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Language: English

Open 9am - 5pm Today

View All Hours Office Hours Monday - Friday, 9am - 5pm Saturday & Sunday, Closed

Cottages by the Bay media gallery Unit
call 850-771-4959
Floor Plan View Body
Florida Bay County Panama City Beach Cottages by the Bay

Cottages by the Bay

6200 Cypress Point Dr, Panama City Beach, FL 32408

3.8 (5 reviews)

Property Rating

3.8
Good
Out of 5

3.8 Blended Score

See all 5 Renter Reviews

How Is This Rating Determined?

Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

1 Day Ago
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850-771-4959
Property Management Company Logo
  • Monthly Rent

    $939 - $1,399

  • Bedrooms

    Studio - 2 bd

  • Bathrooms

    1 ba

  • Square Feet

    286 - 864 sq ft

Cottages by the Bay
Property Management Company Logo
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Pricing & Floor Plans

Check Back Soon for Upcoming Availability

Beds Baths Average SF Availability
Studio Studio 0 Br 1 Bath 1 Bath 1 Ba 286 SF Not Available
1 Bedroom 1 Bedroom 1 Br 1 Bath 1 Bath 1 Ba 576 SF Not Available
2 Bedrooms 2 Bedrooms 2 Br 1 Bath 1 Bath 1 Ba 864 SF Not Available
Studio $939
Studio 1 Bath 286 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit Studio
    price $939
    square feet 286
    availibility Aug 15
1 Bed/1 Bath $1,050
1 Bed 1 Bath 576 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 1x1
    price $1,050
    square feet 576
    availibility Now
2 Bed/1 Bath $1,388 – $1,399 Not Available
2 Beds 1 Bath 864 Sq Ft
Studio $939
Studio 1 Bath 286 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit Studio
    price $939
    square feet 286
    availibility Aug 15
1 Bed/1 Bath $1,050
1 Bed 1 Bath 576 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 1x1
    price $1,050
    square feet 576
    availibility Now
2 Bed/1 Bath $1,388 – $1,399 Not Available
2 Beds 1 Bath 864 Sq Ft
* Price shown is base rent and may not include non-optional fees and utilities. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Move-In Fees
  • Application Fee
    $50
  • Dogs Allowed
  • Monthly pet rent
    $20
  • One time Fee
    $350
  • Pet deposit
    $0
  • Pet Limit
    2
  • Restrictions:
    Breed restrictions may apply
  • Cats Allowed
  • Monthly pet rent
    $20
  • One time Fee
    $350
  • Pet deposit
    $0
  • Pet Limit
    2
  • Comments:
    $20 per pet two max
  • Parking
  • Surface Lot
    Parking Available
    --
    2 Max

Details

Lease Options

  • 12 Month

Property Information

  • Built in 1985
  • 70 units/1 story

About Cottages by the Bay

Cottages By The Bay is a charming apartment community with quaint and cozy studio, 1 and 2 bedroom apartments. All apartments are one level, no one above or below you! Cottages By The Bay is conveniently located just minutes away from the world's most beautiful beaches and 1 mile from the navy base.

Cottages by the Bay is an apartment community located in Bay County and the 32408 ZIP Code. This area is served by the Bay attendance zone.

Unique Features

  • On-site Garbage
  • New Flooring And Upgrades!!

Contact

Language: English
Open 9am - 5pm Today
  • Monday - Friday, 9am - 5pm
  • Saturday & Sunday, Closed
Property Management Company Logo

Community Amenities

Laundry Facilities

Grill

Package Service

Property Manager on Site

  • Package Service
  • Laundry Facilities
  • Maintenance on site
  • Property Manager on Site
  • Planned Social Activities
  • Grill

Apartment Features

Air Conditioning

Dishwasher

Washer/Dryer Hookup

High Speed Internet Access

Island Kitchen

Refrigerator

Tub/Shower

Disposal

Highlights

  • High Speed Internet Access
  • Washer/Dryer Hookup
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Cable Ready
  • Tub/Shower

Kitchen Features & Appliances

  • Dishwasher
  • Disposal
  • Island Kitchen
  • Eat-in Kitchen
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Breakfast Nook

Model Details

  • Carpet
  • Vinyl Flooring
  • Attic
  • Patio
Location Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
Amenities
  • Package Service
  • Laundry Facilities
  • Maintenance on site
  • Property Manager on Site
  • Planned Social Activities
  • Grill
  • On-site Garbage
  • New Flooring And Upgrades!!
  • High Speed Internet Access
  • Washer/Dryer Hookup
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Cable Ready
  • Tub/Shower
  • Dishwasher
  • Disposal
  • Island Kitchen
  • Eat-in Kitchen
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Breakfast Nook
  • Carpet
  • Vinyl Flooring
  • Attic
  • Patio
Expenses
Recurring
Cat Rent $20
Dog Rent $20
One-Time
Cat Fee $350
Dog Fee $350
Office Hours
Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday Closed
Sunday Closed
850-771-4959
City - Panama City Beach

Panama City Beach is a coastal city with beautiful white-sand beaches – it’s what they’re known for! It’s a vacation destination on the Gulf, referred to as PCB (by the tourists, anyway). The city is located on the Florida Panhandle with miles of beachfront activities. To many it’s a spring break hotspot but to you, it is home. Pier Park is an upscale outdoor mall with a variety of shops and eateries. Sometimes there will be live music playing in the background as you shop and dine your way through.

When you live in PCB, you’ll have an abundance of water activities, such as parasailing and boating, at your fingertips. A variety of amusement parks call this place home. Visitors and locals alike enjoy the dolphin exhibit at Gulf World Marine and splash zones at Shipwreck Island. If golf is more you thing, Panama City Beach has it too. Numerous seaside restaurants are in walking distance of area apartments.

Learn more about living in Panama City Beach 
Education
Colleges & Universities Distance
Colleges & Universities Distance
Gulf Coast State, Panama City
Drive: 8 min 4.1 mi
Gulf Coast State, North Bay
Drive: 33 min 16.5 mi
Cottages by the Bay is within 8 minutes or 4.1 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay.
Schools
  • Public Schools
  • Private Schools
Patronis Elementary School
Public Elementary School
Grades K-5
648 Students
Attendance Zone
Rising Leaders Academy
Charter Elementary, Middle & High School
Grades K-12
301 Students
Nearby
Palm Bay Preparatory Academy 6-12
Charter Middle & High School
Grades 6-12
195 Students
Nearby
Surfside Middle School
Public Middle School
Grades 6-8
843 Students
Attendance Zone
J.R. Arnold High School
Public High School
Grades 9-12
1,617 Students
Attendance Zone
St. Bernadette Catholic School
Private Elementary School
Grades K-4
Nearby
Bacot Academy
Private Elementary, Middle & High School
Grades 1-10
Nearby
Saint John Catholic School
Private Elementary & Middle School
Grades PK-8
125 Students
Nearby
Covenant Christian School
Private Elementary, Middle & High School
Grades PK-12
139 Students
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2025. All rights reserved.
Transportation

Cottages by the Bay is near Northwest Florida Beaches International, located 22.2 miles or 35 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
Drive: 35 min 22.2 mi
Car-Dependent
28
Walk Score®
Out of 100
This area is considered a car-dependent area and most errands will require a car.
Minimal Transit
0
Transit Score®
Out of 100
Bikeable
51
Bike Score®
Out of 100
While there’s some bike infrastructure in this area, you’ll still need a car for many errands.
-
-
Soundscore™
Out of 100

Traffic:

-

Airport:

-

Businesses:

-

Score provided by

Scores provided by  and

Score provided by

Points of Interest

Time and distance from Cottages by the Bay.

Shopping Centers Distance
Shopping Centers Distance
Magnolia Plaza
Walk: 10 min 0.5 mi
Coastal Palms Village
Walk: 20 min 1.1 mi
Beachwalk Center
Drive: 4 min 1.9 mi
Cottages by the Bay has 3 shopping centers within 1.9 miles, which is about a 4-minute walk. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
St. Andrews State Park
Drive: 8 min 3.3 mi
Science and Discovery Center of Northwest Florida
Drive: 15 min 8.4 mi
Cottages by the Bay has 2 parks within 8.4 miles, including St. Andrews State Park, and Science and Discovery Center of Northwest Florida.
Hospitals Distance
Hospitals Distance
Gulf Coast Regional Medical Center
Drive: 14 min 7.8 mi
Emerald Coast Behavioral Hospital
Drive: 16 min 8.7 mi
Ascension Sacred Heart Bay
Drive: 18 min 10.0 mi
Cottages by the Bay has 3 hospitals within 10.0 miles, the nearest is Gulf Coast Regional Medical Center which is 7.8 miles away and a 14 minute drive.
Military Bases Distance
Military Bases Distance
Naval Coastal Systems Center
Drive: 5 min 1.6 mi
Tyndall Air Force Base
Drive: 37 min 22.3 mi
Eglin Air Force Base De Funiak Spring
Drive: 136 min 75.8 mi
Cottages by the Bay has 3 military bases within 75.8 miles, the nearest is Naval Coastal Systems Center which is 1.6 miles away and a 5 minute drive.
 
 

Property Ratings at Cottages by the Bay

How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
3.8
Good
Out of 5

3.8 Blended Score

5 Renter Reviews

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7/16/22
A/c

I have been living here for a year now and when I first moved in back in August of 21 the office manager told me to let her know if I had any problems with the a/c because it stopped working with the last tenant. It was fine up j til June of 22 when the a/c went out on me. It has went out on me 3 times each time being a Saturday. You can’t get ahold of the office manager and when they do get someone to come look at it the a/c guy will say it is working fine and does nothing. The units are not very well insular and it you do have furniture the entire house becomes too small to live in. There are snakes everywhere around it and I have walked out several times of my front door to find a snake on my step! It’s NOT a good place to live they only care about taking your money

Property Manager at Cottages by the Bay, Responded To This Review

Im sorry to hear about your less than stellar experience. Unfortunately A/C's have a tendency to go out over time. We typically do a couple of tests to determine if the unit can be repaired prior to replacing. As a follow up, we did end up replacing this unit with a new one. I hope that it is working and cooling now. We apologize for any inconvenience.

4/25/21
Deposit

No matter how much you clean... You will not get your deposit back as promised !called many times

Property Manager at Cottages by the Bay, Responded To This Review

Im Sorry about your less than satisfactory experience. I don't know the specifics of your security deposit, but we typically base our security deposit returns on state guidelines and we use a standardized criteria for all units. If you have any specific questions, please reach out to the office at 850-235-0207.

7/30/20
Military Friendly

They are really great with accommodating military. I’ve been here since 2017. If you have problems they are willing to help accommodate you in anyway they can. If you’re active duty this is the best place to stay.

Property Manager at Cottages by the Bay, Responded To This Review

Thank you for the kind review! We love our military residents, it is our pleasure to accommodate!

1/31/20
Unprofessional and untimely

Have been having AC issues, previous management had these issues fixed immediately I reported this on 1/14/20 was given the run around. Then told on the 16th a part was ordered and they would be there to fix the issue on the 17th a Friday. I came home nothing had been repaired and of course the front office had left early that day. Mlk day approached maintenance knocked asking about my ac and me having “Heating” problems. I never told them I had heating issues only AC he said the other maintenance man would be by later that day to fix it and that it probably just needs recharging. Thy never came back. Then I get told a couple days later that I need a whole new AC system and will be waiting for that as well. I have left several voicemails in an attempt to be updated about what’s happening since the 17th I have to call the office Upwards of 30 times for them to answer all of what I’m saying can be backed up with my call log. I spoke about pro rating my rent for these issues and was offered 50$. This is unacceptable and I’ll make sure everyone knows this. I’ve worked property management for one of the top rated condos on the beach and never once have I let a resident have to call 30 times to get an update on issues within their condo. Nor did I ignore several voicemails about needing to be updated. Several of those days I didn’t need ac but for a solid week I did. I have dogs in the house. This is quite possibly the most unprofessional rental company I have ever lived under.

9/13/15
Cruel to loyal renters.

New property management company royal america that took over our property sucks. They are not willing to work with hard working people. I usually can't pay rent in the first week because of when I'm paid and how my other bills sit for the month, but no later than the second week. I'm am now being charged a $125.00 late fee, and if you're late 3 months, they will not accept rent the 4th month. I make enough to cover my bills. I am one of few in this resort town to have a steady full time year round job, but yet they can't work with me. I can not afford 125 extra a month. Instead they push me and my family out, to move new renters. Hope the new renters have a good job for the off season.

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Cottages by the Bay Photos

  • Cottages by the Bay

Models

  • Studio

Frequently Asked Questions
Which floor plans are available, and what are the price ranges?

Cottages by the Bay has studios to two bedrooms with rent ranges from $939/mo. to $1,399/mo.

Can I see a model or tour Cottages by the Bay?

Yes, to view the floor plan in person, please schedule a personal tour.

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6200 Cypress Point Dr

Panama City Beach, FL 32408

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