1985 Mississippi Ave

About This Property

Come home to this lovely 2-bedroom home with one full bath that is nestled in trees with well-maintained lawns and greets you with an inviting front porch. This home features an open floor plan with big windows, abundant natural light, and beautiful hardwood floors that seamlessly to a well-equipped kitchen with lovely white shaker cabinets. The bedrooms invite relaxation and provide ample closet space for your belongings. Come home to the modern comforts and convenience of a smart home system, central heat and air, and washer and dryer hook-up. Pets at 90 lbs max are welcome. Located right in front of Jere Whitson Park and a stone's throw away from TTU. Don't miss out! Book a showing now! ---------------------------- Only $1,050 Deposit to Move In! ---------------------------- Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Learn more: ----------------------------------------------- ** WE ALSO OFFER RENT TO OWN TERM *** Sale Price : $ 199,500 Down Payment : $ 5,000 Loan Origination Fee : $ 1,995 Agreement Preparation Fee : $ 500 Financed : $ 196,495 Monthly Payment : $ 1,668.53 Plus taxes and Insurance Term : 40 Years *Must rent the prop for at least 6 months to do owner financing. *Must still do application following the application criteria. ----------------------------------------------- Washer & Dryer Rental Program - $99/month for a high-quality washer and dryer - One-time installation fee: $75 - Repairs and maintenance are covered - Charges apply for damage or loss Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent) ---------------------------- Smart Home Automation ............ $20.95 Resident Benefits Package ........ $49.95 ---------------------------- AMENITIES ---------------------------- - Smart Home Automation - Central Heat and Air - Electric Heat - Refrigerator, Stove - Washer and Dryer Hookup - Pet Friendly (90 lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Resident Benefits Package ........ $49.95 - Our Resident Benefits Package is designed to make renting easier, more convenient, and more rewarding. Enjoy built-in savings, protection, maintenance support, and exclusive perks — all included to enhance your living experience. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Optional) ---------------------------- Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. PET POLICY ---------------------------- - Standard/Regular Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - $375 non-refundable fee per pet - $45/month for 1st pet; $25/month for each additional (max 3) - No fees for ESA or Service Animals - Pet Application Fee: $30/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- AUTOMATIC DENIALS: - Utility Collections - (can be rectified by paying balance with receipt.) - Landlord Collections - (can be rectified by paying balance with receipt.) - Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt) - Drug Charges - (non-negotiable) - Felonies/Misdemeanor (within the last 10 years) - (non-negotiable) - Bankruptcies (within the last 5 years) - (non-negotiable) CREDIT REQUIREMENTS: If employed more than 1 year with current employer: - 600+: No Risk Mitigation Fee - 575-599: 50% Risk Mitigation Fee - 550-574: 100% Risk Mitigation Fee - 549 and below: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent) If employed less than 1 year with current employer: - 575+: No Risk Mitigation Fee - 550-574: 50% Risk Mitigation Fee - 525-549: 100% Risk Mitigation Fee - 500-524: 150% Risk Mitigation Fee - 499 or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent) INCOME REQUIREMENT: - Combined household income must be at least 2x the rent Note: A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable. ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- MOVE-IN COSTS ---------------------------- - First month’s rent (prorated) - Security deposit - $100 lease preparation fee - Additional Mandatory fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? --------------------- ------- Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- Pay your rent on time and we’ll report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. ---------------------------- Contact us today to schedule a tour or apply online! ---------------------------- Resident Benefits Package Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required Washer/Dryer For Rent

1985 Mississippi Ave is a house located in Putnam County and the 38501 ZIP Code. This area is served by the Putnam County School District attendance zone.