20 Common Mistakes Renters Make

There’s no guidebook or class to teach you how to be a renter, leading to many educating themselves or going into the process blind. Unfortunately, this can end up being a “learning the hard way” process where errors can cost you. To make your apartment journey as smooth as possible, check out these 20 common mistakes renters make so you can avoid them.

Key Takeaways

• Failing to read the full lease or understand rental terms can lead to costly surprises, from unapproved pets to unexpected fees; always review every clause before signing.
• Skipping tours or neglecting to document an apartment’s condition can result in unpleasant move-in surprises or disputes over security deposits — protect yourself with photos and inspections.
• Rental scams, budget overreach, and late rent payments remain some of the biggest pitfalls; stay vigilant online, stick to the 30 percent income rule, and set up auto-pay to avoid trouble.

1. Rushing the Apartment Search

One of the biggest mistakes renters make is rushing their apartment search. When you’re eager to move, it’s tempting to grab the first place you see, but that approach can lead to higher rent, hidden fees, lease terms that don’t fit your lifestyle, or a rental/area you’re not in love with. Take your time to explore your options and tour multiple properties by starting your search early, ideally two or three months before your move-in date.

2. Not Doing Your Research

Do your research before signing a lease to make an informed decision. The apartment should cover all your needs and have as many of your wants as possible. Take time to explore the area as well. Consider what the neighborhood offers and your distance to important locations (like work or school).

3. Not Gathering Rental Documents and Information Ahead of Time

When you find the apartment of your dreams, you need to move fast to secure it. That’s why gathering your rental application documents ahead of time is key to glide through the process. Prepare recent pay stubs, identification, proof of income, rental history, and references. This preparation helps you act quickly when you find a space you love and stand out as a responsible, responsive renter to landlords.

4. Failing to Stick to Your Budget

It’s easy to fall in love with an apartment out of your budget, but overspending on rent is never good. Being over budget can stress your finances, leading to issues that bleed over into other parts of your life.

When figuring out how much you should spend on rent, a good rule of thumb is that it should be 30 percent of your income. Don’t forget to factor in other expenses to the total cost of renting like utilities, the security deposit, and move-in fees.

5. Not Looking Out for Rental Scams

While the internet and digital apartment hunting have made the search a much smoother process, it has introduced new problems. For example, rental scams trick renters into paying money or giving personal information through false ads and listings. Look out for:

• Vague listings and descriptions
• Too good to be true pricing
• Suspicious screening requests
• Scare tactics through urgency and pressure

6. Not Asking Questions

Taking the time to clarify details upfront prevents future surprises. Before you tour or sign a lease, be sure to ask questions about any information that you want to know. Common topics to ask about are utilities, rent, parking, noise policies, pests, maintenance, and any other details that help you make your choice.

7. Skipping Online Reviews

Online reviews provide a glimpse into what living in the community is like. Read multiple reviews to get an accurate and consistent picture of the property. What residents like and don’t like will become clear as they will be mentioned by different reviewers. Apartment reviews are part of the research process for finding a good home.

8. Not Finding a Good Roommate

Finding a roommate is not as simple as it sounds. You need to evaluate your compatibility as well as their responsibility as a renter. Nothing ruins the renting experience more than a roommate not paying rent or keeping you up at night. Take your time to find a good match.

9. Forgoing Apartment Tours

While signing a lease without seeing the place is becoming more common, it’s best to take an in-person tour to avoid any surprises. The actual unit can differ from what’s online, whether it’s the pictures or the 3D tour. It also allows you to explore the neighborhood and ask the leasing agent any questions you may have.

10. Not Reading the Entire Lease

Reading the entire lease is key to avoiding any issues and enjoying your life in the rental. Skimming might mean missing important details about late fees, maintenance responsibilities, or notices. Read it carefully and get answers to your questions before signing. Knowing your lease helps you be a responsible renter and avoid problems.

11. Not Purchasing Renters Insurance

Renters insurance is essential. It protects all your belongings and personal items as well as covering temporary housing. It’s an inexpensive price to pay for peace of mind. In addition, many landlords require renters insurance as part of the rental agreement, meaning you must purchase and maintain it while you live there.

12. No Moving Process Checklist

Moving involves dozens of tasks, from giving proper notice to setting up utilities. Without a moving checklist, it’s easy to skip over important steps. Stay organized and make your move stress-free by using a checklist.

13. Not Changing Your Address

Forgetting to update your address can cause all kinds of hiccups. From missed mail and lost bills to address verification issues with employers and insurance, it’s a headache that you want to avoid. Make a checklist of all the places you need to change your address.

14. Not Taking Pictures or Documenting the Apartment Condition

Document the condition of the apartment after moving in and before moving out by taking pictures and writing notes. Most apartment communities require you to do this anyway, so you can take care of two tasks at once. Store all your photos and notes somewhere they’re easily found, like an online folder or with other important documents.

15. Not Having Copies of All Rental Documents

Having copies of important documents, like your lease and renters insurance proof, means they are easy to refer to. 

Keep both digital and printed copies of your lease, renter’s insurance, inspection forms, and any repair requests. Having everything organized saves time when you need to reference terms or apply for a new apartment later. A simple folder, physical or digital, keeps your rental paperwork in order and stress-free.

16. Accidentally Breaking Your Lease

Even responsible renters can break their lease. The best way to avoid lease violations is being familiar with your lease terms and knowing common ways renters break their lease:

• Keeping a pet without approval
• Subletting without permission
• Making unapproved rental modifications
• Not adhering to maintenance responsibilities
• Causing damage

17. Being Unfamiliar with Renters’ Rights

Laws at the local, state, and federal level outline your responsibilities and rights as a renter. Being familiar with these laws ensures you are armed with knowledge on dealing with any situation you may encounter.

18. Being Late on Rent

Being late on rent can lead to all sorts of consequences, from late fees and a blemish on your rental history to eviction and legal action. Avoid this by setting up automatic payments or reminders.

19. Avoiding Contact with Maintenance or Your Landlord

Don’t let small issues become major ones by ignoring them. Contact maintenance or your landlord as soon as you notice a problem. This will help keep your home in great shape and foster good communication.

20. Forgetting When Your Lease Ends

Be sure to mark the date your lease ends on your calendar. Knowing when your lease expires allows you to plan ahead, whether you’re renewing, negotiating, or preparing to move. Waiting too long could mean losing your spot or paying higher rent if rates increase.

Get Help on Every Step of Your Renter Journey

Whether you’re a seasoned apartment hunting veteran or it’s your first time, Renterverse has resources to help you through every step of the process. Wherever you are on the journey, from searching to renewing, there is a resource to help you navigate it.