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Language: English

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View All Hours Office Hours Monday - Friday, 7am - 4pm Saturday & Sunday, Closed

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Florida Bay County Panama City Bay Front Apartments

Bay Front Apartments

1699 S Gay Ave, Panama City, FL 32404

5.0 (1 review)

Property Rating

5.0
Excellent
Out of 5

5.0 Blended Score

See all 1 Renter Reviews

How Is This Rating Determined?

Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

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850-788-8576
  • Monthly Rent

    $1,275 - $1,550

  • Bedrooms

    1 - 2 bd

  • Bathrooms

    1 ba

  • Square Feet

    720 - 940 sq ft

Bay Front Apartments
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Daily Specials Offered

Please inquire with front office for current specials! Daily Specials!

Highlights

  • Waterfront
  • Porch
  • Yard
  • High Ceilings
  • Walk-In Closets
  • Deck
  • Individual Locking Bedrooms
  • Island Kitchen
  • Picnic Area

Pricing & Floor Plans

filter results by bedrooms
1 Bed, 1 Bath $1,275 – $1,350
1 Bed 1 Bath 720 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 204B
    price $1,300
    square feet 760
    availibility Now
2 Bed, 1 Bath (Reno) $1,375 – $1,550 Available Now
2 Beds 1 Bath 940 Sq Ft
2 Bed, 1 Bath $1,400
2 Beds 1 Bath 940 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit D305
    price $1,400
    square feet 940
    availibility Now
1 Bed, 1 Bath $1,275 – $1,350
1 Bed 1 Bath 720 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit 204B
    price $1,300
    square feet 760
    availibility Now
2 Bed, 1 Bath (Reno) $1,375 – $1,550 Available Now
2 Beds 1 Bath 940 Sq Ft
2 Bed, 1 Bath $1,400
2 Beds 1 Bath 940 Sq Ft
1 Available unit
Unit
Base Price
Sq Ft
Availability
Unit Details
  • Unit D305
    price $1,400
    square feet 940
    availibility Now
* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
* Square footage definitions vary. Displayed square footage is approximate.

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Basics
    • Due at Application
      • Application Fee Per Applicant
        Charged per applicant.
        $0
    • Due at Move-In
      • Administrative Fee
        Charged per unit.
        $0

No Pets Allowed

  • Surface Lot

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Details

Utilities Included

  • Trash Removal
  • Air Conditioning

Lease Options

  • 7 - 12 Month Leases
  • Short term lease

Property Information

  • Built in 1989
  • 117 units/3 stories

Bay Front Apartments is an apartment community located in Bay County and the 32404 ZIP Code. This area is served by the Bay attendance zone.

Unique Features

  • Waterfront Views In Select Homes

Contact

Language: English
Open 7am - 4pm Today
  • Monday - Friday, 7am - 4pm
  • Saturday & Sunday, Closed

Community Amenities

Laundry Facilities

Picnic Area

Property Manager on Site

Maintenance on site

  • Laundry Facilities
  • Maintenance on site
  • Property Manager on Site
  • Picnic Area
  • Waterfront
  • Individual Locking Bedrooms

Apartment Features

Washer/Dryer

Air Conditioning

Dishwasher

High Speed Internet Access

Hardwood Floors

Walk-In Closets

Island Kitchen

Granite Countertops

Indoor Features

  • High Speed Internet Access
  • Washer/Dryer
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Smoke Free
  • Storage Space
  • Tub/Shower
  • Framed Mirrors

Kitchen Features & Appliances

  • Dishwasher
  • Granite Countertops
  • Island Kitchen
  • Eat-in Kitchen
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Freezer

Model Details

  • Hardwood Floors
  • Carpet
  • Dining Room
  • High Ceilings
  • Crown Molding
  • Views
  • Walk-In Closets
  • Linen Closet
  • Window Coverings
  • Large Bedrooms
  • Balcony
  • Patio
  • Porch
  • Deck
  • Yard
  • Lawn
Location Get Directions
Schools Restaurants Groceries Coffee Banks Shops Fitness
Amenities
  • Laundry Facilities
  • Maintenance on site
  • Property Manager on Site
  • Picnic Area
  • Waterfront
  • Individual Locking Bedrooms
  • Waterfront Views In Select Homes
  • High Speed Internet Access
  • Washer/Dryer
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Smoke Free
  • Storage Space
  • Tub/Shower
  • Framed Mirrors
  • Dishwasher
  • Granite Countertops
  • Island Kitchen
  • Eat-in Kitchen
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Freezer
  • Hardwood Floors
  • Carpet
  • Dining Room
  • High Ceilings
  • Crown Molding
  • Views
  • Walk-In Closets
  • Linen Closet
  • Window Coverings
  • Large Bedrooms
  • Balcony
  • Patio
  • Porch
  • Deck
  • Yard
  • Lawn
Expenses
Utilities Included
Trash Removal, Air Conditioning Included
Office Hours
Monday 7am - 4pm
Tuesday 7am - 4pm
Wednesday 7am - 4pm
Thursday 7am - 4pm
Friday 7am - 4pm
Saturday Closed
Sunday Closed
850-788-8576
City - Panama City

Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.

Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.

Learn more about living in Panama City 
Education
Colleges & Universities Distance
Colleges & Universities Distance
Gulf Coast State, Panama City
Drive: 24 min 13.1 mi
Gulf Coast State, North Bay
Drive: 32 min 18.2 mi
Gulf Coast State, Franklin Ctr
Drive: 54 min 34.2 mi
Bay Front Apartments is within 24 minutes or 13.1 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay and Gulf Coast State, Franklin Ctr.
Schools
  • Public Schools
  • Private Schools
Tyndall Elementary School
Public Elementary & Middle School
Grades PK-8
800 Students
Attendance Zone
Rosenwald High School
Public Middle & High School
Grades PK & 6-12
345 Students
Nearby
Property Identified
Cedar Grove Elementary School
Public Elementary School
Grades PK-5
562 Students
Nearby
Property Identified
Oscar Patterson Elementary Magnet
Public Elementary School
Grades PK-5
261 Students
Nearby
Property Identified
Springfield Elementary School
Public Elementary School
Grades PK-5
409 Students
Nearby
Property Identified
Parker Elementary School
Public Elementary School
Grades PK-5
496 Students
Nearby
Property Identified
Merriam Cherry Street Elementary
Public Elementary School
Grades PK-5
362 Students
Nearby
Property Identified
Callaway Elementary School
Public Elementary School
Grades PK-5
511 Students
Nearby
Property Identified
Rutherford High School
Public Middle & High School
Grades 6-12
1,337 Students
Attendance Zone
Child Care Washington Academy
Public Middle School
Grades 6-8
91 Students
Nearby
Property Identified
Jinks Middle School
Public Middle School
Grades 6-8
570 Students
Nearby
Property Identified
Everitt Middle School
Public Middle School
Grades 6-8
689 Students
Nearby
Property Identified
Bay High School
Public High School
Grades 9-12
1,255 Students
Nearby
Property Identified
Chautauqua Charter School
Charter High School
Grades 9-12
46 Students
Nearby
Property Identified
Fellowship Christian Academy
Private Elementary & Middle School
Grades PK-8
Nearby
Beacon Preparatory Academy
Private Elementary & Middle School
Grades 3-9
Nearby
Eagle Nest Christian Academy
Private Elementary, Middle & High School
Grades K-12
Nearby
School data provided by The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.

View GreatSchools Rating Methodology


Data provided by GreatSchools.org © 2025. All rights reserved.
Transportation

Bay Front Apartments is near Northwest Florida Beaches International, located 29.5 miles or 47 minutes away.

Airports Distance
Airports Distance
Northwest Florida Beaches International
Drive: 47 min 29.5 mi
Car-Dependent
8
Walk Score®
Out of 100
This area is considered a car-dependent area and most errands will require a car.
Minimal Transit
0
Transit Score®
Out of 100
Somewhat Bikeable
30
Bike Score®
Out of 100
You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.
Calm
84
Soundscore™
Out of 100

Traffic:

Calm

Airport:

Active

Businesses:

Calm

Score provided by

Scores provided by  and

Score provided by

Points of Interest

Time and distance from Bay Front Apartments.

Shopping Centers Distance
Shopping Centers Distance
The Plaza
Drive: 3 min 1.3 mi
Hickory Plaza
Drive: 5 min 1.8 mi
Beacon Point Shopping Center
Drive: 5 min 2.1 mi
Bay Front Apartments has 3 shopping centers within 2.1 miles, which is about a 5-minute drive. The miles and minutes will be for the farthest away property.
Parks and Recreation Distance
Parks and Recreation Distance
Science and Discovery Center of Northwest Florida
Drive: 16 min 8.6 mi
St. Andrews State Park
Drive: 37 min 19.4 mi
Bay Front Apartments has 2 parks within 19.4 miles, including Science and Discovery Center of Northwest Florida, and St. Andrews State Park.
Hospitals Distance
Hospitals Distance
Ascension Sacred Heart Bay
Drive: 14 min 6.4 mi
Emerald Coast Behavioral Hospital
Drive: 17 min 8.8 mi
Gulf Coast Regional Medical Center
Drive: 18 min 9.5 mi
Bay Front Apartments has 3 hospitals within 9.5 miles, the nearest is Ascension Sacred Heart Bay which is 6.4 miles away and a 14 minute drive.
Military Bases Distance
Military Bases Distance
Tyndall Air Force Base
Drive: 12 min 7.1 mi
Naval Coastal Systems Center
Drive: 31 min 16.2 mi
Eglin Air Force Base De Funiak Spring
Drive: 158 min 88.4 mi
Bay Front Apartments has 3 military bases within 88.4 miles, the nearest is Tyndall Air Force Base which is 7.1 miles away and a 12 minute drive.
 
 

Property Ratings at Bay Front Apartments

How Is This Rating Determined? How Is This Rating Determined? Every community on Apartments.com features a rating displayed on a 5-star scale. This rating includes average renter review scores and a building rating to determine an overall blended score for this property.

Building ratings are based on this community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.
5.0
Excellent
Out of 5

5.0 Blended Score

1 Renter Review

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4/22/23
Callaway’s Hidden Gem

Surrounded by East Bay and acres of beautiful salt marshes, nowhere else brings you closer to nature. Stunning views pair with friendly neighbors that include dolphins, crabs, rabbits, squirrels, owls, eagles, and great white herons. The community is tucked into a peaceful neighborhood, providing a retreat from the everyday hustle and bustle while remaining convenient to everything you need. The community was built and continues to be managed by an honest, hardworking family with strong, multigenerational roots in Callaway. The on-site team is accessible, reliable, efficient, and keeps the community in top condition year-round. It’s truly a pleasure to call Bay Front home.

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Bay Front Apartments Photos

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Frequently Asked Questions
Does Bay Front Apartments have in-unit laundry?

Bay Front Apartments has units with in‑unit washers and dryers, making laundry day simple for residents.

What utilities are included in rent at Bay Front Apartments?

Select utilities are included in rent at Bay Front Apartments, including trash removal and air conditioning. Residents are responsible for any other utilities not listed.

Which floor plans are available, and what are the price ranges?

Bay Front Apartments has one to two bedrooms with rent ranges from $1,275/mo. to $1,550/mo.

Is Bay Front Apartments pet-friendly?

Bay Front Apartments does not allow pets, though service animals are always welcome in accordance with applicable laws.

How much income do I need to rent at Bay Front Apartments?

A good rule of thumb is to spend no more than 30% of your gross income on rent. Based on the lowest available rent of $1,275 for a one bedroom, you would need to earn about $46,000 per year to qualify. Want to double-check your budget? Try our Rent Affordability Calculator to see how much rent fits your income and lifestyle.

Does Bay Front Apartments have move-in specials?

Bay Front Apartments is offering Specials for eligible applicants, with rental rates starting at $1,275.

Does Bay Front Apartments offer Matterport 3D tours?

While Bay Front Apartments does not offer Matterport 3D tours, renters can request a tour directly through our online platform.

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What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.

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What is a Sound Score Rating?

A Sound Score Rating aggregates noise caused by vehicle traffic, airplane traffic and local sources

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1699 S Gay Ave

Panama City, FL 32404

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