15 W Borden St

About This Home

Discover the charm of this 1-bedroom 1-bath brick home that boasts a timeless brick fade and featuring lovely wooden floors, creamy white walls, and abundant natural light. Create your favorite meals in the well-equipped kitchen with ample cabinets for storage. The bedrooms are good-sized with a relaxing atmosphere and generous closet space. Enjoy the convenience of a washer and dryer hook-up for easy laundry, stay cool with a window AC unit, and electric heating for added convenience. Pets up to 90 lbs max are welcome. Conveniently located right in town and less than a mile from from Kroger, the town square, and Jackson plaza! Don't let this opportunity pass you by! Schedule a showing today! ------------------------------------------------------------------------------------------------------ *** RENT TO OWN TERM *** Sale Price : $ 176,140 Down Payment : $ 5,000 Loan Origination Fee : $ 1,761.40 Agreement Preparation Fee : $ 500 Financed : $ 171,901.40 Monthly Payment : $ 1,468.19 Plus taxes and Insurance Term : 40 Years **Must rent the prop for at least 6 months to do owner financing. **Must still do application following the application criteria. ---------------------------- Only $975 Deposit to Move In! ---------------------------- Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Learn more: Washer & Dryer Rental Program - $99/month for a high-quality washer and dryer - One-time installation fee: $75 - Repairs and maintenance are covered - Charges apply for damage or loss Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent) ---------------------------- Smart Home Automation ............ $20.95 Renters Insurance ................ $14.99 Community Perks Package .......... $2.99 HVAC Filter Program .............. $12.50 ---------------------------- AMENITIES ---------------------------- - Smart Home Automation - Central Heat and Air - Electric Heat - Extra Bonus Room - Refrigerator, Stove - Washer and Dryer Hookup - Pet Friendly (90lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Under 6 Months:................. +$250/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Renters Insurance ................ $14.99/month - Provides $100,000 in liability coverage and $10,000 protection for personal belongings. HVAC Filter Program .............. $12.50/month - Regular delivery of air filters to improve air quality and reduce energy bills. Credit Reporting Program ......... $2.99/month - Reports your on-time rent payments to credit bureaus to help build or improve your credit. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Optional) ---------------------------- Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. ---------------------------- PET POLICY ---------------------------- - Standard Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - $375 non-refundable fee per pet - $45/month for 1st pet; $25/month for each additional (max 3) - No fees for ESA or Service Animals - Pet Application Fee: $35/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- CREDIT REQUIREMENTS: If employed 1+ year at current job: - 600-649: Standard Deposit - 550-599: Standard Deposit + 50% rent Mitigation Fee - 500-549: Standard Deposit + 100% rent Mitigation Fee - 499 and below: Cosigner required (600+ credit score, 2x rent income) If employed under 1 year: - 650+: Standard Deposit - 600-649: Standard + 50% Mitigation Fee - 550-599: Standard + 100% Mitigation Fee - 500-549: Standard + 150% Mitigation Fee - No credit: Cosigner required (600+ score, 2x rent) AUTOMATIC DENIALS: - Utility Collections - Evictions - Felonies/Misdemeanor (within the last 10 years) - Landlord Collections - Drug Charges - Bankruptcies (within the last 5 years) ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- INCOME REQUIREMENT ---------------------------- - Combined household income must be at least 2x the rent ---------------------------- MOVE-IN COSTS ---------------------------- - First months rent (prorated) - Security deposit - $100 lease preparation fee - Additional fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? ---------------------------- Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- Pay your rent on time and well report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. ---------------------------- Contact us today to schedule a tour or apply online! Appliance : Refrigerator Appliance : Stove Cooling : Central Heat And Air Laundry : Hook Ups Pets Allowed Renters Insurance Required Section 8 : Yes Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required Utility And Maintenance Reduction Program Required Washer/Dryer For Rent