Map
  • Add a Property
  • Renter Tools
    • Favorites
    • Saved Searches
  • Manage Rentals
  • Apartments For Rent
    • Callaway Apartments For Rent
    • Lower Grand Lagoon Apartments For Rent
    • Lynn Haven Apartments For Rent
    • Miramar Beach Apartments For Rent
    • Panama City Apartments For Rent
    • Panama City Beach Apartments For Rent
    • Rosemary Beach Apartments For Rent
    • Santa Rosa Beach Apartments For Rent
    • Springfield Apartments For Rent
    • Upper Grand Lagoon Apartments For Rent
  • Houses For Rent
    • Callaway Houses For Rent
    • Freeport Houses For Rent
    • Lynn Haven Houses For Rent
    • Miramar Beach Houses For Rent
    • Panama City Beach Houses For Rent
    • Panama City Houses For Rent
    • Rosemary Beach Houses For Rent
    • Santa Rosa Beach Houses For Rent
    • Springfield Houses For Rent
    • Upper Grand Lagoon Houses For Rent
  • Condos For Rent
    • Inlet Beach Condos For Rent
    • Laguna Beach Condos For Rent
    • Lower Grand Lagoon Condos For Rent
    • Marianna Condos For Rent
    • Miramar Beach Condos For Rent
    • Panama City Beach Condos For Rent
    • Panama City Condos For Rent
    • Rosemary Beach Condos For Rent
    • Santa Rosa Beach Condos For Rent
    • Upper Grand Lagoon Condos For Rent
  • Townhomes For Rent
    • Callaway Townhomes For Rent
    • Freeport Townhomes For Rent
    • Lower Grand Lagoon Townhomes For Rent
    • Lynn Haven Townhomes For Rent
    • Miramar Beach Townhomes For Rent
    • Panama City Beach Townhomes For Rent
    • Panama City Townhomes For Rent
    • Rosemary Beach Townhomes For Rent
    • Santa Rosa Beach Townhomes For Rent
    • Springfield Townhomes For Rent
  • Help Center
  • Panama City Beach Average Rent
  • Area Guide
  • Rent Calculator
  • Property Management Companies

Language

Apartments.com Logo
Manage Rentals      Sign Up / Sign In
  • Primary Photo - Cottages by the Bay
  • Building Photo - Cottages by the Bay
    Building Photo - Cottages by the Bay
  • Building Photo - Cottages by the Bay
    Building Photo - Cottages by the Bay
Contact This Property

Language: English

Closed Today

View All Hours Office Hours Monday - Friday, 9am - 5pm Saturday & Sunday, Closed

Cottages by the Bay media gallery Unit
call 850-771-4959
Floor Plan View Body
Florida Bay County Panama City Beach

Cottages by the Bay

6200 Cypress Point Dr, Panama City Beach, FL 32408

3.8 (5 reviews)

Property Rating

3.8
Good
Out of 5

3.8 Blended Score

See all 5 Renter Reviews

How Is This Rating Determined?

Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

Today
| Edit
Edit Commute

Destination is required

Commute Time is calculated at rush hour.
Share Listing
Favorites
850-771-4959
Property Management Company Logo
  • Monthly Rent

    $899 - $1,399

  • Bedrooms

    Studio - 2 bd

  • Bathrooms

    1 ba

  • Square Feet

    286 - 864 sq ft

Cottages by the Bay
Property Management Company Logo
Share Listing
Favorites

TWO MONTHS FREE AND FREE APP FEES!

Call today and ask about our current special: TWO MONTHS FREE AND FREE APP FEES! More information available in the leasing office.

Highlights

  • Planned Social Activities
  • Island Kitchen
  • Grill
  • Property Manager on Site
  • Patio

Pricing & Floor Plans

filter results by bedrooms
Studio $899 – $909 Available Now
Studio 1 Bath 286 Sq Ft
1 Bed/1 Bath $1,039 – $1,099
1 Bed 1 Bath 576 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 1x1
    price $1,050
    square feet 576
    availibility Now
2 Bed/1 Bath $1,388 – $1,399 Not Available
2 Beds 1 Bath 864 Sq Ft
Studio $899 – $909 Available Now
Studio 1 Bath 286 Sq Ft
1 Bed/1 Bath $1,039 – $1,099
1 Bed 1 Bath 576 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 1x1
    price $1,050
    square feet 576
    availibility Now
2 Bed/1 Bath $1,388 – $1,399 Not Available
2 Beds 1 Bath 864 Sq Ft
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out.View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Basics
    • Due at Application
      • Application Fee Per Applicant
        Charged per applicant.
        $50
  • Dogs
    Max of 2
    Restrictions:
    Breed restrictions may apply
    Read More Read Less
  • Cats
    Max of 2
    Comments
    $20 per pet two max
    Read More Read Less
  • Surface Lot
    Parking Available

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Details

Lease Options

  • 12 mo

Property Information

  • Built in 1985
  • 70 units/1 story

About Cottages by the Bay

Cottages By The Bay is a charming apartment community with quaint and cozy studio, 1 and 2 bedroom apartments. All apartments are one level, no one above or below you! Cottages By The Bay is conveniently located just minutes away from the world's most beautiful beaches and 1 mile from the navy base.

Cottages by the Bay is an apartment community located in Bay County and the 32408 ZIP Code. This area is served by the Bay attendance zone.

Unique Features

  • New Flooring And Upgrades!!
  • On-site Garbage

Contact

Language: English
Closed Today
  • Monday - Friday, 9am - 5pm
  • Saturday & Sunday, Closed
Property Management Company Logo

Community Amenities

Laundry Facilities

Grill

Package Service

Property Manager on Site

  • Package Service
  • Laundry Facilities
  • Maintenance on site
  • Property Manager on Site
  • Planned Social Activities
  • Grill

Apartment Features

Air Conditioning

Dishwasher

Washer/Dryer Hookup

High Speed Internet Access

Island Kitchen

Refrigerator

Tub/Shower

Disposal

Indoor Features

  • High Speed Internet Access
  • Washer/Dryer Hookup
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Cable Ready
  • Tub/Shower

Kitchen Features & Appliances

  • Dishwasher
  • Disposal
  • Island Kitchen
  • Eat-in Kitchen
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Breakfast Nook

Model Details

  • Carpet
  • Vinyl Flooring
  • Attic
  • Patio
Location Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
Amenities
  • Package Service
  • Laundry Facilities
  • Maintenance on site
  • Property Manager on Site
  • Planned Social Activities
  • Grill
  • New Flooring And Upgrades!!
  • On-site Garbage
  • High Speed Internet Access
  • Washer/Dryer Hookup
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Cable Ready
  • Tub/Shower
  • Dishwasher
  • Disposal
  • Island Kitchen
  • Eat-in Kitchen
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Breakfast Nook
  • Carpet
  • Vinyl Flooring
  • Attic
  • Patio
Expenses
Recurring
Cat Rent $20
Dog Rent $20
One-Time
Cat Fee $350
Dog Fee $350
Office Hours
Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday Closed
Sunday Closed
850-771-4959
City - Panama City Beach

Welcome to Panama City Beach, where pristine beaches meet the emerald waters of Florida's Gulf Coast. This coastal community offers a range of rental options from beachfront condominiums to single-family homes. Current rental data shows one-bedroom apartments averaging $1,409, while two-bedroom units typically rent for $1,663. Notable areas include the Pier Park district, home to shopping and entertainment venues, and the neighborhood surrounding Frank Brown Park, which features baseball fields, tennis courts, and a fishing pond across its 100-acre expanse.

Panama City Beach centers around its 9-mile shoreline, where residents enjoy swimming, surfing, and sunbathing throughout the year. St. Andrews State Park provides opportunities for hiking, bird watching, and fishing. The area's distinctive white sand, created from pure quartz crystals, sets these shores apart from other beach destinations.

Learn more about living in Panama City Beach 
Education
Colleges & Universities Distance
Colleges & Universities Distance
Gulf Coast State, Panama City
Drive: 8 min 4.1 mi
Gulf Coast State, North Bay
Drive: 33 min 16.5 mi
Cottages by the Bay is within 8 minutes or 4.1 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay.
Schools
  • Public Schools
  • Private Schools
Patronis Elementary School
Public Elementary School
Grades K-5
648 Students
Attendance Zone
Rising Leaders Academy
Charter Elementary, Middle & High School
Grades K-12
301 Students
Nearby
Palm Bay Preparatory Academy 6-12
Charter Middle & High School
Grades 6-12
195 Students
Nearby
Surfside Middle School
Public Middle School
Grades 6-8
843 Students
Attendance Zone
J.R. Arnold High School
Public High School
Grades 9-12
1,617 Students
Attendance Zone
St. Bernadette Catholic School
Private Elementary School
Grades K-4
Nearby
Saint John Catholic School
Private Elementary & Middle School
Grades PK-8
125 Students
Nearby
Covenant Christian School
Private Elementary, Middle & High School
Grades PK-12
139 Students
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2026. All rights reserved.
Transportation

Cottages by the Bay is near Northwest Florida Beaches International, located 22.2 miles or 35 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
Drive: 35 min 22.2 mi
Car-Dependent
26
Walk Score®
Out of 100
This area is considered a car-dependent area and most errands will require a car.
Minimal Transit
0
Transit Score®
Out of 100
Bikeable
51
Bike Score®
Out of 100
While there’s some bike infrastructure in this area, you’ll still need a car for many errands.
-
-
Soundscore™
Out of 100

Traffic:

-

Airport:

-

Businesses:

-

Score provided by

Scores provided by  and

Score provided by

Points of Interest

Time and distance from Cottages by the Bay.

Shopping Centers Distance
Shopping Centers Distance
Magnolia Plaza
Walk: 10 min 0.5 mi
Coastal Palms Village
Walk: 20 min 1.1 mi
Beachwalk Center
Drive: 4 min 1.9 mi
Cottages by the Bay has 3 shopping centers within 1.9 miles, which is about a 4-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
St. Andrews State Park
Drive: 8 min 3.3 mi
Science and Discovery Center of Northwest Florida
Drive: 15 min 8.4 mi
Cottages by the Bay has 2 parks within 8.4 miles, including St. Andrews State Park, and Science and Discovery Center of Northwest Florida.
Hospitals Distance
Hospitals Distance
Gulf Coast Regional Medical Center
Drive: 14 min 7.8 mi
Emerald Coast Behavioral Hospital
Drive: 16 min 8.7 mi
Ascension Sacred Heart Bay
Drive: 18 min 10.0 mi
Cottages by the Bay has 3 hospitals within 10.0 miles, the nearest is Gulf Coast Regional Medical Center which is 7.8 miles away and a 14 minute drive.
Military Bases Distance
Military Bases Distance
Naval Coastal Systems Center
Drive: 5 min 1.6 mi
Tyndall Air Force Base
Drive: 37 min 22.3 mi
Eglin Air Force Base De Funiak Spring
Drive: 136 min 75.8 mi
Cottages by the Bay has 3 military bases within 75.8 miles, the nearest is Naval Coastal Systems Center which is 1.6 miles away and a 5 minute drive.
 
 

Property Ratings at Cottages by the Bay

How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
3.8
Good
Out of 5

3.8 Blended Score

5 Renter Reviews

Share details of your own experience with this property

Sort By
 
  • Most Recent
  • Most Helpful
  • Rating Low-High
  • Rating High-Low
  1. ...
  2. ...

There are no reviews for this property. Be the first to add a review on this property.

Submitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review. Delete

Property Manager Responded:

Property Manager Responded

Show full review Show less
Was this helpful? Vote review helpful Thanks for your feedback!
Flag Review
  1. ...
  2. ...

Cottages by the Bay Photos

  • Cottages by the Bay

Models

  • Studio

Frequently Asked Questions
Does Cottages by the Bay have in-unit laundry?

While Cottages by the Bay does not provide in‑unit laundry, on‑site laundry facilities are available for shared resident use.

What utilities are included in rent at Cottages by the Bay?

Utilities are not included in rent. Residents should plan to set up and pay for all services separately.

Is parking available at Cottages by the Bay?

Parking is available at Cottages by the Bay. Contact this property for details.

Which floor plans are available, and what are the price ranges?

Cottages by the Bay has studios to two-bedrooms with rent ranges from $899/mo. to $1,399/mo.

Is Cottages by the Bay pet-friendly?

Yes, Cottages by the Bay welcomes pets. Breed restrictions, weight limits, and additional fees may apply. View this property's pet policy.

How much income do I need to rent at Cottages by the Bay?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $899 for a studio, you would need to earn about $32,000 per year to qualify. Want to double-check your budget? Try our Rent Affordability Calculator to see how much rent fits your income and lifestyle.

Does Cottages by the Bay have move-in specials?

Cottages by the Bay is offering 2 Months Free for eligible applicants, with rental rates starting at $899.

Does Cottages by the Bay offer Matterport 3D tours?

While Cottages by the Bay does not offer Matterport 3D tours, renters can request a tour directly through our online platform.

Back To Top
Send a Message
Contact Property
enter move in date in the format: 2 digit month / 2 digit day / 4 digit year

I would like to...

Send Message

Submitting Request

Send a Message
Contact Property

Thank you! Your email has been sent.

Error

Report an Issue Print Get Directions
Try These Popular Nearby Searches

Cities

  • Laguna Beach Rentals
  • Inlet Beach Rentals
  • Upper Grand Lagoon Rentals
  • Lower Grand Lagoon Rentals
  • Rosemary Beach Rentals

Search by Bedrooms

  • Studio Apartments in Panama City Beach
  • 1 Bedroom Apartments in Panama City Beach
  • 2 Bedroom Apartments in Panama City Beach
  • 3 Bedroom Apartments in Panama City Beach

Other Rental Types

  • Panama City Beach Lofts for Rent
  • Panama City Beach Houses for Rent
  • Panama City Beach Condos for Rent
  • Panama City Beach Townhomes for Rent
  • Private Landlord Rentals Panama City Beach
  • Panama City Beach Duplex Rentals
  • 32408 Houses for Rent
  • 32408 Condos for Rent
  • 32408 Townhomes for Rent

Stay on Budget

  • Panama City Beach Apartments Under $900
  • Panama City Beach Apartments Under $1,000
  • Panama City Beach Apartments Under $1,100
  • Panama City Beach Apartments Under $1,200
  • Panama City Beach Apartments Under $1,300
  • Panama City Beach Apartments Under $1,400
  • Panama City Beach Apartments Under $1,500
  • Panama City Beach Apartments Under $2,000

Filter by Popular Amenities

  • Pet Friendly Apartments in Panama City Beach
  • Furnished Apartments in Panama City Beach
  • Apartments with Washer & Dryer in Panama City Beach
  • Wheelchair Accessible Apartments in Panama City Beach
  • Apartments with EV Charging in Panama City Beach
  • Apartments with Balcony in Panama City Beach
  • Apartments with Air Conditioning in Panama City Beach
  • Panama City Beach Apartments with Pickleball Court
  • Panama City Beach Apartments with Virtual Tours
  • Panama City Beach Waterfront Apartments

Find Specialty Housing

  • Student Housing in Panama City Beach
  • Short Term Rentals in Panama City Beach
  • Luxury Apartments in Panama City Beach
  • Cheap Apartments in Panama City Beach
  • Corporate Housing in Panama City Beach
  • Move-In Specials in Panama City Beach
  • New Apartments in Panama City Beach

Nearby Properties

  • Spyglass Apartments
  • Exchange at the Beach
  • Perla
  • The Place at Grand Lagoon
  • About Us
  • Advertise
  • Legal Notices
  • Privacy Notice
  • Avoid Scams
  • Accessibility
  • Calculate Rent Affordability
  • Renterverse
  • Sitemap
Property Logo
apartments.com
© 2026 CoStar Group, Inc. Equal Housing Opportunity

Equal Housing Opportunity

© 2026 CoStar Group, Inc.

Equal Housing Opportunity

Ready to Apply?

Good News! This rental is accepting applications through Apartments.com. Act now and your $ purchase will include 9 additional FREE application submissions to participating properties.

Or if you already have an account


Required

Required

Valid Email Required

You must acknowledge the disclaimer to continue
Next
Continue

Take me to this property's website
Send Message
Interested in this property? Send message today.
Rate & Review Cottages by the Bay
Please select a rating
50 character minimum
By clicking submit, I agree to the Apartments.com Terms of Service and the Ratings & Reviews Terms of Use.

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.

Learn How It Works

What is a Sound Score Rating?

A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources

Learn How It Works

Share This Listing
Listing Image

6200 Cypress Point Dr

Panama City Beach, FL 32408

Email

Link Copied

(850) 771-4959
Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness