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  • Primary Photo - Cottonwood Creek
  • 3BR, 2BA - Colonial_1125 SF - Cottonwood Creek
    3BR, 2BA - Colonial_1125 SF - Cottonwood Creek
  • 3BR, 2BA - Colonial_1125 SF - Cottonwood Creek
    3BR, 2BA - Colonial_1125 SF - Cottonwood Creek
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Language: English

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View All Hours Office Hours Monday - Friday, 8:30am - 5:30pm Saturday & Sunday, Closed

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call 913-365-2485
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Missouri Buchanan County Saint Joseph Cottonwood Creek

Cottonwood Creek

3601 Gene Field Rd, Saint Joseph, MO 64506

Property Website
3.9 (7 reviews)

Property Rating

3.9
Good
Out of 5

3.9 Blended Score

See all 7 Renter Reviews

How Is This Rating Determined?

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Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

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  • Monthly Rent

    $730 - $1,120

  • Bedrooms

    1 - 3 bd

  • Bathrooms

    1 - 2 ba

  • Square Feet

    700 - 1,200 sq ft

Cottonwood Creek
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Welcome to Cottonwood Creek Apartments, located at 3601 Gene Field Rd, St. Joseph, MO 64506. Our community offers budget-friendly 1, 2, and 3 bedroom apartments with open layouts, private patios or balconies, and modern features for everyday comfort. Enjoy amenities like a sparkling swimming pool, fitness center, and beautifully landscaped grounds. With a convenient location just minutes from I-29, shopping, dining, and parks, Cottonwood Creek is the perfect place to call home in St. Joseph.

Read More

Pricing & Floor Plans

filter results by bedrooms
One Bedroom $730 – $810
1 Bed 1 Bath 700 Sq Ft
10 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit G37
    price $810
    square feet 700
    availibility Now
  • Unit G33
    price $810
    square feet 700
    availibility Now
  • Unit A40
    price $810
    square feet 700
    availibility Now
  • Unit C05
    price $810
    square feet 700
    availibility Now
  • Unit G36
    price $810
    square feet 700
    availibility Now
  • Unit C13
    price $810
    square feet 700
    availibility Nov 24
  • Unit A45
    price $810
    square feet 700
    availibility Dec 4
  • Unit C09
    price $730
    square feet 700
    availibility Dec 26
  • Unit G44
    price $730
    square feet 700
    availibility Jan 8, 2026
  • Unit H03
    price $730
    square feet 700
    availibility Jan 10, 2026

Two Bedroom $900 – $980
2 Beds 2 Baths 900 Sq Ft
5 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit F60
    price $900
    square feet 900
    availibility Now
  • Unit J28
    price $980
    square feet 900
    availibility Dec 10
  • Unit H47
    price $980
    square feet 900
    availibility Dec 16
  • Unit F51
    price $900
    square feet 900
    availibility Jan 15, 2026
  • Unit H45
    price $900
    square feet 900
    availibility Jan 16, 2026

Three Bedroom $1,010 – $1,120
3 Beds 2 Baths 1,125 – 1,200 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit J12
    price $1,120
    square feet 1,125
    availibility Dec 19
One Bedroom $730 – $810
1 Bed 1 Bath 700 Sq Ft
10 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit G37
    price $810
    square feet 700
    availibility Now
  • Unit G33
    price $810
    square feet 700
    availibility Now
  • Unit A40
    price $810
    square feet 700
    availibility Now
  • Unit C05
    price $810
    square feet 700
    availibility Now
  • Unit G36
    price $810
    square feet 700
    availibility Now
  • Unit C13
    price $810
    square feet 700
    availibility Nov 24
  • Unit A45
    price $810
    square feet 700
    availibility Dec 4
  • Unit C09
    price $730
    square feet 700
    availibility Dec 26
  • Unit G44
    price $730
    square feet 700
    availibility Jan 8, 2026
  • Unit H03
    price $730
    square feet 700
    availibility Jan 10, 2026

Two Bedroom $900 – $980
2 Beds 2 Baths 900 Sq Ft
5 Available units
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit F60
    price $900
    square feet 900
    availibility Now
  • Unit J28
    price $980
    square feet 900
    availibility Dec 10
  • Unit H47
    price $980
    square feet 900
    availibility Dec 16
  • Unit F51
    price $900
    square feet 900
    availibility Jan 15, 2026
  • Unit H45
    price $900
    square feet 900
    availibility Jan 16, 2026

Three Bedroom $1,010 – $1,120
3 Beds 2 Baths 1,125 – 1,200 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit J12
    price $1,120
    square feet 1,125
    availibility Dec 19
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Basics
    • Due at Application
      • Application Fee Per Applicant
        $50
    • Due at Move-In
      • Administrative Fee
        $140
  • Dogs
      Restrictions:
      None
      Read MoreRead Less
      Comments
      | Restrictions: None
      Read MoreRead Less
    • Cats
        Restrictions:
        None
        Read MoreRead Less
        Comments
        | Restrictions: None
        Read MoreRead Less
      • Other

      Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

      Details

      Lease Options

      • 12 mo

      Property Information

      • Built in 1978
      • 385 units/2 stories

      Matterport 3D Tours

      Fitness Center
      1/4

      About Cottonwood Creek

      Welcome to Cottonwood Creek Apartments, located at 3601 Gene Field Rd, St. Joseph, MO 64506. Our community offers budget-friendly 1, 2, and 3 bedroom apartments with open layouts, private patios or balconies, and modern features for everyday comfort. Enjoy amenities like a sparkling swimming pool, fitness center, and beautifully landscaped grounds. With a convenient location just minutes from I-29, shopping, dining, and parks, Cottonwood Creek is the perfect place to call home in St. Joseph.

      Cottonwood Creek is an apartment community located in Buchanan County and the 64506 ZIP Code. This area is served by the St. Joseph attendance zone.

      Unique Features

      • Ample Closet Space
      • Patio/Balcony
      • Washer Dryer Connections (in some units)
      • Central Heating and Air-Conditioning
      • Upgraded Apartments

      Contact

      View Property Website
      Language: English
      Open 8:30am - 5:30pm Today
      • Monday - Friday, 8:30am - 5:30pm
      • Saturday & Sunday, Closed
      Property Management Company Logo

      Community Amenities

      Pool

      Fitness Center

      Laundry Facilities

      Clubhouse

      • Laundry Facilities
      • Maintenance on site
      • Property Manager on Site
      • Clubhouse
      • Fitness Center
      • Pool
      • Basketball Court

      Apartment Features

      Air Conditioning

      Dishwasher

      Washer/Dryer Hookup

      High Speed Internet Access

      • High Speed Internet Access
      • Washer/Dryer Hookup
      • Air Conditioning
      • Smoke Free
      • Dishwasher
      • Disposal
      • Refrigerator
      • Balcony
      Location Get Directions
      Schools Restaurants Groceries Coffee Banks Shops Fitness
      Amenities
      • Laundry Facilities
      • Maintenance on site
      • Property Manager on Site
      • Clubhouse
      • Fitness Center
      • Pool
      • Basketball Court
      • Ample Closet Space
      • Patio/Balcony
      • Washer Dryer Connections (in some units)
      • Central Heating and Air-Conditioning
      • Upgraded Apartments
      • High Speed Internet Access
      • Washer/Dryer Hookup
      • Air Conditioning
      • Smoke Free
      • Dishwasher
      • Disposal
      • Refrigerator
      • Balcony
      Office Hours
      Monday 8:30am - 5:30pm
      Tuesday 8:30am - 5:30pm
      Wednesday 8:30am - 5:30pm
      Thursday 8:30am - 5:30pm
      Friday 8:30am - 5:30pm
      Saturday Closed
      Sunday Closed
      913-365-2485
      City - Saint Joseph

      Saint Joseph, MO is a Midwest hidden gem packed with history and outdoor adventure. The Pony Express, convergence of early railroads, and the Missouri River shaped the city into a hub for early western commerce and communication. Multiple areas in St. Joseph are designated as National Park Service certified Lewis and Clark trail commemorative sites. Take a deep dive into American western history and visit one of the city’s 13 museums. See for yourself where the West’s most notorious outlaw was shot and killed during a visit at the Jesse James Home Museum.

      Nestled within the banks of the Missouri River, St. Joseph boasts striking views and outdoor activities for the whole family. Catch catfish, birdwatch, or geocache at Missouri River’s French Bottom Access. Cycle down the 26-mile parkway or have a picnic at one of the 48 parks in the area.

      30 minutes from Kansas City, this city celebrates its past downtown with remodeled historical buildings giving way to a fresh modern lifestyle.

      Learn more about living in Saint Joseph 
      Education
      Colleges & Universities Distance
      Colleges & Universities Distance
      Missouri Western State Univ.
      Drive: 11 min 4.1 mi
      Benedictine College
      Drive: 41 min 30.8 mi
      Cottonwood Creek is within 11 minutes or 4.1 miles from Missouri Western State Univ.. It is also near Benedictine College.
      Schools
      • Public Schools
      • Private Schools
      Coleman Elementary
      Public Elementary School
      Grades K-6
      349 Students
      Nearby
      Colgan Alt. Resource Center
      Public Elementary, Middle & High School
      Grades K-12
      Attendance Zone
      Buchanan Co. Academy
      Public Elementary, Middle & High School
      Grades K-12
      Attendance Zone
      Bode Middle
      Public Middle School
      Grades 7-8
      486 Students
      Attendance Zone
      Central High
      Public High School
      Grades 9-12
      1,728 Students
      Attendance Zone
      St Paul Lutheran School
      Private Elementary & Middle School
      Grades PK-8
      219 Students
      Nearby
      Bishop Leblond High School
      Private High School
      Grades 9-12
      228 Students
      Nearby
      School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

      View GreatSchools Rating Methodology


      Data provided by GreatSchools.org © 2025. All rights reserved.
      Transportation

      Cottonwood Creek is near Kansas City International, located 37.3 miles or 45 minutes away.

      Airports Distance
      Airports Distance
      Kansas City International
      Drive: 45 min 37.3 mi
      Car-Dependent
      29
      Walk Score®
      Out of 100
      This area is considered a car-dependent area and most errands will require a car.
      Minimal Transit
      0
      Transit Score®
      Out of 100
      Somewhat Bikeable
      23
      Bike Score®
      Out of 100
      You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
      -
      -
      Soundscore™
      Out of 100

      Traffic:

      -

      Airport:

      -

      Businesses:

      -

      Score provided by

      Scores provided by  and

      Score provided by

      Points of Interest

      Time and distance from Cottonwood Creek.

      Shopping Centers Distance
      Shopping Centers Distance
      Mart Plaza
      Walk: 10 min 0.5 mi
      Swiss Highlands Shopping Center
      Walk: 13 min 0.7 mi
      Wood Lawn Shopping Center
      Walk: 18 min 1.0 mi
      Cottonwood Creek has 3 shopping centers within 1.0 mile, which is about a 18-minute walk. The miles and minutes will be for the farthest away property.
      Parks and Recreation Distance
      Parks and Recreation Distance
      Remington Nature Center of St. Joseph
      Drive: 13 min 5.8 mi
      Cottonwood Creek has a nearby park, Remington Nature Center of St. Joseph , located 5.8 miles or 13 minutes away.
      Hospitals Distance
      Hospitals Distance
      Northwest Missouri Psychiatric Rehab Center
      Drive: 3 min 1.6 mi
      Mosaic Life Care at St. Joseph
      Drive: 6 min 3.4 mi
      Cottonwood Creek is 1.6 miles from Northwest Missouri Psychiatric Rehab Center, and is convenient to other hospitals, including Mosaic Life Care at St. Joseph.
      Military Bases Distance
      Military Bases Distance
      Fort Leavenworth
      Drive: 54 min 40.4 mi
      Cottonwood Creek is 40.4 miles and a 54 minute drive from Fort Leavenworth.
       
       

      Property Ratings at Cottonwood Creek

      How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

      Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
      3.9
      Good
      Out of 5

      3.9 Blended Score

      7 Renter Reviews

      Share details of your own experience with this property

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      • Most Recent
      • Most Helpful
      • Rating Low-High
      • Rating High-Low
      1. ...
      2. ...
      11/6/25
      DO NOT LIVE HERE

      When we first moved in there were cockroaches. I’ve talked to other tenants and they have had them as well. I’ve had multiple water leaks for multiple reasons. I’m constantly finding multiple kinds of bugs. They don’t deep clean the units after residents move out. We had to deep clean behind the stove and fridge which was disgusting. There’s old cockroach bait everywhere. And there’s no way for us to get out of the lease without spending well over $2,000, even with the health concerns. On top of the roaches, our air filter was black and opaque it was so dirty. We regret ever signing the lease.

      Property Manager at Cottonwood Creek, Responded To This Review

      Hello, we regret to hear that you had this experience with us. We would like the opportunity to make this up to you. Please contact our manager at (816) 364-2421 so we can make your experience a positive one.

      2/18/19
      Breaks contract agreements

      Anything in the rental agreement that has to do with loud and bothersome neighbors is completely ignored. Do not recommend any student who wants or needs peace and quiet to stay here.

      Property Manager at Cottonwood Creek, Responded To This Review

      Anonymous - Thank you for sharing your concerns. Unfortunately through our approval process we cannot screen for good neighbors. We do encourage our residents to be good neighbors and open a dialogue with each other to address any concerns. Additionally, we work closely with the police department and encourage our residents to contact local law enforcement should your neighbors create a disturbance. Levels of noise are subjective to each individual. Should you experience a disturbance during office hours we encourage you to contact the office so we can witness the situation and contact your neighbor during the disturbance. Again, thank you for bringing your concerns to our attention. Pam, Community Manager

      12/7/17
      Great place to live

      I have lived here since 2013 and have seen a 180° turn around. The apartments are nice and well kept. The grounds have improved with places to picnic. The pool area has been redone. There is an indoor workout room with new equipment. The maintenance requests are answered within hours and usually fixed the same day. There is an app for payments and maintenance requests. The property is safer now. I would recommend giving this place another look if you haven't already.

      Property Manager at Cottonwood Creek, Responded To This Review

      Thank you for your review. Our team at Cottonwood Creek is committed to provide great service and amenities to our residents. I will share your comments with the team! If we can be of service in the future, please do not hesitate to let us know. Thank you for your residency. Pam, Community Manager

      9/13/16
      Trust me don't bother

      The people aren't bad, the place isn't either but once you are in & signed a lease you're done. They won't fix things & if so it will take a year or so. What you pay for is what you get. Once you're in good luck cause if you want out then it's a breach of contract if you're not happy. They work on the apartments to get people in but once in there's stuff that needs to be fixed. That's considered an upgrade. So you really do get what you pay for. Doesn't do any good to complain cause as long as they get rent they don't care. Oh but don't pay rent cause your stuff ain't right, you then get a 3 day eviction & I have pictures so if they read this & think I'm not telling the truth - I can post them with time taken & location.

      3/23/16
      OKay

      It took longer than two and a half months and multiple maintenance requests for them to finally fix my front door so that it could lock. I was never comfortable living there until they found the time to fix this. They have been slowly renovating the apartments (new carpet) however the thing that really need to be replaced is the plumbing. It was built in the 70s and hasn't been updated. All of the sinks in my apartment are slow draining no matter how much draino and drain snakes I used. The maintenance man that came to "fix" it, basically told me he cant do anything about it and then he left. The staff is kind and has transitioned through new owners.

      Property Manager at Cottonwood Creek, Responded To This Review

      Thank you for your review. We value our resident’s insight to help us improve our processes. We are sorry for the delays you experienced in maintenance and welcome the opportunity to speak with you in person about your issues. Again, thank you for your feedback. Sincerely, Amanda Community Manager

      2/8/16
      Well kept grounds/clean apartments

      I have been living here for 10 months. My apartment was very clean when I moved in (still is) I enjoy living here, my apartment faces a small patch of woods & I love this, my dog does as well. Staff has been very kind & accommodating. Thank You Cottonwood Creek for having me & thank you for your kindness Kim S.

      Property Manager at Cottonwood Creek, Responded To This Review

      Dear Kim S., We are happy to hear you and your dog have been enjoying our community. When you have a few minutes, give us a call so we can discuss your plans for the upcoming year. We would love to have you stay with us even longer. Thanks again for the wonderful review. Sincerely, Brian Community Manager

      8/13/15
      Apartment Living

      At first i was skeptical moving into another apartment complex, the apartment complex that i came from was terrible, the police or emergency services were always out there, there was always something breaking that they would never fix and it was just a mess. But being a single mother of 3 it was all i could afford at the time. Then i was blessed with a new job and was able to move to the apartments I am in now and i couldnt be more happy. The office staff is kind and caring and if i ever have a maintenance problem they get someone over here as soon as they can. My apartment is clean and neat and the neighbors are great!

      There are no reviews for this property. Be the first to add a review on this property.

      Submitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review. Delete
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      Cottonwood Creek Photos

      • Cottonwood Creek

      • Fitness Center

      • 3BR, 2BA - Colonial_1125 SF

      • 3BR, 2BA - Colonial_1125 SF

      • 3BR, 2BA - Colonial_1125 SF

      • 3BR, 2BA - Colonial_1125 SF

      • 2BR, 2BA - Hampton_900 SF

      • 2BR, 2BA - Hampton_900 SF

      • 2BR, 2BA - Hampton_900 SF

      Models

      • 1 Bedroom

      • 2 Bedrooms

      • 3 Bedrooms

      Frequently Asked Questions
      Which floor plans are available, and what are the price ranges?

      Cottonwood Creek has one to three bedrooms with rent ranges from $730/mo. to $1,120/mo.

      Can I see a model or tour Cottonwood Creek?

      You can take a virtual tour of Cottonwood Creek on Apartments.com.

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      3601 Gene Field Rd

      Saint Joseph, MO 64506

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