Houses Florida Bay County Panama City 3545 Mill Point Cove

$2,250 / Month

3545 Mill Point Cove

Panama City, FL 32404

Today

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850-819-5891

Bedrooms

4
Bathrooms

2.5
Square Feet

1,694 sq ft
Available

Not Available

Highlights

Pond View
Waterfront
High Ceiling
Split Bedroom Floorplan
Covered Patio or Porch
Stainless Steel Appliances

3545 Mill Point Cove

About This Home

$2,150 deposit, Not Available

NOVEMBER SPECIAL! 1st Month Free with a 2 year signed lease agreement if signed by 11/30/2025. 2 Story 4 bedroom 2.5 bath home with 1 car garage at then end of the cul-de-sac with open floor plan, LVP flooring, stainless steel appliances, island breakfast bar, dining area, laundry room downstairs and 4 bedrooms with carpet upstairs. Balcony off the master bedroom, open patio off the kitchen overlooks the retention pond. W/D Hookups, sprinkler system on same meter as the home.Bay County Utilities (Water/Sewage)FPL ElectricHOAPet Negotiable $50.00 Pet Fee per pet$250.00 Pet Deposit per pet$25.00 per month pet rent per pet.

3545 Mill Point Cove is a house located in Bay County and the 32404 ZIP Code. This area is served by the Bay attendance zone.

* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. Price, availability, fees, and any applicable rent special are subject to change without notice.

* Square footage definitions vary. Displayed square footage is approximate.

Home Details

Home Type

Single Family Detached Home

Year Built

Built in 2022

Bedrooms and Bathrooms

Split Bedroom Floorplan 2.5 Bathrooms 4 Bedrooms

Home Security

Fire and Smoke Detector

Interior Spaces

High Ceiling Vinyl Plank Flooring Ceiling Fan Bookcases 2-Story Property

Kitchen

Stainless Steel Appliances Electric Range Breakfast Bar Kitchen Island Ice Maker

Laundry

Laundry Room Washer and Dryer Hookup

Listing and Financial Details

Security Deposit $2,150 Property Available on 10/10/25 Tenant pays for all utilities, exterior maintenance, pest control, sewer

Lot Details

Waterfront

Outdoor Features

Covered Patio or Porch Balcony

Parking

3 Parking Spaces Paved Parking

Schools

Deer Point Elementary School Merritt Brown Middle School Mosley High School

Utilities

Cooling Available Central Heating Electric Water Heater

Views

Pond Views

Community Details

Overview

Mill Point Subdivision

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

One-Time Basics
- Due at Move-In
  - Security Deposit - Refundable
    $2,150

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Contact

Listed by Patricia M Sneed | Century 21 Ryan Realty Inc
Phone Number
Contact
Source

Central Panhandle Association of REALTORS®

Location Get Directions

Schools Restaurants Groceries Coffee Banks Shops Fitness

Amenities

Refrigerator

Waterfront

City - Panama City

Located along Florida's Emerald Coast, Panama City combines coastal living with Southern hospitality. The rental market offers various options, with one-bedroom apartments averaging $1,215 per month, while three-bedroom homes average $1,879. Recent trends show some softening in rental rates, with one-bedroom units experiencing a 4.5% decrease year-over-year. Notable areas include historic St. Andrews, featuring a waterfront district and weekly farmers' market, and the downtown area with its expanding arts scene and local shops. The presence of Florida State University Panama City and Gulf Coast State College adds to the city's educational landscape.

Panama City's location on St. Andrews Bay provides year-round opportunities for water recreation and outdoor activities. The city spans 36 square miles, featuring public parks, marinas, and green spaces throughout the community. Tyndall Air Force Base, a significant presence in the area, is undergoing a $5.3 billion renovation project.

Learn more about living in Panama City

Education

Colleges & Universities			Distance
Colleges & Universities			Distance
Gulf Coast State, Panama City	Drive:	14 min	8.4 mi
Gulf Coast State, North Bay	Drive:	18 min	9.3 mi

3545 Mill Point Cove is within 14 minutes or 8.4 miles from Gulf Coast State, Panama City. It is also near Gulf Coast State, North Bay.

Schools

Deer Point Elementary School

Public Elementary School

Grades PK-5

705 Students

Attendance Zone

Merritt Brown Middle School

Public Middle School

Grades 6-8

701 Students

Attendance Zone

A. Crawford Mosley High School

Public High School

Grades 9-12

1,901 Students

Attendance Zone

Hunter Academy

Private Elementary & Middle School

Grades 3-9

Nearby

Panama City Advanced School

Private Elementary, Middle & High School

Grades PK-12

140 Students

Nearby

School data provided by

Transportation

3545 Mill Point Cove is near Northwest Florida Beaches International, located 20.7 miles or 33 minutes away.

Airports			Distance
Airports			Distance
Northwest Florida Beaches International	Drive:	33 min	20.7 mi

Car-Dependent

Walk Score^®

Out of 100

This area is considered a car-dependent area and most errands will require a car.

Minimal Transit

Transit Score^®

Out of 100

Somewhat Bikeable

Bike Score^®

Out of 100

You might be able to find places to ride your bike in this area, but you’ll most likely want your car for most errands.

Soundscore^™

Out of 100

Traffic:

Airport:

Businesses:

Score provided by

Scores provided by and

Score provided by

Points of Interest

Time and distance from 3545 Mill Point Cove.

Shopping Centers			Distance
Shopping Centers			Distance
Manufacturer's Outlet Center	Drive:	5 min	3.3 mi
The Shoppes at Panama City Mall	Drive:	5 min	3.3 mi
Emerald Plaza	Drive:	7 min	3.8 mi

3545 Mill Point Cove has 3 shopping centers within 3.8 miles, which is about a 7-minute drive. The miles and minutes will be for the farthest away property.

Parks and Recreation			Distance
Parks and Recreation			Distance
Science and Discovery Center of Northwest Florida	Drive:	8 min	4.8 mi
St. Andrews State Park	Drive:	29 min	15.8 mi

3545 Mill Point Cove has 2 parks within 15.8 miles, including Science and Discovery Center of Northwest Florida, and St. Andrews State Park.

Hospitals			Distance
Hospitals			Distance
Emerald Coast Behavioral Hospital	Drive:	8 min	4.5 mi
Gulf Coast Regional Medical Center	Drive:	7 min	4.6 mi
Ascension Sacred Heart Bay	Drive:	10 min	5.6 mi

3545 Mill Point Cove has 3 hospitals within 5.6 miles, the nearest is Emerald Coast Behavioral Hospital which is 4.5 miles away and a 8 minute drive.

Military Bases			Distance
Military Bases			Distance
Naval Coastal Systems Center	Drive:	23 min	12.6 mi
Tyndall Air Force Base	Drive:	23 min	14.1 mi
Eglin Air Force Base De Funiak Spring	Drive:	145 min	92.7 mi

3545 Mill Point Cove has 3 military bases within 92.7 miles, the nearest is Naval Coastal Systems Center which is 12.6 miles away and a 23 minute drive.