself where the West’s most notorious outlaw was shot and killed during a visit at the Jesse James Home Museum.
Nestled within the banks of the Missouri River, St. Joseph boasts striking views and outdoor activities for the whole family. Catch catfish, birdwatch, or geocache at Missouri River’s French Bottom Access. Cycle down the 26-mile parkway or have a picnic at one of the 48 parks in the area.
30 minutes from Kansas City, this city celebrates its past downtown with remodeled historical buildings giving way to a fresh modern lifestyle.
Learn more about living in Saint Joseph| Colleges & Universities | Distance | ||
|---|---|---|---|
| Colleges & Universities | Distance | ||
| Drive: | 11 min | 4.1 mi | |
| Drive: | 41 min | 30.8 mi |
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Data provided by GreatSchools.org © 2026. All rights reserved.
Property Ratings at Cottonwood Creek
When we first moved in there were cockroaches. I’ve talked to other tenants and they have had them as well. I’ve had multiple water leaks for multiple reasons. I’m constantly finding multiple kinds of bugs. They don’t deep clean the units after residents move out. We had to deep clean behind the stove and fridge which was disgusting. There’s old cockroach bait everywhere. And there’s no way for us to get out of the lease without spending well over $2,000, even with the health concerns. On top of the roaches, our air filter was black and opaque it was so dirty. We regret ever signing the lease.
Property Manager at Cottonwood Creek, Responded To This Review
Hello, we regret to hear that you had this experience with us. We would like the opportunity to make this up to you. Please contact our manager at (816) 364-2421 so we can make your experience a positive one.
Anything in the rental agreement that has to do with loud and bothersome neighbors is completely ignored. Do not recommend any student who wants or needs peace and quiet to stay here.
Property Manager at Cottonwood Creek, Responded To This Review
Anonymous - Thank you for sharing your concerns. Unfortunately through our approval process we cannot screen for good neighbors. We do encourage our residents to be good neighbors and open a dialogue with each other to address any concerns. Additionally, we work closely with the police department and encourage our residents to contact local law enforcement should your neighbors create a disturbance. Levels of noise are subjective to each individual. Should you experience a disturbance during office hours we encourage you to contact the office so we can witness the situation and contact your neighbor during the disturbance. Again, thank you for bringing your concerns to our attention. Pam, Community Manager
I have lived here since 2013 and have seen a 180° turn around. The apartments are nice and well kept. The grounds have improved with places to picnic. The pool area has been redone. There is an indoor workout room with new equipment. The maintenance requests are answered within hours and usually fixed the same day. There is an app for payments and maintenance requests. The property is safer now. I would recommend giving this place another look if you haven't already.
Property Manager at Cottonwood Creek, Responded To This Review
Thank you for your review. Our team at Cottonwood Creek is committed to provide great service and amenities to our residents. I will share your comments with the team! If we can be of service in the future, please do not hesitate to let us know. Thank you for your residency. Pam, Community Manager
The people aren't bad, the place isn't either but once you are in & signed a lease you're done. They won't fix things & if so it will take a year or so. What you pay for is what you get. Once you're in good luck cause if you want out then it's a breach of contract if you're not happy. They work on the apartments to get people in but once in there's stuff that needs to be fixed. That's considered an upgrade. So you really do get what you pay for. Doesn't do any good to complain cause as long as they get rent they don't care. Oh but don't pay rent cause your stuff ain't right, you then get a 3 day eviction & I have pictures so if they read this & think I'm not telling the truth - I can post them with time taken & location.
It took longer than two and a half months and multiple maintenance requests for them to finally fix my front door so that it could lock. I was never comfortable living there until they found the time to fix this. They have been slowly renovating the apartments (new carpet) however the thing that really need to be replaced is the plumbing. It was built in the 70s and hasn't been updated. All of the sinks in my apartment are slow draining no matter how much draino and drain snakes I used. The maintenance man that came to "fix" it, basically told me he cant do anything about it and then he left. The staff is kind and has transitioned through new owners.
Property Manager at Cottonwood Creek, Responded To This Review
Thank you for your review. We value our resident’s insight to help us improve our processes. We are sorry for the delays you experienced in maintenance and welcome the opportunity to speak with you in person about your issues. Again, thank you for your feedback. Sincerely, Amanda Community Manager
I have been living here for 10 months. My apartment was very clean when I moved in (still is) I enjoy living here, my apartment faces a small patch of woods & I love this, my dog does as well. Staff has been very kind & accommodating. Thank You Cottonwood Creek for having me & thank you for your kindness Kim S.
Property Manager at Cottonwood Creek, Responded To This Review
Dear Kim S., We are happy to hear you and your dog have been enjoying our community. When you have a few minutes, give us a call so we can discuss your plans for the upcoming year. We would love to have you stay with us even longer. Thanks again for the wonderful review. Sincerely, Brian Community Manager
At first i was skeptical moving into another apartment complex, the apartment complex that i came from was terrible, the police or emergency services were always out there, there was always something breaking that they would never fix and it was just a mess. But being a single mother of 3 it was all i could afford at the time. Then i was blessed with a new job and was able to move to the apartments I am in now and i couldnt be more happy. The office staff is kind and caring and if i ever have a maintenance problem they get someone over here as soon as they can. My apartment is clean and neat and the neighbors are great!
Cottonwood Creek Photos
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Cottonwood Creek
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Fitness Center
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3BR, 2BA - Colonial_1125 SF
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3BR, 2BA - Colonial_1125 SF
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3BR, 2BA - Colonial_1125 SF
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3BR, 2BA - Colonial_1125 SF
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2BR, 2BA - Hampton_900 SF
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2BR, 2BA - Hampton_900 SF
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2BR, 2BA - Hampton_900 SF
Models
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1 Bedroom
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2 Bedrooms
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3 Bedrooms
While Cottonwood Creek does not provide in‑unit laundry, on‑site laundry facilities are available for shared resident use.
Utilities are not included in rent. Residents should plan to set up and pay for all services separately.
Cottonwood Creek has one to three-bedrooms with rent ranges from $730/mo. to $1,120/mo.
Yes, Cottonwood Creek welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.
A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $730 for a one-bedroom, you would need to earn about $26,000 per year to qualify. Want to double-check your budget? Try our Rent Affordability Calculator to see how much rent fits your income and lifestyle.
Cottonwood Creek is offering Discounts for eligible applicants, with rental rates starting at $730.
Yes! Cottonwood Creek offers 4 Matterport 3D Tours. Explore different floor plans and see unit level details, all without leaving home.
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.
What is a Sound Score Rating?
A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources
3601 Gene Field Rd
Saint Joseph, MO 64506