4713 3 Island Rd

About This Home

Welcome to your peaceful and tranquil retreat in this 2-bedroom 1-bath home with cozy interiors of lovely wooden flooring, inviting creamy white walls, and abundant natural light. Create your favorite meals in the well-equipped eat-in kitchen with white shaker cabinets and relax in the generous-sized bedrooms with a cozy ambiance and ample closet space. With a washer and dryer hook-up to simplify your laundry chores, a smart home system for seamless control of your space, and central heating and air to ensure a secure, energy-efficient, and healthy environment. Larger pets up to 90 lbs max are welcome. Located on the banks of the Caney Fork River, close to local amenities, schools, and entertainment. perfect for outdoor enthusiasts. Don't Miss This Offer! Book a showing today! ---------------------------- Only $950 Deposit to Move In! ---------------------------- ---------------------------- ** WE ALSO OFFER RENT TO OWN TERM *** ---------------------------- Sale Price : $ 189,900 Down Payment : $ 5,000 Loan Origination Fee : $ 1,899 Agreement Preparation Fee : $ 500 Financed : $ 186,799 Monthly Payment : $1,586.20 Plus taxes and Insurance Term : 40 Years *Must rent the prop for at least 6 months to do owner financing. *Must still do application following the application criteria. ------------------------------------------------------ Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Learn more: Washer & Dryer Rental Program - $99/month for a high-quality washer and dryer - One-time installation fee: $75 - Repairs and maintenance are covered - Charges apply for damage or loss Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent) ---------------------------- Renters Insurance ................ $14.99 Community Perks Package .......... $2.99 HVAC Filter Program .............. $12.50 ---------------------------- AMENITIES ---------------------------- - Central Heat and Air - Electric Heat - Refrigerator, Stove - Washer and Dryer Hookup - Pet Friendly (90 lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- Renters Insurance ................ $14.99/month - Provides $100,000 in liability coverage and $10,000 protection for personal belongings. HVAC Filter Program .............. $12.50/month - Regular delivery of air filters to improve air quality and reduce energy bills. Credit Reporting Program ......... $2.99/month - Reports your on-time rent payments to credit bureaus to help build or improve your credit. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Optional) ---------------------------- Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. ---------------------------- PET POLICY ---------------------------- - Standard Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - $375 non-refundable fee per pet - $45/month for 1st pet; $25/month for each additional (max 3) - No fees for ESA or Service Animals - Pet Application Fee: $35/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- AUTOMATIC DENIALS: - Utility Collections - (can be rectified by paying balance with receipt.) - Landlord Collections - (can be rectified by paying balance with receipt.) - Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt) - Drug Charges - (non-negotiable) - Felonies/Misdemeanor (within the last 10 years) - (non-negotiable) - Bankruptcies (within the last 5 years) - (non-negotiable) CREDIT REQUIREMENTS: If employed more than 1 year with current employer: - 600+: No Risk Mitigation Fee - 575-599: 50% Risk Mitigation Fee - 550-574: 100% Risk Mitigation Fee - 549 and below: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent) If employed less than 1 year with current employer: - 575+: No Risk Mitigation Fee - 550-574: 50% Risk Mitigation Fee - 525-549: 100% Risk Mitigation Fee - 500-524: 150% Risk Mitigation Fee - 499 or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent) INCOME REQUIREMENT: - Combined household income must be at least 2x the rent Note: A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable. ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- MOVE-IN COSTS ---------------------------- - First month’s rent (prorated) - Security deposit - $100 lease preparation fee - Additional Mandatory fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? --------------------- ------- Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- Pay your rent on time and we’ll report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. ---------------------------- Contact us today to schedule a tour or apply online! ---------------------------- Affordable Housing : Yes Resident Benefits Package Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required Washer/Dryer For Rent